Civic Intelligence

Wolverine State Credit Union

EIN 38-1384940 • 501(c)14 • Alpena, MI

Profile

Member owned financial family dedicated to friendly, quality, efficient financial services for its members.

1381 North Bagley StreetAlpena, MI 49707

www.bessercu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.91x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

70th percentile

16.90x

Higher debt load relative to revenue than 70% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

50th percentile

12%

Higher net margin than 50% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

25th percentile

$183,486

Higher top officer pay than 25% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

95th percentile

13%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

67th percentile

17%

Faster revenue growth than 67% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$158,152,334

Up $17,633,622 (+13%) from 2023

Liabilities

Up

$143,646,480

Up $15,868,206 (+12%) from 2023

Net Assets

Up

$14,505,854

Up $1,765,416 (+14%) from 2023

Operations
Liabilities / Revenue70th percentileNet Margin50th percentile

Revenue

Up

$8,498,738

Up $1,239,326 (+17%) from 2023

Expenses

Up

$7,517,019

Up $1,300,094 (+21%) from 2023

Net Income

Down

$981,719

Down $60,768 (-5.8%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $56,750,234Liabilities 2010: $51,490,785Net Assets 2010: $5,259,4492010Assets 2011: $59,698,035Liabilities 2011: $54,271,740Net Assets 2011: $5,426,2952011Assets 2012: $63,462,088Liabilities 2012: $57,416,752Net Assets 2012: $6,045,3362012Assets 2013: $63,623,707Liabilities 2013: $57,709,114Net Assets 2013: $5,914,5932013Assets 2014: $65,296,704Liabilities 2014: $58,780,397Net Assets 2014: $6,516,3072014Assets 2015: $67,936,470Liabilities 2015: $60,935,218Net Assets 2015: $7,001,2522015Assets 2016: $70,671,128Liabilities 2016: $63,481,553Net Assets 2016: $7,189,5752016Assets 2017: $98,337,840Liabilities 2017: $87,893,492Net Assets 2017: $10,444,3482017Assets 2018: $102,471,911Liabilities 2018: $91,692,714Net Assets 2018: $10,779,1972018Assets 2019: $103,627,492Liabilities 2019: $91,655,453Net Assets 2019: $11,972,0392019Assets 2020: $122,996,267Liabilities 2020: $110,199,778Net Assets 2020: $12,796,4892020Assets 2021: $141,555,173Liabilities 2021: $128,777,179Net Assets 2021: $12,777,9942021Assets 2022: $143,548,355Liabilities 2022: $132,734,495Net Assets 2022: $10,813,8602022Assets 2023: $140,518,712Liabilities 2023: $127,778,274Net Assets 2023: $12,740,4382023Assets 2024: $158,152,334Liabilities 2024: $143,646,480Net Assets 2024: $14,505,8542024

Highlighted filing

2024

Assets$158,152,334
Liabilities$143,646,480
Net Assets$14,505,854
Open 2024 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2010: $2,747,6542010Expenses 2011: $2,456,8762011Expenses 2012: $2,274,5042012Revenue 2013: $2,513,588Expenses 2013: $2,182,264Net Income 2013: $331,3242013Revenue 2014: $2,518,393Expenses 2014: $2,231,113Net Income 2014: $287,2802014Revenue 2015: $2,610,080Expenses 2015: $2,161,157Net Income 2015: $448,9232015Revenue 2016: $2,858,085Expenses 2016: $2,389,927Net Income 2016: $468,1582016Revenue 2017: $4,330,231Expenses 2017: $3,539,524Net Income 2017: $790,7072017Revenue 2018: $4,646,344Expenses 2018: $3,810,377Net Income 2018: $835,9672018Revenue 2019: $5,169,865Expenses 2019: $4,732,277Net Income 2019: $437,5882019Revenue 2020: $5,050,480Expenses 2020: $4,606,768Net Income 2020: $443,7122020Revenue 2021: $5,526,889Expenses 2021: $5,003,667Net Income 2021: $523,2222021Revenue 2022: $6,150,132Expenses 2022: $5,594,253Net Income 2022: $555,8792022Revenue 2023: $7,259,412Expenses 2023: $6,216,925Net Income 2023: $1,042,4872023Revenue 2024: $8,498,738Expenses 2024: $7,517,019Net Income 2024: $981,7192024

Highlighted filing

2024

Revenue$8,498,738
Expenses$7,517,019
Net Income$981,719
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$158,152,334
Liabilities
$143,646,480
Net assets
$14,505,854
Revenue
$8,498,738
Expenses
$7,517,019
Net income
$981,719
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$158$144$14.5$8.50$7.52$0.98
2023Detailed filing. Detailed filing data is available for this year.$141$128$12.7$7.26$6.22$1.04
2022Detailed filing. Detailed filing data is available for this year.$144$133$10.8$6.15$5.59$0.56
2021Detailed filing. Detailed filing data is available for this year.$142$129$12.8$5.53$5.00$0.52
2020Detailed filing. Detailed filing data is available for this year.$123$110$12.8$5.05$4.61$0.44
2019Detailed filing. Detailed filing data is available for this year.$104$91.7$12.0$5.17$4.73$0.44
2018Detailed filing. Detailed filing data is available for this year.$102$91.7$10.8$4.65$3.81$0.84
2017Summary only. Only limited summary data is available for this year.$98.3$87.9$10.4$4.33$3.54$0.79
2016Detailed filing. Detailed filing data is available for this year.$70.7$63.5$7.19$2.86$2.39$0.47
2015Detailed filing. Detailed filing data is available for this year.$67.9$60.9$7.00$2.61$2.16$0.45
2014Detailed filing. Detailed filing data is available for this year.$65.3$58.8$6.52$2.52$2.23$0.29
2013Detailed filing. Detailed filing data is available for this year.$63.6$57.7$5.91$2.51$2.18$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.5$57.4$6.05$2.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.7$54.3$5.43$2.46
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$56.8$51.5$5.26$2.75
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.0
Gross Receipts
$8,530,130
Mission and Program Overview

Mission

To be michigan's leading credit union, dedicated to the financial success of every member.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$85,519,150$93,495,634▲ $7,976,484
Savings and Temporary Cash Investments$47,967,026$56,299,235▲ $8,332,209
Rtn Earn Endowment Incm Other Fnds$12,740,438$14,505,854▲ $1,765,416
Cash and Non-Interest-Bearing Accounts$2,248,918$3,229,195▲ $980,277
Land, Buildings, and Equipment, Net$1,252,402$1,410,530▲ $158,128
Investments Other Securities$1,092,715$1,092,715→ $0
Prepaid Expenses and Deferred Charges$104,037$177,181▲ $73,144
Total Assets$140,518,712$158,152,334▲ $17,633,622
Other Assets Total$2,334,464$2,447,844▲ $113,380
Liabilities
Other Liabilities$126,955,080$142,303,388▲ $15,348,308
Accounts Payable and Accrued Expenses$823,194$1,343,092▲ $519,898
Total Liabilities$127,778,274$143,646,480▲ $15,868,206
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,740,438$14,505,854▲ $1,765,416
Total Liabilities and Net Assets / Fund Balance$140,518,712$158,152,334▲ $17,633,622

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$530,787$986,861$1,517,648
Other Land Buildings$316,498$563,891$880,389
Land$487,601-$487,601
Leasehold Improvements$75,644$122,720$198,364
Compensation and Service Providers
Top Officer Pay25th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nicholas MontieManager/CEOFT$173,086$10,400$183,486
Ruby J HaskeCOOFT$105,186$5,200$110,386

Board Members and Trustees

NameTitle
Donald BartoshChairperson
Robert a GrochowskiVice Chair
Jerry E PetersonDirector
Patrick RichardsDirector
Randall T BoboltzDirector
Chelsea Wallace KossSecretary
Chelsea McconnellTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
CuanswersData Processing6000 28TH ST SE 100, Grand Rapids, MI 49546$497,954
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,751,408
Investment Income
$1,747,330
Other Revenue
$0
Change in Net Assets
$981,719
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,578,616
Salaries, Compensation, and Employee Benefits$2,938,403
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons---$1,991,033
Interest---$1,591,709
Fees for Services Other---$630,913
Other Employee Benefits---$474,234
Office Expenses---$255,031
Advertising---$228,579
Information Technology---$222,624
Depreciation Depletion---$185,699
Current Officers, Directors, Trustees, and Key Employees---$173,086
Payroll Taxes---$172,203
Occupancy---$140,686
Pension Plan Contributions---$127,847
Travel---$112,949
Fees for Services Accounting---$58,496
Insurance---$56,356
Other Expenses---$31,625
Fees for Services Legal---$6,655
All Other Expenses---$1,101
Total Functional Expenses$0$0$0$7,517,019
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$142,303,388
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Credit union is composed of members.”

Form 990, Page 6, Part VI, Line 7A

“Members vote on bylaw and charter changes. Members vote and elect board members at annual meeting.”

Form 990, Page 6, Part VI, Line 7B

“Mergers are voted by entire membership.”

Form 990, Page 6, Part VI, Line 11B

“Management reviews tax returns and forwards form 8879-te to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Page 6, Part VI, Line 12C

“Employee loans are management approved. Management loans are board approved. Loans to board members are approved by the board minus the lendee.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors determines ceo compensation.”

Form 990, Page 6, Part VI, Line 15B

“Ceo reviews employees review, absentees, performance criteria, etc. Presents to board of directors for approval. The board of directors are not compensated.”

Form 990, Page 6, Part VI, Line 19

“Credit union bylaws, conflict of interest policy, and whistleblower policy are available upon request at the credit union's main office. Quarterly financial statements are displayed in the lobby whch is accessible to the general public. Quarterly finanical performance (call) reports are also available at www.ncua.gov for all federally insured credit unions.”

Filing and Contact Details

Filer

Filer Name
Wolverine State Credit Union
EIN
38-1384940
Phone
9893561880
Address
1381 NORTH BAGLEY STREET, ALPENA, MI 49707

Signing Officer

Name
Nicholas Montie
Title
Manager/CEO
Phone
9893561880
Signed
2025-11-14

Organization Details

Principal Officer
Nicholas Montie
Formed
1950
Legal Domicile
Mi
Voting Board Members
7
Independent Board Members
7
Employees
60
Volunteers
10

Preparer

Firm
Straley Lamp & Kraenzlein Pc
Address
PO BOX 738, ALPENA, MI 49707-0738
Preparer
Chelsea a Mcconnell CPA
Phone
9893564531
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“N/A”

Raw XML Appendix384 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/DepreciationDepletionGrp/TotalAmt0185699
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-31392
IRS990/NetUnrlzdGainsLossesInvstAmt0783697
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0140686
IRS990/OfficeExpensesGrp/TotalAmt0255031
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02334464
IRS990/OtherAssetsTotalGrp/EOYAmt02447844
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0474234
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2POSTAGE AND SHIPPING
IRS990/OtherExpensesGrp/Desc3ORGANIZATIONAL DUES
IRS990/OtherExpensesGrp/TotalAmt0667840
IRS990/OtherExpensesGrp/TotalAmt1302506
IRS990/OtherExpensesGrp/TotalAmt285847
IRS990/OtherExpensesGrp/TotalAmt331625
IRS990/OtherLiabilitiesGrp/BOYAmt0126955080
IRS990/OtherLiabilitiesGrp/EOYAmt0142303388
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt085519150
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt093495634
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0172203
IRS990/PensionPlanContributionsGrp/TotalAmt0127847
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0104037
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0177181
IRS990/PrincipalOfficerNm0NICHOLAS MONTIE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2525990
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc3MEMBER GAP SALES
IRS990/ProgramServiceRevenueGrp/Desc4INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05220717
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1731893
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2685278
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt369655
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05220717
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1731893
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2685278
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt369655
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt428900
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt028900
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREIT CARD, VEHICLES AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2024 WAS 7,826.
IRS990/ProgSrvcAccomActy3Grp/Desc0N/A
IRS990/ProgSrvcAccomActyOtherGrp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt01578718
IRS990/PYOtherExpensesAmt03541309
IRS990/PYProgramServiceRevenueAmt05680694
IRS990/PYRevenuesLessExpensesAmt01042487
IRS990/PYSalariesCompEmpBnftPaidAmt02675616
IRS990/PYTotalExpensesAmt06216925
IRS990/PYTotalRevenueAmt07259412
IRS990/ReconcilationRevenueExpnssAmt0981719
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012740438
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014505854
IRS990/SavingsAndTempCashInvstGrp/BOYAmt047967026
IRS990/SavingsAndTempCashInvstGrp/EOYAmt056299235
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0530787
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0986861
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01517648
IRS990ScheduleD/LandGrp/BookValueAmt0487601
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0487601
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt075644
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0122720
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0198364
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0316498
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0563891
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0880389
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0142303388
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OTHER LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01410530
IRS990ScheduleD/TotalLiabilityAmt0142303388
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0173086
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt010400
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0NICHOLAS MONTIE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0MANAGER/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0183486
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDIT UNION IS COMPOSED OF MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MERGERS ARE VOTED BY ENTIRE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MANAGEMENT REVIEWS TAX RETURNS AND FORWARDS FORM 8879-TE TO TAX PREPARER. BOARD REVIEWS FILED TAX RETURNS AT NEXT SCHEDULED MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EMPLOYEE LOANS ARE MANAGEMENT APPROVED. MANAGEMENT LOANS ARE BOARD APPROVED. LOANS TO BOARD MEMBERS ARE APPROVED BY THE BOARD MINUS THE LENDEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS DETERMINES CEO COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7CEO REVIEWS EMPLOYEES REVIEW, ABSENTEES, PERFORMANCE CRITERIA, ETC. PRESENTS TO BOARD OF DIRECTORS FOR APPROVAL. THE BOARD OF DIRECTORS ARE NOT COMPENSATED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8CREDIT UNION BYLAWS, CONFLICT OF INTEREST POLICY, AND WHISTLEBLOWER POLICY ARE AVAILABLE UPON REQUEST AT THE CREDIT UNION'S MAIN OFFICE. QUARTERLY FINANCIAL STATEMENTS ARE DISPLAYED IN THE LOBBY WHCH IS ACCESSIBLE TO THE GENERAL PUBLIC. QUARTERLY FINANICAL PERFORMANCE (CALL) REPORTS ARE ALSO AVAILABLE AT WWW.NCUA.GOV FOR ALL FEDERALLY INSURED CREDIT UNIONS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0140518712
IRS990/TotalAssetsEOYAmt0158152334
IRS990/TotalAssetsGrp/BOYAmt0140518712
IRS990/TotalAssetsGrp/EOYAmt0158152334
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt060
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt07517019
IRS990/TotalGrossUBIAmt043865
IRS990/TotalLiabilitiesBOYAmt0127778274
IRS990/TotalLiabilitiesEOYAmt0143646480
IRS990/TotalLiabilitiesGrp/BOYAmt0127778274
IRS990/TotalLiabilitiesGrp/EOYAmt0143646480
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt012740438
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt014505854
IRS990/TotalOtherCompensationAmt015600
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt014965
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt014965
IRS990/TotalProgramServiceRevenueAmt06751408
IRS990/TotalReportableCompFromOrgAmt0278272
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt08454873
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt08498738
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt043865
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0140518712
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0158152334
IRS990/TravelGrp/TotalAmt0112949
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/USAddress/AddressLine1Txt01381 N BAGLEY STREET
IRS990/USAddress/CityNm0ALPENA
IRS990/USAddress/StateAbbreviationCd0MI
IRS990/USAddress/ZIPCd049707
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.WOLVERINESCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0NICHOLAS MONTIE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09893561880
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WOLVERINE STATE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0WOLV
ReturnHeader/Filer/EIN0381384940
ReturnHeader/Filer/PhoneNum09893561880
ReturnHeader/Filer/USAddress/AddressLine1Txt01381 NORTH BAGLEY STREET
ReturnHeader/Filer/USAddress/CityNm0ALPENA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049707
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0383079404
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STRALEY LAMP & KRAENZLEIN PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 738
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ALPENA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0497070738
ReturnHeader/PreparerPersonGrp/PhoneNum09893564531
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CHELSEA A MCCONNELL CPA
ReturnHeader/ReturnTs02025-11-14T11:20:27-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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