Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
87th percentile
Higher net margin than 87% of similar nonprofits.
Top Officer Pay
37th percentile
Higher top officer pay than 37% of similar nonprofits.
Top officer pay equals 5.2% of source-year revenue.
Asset Growth
39th percentile
Faster asset growth than 39% of similar nonprofits.
Revenue Growth
39th percentile
Faster revenue growth than 39% of similar nonprofits.
Assets
Up$120,675,360
Up $16,431,406 (+16%) from 2019
Net Assets
Up$16,626,772
Up $801,987 (+5.1%) from 2019
Liabilities
Up$104,048,588
Up $15,629,419 (+18%) from 2019
Revenue
Down$3,663,124
Down $150,663 (-4.0%) from 2019
Expenses
Down$2,861,139
Down $457,688 (-14%) from 2019
Net Income
Up$801,985
Up $307,025 (+62%) from 2019
To deliver safe, competitive and convenient personal banking products, with exceptional service, to our members. As a trusted partner, our solid financial strength ensures members can rely us to assist toward attaining their financial goals while creating highly valued benefit.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $78,564,217 | $77,190,384 | ▼ $1,373,833 |
| Savings and Temporary Cash Investments | $22,490,805 | $40,221,903 | ▲ $17,731,098 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $8,994,832 | $8,994,832 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $6,829,953 | $7,631,940 | ▲ $801,987 |
| Cash and Non-Interest-Bearing Accounts | $583,067 | $914,541 | ▲ $331,474 |
| Investments Program Related | $807,592 | $859,605 | ▲ $52,013 |
| Land, Buildings, and Equipment, Net | $232,639 | $186,039 | ▼ $46,600 |
| Prepaid Expenses and Deferred Charges | $114,491 | $163,843 | ▲ $49,352 |
| Accounts Receivable | $500,510 | $125,991 | ▼ $374,519 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $104,243,954 | $120,675,360 | ▲ $16,431,406 |
| Other Assets Total | $950,633 | $1,013,054 | ▲ $62,421 |
| Liabilities | |||
| Other Liabilities | $87,297,443 | $103,234,220 | ▲ $15,936,777 |
| Accounts Payable and Accrued Expenses | $1,121,726 | $814,368 | ▼ $307,358 |
| Total Liabilities | $88,419,169 | $104,048,588 | ▲ $15,629,419 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $15,824,785 | $16,626,772 | ▲ $801,987 |
| Total Liabilities and Net Assets / Fund Balance | $104,243,954 | $120,675,360 | ▲ $16,431,406 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $186,039 | $308,743 | $494,782 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rex Fair | President | FT | $140,948 | $48,845 | $189,793 |
| Name | Title |
|---|---|
| James Nickerson | Chairman |
| Bruce Georgenson | Vice Chair |
| Andrew Schultz | Associate Director |
| Andrew Kruit | Director |
| Brian Cychosz | Director |
| Dennis Gruetzmacher | Director |
| Lindsay Bernhagen | Director |
| Sue Kedrowski | Director |
| Jack Edgerton | Director - Emeritus |
| Harry Rice | Secretary |
| Mike Bilbrey | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,472,575 |
| Salaries, Compensation, and Employee Benefits | $1,388,564 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $823,729 |
| Other Employee Benefits | - | - | - | $390,910 |
| Information Technology | - | - | - | $294,677 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $173,925 |
| Office Expenses | - | - | - | $84,734 |
| Depreciation Depletion | - | - | - | $65,243 |
| Advertising | - | - | - | $62,666 |
| Occupancy | - | - | - | $42,030 |
| Other Expenses | - | - | - | $39,033 |
| Payments to Affiliates | - | - | - | $33,786 |
| All Other Expenses | - | - | - | $31,443 |
| Insurance | - | - | - | $26,649 |
| Fees for Services Accounting | - | - | - | $24,137 |
| Fees for Services Other | - | - | - | $15,925 |
| Conferences and Meetings | - | - | - | $6,669 |
| Interest | - | - | - | $3,304 |
| Travel | - | - | - | $130 |
| Total Functional Expenses | $0 | $0 | $0 | $2,861,139 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $103,234,220 |
“Members are individuals that meet the field of membership requirements who have depostis with the credit union.”
“Board of directors is elected by members.”
“Per the by-laws, certain decisions require membership approval.”
“BOARD MEETING REVIEW”
“Discussion in board minutes”
“Use cues/ceo & executive surveys and analysis, and the board reviews the information for the ceo.”
“UPON REQUEST.”
“ROUNDING 2.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1121726 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 814368 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 500510 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 125991 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO DELIVER SAFE, COMPETITIVE AND CONVENIENT PERSONAL BANKING PRODUCTS, WITH EXCEPTIONAL SERVICE, TO OUR MEMBERS. AS A TRUSTED PARTNER, OUR SOLID FINANCIAL STRENGTH ENSURES MEMBERS CAN RELY US TO ASSIST TOWARD ATTAINING THEIR FINANCIAL GOALS WHILE CREATING HIGHLY VALUED BENEFIT. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 62666 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 31443 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KAREN APFELBECK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153467477 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1800 NORTH POINT DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | STEVENS POINT |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54481 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 583067 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 914541 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 173925 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 6669 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 331803 |
| IRS990/CYOtherExpensesAmt | 0 | 1472575 |
| IRS990/CYOtherRevenueAmt | 0 | 18000 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3313321 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 801985 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1388564 |
| IRS990/CYTotalExpensesAmt | 0 | 2861139 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3663124 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 65243 |
| IRS990/Desc | 0 | HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 16 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 24137 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 15925 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 15868 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ANDREW SCHULTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRUCE GEORGENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JAMES NICKERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANDREW KRUIT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JACK EDGERTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BRIAN CYCHOSZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | SUE KEDROWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | HARRY RICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MIKE BILBREY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LINDSAY BERNHAGEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DENNIS GRUETZMACHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | REX FAIR |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 173925 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | ASSOCIATE DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR - EMERITUS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -1296 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 12154 |
| IRS990/GrossReceiptsAmt | 0 | 3676574 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 294677 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26649 |
| IRS990/InterestGrp/TotalAmt | 0 | 3304 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 333099 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 333099 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 807592 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 859605 |
| IRS990/IRPDocumentCnt | 0 | 2628 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 308743 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 232639 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 186039 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 494782 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 13450 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO DELIVER SAFE, COMPETITIVE AND CONVENIENT PERSONAL BANKING PRODUCTS, WITH EXCEPTIONAL SERVICE, TO OUR MEMBERS. AS A TRUSTED PARTNER, OUR SOLID FINANCIAL STRENGTH ENSURES MEMBERS CAN RELY US TO ASSIST TOWARD ATTAINING THEIR FINANCIAL GOALS WHILE CREATING HIGHLY VALUED BENEFIT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 15824785 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 16626772 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -1296 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -1296 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 42030 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 84734 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 950633 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1013054 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 2 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 390910 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER ACCOUNT/CARD COS |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDENDS ON SHARES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN ORIGINATION AND SE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 413542 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 262331 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 66276 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 39033 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 87297443 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 103234220 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 18000 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 18000 |
| IRS990/OtherRevenueTotalAmt | 0 | 18000 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 823729 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 78564217 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 77190384 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 33786 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 8994832 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 8994832 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 114491 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 163843 |
| IRS990/PrincipalOfficerNm | 0 | TIMOTHY BARTHEL |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2786210 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 373943 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 147981 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2786210 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 373943 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 149497 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 3671 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1516 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 3671 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 613074 |
| IRS990/PYOtherExpensesAmt | 0 | 2002829 |
| IRS990/PYOtherRevenueAmt | 0 | 18000 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3182713 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 494960 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1315998 |
| IRS990/PYTotalExpensesAmt | 0 | 3318827 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3813787 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 801985 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6829953 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7631940 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 22490805 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 40221903 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 186039 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 308743 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 494782 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 103234220 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 186039 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 103234220 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 140948 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 32017 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 1965 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 1965 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 13903 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 960 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | REX FAIR |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 189793 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS ARE INDIVIDUALS THAT MEET THE FIELD OF MEMBERSHIP REQUIREMENTS WHO HAVE DEPOSTIS WITH THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | BOARD OF DIRECTORS IS ELECTED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | PER THE BY-LAWS, CERTAIN DECISIONS REQUIRE MEMBERSHIP APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BOARD MEETING REVIEW |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DISCUSSION IN BOARD MINUTES |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | USE CUES/CEO & EXECUTIVE SURVEYS AND ANALYSIS, AND THE BOARD REVIEWS THE INFORMATION FOR THE CEO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | ROUNDING 2. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 104243954 |
| IRS990/TotalAssetsEOYAmt | 0 | 120675360 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 104243954 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 120675360 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 16 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2861139 |
| IRS990/TotalGrossUBIAmt | 0 | 5187 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 88419169 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 104048588 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 88419169 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 104048588 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 15824785 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 16626772 |
| IRS990/TotalOtherCompensationAmt | 0 | 15868 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3313321 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 173925 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 333099 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3324838 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3663124 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5187 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 104243954 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 120675360 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 130 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1800 NORTH POINT DRIVE |
| IRS990/USAddress/CityNm | 0 | STEVENS POINT |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54481 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | SENTRYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TIMOTHY BARTHEL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153466534 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-10-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | SENTRY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SENT |
| ReturnHeader/Filer/EIN | 0 | 391429665 |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.