Civic Intelligence

Sentry Credit Union

EIN 39-1429665 • 501(c)14 • Stevens Point, WI

Profile

The Sentry Credit Union Mission is to develop and maintain a full service financial institution, which will help our members help themselves achieve financial security, by providing a broad variety of cost effective services, meeting competition in a financially sound manner.

1800 North Point DriveStevens Point, WI 54481

www.sentrycu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

23rd percentile

0.86x

Higher debt load relative to assets than 23% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

80th percentile

17.93x

Higher debt load relative to revenue than 80% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

21st percentile

5.0%

Higher net margin than 21% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

38th percentile

$209,512

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 3.0% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

42nd percentile

1.8%

Faster asset growth than 42% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

70th percentile

18%

Faster revenue growth than 70% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets23rd percentile

Assets

$143,349,770

No earlier filing loaded for comparison.

Liabilities

$123,966,874

No earlier filing loaded for comparison.

Net Assets

$19,382,896

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue80th percentileNet Margin21st percentile

Revenue

$6,913,526

No earlier filing loaded for comparison.

Expenses

$6,568,301

No earlier filing loaded for comparison.

Net Income

$345,225

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2011: $79,015,640Liabilities 2011: $67,160,838Net Assets 2011: $11,854,8022011Assets 2012: $88,921,786Liabilities 2012: $76,564,154Net Assets 2012: $12,357,6322012Assets 2013: $86,561,168Liabilities 2013: $73,635,798Net Assets 2013: $12,925,3702013Assets 2014: $86,764,137Liabilities 2014: $73,292,453Net Assets 2014: $13,471,6842014Assets 2015: $89,119,624Liabilities 2015: $75,104,528Net Assets 2015: $14,015,0962015Assets 2016: $93,251,356Liabilities 2016: $78,789,767Net Assets 2016: $14,461,5892016Assets 2018: $97,616,544Liabilities 2018: $82,286,719Net Assets 2018: $15,329,8252018Assets 2019: $104,243,954Liabilities 2019: $88,419,169Net Assets 2019: $15,824,7852019Assets 2021: $131,234,457Liabilities 2021: $114,084,853Net Assets 2021: $17,149,6042021Assets 2022: $136,934,378Liabilities 2022: $119,136,881Net Assets 2022: $17,797,4972022Assets 2024: $143,349,770Liabilities 2024: $123,966,874Net Assets 2024: $19,382,8962024

Highlighted filing

2024

Assets$143,349,770
Liabilities$123,966,874
Net Assets$19,382,896
Open 2024 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0Expenses 2011: $2,561,4642011Expenses 2012: $2,659,9172012Revenue 2013: $2,879,292Expenses 2013: $2,311,554Net Income 2013: $567,7382013Revenue 2014: $2,725,069Expenses 2014: $2,178,755Net Income 2014: $546,3142014Revenue 2015: $2,669,937Expenses 2015: $2,126,525Net Income 2015: $543,4122015Revenue 2016: $2,715,485Expenses 2016: $2,268,992Net Income 2016: $446,4932016Revenue 2018: $3,398,585Expenses 2018: $2,609,404Net Income 2018: $789,1812018Revenue 2019: $3,813,787Expenses 2019: $3,318,827Net Income 2019: $494,9602019Revenue 2021: $3,410,281Expenses 2021: $2,887,449Net Income 2021: $522,8322021Revenue 2022: $3,850,431Expenses 2022: $3,202,537Net Income 2022: $647,8942022Revenue 2024: $6,913,526Expenses 2024: $6,568,301Net Income 2024: $345,2252024

Highlighted filing

2024

Revenue$6,913,526
Expenses$6,568,301
Net Income$345,225
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$143,349,770
Liabilities
$123,966,874
Net assets
$19,382,896
Revenue
$6,913,526
Expenses
$6,568,301
Net income
$345,225
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$143$124$19.4$6.91$6.57$0.35
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$137$119$17.8$3.85$3.20$0.65
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$131$114$17.1$3.41$2.89$0.52
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$104$88.4$15.8$3.81$3.32$0.49
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$97.6$82.3$15.3$3.40$2.61$0.79
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.3$78.8$14.5$2.72$2.27$0.45
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.1$75.1$14.0$2.67$2.13$0.54
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$86.8$73.3$13.5$2.73$2.18$0.55
2013Detailed filing. Detailed filing data is available for this year.$86.6$73.6$12.9$2.88$2.31$0.57
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.9$76.6$12.4$2.66
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$79.0$67.2$11.9$2.56
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 15, 2023
Return Version
2022v5.0
Gross Receipts
$3,851,305
Mission and Program Overview

Mission

To deliver safe, competitive and convenient personal banking products, with exceptional service, to our members. As a trusted partner, our solid financial strength ensures members can rely us to assist toward attaining their financial goals while creating highly valued benefit.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$77,894,046$83,666,548▲ $5,772,502
Savings and Temporary Cash Investments$49,979,324$49,579,365▼ $399,959
Pd in Cap Srpls Land Bldg Eqp Fund$8,994,832$8,994,832→ $0
Rtn Earn Endowment Incm Other Fnds$8,154,772$8,802,665▲ $647,893
Cash and Non-Interest-Bearing Accounts$862,828$1,008,832▲ $146,004
Investments Program Related$982,655$981,904▼ $751
Accounts Receivable$97,150$211,042▲ $113,892
Prepaid Expenses and Deferred Charges$155,092$125,246▼ $29,846
Land, Buildings, and Equipment, Net$135,676$120,538▼ $15,138
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$131,234,457$136,934,378▲ $5,699,921
Other Assets Total$1,127,686$1,240,903▲ $113,217
Liabilities
Other Liabilities$113,063,912$117,863,962▲ $4,800,050
Accounts Payable and Accrued Expenses$1,020,941$1,272,919▲ $251,978
Total Liabilities$114,084,853$119,136,881▲ $5,052,028
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,149,604$17,797,497▲ $647,893
Total Liabilities and Net Assets / Fund Balance$131,234,457$136,934,378▲ $5,699,921

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$120,538$398,030$518,568
Compensation and Service Providers
Top Officer Pay38th percentile

Board Members and Trustees

NameTitle
Bruce GeorgensonChair
Timothy BarthelPresident
Andrew KruitVice Chair
Brian CychoszDirector
Deanna DecaluweDirector
Dennis GruetzmacherDirector
James NickersonDirector
Joe MorganDirector
Jack EdgertonDirector - Emeritus
Harry RiceSecretary
Mike BilbreyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,076,416
Investment Income
$756,015
Other Revenue
$18,000
Change in Net Assets
$647,894
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,765,184
Salaries, Compensation, and Employee Benefits$1,437,353
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$854,221
Other Employee Benefits---$416,089
Information Technology---$341,982
Current Officers, Directors, Trustees, and Key Employees---$167,043
Advertising---$93,438
Office Expenses---$90,691
Depreciation Depletion---$50,953
Occupancy---$42,030
Other Expenses---$39,648
Conferences and Meetings---$31,741
Insurance---$31,593
Fees for Services Accounting---$15,582
Fees for Services Other---$13,475
Travel---$6,962
Interest---$1,118
Fees for Services Legal---$450
All Other Expenses---$-7,249
Total Functional Expenses$0$0$0$3,202,537
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$117,863,962
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members are individuals that meet the field of membership requirements who have depostis with the credit union.”

Form 990, Part VI, Section A, Line 7A

“Board of directors is elected by members.”

Form 990, Part VI, Section A, Line 7B

“Per the by-laws, certain decisions require membership approval.”

Form 990, Part VI, Section B, Line 11B

“BOARD MEETING REVIEW”

Form 990, Part VI, Section B, Line 12C

“Discussion in board minutes”

Form 990, Part VI, Section B, Line 15

“Use cues/ceo & executive surveys and analysis, and the board reviews the information for the ceo.”

Form 990, Part VI, Section C, Line 19

“UPON REQUEST.”

Filing and Contact Details

Filer

Filer Name
Sentry Credit Union
EIN
39-1429665
Phone
7153466534
Address
1800 NORTH POINT DRIVE, STEVENS POINT, WI 54481

Signing Officer

Name
Timothy Barthel
Title
President
Phone
7153466534
Signed
2023-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Timothy Barthel
Formed
1935
Legal Domicile
Wi
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
15

Preparer

Firm
Hawkins Ash Cpas Llp
Address
520 N BROADWAY SUITE 250, GREEN BAY, WI 54303
Preparer
Jeffrey Danen
Phone
9203369850
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“ROUNDING -1.”

Raw XML AppendixShowing 400 of 412 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01020941
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01272919
IRS990/AccountsReceivableGrp/BOYAmt097150
IRS990/AccountsReceivableGrp/EOYAmt0211042
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO DELIVER SAFE, COMPETITIVE AND CONVENIENT PERSONAL BANKING PRODUCTS, WITH EXCEPTIONAL SERVICE, TO OUR MEMBERS. AS A TRUSTED PARTNER, OUR SOLID FINANCIAL STRENGTH ENSURES MEMBERS CAN RELY US TO ASSIST TOWARD ATTAINING THEIR FINANCIAL GOALS WHILE CREATING HIGHLY VALUED BENEFIT.
IRS990/AdvertisingGrp/TotalAmt093438
IRS990/AllOtherExpensesGrp/TotalAmt0-7249
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KAREN APFELBECK
IRS990/BooksInCareOfDetail/PhoneNum07153467477
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01800 NORTH POINT DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0STEVENS POINT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd054481
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0862828
IRS990/CashNonInterestBearingGrp/EOYAmt01008832
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0167043
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt031741
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0756015
IRS990/CYOtherExpensesAmt01765184
IRS990/CYOtherRevenueAmt018000
IRS990/CYProgramServiceRevenueAmt03076416
IRS990/CYRevenuesLessExpensesAmt0647894
IRS990/CYSalariesCompEmpBnftPaidAmt01437353
IRS990/CYTotalExpensesAmt03202537
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03850431
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt050953
IRS990/Desc0HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt015582
IRS990/FeesForServicesLegalGrp/TotalAmt0450
IRS990/FeesForServicesOtherGrp/TotalAmt013475
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1045.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1031896
IRS990/Form990PartVIISectionAGrp/PersonNm0DEANNA DECALUWE
IRS990/Form990PartVIISectionAGrp/PersonNm1BRUCE GEORGENSON
IRS990/Form990PartVIISectionAGrp/PersonNm2JAMES NICKERSON
IRS990/Form990PartVIISectionAGrp/PersonNm3ANDREW KRUIT
IRS990/Form990PartVIISectionAGrp/PersonNm4BRIAN CYCHOSZ
IRS990/Form990PartVIISectionAGrp/PersonNm5HARRY RICE
IRS990/Form990PartVIISectionAGrp/PersonNm6MIKE BILBREY
IRS990/Form990PartVIISectionAGrp/PersonNm7JOE MORGAN
IRS990/Form990PartVIISectionAGrp/PersonNm8JACK EDGERTON
IRS990/Form990PartVIISectionAGrp/PersonNm9DENNIS GRUETZMACHER
IRS990/Form990PartVIISectionAGrp/PersonNm10TIMOTHY BARTHEL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10167043
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR - EMERITUS
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01935
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-874
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03851305
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0341982
IRS990/InsuranceGrp/TotalAmt031593
IRS990/InterestGrp/TotalAmt01118
IRS990/InvestmentIncomeGrp/ExclusionAmt0756889
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0756889
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0982655
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0981904
IRS990/IRPDocumentCnt02911
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0398030
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0135676
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0120538
IRS990/LandBldgEquipCostOrOtherBssAmt0518568
IRS990/LegalDomicileStateCd0WI
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0874
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO DELIVER SAFE, COMPETITIVE AND CONVENIENT PERSONAL BANKING PRODUCTS, WITH EXCEPTIONAL SERVICE, TO OUR MEMBERS. AS A TRUSTED PARTNER, OUR SOLID FINANCIAL STRENGTH ENSURES MEMBERS CAN RELY US TO ASSIST TOWARD ATTAINING THEIR FINANCIAL GOALS WHILE CREATING HIGHLY VALUED BENEFIT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt017149604
IRS990/NetAssetsOrFundBalancesEOYAmt017797497
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-874
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-874
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt042030
IRS990/OfficeExpensesGrp/TotalAmt090691
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01127686
IRS990/OtherAssetsTotalGrp/EOYAmt01240903
IRS990/OtherChangesInNetAssetsAmt0-1
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0416089
IRS990/OtherExpensesGrp/Desc0MEMBER ACCOUNT/CARD COS
IRS990/OtherExpensesGrp/Desc1DIVIDENDS ON SHARES
IRS990/OtherExpensesGrp/Desc2LOAN ORIGINATION AND SE
IRS990/OtherExpensesGrp/Desc3DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/TotalAmt0521413
IRS990/OtherExpensesGrp/TotalAmt1447368
IRS990/OtherExpensesGrp/TotalAmt243989
IRS990/OtherExpensesGrp/TotalAmt339648
IRS990/OtherLiabilitiesGrp/BOYAmt0113063912
IRS990/OtherLiabilitiesGrp/EOYAmt0117863962
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt018000
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt018000
IRS990/OtherRevenueTotalAmt018000
IRS990/OtherSalariesAndWagesGrp/TotalAmt0854221
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt077894046
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt083666548
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt08994832
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt08994832
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0155092
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0125246
IRS990/PrincipalOfficerNm0TIMOTHY BARTHEL
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc2INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02509256
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1323479
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2149183
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt387886
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02509256
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1323479
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2149183
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt394498
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt06612
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0225785
IRS990/PYOtherExpensesAmt01434718
IRS990/PYOtherRevenueAmt018000
IRS990/PYProgramServiceRevenueAmt03166496
IRS990/PYRevenuesLessExpensesAmt0522832
IRS990/PYSalariesCompEmpBnftPaidAmt01452731
IRS990/PYTotalExpensesAmt02887449
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03410281
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0647894
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08154772
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08802665
IRS990/SavingsAndTempCashInvstGrp/BOYAmt049979324
IRS990/SavingsAndTempCashInvstGrp/EOYAmt049579365
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0120538
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0398030
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0518568
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0117863962
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0120538
IRS990ScheduleD/TotalLiabilityAmt0117863962
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt012631
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0132325
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt011596
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt020300
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt022087
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TIMOTHY BARTHEL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0198939
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0COMPENSATION IS SET BY AN AFFILIATED ORGANIZATION. THE AFFILIATED ORGANIZATION DOES NOT MEET THE DEFINITION OF A RELATED ORGANIZATION.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS ARE INDIVIDUALS THAT MEET THE FIELD OF MEMBERSHIP REQUIREMENTS WHO HAVE DEPOSTIS WITH THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS IS ELECTED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PER THE BY-LAWS, CERTAIN DECISIONS REQUIRE MEMBERSHIP APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOARD MEETING REVIEW
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DISCUSSION IN BOARD MINUTES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5USE CUES/CEO & EXECUTIVE SURVEYS AND ANALYSIS, AND THE BOARD REVIEWS THE INFORMATION FOR THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ROUNDING -1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0131234457
IRS990/TotalAssetsEOYAmt0136934378
IRS990/TotalAssetsGrp/BOYAmt0131234457
IRS990/TotalAssetsGrp/EOYAmt0136934378
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03202537
IRS990/TotalGrossUBIAmt06612
IRS990/TotalLiabilitiesBOYAmt0114084853
IRS990/TotalLiabilitiesEOYAmt0119136881
IRS990/TotalLiabilitiesGrp/BOYAmt0114084853
IRS990/TotalLiabilitiesGrp/EOYAmt0119136881
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt017149604
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt017797497
IRS990/TotalOtherCompensationAmt031896
IRS990/TotalProgramServiceRevenueAmt03076416
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0756889
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03086930
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03850431
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt06612
IRS990/TotalVolunteersCnt015
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0131234457
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0136934378
IRS990/TotReportableCompRltdOrgAmt0167043
IRS990/TravelGrp/TotalAmt06962
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01800 NORTH POINT DRIVE
IRS990/USAddress/CityNm0STEVENS POINT
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd054481
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0SENTRYCU.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TIMOTHY BARTHEL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07153466534
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SENTRY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SENT
ReturnHeader/Filer/EIN0391429665
ReturnHeader/Filer/PhoneNum07153466534
ReturnHeader/Filer/USAddress/AddressLine1Txt01800 NORTH POINT DRIVE
ReturnHeader/Filer/USAddress/CityNm0STEVENS POINT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054481
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0390912608
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HAWKINS ASH CPAS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0520 N BROADWAY SUITE 250
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GREEN BAY

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $100M-$250M nonprofits