Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
51st percentile
Higher net margin than 51% of similar nonprofits.
Top Officer Pay
34th percentile
Higher top officer pay than 34% of similar nonprofits.
Top officer pay equals 4.9% of source-year revenue.
Asset Growth
74th percentile
Faster asset growth than 74% of similar nonprofits.
Revenue Growth
76th percentile
Faster revenue growth than 76% of similar nonprofits.
Assets
Up$104,243,954
Up $6,627,410 (+6.8%) from 2018
Net Assets
Up$15,824,785
Up $494,960 (+3.2%) from 2018
Liabilities
Up$88,419,169
Up $6,132,450 (+7.5%) from 2018
Revenue
Up$3,813,787
Up $415,202 (+12%) from 2018
Expenses
Up$3,318,827
Up $709,423 (+27%) from 2018
Net Income
Down$494,960
Down $294,221 (-37%) from 2018
To deliver safe, competitive and convenient personal banking products, with exceptional service, to our members. As a trusted partner, our solid financial strength ensures members can rely us to assist toward attaining their financial goals while creating highly valued benefit.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $70,828,415 | $78,564,217 | ▲ $7,735,802 |
| Savings and Temporary Cash Investments | $23,415,791 | $22,490,805 | ▼ $924,986 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $8,994,832 | $8,994,832 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $6,334,993 | $6,829,953 | ▲ $494,960 |
| Investments Program Related | $793,095 | $807,592 | ▲ $14,497 |
| Cash and Non-Interest-Bearing Accounts | $864,548 | $583,067 | ▼ $281,481 |
| Accounts Receivable | $448,191 | $500,510 | ▲ $52,319 |
| Land, Buildings, and Equipment, Net | $228,379 | $232,639 | ▲ $4,260 |
| Prepaid Expenses and Deferred Charges | $129,317 | $114,491 | ▼ $14,826 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $97,616,544 | $104,243,954 | ▲ $6,627,410 |
| Other Assets Total | $908,808 | $950,633 | ▲ $41,825 |
| Liabilities | |||
| Other Liabilities | $80,970,576 | $87,297,443 | ▲ $6,326,867 |
| Accounts Payable and Accrued Expenses | $1,316,143 | $1,121,726 | ▼ $194,417 |
| Total Liabilities | $82,286,719 | $88,419,169 | ▲ $6,132,450 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $15,329,825 | $15,824,785 | ▲ $494,960 |
| Total Liabilities and Net Assets / Fund Balance | $97,616,544 | $104,243,954 | ▲ $6,627,410 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $232,639 | $275,593 | $508,232 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rex Fair | President | FT | $137,561 | $49,815 | $187,376 |
| Name | Title |
|---|---|
| James Nickerson | Chairman |
| Bruce Georgenson | Vice Chair |
| Andrew Kruit | Director |
| Brian Cychosz | Director |
| Jim Zwicker | Director |
| Lindsay Bernhagen | Director |
| Sue Kedrowski | Director |
| Jack Edgerton | Director - Emeritus |
| Harry Rice | Secretary |
| Mike Bilbrey | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,002,829 |
| Salaries, Compensation, and Employee Benefits | $1,315,998 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $812,359 | - | - | $812,359 |
| Other Employee Benefits | $340,383 | - | - | $340,383 |
| Information Technology | $300,164 | - | - | $300,164 |
| Current Officers, Directors, Trustees, and Key Employees | $163,256 | - | - | $163,256 |
| Office Expenses | $92,106 | - | - | $92,106 |
| Depreciation Depletion | $58,540 | - | - | $58,540 |
| Advertising | $57,661 | - | - | $57,661 |
| Occupancy | $42,030 | - | - | $42,030 |
| Payments to Affiliates | $33,278 | - | - | $33,278 |
| Other Expenses | $28,873 | - | - | $28,873 |
| Insurance | $25,713 | - | - | $25,713 |
| Conferences and Meetings | $23,555 | - | - | $23,555 |
| All Other Expenses | $11,423 | - | - | $11,423 |
| Fees for Services Accounting | $9,637 | - | - | $9,637 |
| Interest | $7,952 | - | - | $7,952 |
| Travel | $5,817 | - | - | $5,817 |
| Fees for Services Other | $4,982 | - | - | $4,982 |
| Fees for Services Legal | $125 | - | - | $125 |
| Total Functional Expenses | $3,318,827 | $0 | $0 | $3,318,827 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $87,297,443 |
“Members are individuals that meet the field of membership requirements who have depostis with the credit union.”
“Board of directors is elected by members.”
“Per the by-laws, certain decisions require membership approval.”
“BOARD MEETING REVIEW”
“Discussion in board minutes”
“Use cues/ceo & executive surveys and analysis, and the board reviews the information for the ceo.”
“UPON REQUEST.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1316143 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1121726 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 448191 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 500510 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO DELIVER SAFE, COMPETITIVE AND CONVENIENT PERSONAL BANKING PRODUCTS, WITH EXCEPTIONAL SERVICE, TO OUR MEMBERS. AS A TRUSTED PARTNER, OUR SOLID FINANCIAL STRENGTH ENSURES MEMBERS CAN RELY US TO ASSIST TOWARD ATTAINING THEIR FINANCIAL GOALS WHILE CREATING HIGHLY VALUED BENEFIT. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 57661 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 57661 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 11423 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 11423 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KAREN APFELBECK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153467477 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1800 NORTH POINT DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | STEVENS POINT |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54481 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 864548 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 583067 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 163256 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 163256 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 23555 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 23555 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 613074 |
| IRS990/CYOtherExpensesAmt | 0 | 2002829 |
| IRS990/CYOtherRevenueAmt | 0 | 18000 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3182713 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 494960 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1315998 |
| IRS990/CYTotalExpensesAmt | 0 | 3318827 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3813787 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 58540 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 58540 |
| IRS990/Desc | 0 | HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 16 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 9637 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9637 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 125 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 125 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 4982 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 4982 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 24120 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JIM ZWICKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRUCE GEORGENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JAMES NICKERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANDREW KRUIT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JACK EDGERTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BRIAN CYCHOSZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SUE KEDROWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | HARRY RICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MIKE BILBREY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LINDSAY BERNHAGEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | REX FAIR |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 163256 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR - EMERITUS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 3813787 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 300164 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 300164 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 25713 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 25713 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 7952 |
| IRS990/InterestGrp/TotalAmt | 0 | 7952 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 613074 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 613074 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 793095 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 807592 |
| IRS990/IRPDocumentCnt | 0 | 4620 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 275593 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 228379 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 232639 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 508232 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO DELIVER SAFE, COMPETITIVE AND CONVENIENT PERSONAL BANKING PRODUCTS, WITH EXCEPTIONAL SERVICE, TO OUR MEMBERS. AS A TRUSTED PARTNER, OUR SOLID FINANCIAL STRENGTH ENSURES MEMBERS CAN RELY US TO ASSIST TOWARD ATTAINING THEIR FINANCIAL GOALS WHILE CREATING HIGHLY VALUED BENEFIT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 15329825 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 15824785 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 42030 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 42030 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 92106 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 92106 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 908808 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 950633 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 340383 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 340383 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS ON SHARES |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBER ACCOUNT/CARD COS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN ORIGINATION AND SE |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER EXPENSE |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 869828 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 396467 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 34678 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 28873 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 869828 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 396467 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 34678 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 28873 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 80970576 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 87297443 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 18000 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 18000 |
| IRS990/OtherRevenueTotalAmt | 0 | 18000 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 812359 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 812359 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 70828415 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 78564217 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt | 0 | 33278 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 33278 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 8994832 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 8994832 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 129317 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 114491 |
| IRS990/PrincipalOfficerNm | 0 | REX FAIR |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2681816 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 378258 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 112322 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2681816 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 378258 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 118758 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 3881 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6436 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 3881 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 514471 |
| IRS990/PYOtherExpensesAmt | 0 | 1321426 |
| IRS990/PYOtherRevenueAmt | 0 | 22541 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2861573 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 789181 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1287978 |
| IRS990/PYTotalExpensesAmt | 0 | 2609404 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3398585 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 494960 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6334993 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6829953 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 23415791 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 22490805 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 232639 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 275593 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 508232 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 87297443 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 232639 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 87297443 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 137561 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 24004 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 9996 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 14124 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 1691 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | REX FAIR |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 187376 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS ARE INDIVIDUALS THAT MEET THE FIELD OF MEMBERSHIP REQUIREMENTS WHO HAVE DEPOSTIS WITH THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD OF DIRECTORS IS ELECTED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | PER THE BY-LAWS, CERTAIN DECISIONS REQUIRE MEMBERSHIP APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BOARD MEETING REVIEW |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DISCUSSION IN BOARD MINUTES |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | USE CUES/CEO & EXECUTIVE SURVEYS AND ANALYSIS, AND THE BOARD REVIEWS THE INFORMATION FOR THE CEO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 97616544 |
| IRS990/TotalAssetsEOYAmt | 0 | 104243954 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 97616544 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 104243954 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 16 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 3318827 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3318827 |
| IRS990/TotalGrossUBIAmt | 0 | 10317 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 82286719 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 88419169 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 82286719 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 88419169 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 15329825 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 15824785 |
| IRS990/TotalOtherCompensationAmt | 0 | 24120 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3182713 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 163256 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 613074 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3190396 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3813787 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 10317 |
| IRS990/TotalVolunteersCnt | 0 | 15 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 97616544 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 104243954 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 5817 |
| IRS990/TravelGrp/TotalAmt | 0 | 5817 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1800 NORTH POINT DRIVE |
| IRS990/USAddress/CityNm | 0 | STEVENS POINT |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54481 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | SENTRYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2020-09-23 17:36:50Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | REX FAIR |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.
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