Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
20th percentile
Higher net margin than 20% of similar nonprofits.
Top Officer Pay
64th percentile
Higher top officer pay than 64% of similar nonprofits.
Top officer pay equals 5.4% of source-year revenue.
Asset Growth
47th percentile
Faster asset growth than 47% of similar nonprofits.
Revenue Growth
64th percentile
Faster revenue growth than 64% of similar nonprofits.
Assets
Up$95,829,209
Up $2,577,853 (+2.8%) from 2016
Net Assets
Up$14,540,645
Up $79,056 (+0.5%) from 2016
Liabilities
Up$81,288,564
Up $2,498,797 (+3.2%) from 2016
Revenue
Up$2,928,720
Up $213,235 (+7.9%) from 2016
Expenses
Up$2,849,664
Up $580,672 (+26%) from 2016
Net Income
Down$79,056
Down $367,437 (-82%) from 2016
To deliver safe, competitive and convenient personal banking products, with exceptional service, to our members. As a trusted partner, our solid financial strength ensures members can rely us to assist toward attaining their financial goals while creating highly valued benefit.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $59,853,464 | $63,542,966 | ▲ $3,689,502 |
| Savings and Temporary Cash Investments | $30,413,588 | $29,165,989 | ▼ $1,247,599 |
| Rtn Earn Endowment Incm Other Fnds | $14,461,589 | $14,540,645 | ▲ $79,056 |
| Investments Program Related | $1,463,433 | $1,547,771 | ▲ $84,338 |
| Cash and Non-Interest-Bearing Accounts | $968,860 | $695,636 | ▼ $273,224 |
| Accounts Receivable | $171,464 | $377,900 | ▲ $206,436 |
| Land, Buildings, and Equipment, Net | $249,626 | $281,706 | ▲ $32,080 |
| Prepaid Expenses and Deferred Charges | $82,129 | $134,375 | ▲ $52,246 |
| Total Assets | $93,251,356 | $95,829,209 | ▲ $2,577,853 |
| Other Assets Total | $48,792 | $82,866 | ▲ $34,074 |
| Liabilities | |||
| Other Liabilities | $77,519,771 | $79,672,497 | ▲ $2,152,726 |
| Accounts Payable and Accrued Expenses | $1,269,996 | $1,616,067 | ▲ $346,071 |
| Total Liabilities | $78,789,767 | $81,288,564 | ▲ $2,498,797 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $14,461,589 | $14,540,645 | ▲ $79,056 |
| Total Liabilities and Net Assets / Fund Balance | $93,251,356 | $95,829,209 | ▲ $2,577,853 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $281,706 | $188,193 | $469,899 |
| Investment Program Related Org | $699,420 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rex Fair | President | FT | $144,852 | $13,855 | $158,707 |
| Name | Title |
|---|---|
| James Nickerson | Chairman |
| Joe Mangal | Vice-Chair |
| Brian Cychosz | Director |
| Dave Arey | Director |
| Jack Edgerton | Director |
| Jim Zwicker | Director |
| Lindsay Bernhagen | Director |
| Sue Kedrowski | Director |
| Harry Rice | Secretary |
| Mike Bilbrey | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,685,186 |
| Salaries, Compensation, and Employee Benefits | $1,164,478 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $704,762 |
| Other Employee Benefits | - | - | - | $314,864 |
| Information Technology | - | - | - | $261,561 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $144,852 |
| Office Expenses | - | - | - | $85,722 |
| Depreciation Depletion | - | - | - | $59,107 |
| Advertising | - | - | - | $46,353 |
| Occupancy | - | - | - | $40,928 |
| All Other Expenses | - | - | - | $38,032 |
| Payments to Affiliates | - | - | - | $30,595 |
| Other Expenses | - | $29,201 | - | $29,201 |
| Insurance | - | - | - | $27,471 |
| Conferences and Meetings | - | - | - | $27,298 |
| Interest | - | - | - | $18,621 |
| Fees for Services Other | - | - | - | $15,910 |
| Fees for Services Accounting | - | - | - | $12,700 |
| Travel | - | - | - | $3,007 |
| Fees for Services Legal | - | - | - | $1,375 |
| Total Functional Expenses | $0 | $0 | $0 | $2,849,664 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares & Deposits | $79,672,301 |
| Accrued Dividends | $196 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“Upon completion, Form 990 is reviewed by the President.”
“A Conflict of Interest statement is signed annually by all officers, directors and employees. Any conflicts are resolved by the Board of Directors.”
“They are available to the public upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1269996 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1616067 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 171464 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 377900 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To deliver safe, competitive and convenient personal banking products, with exceptional service, to our members. As a trusted partner, our solid financial strength ensures members can rely us to assist toward attaining their financial goals while creating highly valued benefit. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 46353 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 38032 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Beth Olsen |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153467533 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1800 North Point Drive |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Stevens Point |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54481 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 968860 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 695636 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 144852 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 27298 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 397180 |
| IRS990/CYOtherExpensesAmt | 0 | 1685186 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2531540 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 79056 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1164478 |
| IRS990/CYTotalExpensesAmt | 0 | 2849664 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2928720 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 59107 |
| IRS990/Desc | 0 | We funded 2042 loans during 2017. As of 12/31/17, we had 735 mortgages/home equity, 1163 consumer loans and 1479 credit card accounts with our members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 16 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 12700 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 1375 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 15910 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 13855 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Jim Zwicker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Dave Arey |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | James Nickerson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Joe Mangal |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jack Edgerton |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Brian Cychosz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Sue Kedrowski |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Harry Rice |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Mike Bilbrey |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Lindsay Bernhagen |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Rex Fair |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 144852 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Vice-Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -103 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2928823 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 261561 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 27471 |
| IRS990/InterestGrp/TotalAmt | 0 | 18621 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 397283 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 397283 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1463433 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1547771 |
| IRS990/IRPDocumentCnt | 0 | 3174 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 188193 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 249626 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 281706 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 469899 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 103 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To deliver safe, competitive and convenient personal banking products, with exceptional service, to our members. As a trusted partner, our solid financial strength ensures members can rely us to assist toward attaining their financial goals while creating highly valued benefit. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 14461589 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 14540645 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -103 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -103 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -8684 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 40928 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 85722 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 48792 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 82866 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 314864 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Member AccountCard Costs |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 3 | Loan Servicing |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 520123 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 392182 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 75000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 29201 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 520123 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 392182 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 75000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 29201 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 77519771 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 79672497 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 704762 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 59853464 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 63542966 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 30595 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 82129 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 134375 |
| IRS990/PrincipalOfficerNm | 0 | Rex Fair |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 519100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | AccountCard Svc Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Non-member ATM Fees |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2066468 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 218391 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 236368 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2066468 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 218391 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 236368 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 6475 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6475 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 6697 members at 12/31/17. During 2017, we opened 799 new deposit, transaction and investment accounts. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 292375 |
| IRS990/PYOtherExpensesAmt | 0 | 1153965 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2423110 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 446493 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1115027 |
| IRS990/PYTotalExpensesAmt | 0 | 2268992 |
| IRS990/PYTotalRevenueAmt | 0 | 2715485 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 79056 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 14461589 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 14540645 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 30413588 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 29165989 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 281706 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 188193 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 469899 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 775551 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 72800 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 699420 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | PSCU CUSO |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CCCU MCS & PCC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 79672301 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 196 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Shares & Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Accrued Dividends |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 281706 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 1547771 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 79672497 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 144852 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 2211 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 11644 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Rex Fair |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | President |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 158707 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Upon completion, Form 990 is reviewed by the President. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | A Conflict of Interest statement is signed annually by all officers, directors and employees. Any conflicts are resolved by the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | They are available to the public upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 93251356 |
| IRS990/TotalAssetsEOYAmt | 0 | 95829209 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 93251356 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 95829209 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 16 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2849664 |
| IRS990/TotalGrossUBIAmt | 0 | 6475 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 78789767 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 81288564 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 78789767 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 81288564 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 14461589 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 14540645 |
| IRS990/TotalOtherCompensationAmt | 0 | 13855 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3838 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 3838 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2531540 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 144852 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 397180 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2525065 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2928720 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 6475 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 93251356 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 95829209 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 3007 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.sentrycu.org |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Rex Fair |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153466534 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-04-09 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Sentry Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SENT |
| ReturnHeader/Filer/EIN | 0 | 391429665 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1800 North Point Drive |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Stevens Point |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54481 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 9C0C1E6B558C99B33FF5DB8E6EEACB8B3A1EF923 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 9C0C1E6B558C99B33FF5DB8E6EEACB8B3A1EF923 |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 3922392018134uo33p1o |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2018-05-14 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 74.219.136.146 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-05-14 |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 14:44:51 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | N25W2313 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.
Similar nonprofits based on the same Siviq industry and scale cohort. 2017 filings • 501(c)14 • $50M-$100M nonprofits
Hapeville, GA
View Organization501(c)14
Revenue vs current organization
74% higherAssets vs current organization
About the sameGolden, CO
View Organization501(c)14
Revenue vs current organization
60% higherAssets vs current organization
About the sameHarlingen, TX
View Organization501(c)14
Revenue vs current organization
32% higherAssets vs current organization
About the sameManitowoc, WI
View Organization501(c)14
Revenue vs current organization
51% higherAssets vs current organization
About the same