Civic Intelligence

North Star Community Credit Union

EIN 23-7156614 • 501(c)14 • Cherokee, IA

View Organization Page

Profile

State chartered credit union

1030 S 2nd StCherokee, IA 51012

www.nsccu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.91x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Liabilities / Revenue

27th percentile

12.97x

Higher debt load relative to revenue than 27% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Net Margin

9th percentile

0.5%

Higher net margin than 9% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Top Officer Pay

82nd percentile

$338,250

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 3.0% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2025

Asset Growth

17th percentile

-1.6%

Faster asset growth than 17% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2024 to 2025

Revenue Growth

13th percentile

2.9%

Faster revenue growth than 13% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$126,756,662

Up $6,795,746 (+5.7%) from 2020

Liabilities

Up

$115,082,252

Up $6,651,818 (+6.1%) from 2020

Net Assets

Up

$11,674,410

Up $143,928 (+1.2%) from 2020

Operations
Liabilities / Revenue27th percentileNet Margin9th percentile

Revenue

Up

$5,617,310

Up $46,562 (+0.8%) from 2020

Expenses

Up

$5,437,696

Up $419,583 (+8.4%) from 2020

Net Income

Down

$179,614

Down $373,021 (-67%) from 2020

Trend Graphs

Balance Sheet Trend

Asset Growth17th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $58,559,346Liabilities 2010: $52,539,270Net Assets 2010: $6,020,0762010Assets 2011: $66,884,568Liabilities 2011: $60,135,016Net Assets 2011: $6,749,5522011Assets 2013: $77,267,047Liabilities 2013: $69,720,925Net Assets 2013: $7,546,1222013Assets 2014: $81,444,445Liabilities 2014: $73,559,439Net Assets 2014: $7,885,0062014Assets 2015: $82,719,223Liabilities 2015: $74,207,804Net Assets 2015: $8,511,4192015Assets 2016: $83,641,332Liabilities 2016: $74,549,661Net Assets 2016: $9,091,6712016Assets 2017: $85,237,702Liabilities 2017: $75,603,598Net Assets 2017: $9,634,1042017Assets 2018: $90,497,371Liabilities 2018: $80,231,126Net Assets 2018: $10,266,2452018Assets 2019: $104,692,965Liabilities 2019: $93,731,946Net Assets 2019: $10,961,0192019Assets 2020: $119,960,916Liabilities 2020: $108,430,434Net Assets 2020: $11,530,4822020Assets 2021: $126,756,662Liabilities 2021: $115,082,252Net Assets 2021: $11,674,4102021

Highlighted filing

2021

Assets$126,756,662
Liabilities$115,082,252
Net Assets$11,674,410
Open 2021 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $3,047,3532010Expenses 2011: $2,904,6562011Revenue 2013: $3,280,821Expenses 2013: $2,859,686Net Income 2013: $421,1352013Revenue 2014: $3,089,890Expenses 2014: $2,791,965Net Income 2014: $297,9252014Revenue 2015: $3,338,807Expenses 2015: $2,739,705Net Income 2015: $599,1022015Revenue 2016: $3,338,791Expenses 2016: $2,751,698Net Income 2016: $587,0932016Revenue 2017: $3,626,188Expenses 2017: $3,044,834Net Income 2017: $581,3542017Revenue 2018: $4,230,159Expenses 2018: $3,554,285Net Income 2018: $675,8742018Revenue 2019: $5,144,972Expenses 2019: $4,505,932Net Income 2019: $639,0402019Revenue 2020: $5,570,748Expenses 2020: $5,018,113Net Income 2020: $552,6352020Revenue 2021: $5,617,310Expenses 2021: $5,437,696Net Income 2021: $179,6142021

Highlighted filing

2021

Revenue$5,617,310
Expenses$5,437,696
Net Income$179,614
Open 2021 Filing

Filings

Most recent year

2021 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$126,756,662
Liabilities
$115,082,252
Net assets
$11,674,410
Revenue
$5,617,310
Expenses
$5,437,696
Net income
$179,614
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$127$115$11.7$5.62$5.44$0.18
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$120$108$11.5$5.57$5.02$0.55
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$105$93.7$11.0$5.14$4.51$0.64
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.5$80.2$10.3$4.23$3.55$0.68
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.2$75.6$9.63$3.63$3.04$0.58
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$83.6$74.5$9.09$3.34$2.75$0.59
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$82.7$74.2$8.51$3.34$2.74$0.60
2014Detailed filing. Detailed filing data is available for this year.$81.4$73.6$7.89$3.09$2.79$0.30
2013Detailed filing. Detailed filing data is available for this year.$77.3$69.7$7.55$3.28$2.86$0.42
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$66.9$60.1$6.75$2.90
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.6$52.5$6.02$3.05
Latest Detailed Filing

The latest 2021 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2018 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 2, 2019
Return Version
2018v3.1
Gross Receipts
$4,230,159
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$51,156,633$60,435,867▲ $9,279,234
Savings and Temporary Cash Investments$27,362,160$23,058,031▼ $4,304,129
Rtn Earn Endowment Incm Other Fnds$6,490,900$6,516,245▲ $25,345
Pd in Cap Srpls Land Bldg Eqp Fund$3,143,204$3,750,000▲ $606,796
Investments in Publicly Traded Securities$1,572,450$1,273,747▼ $298,703
Land, Buildings, and Equipment, Net$1,273,920$1,260,282▼ $13,638
Cash and Non-Interest-Bearing Accounts$630,496$658,680▲ $28,184
Receivables From Officers Etc-$465,562-
Prepaid Expenses and Deferred Charges$241,943$229,886▼ $12,057
Accounts Receivable$27,414$10,358▼ $17,056
Total Assets$85,237,702$90,497,371▲ $5,259,669
Other Assets Total$2,972,686$3,104,958▲ $132,272
Liabilities
Other Liabilities$75,196,547$79,864,240▲ $4,667,693
Accounts Payable and Accrued Expenses$407,051$366,886▼ $40,165
Total Liabilities$75,603,598$80,231,126▲ $4,627,528
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,634,104$10,266,245▲ $632,141
Total Liabilities and Net Assets / Fund Balance$85,237,702$90,497,371▲ $5,259,669

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$641,533$681,645$1,323,178
Equipment$264,386$838,738$1,103,124
Land$354,363-$354,363
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jeffrey L HayesPresident/ CFT$146,780$27,670$174,450
Jeffrey L HayesPresident/ CEO-$145,705$28,745$174,450
Andrew G BarrigerVice PresideFT$100,860$11,661$112,521

Board Members and Trustees

NameTitle
Barbara J KratzBoard Member
Barbara J MesseroleBoard Member
Jamie K RenkenBoard Member
Linda F StruckBoard Member
Morgan I GravanishBoard Member
Ronald E BrownBoard Member
Stephanie R FoxhovenBoard Member
Timothy K StonekingBoard Member
W Allan HennBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,678,719
Investment Income
$551,440
Other Revenue
$0
Change in Net Assets
$675,874

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,230,159
Total Revenue per Audited Statements
$4,230,159
Total Revenue per Form 990
$4,230,159
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,137,168
Salaries, Compensation, and Employee Benefits$1,417,117
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,092,227
Office Expenses---$348,006
All Other Expenses---$192,658
Other Employee Benefits---$173,537
Other Expenses---$151,223
Advertising---$150,254
Depreciation Depletion---$122,699
Occupancy---$117,282
Payroll Taxes---$86,957
Pension Plan Contributions---$64,396
Conferences and Meetings---$47,284
Insurance---$34,869
Fees for Services Accounting---$19,099
Interest---$9,190
Fees for Services Legal---$1,926
Total Functional Expenses$0$0$0$3,554,285

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,554,285
Total Expenses per Audited Statements$3,554,285
Total Expenses per Form 990$3,554,285
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$465,562-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$79,864,240
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“All depositors are considered members.”

Form 990, Page 6, Part VI, Line 7A

“The credit union members elect on an annual basis the members of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any proposed mergers must be approved by a majority of the membership.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”

Form 990, Page 6, Part VI, Line 15A

“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions as compiled by a salary management software, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2018.”

Form 990, Page 6, Part VI, Line 19

“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”

Filing and Contact Details

Filer

Filer Name
North Star Community Credit Union
EIN
23-7156614
Phone
7122255731
Address
1030 S 2ND ST, CHEROKEE, IA 51012

Signing Officer

Name
Jeffrey L Hayes
Title
President/ CEO
Phone
7122255731
Signed
2019-05-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jeffrey L Hayes
Formed
1971
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
37
Volunteers
9

Preparer

Firm
Petersen & Associates
Address
506 E GOLD COAST RD STE 100, PAPILLION, NE 68046-4790
Preparer
Steven O Petersen
Phone
4023332800
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“N/A”

Form 990, Part XI, Line 9

“Net change in investment valuation reserve -43,733”

Raw XML AppendixShowing 400 of 402 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0STATE CHARTERED CREDIT UNION
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IRS990/AuditCommitteeInd0true
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IRS990/BooksInCareOfDetail/PhoneNum07122255731
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IRS990/BooksInCareOfDetail/USAddress/CityNm0CHEROKEE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IA
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IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
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IRS990/ConferencesMeetingsGrp/TotalAmt047284
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IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0551440
IRS990/CYOtherExpensesAmt02137168
IRS990/CYOtherRevenueAmt00
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IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt0122699
IRS990/Desc0N/A
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IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt037
IRS990/EmploymentTaxReturnsFiledInd0true
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IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt019099
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IRS990/ForeignActivitiesInd0false
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IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
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IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/ C
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE PRESIDE
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IRS990/OtherExpensesGrp/TotalAmt0634018
IRS990/OtherExpensesGrp/TotalAmt1155629
IRS990/OtherExpensesGrp/TotalAmt2153031
IRS990/OtherExpensesGrp/TotalAmt3151223
IRS990/OtherLiabilitiesGrp/BOYAmt075196547
IRS990/OtherLiabilitiesGrp/EOYAmt079864240
IRS990/OtherSalariesAndWagesGrp/TotalAmt01092227
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt051156633
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt060435867
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt086957
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt03143204
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt03750000
IRS990/PensionPlanContributionsGrp/TotalAmt064396
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0241943
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0229886
IRS990/PrincipalOfficerNm0JEFFREY L HAYES
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt02926328
IRS990/ProgramServiceRevenueGrp/ExclusionAmt1425912
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2326479
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02926328
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1425912
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2326479
IRS990/ProgSrvcAccomActyOtherGrp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0507258
IRS990/PYOtherExpensesAmt01820154
IRS990/PYProgramServiceRevenueAmt03118930
IRS990/PYRevenuesLessExpensesAmt0581354
IRS990/PYSalariesCompEmpBnftPaidAmt01224680
IRS990/PYTotalExpensesAmt03044834
IRS990/PYTotalRevenueAmt03626188
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0465562
IRS990/ReconcilationRevenueExpnssAmt0675874
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06490900
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06516245
IRS990/SavingsAndTempCashInvstGrp/BOYAmt027362160
IRS990/SavingsAndTempCashInvstGrp/EOYAmt023058031
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0641533
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0681645
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01323178
IRS990ScheduleD/EquipmentGrp/BookValueAmt0264386
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0838738
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01103124
IRS990ScheduleD/ExpensesSubtotalAmt03554285
IRS990ScheduleD/LandGrp/BookValueAmt0354363
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0354363
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt079864240
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt04230159
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01260282
IRS990ScheduleD/TotalExpensesPerForm990Amt03554285
IRS990ScheduleD/TotalLiabilityAmt079864240
IRS990ScheduleD/TotalRevenuePerForm990Amt04230159
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04230159
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03554285
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0145705
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0817
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt04274
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt023396
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt0258
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JEFFREY L HAYES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/ CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0174450
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0JEFFREY L. HAYES 0 28,330 0
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE J, PAGE 1, PART I, LINE 4
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0465562
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPLIT DOLLAR LIFE INSURANCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0450000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JEFFREY L HAYES
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT/CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt0465562
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL DEPOSITORS ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS AS COMPILED BY A SALARY MANAGEMENT SOFTWARE, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2018.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NET CHANGE IN INVESTMENT VALUATION RESERVE -43,733
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt085237702
IRS990/TotalAssetsEOYAmt090497371
IRS990/TotalAssetsGrp/BOYAmt085237702
IRS990/TotalAssetsGrp/EOYAmt090497371
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt037
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03554285
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt075603598
IRS990/TotalLiabilitiesEOYAmt080231126
IRS990/TotalLiabilitiesGrp/BOYAmt075603598
IRS990/TotalLiabilitiesGrp/EOYAmt080231126
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09634104
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010266245
IRS990/TotalOtherCompensationAmt039331
IRS990/TotalProgramServiceRevenueAmt03678719
IRS990/TotalReportableCompFromOrgAmt0247640
IRS990/TotalRevenueGrp/ExclusionAmt04230159
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04230159
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt085237702
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt090497371
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01030 S 2ND ST
IRS990/USAddress/CityNm0CHEROKEE
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd051012
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.NSCCU.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JEFFREY L HAYES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/ CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum07122255731
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-05-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTH STAR COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0237156614
ReturnHeader/Filer/PhoneNum07122255731
ReturnHeader/Filer/USAddress/AddressLine1Txt01030 S 2ND ST
ReturnHeader/Filer/USAddress/CityNm0CHEROKEE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd051012
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt070.167.146.228
ReturnHeader/FilingSecurityInformation/IPDt02019-05-03
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm011:18:49
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0470749138
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PETERSEN & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0506 E GOLD COAST RD STE 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PAPILLION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0680464790
ReturnHeader/PreparerPersonGrp/PhoneNum04023332800
ReturnHeader/PreparerPersonGrp/PreparationDt02019-05-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEVEN O PETERSEN
ReturnHeader/ReturnTs02019-05-03T11:18:49-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01

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