Liabilities / Assets
18th percentile
Higher debt load relative to assets than 18% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
18th percentile
Higher debt load relative to assets than 18% of similar nonprofits.
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
88th percentile
Higher net margin than 88% of similar nonprofits.
Top Officer Pay
66th percentile
Higher top officer pay than 66% of similar nonprofits.
Top officer pay equals 5.7% of source-year revenue.
Asset Growth
37th percentile
Faster asset growth than 37% of similar nonprofits.
Revenue Growth
22nd percentile
Faster revenue growth than 22% of similar nonprofits.
Assets
Up$89,119,624
Up $2,355,487 (+2.7%) from 2014
Net Assets
Up$14,015,096
Up $543,412 (+4.0%) from 2014
Liabilities
Up$75,104,528
Up $1,812,075 (+2.5%) from 2014
Revenue
Down$2,669,937
Down $55,132 (-2.0%) from 2014
Expenses
Down$2,126,525
Down $52,230 (-2.4%) from 2014
Net Income
Down$543,412
Down $2,902 (-0.5%) from 2014
To deliver safe, competitive and convenient personal banking products, with exceptional service, to our members. As a trusted partner, our solid financial strength ensures members can rely us to assist toward attaining their financial goals while creating highly valued benefit.
The Sentry Credit Union Mission is to develop and maintain a full service financial institution, which will help our members help themselves achieve financial security, by providing a broad variety of cost effective services, meeting competition in a financially sound manner.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $56,499,894 | $57,724,573 | ▲ $1,224,679 |
| Savings and Temporary Cash Investments | $24,321,753 | $27,268,544 | ▲ $2,946,791 |
| Rtn Earn Endowment Incm Other Fnds | $13,471,684 | $14,015,096 | ▲ $543,412 |
| Investments Program Related | $1,411,976 | $1,438,279 | ▲ $26,303 |
| Investments Other Securities | $3,000,000 | $1,000,000 | ▼ $2,000,000 |
| Accounts Receivable | $397,532 | $792,622 | ▲ $395,090 |
| Cash and Non-Interest-Bearing Accounts | $873,807 | $680,802 | ▼ $193,005 |
| Prepaid Expenses and Deferred Charges | $124,814 | $114,326 | ▼ $10,488 |
| Land, Buildings, and Equipment, Net | $48,966 | $49,247 | ▲ $281 |
| Total Assets | $86,764,137 | $89,119,624 | ▲ $2,355,487 |
| Other Assets Total | $85,395 | $51,231 | ▼ $34,164 |
| Liabilities | |||
| Other Liabilities | $70,789,273 | $73,610,430 | ▲ $2,821,157 |
| Accounts Payable and Accrued Expenses | $2,503,180 | $1,494,098 | ▼ $1,009,082 |
| Total Liabilities | $73,292,453 | $75,104,528 | ▲ $1,812,075 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $13,471,684 | $14,015,096 | ▲ $543,412 |
| Total Liabilities and Net Assets / Fund Balance | $86,764,137 | $89,119,624 | ▲ $2,355,487 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $49,247 | $183,877 | $233,124 |
| Investment Program Related Org | $666,941 | - | - |
| Other Securities | $1,000,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rex Fair | President | FT | $138,179 | $14,169 | $152,348 |
| Name | Title |
|---|---|
| Joe Mangal | Chairman |
| Brian Cychosz | Director |
| Harry Rice | Director |
| Jack Edgerton | Director |
| James Nickerson | Director |
| Mike Bilbrey | Director |
| Sue Kedrowski | Director |
| Jim Zwicker | Secretary |
| Dave Arey | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,084,008 |
| Other Expenses | $1,042,517 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $637,728 |
| Other Employee Benefits | - | - | - | $308,101 |
| Information Technology | - | - | - | $252,932 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $138,179 |
| Office Expenses | - | - | - | $73,828 |
| Other Expenses | - | $36,152 | - | $36,152 |
| Advertising | - | - | - | $34,604 |
| Interest | - | - | - | $33,580 |
| All Other Expenses | - | - | - | $33,207 |
| Fees for Services Legal | - | - | - | $31,072 |
| Occupancy | - | - | - | $28,800 |
| Fees for Services Other | - | - | - | $27,144 |
| Payments to Affiliates | - | - | - | $26,771 |
| Insurance | - | - | - | $24,152 |
| Depreciation Depletion | - | - | - | $24,034 |
| Conferences and Meetings | - | - | - | $10,243 |
| Fees for Services Accounting | - | - | - | $6,093 |
| Travel | - | - | - | $1,378 |
| Total Functional Expenses | $0 | $0 | $0 | $2,126,525 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares & Deposits | $73,609,684 |
| Accrued Dividends | $746 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“Upon completion, Form 990 is reviewed by the Accountant, Operations Manager and the President.”
“A Conflict of Interest statement is signed annually by all officers, directors and employees. Any conflicts are resolved by the Board of Directors.”
“They are available to the public upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2503180 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1494098 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 397532 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 792622 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | The Sentry Credit Union Mission is to develop and maintain a full service financial institution, which will help our members help themselves achieve financial security, by providing a broad variety of cost effective services, meeting competition in a financially sound manner. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 34604 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 33207 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Melanie Lobner |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153466533 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1800 North Point Drive |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Stevens Point |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54481 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 873807 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 680802 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 138179 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 10243 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 220552 |
| IRS990/CYOtherExpensesAmt | 0 | 1042517 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2449385 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 543412 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1084008 |
| IRS990/CYTotalExpensesAmt | 0 | 2126525 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2669937 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 24034 |
| IRS990/Desc | 0 | We funded 2100 loans during 2015. As of 12/31/15, we had 706 mortgages/home equity, 989 consumer loans and 1676 credit card accounts with our members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 6093 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 31072 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 27144 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 14169 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Jim Zwicker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Dave Arey |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | James Nickerson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Joe Mangal |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jack Edgerton |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Brian Cychosz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Sue Kedrowski |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Harry Rice |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Mike Bilbrey |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Rex Fair |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 138179 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -525 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2670462 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 252932 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 24152 |
| IRS990/InterestGrp/TotalAmt | 0 | 33580 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 221077 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 221077 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 3000000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1000000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1411976 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1438279 |
| IRS990/IRPDocumentCnt | 0 | 1050 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 183877 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 48966 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 49247 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 233124 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 525 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | The Sentry Credit Union Mission is to develop and maintain a full service financial institution, which will help our members help themselves achieve financial security, by providing a broad variety of cost effective services, meeting competition in a financially sound manner. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 13471684 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 14015096 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -525 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -525 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -6816 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 28800 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 73828 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 85395 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 51231 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 308101 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Membe AccountCard Costs |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 3 | Loan Servicing |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 137659 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 350868 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | -90000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 36152 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 137659 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 350868 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | -90000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 36152 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 70789273 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 73610430 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 637728 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 56499894 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 57724573 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 26771 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 124814 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 114326 |
| IRS990/PrincipalOfficerNm | 0 | Rex Fair |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 519100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | AccountCard Svc Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Non-member ATM Fees |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1988348 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 239757 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 215177 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1988348 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 239757 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 215177 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 6103 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6103 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 6633 members at 12/31/15. During 2015, we opened 719 new deposit, transaction and investment accounts. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 312563 |
| IRS990/PYOtherExpensesAmt | 0 | 1232126 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2412506 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 546314 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 946629 |
| IRS990/PYTotalExpensesAmt | 0 | 2178755 |
| IRS990/PYTotalRevenueAmt | 0 | 2725069 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 543412 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 13471684 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 14015096 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 24321753 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 27268544 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 49247 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 183877 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 233124 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 705576 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 65762 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 666941 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | PSCU CUSO |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CCCU MCS & PCC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 73609684 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 746 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Shares & Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Accrued Dividends |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 1000000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | Govt Investments - FHLMC |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 49247 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 1438279 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 1000000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 73610430 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 138179 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 2111 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 12058 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Rex Fair |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | President |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 152348 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Upon completion, Form 990 is reviewed by the Accountant, Operations Manager and the President. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | A Conflict of Interest statement is signed annually by all officers, directors and employees. Any conflicts are resolved by the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | They are available to the public upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 86764137 |
| IRS990/TotalAssetsEOYAmt | 0 | 89119624 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 86764137 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 89119624 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2126525 |
| IRS990/TotalGrossUBIAmt | 0 | 6103 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 73292453 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 75104528 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 73292453 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 75104528 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 13471684 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 14015096 |
| IRS990/TotalOtherCompensationAmt | 0 | 14169 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2449385 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 138179 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 220552 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2443282 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2669937 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6103 |
| IRS990/TotalVolunteersCnt | 0 | 14 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 86764137 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 89119624 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 1378 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.sentrycu.org |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Rex Fair |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153466534 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-05-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Sentry Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SENT |
| ReturnHeader/Filer/EIN | 0 | 391429665 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1800 North Point Drive |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Stevens Point |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54481 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | N25W2313 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-05-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2016-05-12T17:22:32-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.