Liabilities / Assets
15th percentile
Higher debt load relative to assets than 15% of similar nonprofits.
EIN 62-0678664 • 501(c)14 • Camden, TN
Profile
Credit union - to provide services for approximately 10,455 members in the form of loans, savings, and other financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
15th percentile
Higher debt load relative to assets than 15% of similar nonprofits.
Liabilities / Revenue
45th percentile
Higher debt load relative to revenue than 45% of similar nonprofits.
Net Margin
96th percentile
Higher net margin than 96% of similar nonprofits.
Top Officer Pay
13th percentile
Higher top officer pay than 13% of similar nonprofits.
Top officer pay equals 1.5% of source-year revenue.
Asset Growth
75th percentile
Faster asset growth than 75% of similar nonprofits.
Revenue Growth
52nd percentile
Faster revenue growth than 52% of similar nonprofits.
Assets
Up$163,375,364
Up $13,274,143 (+8.8%) from 2023
Liabilities
Up$139,077,428
Up $10,009,307 (+7.8%) from 2023
Net Assets
Up$24,297,936
Up $3,264,836 (+16%) from 2023
Revenue
Up$8,696,815
Up $1,576,965 (+22%) from 2023
Expenses
Up$5,845,407
Up $992,400 (+20%) from 2023
Net Income
Up$2,851,408
Up $584,565 (+26%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit union - to provide services for approximately 10,554 members in the form of loans, savings, and other financial services.
Credit union - to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $88,410,488 | $86,480,874 | ▼ $1,929,614 |
| Savings and Temporary Cash Investments | $31,419,000 | $44,324,000 | ▲ $12,905,000 |
| Rtn Earn Endowment Incm Other Fnds | $21,033,100 | $24,297,936 | ▲ $3,264,836 |
| Cash and Non-Interest-Bearing Accounts | $11,596,473 | $14,152,801 | ▲ $2,556,328 |
| Investments Other Securities | $11,355,516 | $8,941,316 | ▼ $2,414,200 |
| Prepaid Expenses and Deferred Charges | $3,659,693 | $4,107,071 | ▲ $447,378 |
| Land, Buildings, and Equipment, Net | $2,167,197 | $3,786,326 | ▲ $1,619,129 |
| Total Assets | $150,101,221 | $163,375,364 | ▲ $13,274,143 |
| Other Assets Total | $1,492,854 | $1,582,976 | ▲ $90,122 |
| Liabilities | |||
| Other Liabilities | $128,556,890 | $138,210,302 | ▲ $9,653,412 |
| Accounts Payable and Accrued Expenses | $511,231 | $867,126 | ▲ $355,895 |
| Total Liabilities | $129,068,121 | $139,077,428 | ▲ $10,009,307 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $21,033,100 | $24,297,936 | ▲ $3,264,836 |
| Total Liabilities and Net Assets / Fund Balance | $150,101,221 | $163,375,364 | ▲ $13,274,143 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,095,805 | $761,205 | $3,857,010 |
| Equipment | $183,263 | $274,755 | $458,018 |
| Land | $439,691 | - | $439,691 |
| Leasehold Improvements | $67,567 | $76,139 | $143,706 |
| Other Securities | $503,597 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Michael Warren | Manager/CEO | FT | $111,195 | $41,048 | $152,243 |
| Teena Barnett | Assistant Ma | FT | $91,073 | $32,530 | $123,603 |
| John Bond | VP/finance | FT | $89,816 | $16,623 | $106,439 |
| Name | Title |
|---|---|
| Brenda Jones | Board Member |
| Cynthia Eblen | Board Member |
| Rebecca Jane Triplett | Board Secret |
| Raymond a Barnes | Bd VP/sc Mem |
| Sherry Beasley | Bod Member/ |
| Jerry Damesworth | Bod Presiden |
| Corey Christopher | Bod Treasure |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,674,107 |
| Salaries, Compensation, and Employee Benefits | $2,171,300 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $1,728,447 | - | $1,728,447 |
| Interest | - | $1,539,494 | - | $1,539,494 |
| Office Expenses | - | $271,437 | - | $271,437 |
| Occupancy | - | $179,508 | - | $179,508 |
| Pension Plan Contributions | - | $169,450 | - | $169,450 |
| Other Employee Benefits | - | $143,588 | - | $143,588 |
| Payroll Taxes | - | $129,815 | - | $129,815 |
| All Other Expenses | - | $64,942 | - | $64,942 |
| Other Expenses | - | $60,842 | - | $60,842 |
| Conferences and Meetings | - | $3,597 | - | $3,597 |
| Total Functional Expenses | $0 | $5,845,407 | $0 | $5,845,407 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $68,330,592 |
| All Other Shares | $42,348,848 |
| Share Drafts | $27,530,492 |
| Allow for Credit Losses - Off Bal Sh | $370 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The form 990 is reviewd by the manager. The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“The ceo's salary is determined annulay by the board of directors by reviewing job performance and comparable salary data relevant to the industry and location.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors without compensation.”
“The credit union had no unrealted business income.”
“Due to rounding 0 other comprehensive income 413,428 other comprehensive income 0 adjustment for cecl 0 total 413,428”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 511231 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 867126 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 88410488 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 86480874 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 64942 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 64942 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JOHN BOND |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7315847238 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 209 HIGHWAY 641 N |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CAMDEN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 38320 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 11596473 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 14152801 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 3597 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 3597 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1990629 |
| IRS990/CYOtherExpensesAmt | 0 | 3674107 |
| IRS990/CYOtherRevenueAmt | 0 | 921023 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5785163 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2851408 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2171300 |
| IRS990/CYTotalExpensesAmt | 0 | 5845407 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 8696815 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 38 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 1539494 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 33860 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 16623 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 32530 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MICHAEL WARREN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN BOND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TEENA BARNETT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JERRY DAMESWORTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RAYMOND A BARNES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | COREY CHRISTOPHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | REBECCA JANE TRIPLETT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | SHERRY BEASLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BRENDA JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CYNTHIA EBLEN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 118383 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 89816 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 91073 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MANAGER/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VP/FINANCE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | ASSISTANT MA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOD PRESIDEN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BD VP/SC MEM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOD TREASURE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOD MEMBER/ |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1952 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 8696815 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 1539494 |
| IRS990/InterestGrp/TotalAmt | 0 | 1539494 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1990629 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1990629 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 11355516 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 8941316 |
| IRS990/IRPDocumentCnt | 0 | 2679 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1112099 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2167197 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 3786326 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4898425 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 10,455 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 21033100 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 24297936 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 179508 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 179508 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 271437 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 271437 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1492854 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1582976 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 413428 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 143588 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 143588 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 1 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | EDUCATIONAL & PROMO |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 842380 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 620907 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 91000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 60842 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 842380 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 620907 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 91000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 60842 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 128556890 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 138210302 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER NON-OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | GAIN ON DISPOSITION OF FA |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 787385 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 133883 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | -245 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 787385 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 133883 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | -245 |
| IRS990/OtherRevenueTotalAmt | 0 | 921023 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 1728447 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1728447 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 129815 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 129815 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 169450 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 169450 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | true |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 3659693 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 4107071 |
| IRS990/PrincipalOfficerNm | 0 | MICHAEL WARREN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5212555 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 572608 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 5212555 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 572608 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 4305913 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1230314 |
| IRS990/PYOtherExpensesAmt | 0 | 2879362 |
| IRS990/PYOtherRevenueAmt | 0 | 933686 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4955850 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2266843 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1973645 |
| IRS990/PYTotalExpensesAmt | 0 | 4853007 |
| IRS990/PYTotalRevenueAmt | 0 | 7119850 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2851408 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
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| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 24297936 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 31419000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 44324000 |
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| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 1317 HICKORY VALLEY RD |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | CHATTANOOGA |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 37421 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | CONTRIBUTION TO THE TENNESSEE CREDIT UNION LEAGUE PAC |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE C, PART I-A, LINE 1 |
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| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 761205 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3857010 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 183263 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 274755 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 458018 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 439691 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 439691 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 67567 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 76139 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 143706 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 68330592 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 42348848 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 27530492 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 370 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | ALLOW FOR CREDIT LOSSES - OFF BAL SH |
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| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 503597 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | VCCU-PIC |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 3786326 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 8941316 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 138210302 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 111195 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 7188 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 33860 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MICHAEL WARREN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | MANAGER/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 152243 |
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| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION HAD NO UNREALTED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FORM 990 IS REVIEWD BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE CEO'S SALARY IS DETERMINED ANNULAY BY THE BOARD OF DIRECTORS BY REVIEWING JOB PERFORMANCE AND COMPARABLE SALARY DATA RELEVANT TO THE INDUSTRY AND LOCATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | DUE TO ROUNDING 0 OTHER COMPREHENSIVE INCOME 413,428 OTHER COMPREHENSIVE INCOME 0 ADJUSTMENT FOR CECL 0 TOTAL 413,428 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI, LINE 9 |
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| IRS990/SignificantChangeInd | 0 | false |
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| IRS990/SubjectToProxyTaxInd | 0 | false |
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| IRS990/TaxablePartyNotificationInd | 0 | false |
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| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 163375364 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 38 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 5845407 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 5845407 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 129068121 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 139077428 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 129068121 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 139077428 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 21033100 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 24297936 |
| IRS990/TotalOtherCompensationAmt | 0 | 83013 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 5845407 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 5785163 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 299272 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 8696815 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 8696815 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 163375364 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 209 HIGHWAY 641 N |
| IRS990/USAddress/CityNm | 0 | CAMDEN |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 38320 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.JTVAECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOHN BOND |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | VP/FINANCE |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7315847238 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-03-31 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | JOHNSONVILLE TVA EMPLOYEES |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | JOHN |
| ReturnHeader/Filer/EIN | 0 | 620678664 |
| ReturnHeader/Filer/PhoneNum | 0 | 7315847238 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 209 HIGHWAY 641 N |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CAMDEN |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 38320 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
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