Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
83rd percentile
Higher net margin than 83% of similar nonprofits.
Top Officer Pay
32nd percentile
Higher top officer pay than 32% of similar nonprofits.
Top officer pay equals 4.1% of source-year revenue.
Asset Growth
25th percentile
Faster asset growth than 25% of similar nonprofits.
Revenue Growth
16th percentile
Faster revenue growth than 16% of similar nonprofits.
Assets
Up$86,764,137
Up $202,969 (+0.2%) from 2013
Net Assets
Up$13,471,684
Up $546,314 (+4.2%) from 2013
Liabilities
Down$73,292,453
Down $343,345 (-0.5%) from 2013
Revenue
Down$2,725,069
Down $154,223 (-5.4%) from 2013
Expenses
Down$2,178,755
Down $132,799 (-5.7%) from 2013
Net Income
Down$546,314
Down $21,424 (-3.8%) from 2013
To deliver safe, competitive and convenient personal banking products, with exceptional service, to our members. As a trusted partner, our solid financial strength ensures members can rely us to assist toward attaining their financial goals while creating highly valued benefit.
The Sentry Credit Union Mission is to develop and maintain a full service financial institution, which will help our members help themselves achieve financial security, by providing a broad variety of cost effective services, meeting competition in a financially sound manner.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $51,458,715 | $56,499,894 | ▲ $5,041,179 |
| Savings and Temporary Cash Investments | $26,493,475 | $24,321,753 | ▼ $2,171,722 |
| Rtn Earn Endowment Incm Other Fnds | $12,925,370 | $13,471,684 | ▲ $546,314 |
| Investments Other Securities | $6,000,000 | $3,000,000 | ▼ $3,000,000 |
| Investments Program Related | $1,396,725 | $1,411,976 | ▲ $15,251 |
| Cash and Non-Interest-Bearing Accounts | $724,158 | $873,807 | ▲ $149,649 |
| Accounts Receivable | $169,264 | $397,532 | ▲ $228,268 |
| Prepaid Expenses and Deferred Charges | $131,836 | $124,814 | ▼ $7,022 |
| Land, Buildings, and Equipment, Net | $59,525 | $48,966 | ▼ $10,559 |
| Total Assets | $86,561,168 | $86,764,137 | ▲ $202,969 |
| Other Assets Total | $127,470 | $85,395 | ▼ $42,075 |
| Liabilities | |||
| Other Liabilities | $70,042,678 | $70,789,273 | ▲ $746,595 |
| Accounts Payable and Accrued Expenses | $3,593,120 | $2,503,180 | ▼ $1,089,940 |
| Total Liabilities | $73,635,798 | $73,292,453 | ▼ $343,345 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $12,925,370 | $13,471,684 | ▲ $546,314 |
| Total Liabilities and Net Assets / Fund Balance | $86,561,168 | $86,764,137 | ▲ $202,969 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $48,966 | $183,326 | $232,292 |
| Investment Program Related Org | $666,941 | - | - |
| Other Securities | $3,000,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rex Fair | President | FT | $101,315 | $11,603 | $112,918 |
| Name | Title |
|---|---|
| Joe Mangal | Chairman |
| Brian Cychosz | Director |
| Cindy Kievet | Director |
| Harry Rice | Director |
| Jack Edgerton | Director |
| James Nickerson | Director |
| Mike Bilbrey | Director |
| Sue Kedrowski | Director |
| Jim Zwicker | Secretary |
| Dave Arey | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,232,126 |
| Salaries, Compensation, and Employee Benefits | $946,629 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $584,942 |
| Other Employee Benefits | - | - | - | $260,372 |
| Information Technology | - | - | - | $236,042 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $101,315 |
| Interest | - | - | - | $72,988 |
| Office Expenses | - | - | - | $68,175 |
| Advertising | - | - | - | $67,033 |
| All Other Expenses | - | - | - | $35,790 |
| Occupancy | - | - | - | $28,800 |
| Other Expenses | - | $27,902 | - | $27,902 |
| Payments to Affiliates | - | - | - | $26,512 |
| Fees for Services Other | - | - | - | $26,352 |
| Depreciation Depletion | - | - | - | $21,220 |
| Insurance | - | - | - | $20,362 |
| Conferences and Meetings | - | - | - | $11,919 |
| Fees for Services Accounting | - | - | - | $10,800 |
| Travel | - | - | - | $2,458 |
| Fees for Services Legal | - | - | - | $960 |
| Total Functional Expenses | $0 | $0 | $0 | $2,178,755 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares & Deposits | $70,787,311 |
| Accrued Dividends | $1,962 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“Upon completion, Form 990 is reviewed by the Accountant, Operations Manager and the President.”
“A Conflict of Interest statement is signed annually by all officers, directors and employees. Any conflicts are resolved by the Board of Directors.”
“They are available to the public upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3593120 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2503180 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 169264 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 397532 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | The Sentry Credit Union Mission is to develop and maintain a full service financial institution, which will help our members help themselves achieve financial security, by providing a broad variety of cost effective services, meeting competition in a financially sound manner. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 67033 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 35790 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Rex Fair |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153466534 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1800 North Point Drive |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Stevens Point |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54481 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 724158 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 873807 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 101315 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 11919 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 312563 |
| IRS990/CYOtherExpensesAmt | 0 | 1232126 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2412506 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 546314 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 946629 |
| IRS990/CYTotalExpensesAmt | 0 | 2178755 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2725069 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 21220 |
| IRS990/Desc | 0 | We funded 2100 loans during 2014. As of 12/31/14, we had 723 mortgages/home equity, 929 consumer loans and 1710 credit card accounts with our members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 14 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 10800 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 960 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 26352 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 11603 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Jim Zwicker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Dave Arey |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | James Nickerson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Joe Mangal |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jack Edgerton |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Cindy Kievet |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Sue Kedrowski |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Harry Rice |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Mike Bilbrey |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Brian Cychosz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Rex Fair |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 101315 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2725069 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 236042 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 20362 |
| IRS990/InterestGrp/TotalAmt | 0 | 72988 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 312563 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 312563 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 6000000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 3000000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1396725 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1411976 |
| IRS990/IRPDocumentCnt | 0 | 1432 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 183326 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 59525 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 48966 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 232292 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | The Sentry Credit Union Mission is to develop and maintain a full service financial institution, which will help our members help themselves achieve financial security, by providing a broad variety of cost effective services, meeting competition in a financially sound manner. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12925370 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 13471684 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -6625 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 28800 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 68175 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 127470 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 85395 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 260372 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Membe AccountCard Costs |
| IRS990/OtherExpensesGrp/Desc | 2 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 3 | Loan Servcng |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 188795 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 351018 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 35000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 27902 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 188795 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 351018 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 35000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 27902 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 70042678 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 70789273 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 584942 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 51458715 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 56499894 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 26512 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 131836 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 124814 |
| IRS990/PrincipalOfficerNm | 0 | Rex Fair |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 519100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | AccountCard Svc Feees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Non-member ATM Fees |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1949019 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 258463 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 199404 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1949019 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 258463 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 199404 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 5620 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5620 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 6618 members at 12/31/14. During 2014, we opened 737 new deposit, transaction and investment accounts. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 390104 |
| IRS990/PYOtherExpensesAmt | 0 | 1249380 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2489188 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 567738 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1062174 |
| IRS990/PYTotalExpensesAmt | 0 | 2311554 |
| IRS990/PYTotalRevenueAmt | 0 | 2879292 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 546314 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 12925370 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 13471684 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 26493475 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 24321753 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 48966 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 183326 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 232292 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 685278 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 59757 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 666941 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | PSCU CUSO |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | CCCU MCS & PCC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 70787311 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1962 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Shares & Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Accrued Dividends |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 3000000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | Govt Investments - FHLB |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 48966 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 1411976 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 3000000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 70789273 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Upon completion, Form 990 is reviewed by the Accountant, Operations Manager and the President. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | A Conflict of Interest statement is signed annually by all officers, directors and employees. Any conflicts are resolved by the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | They are available to the public upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 86561168 |
| IRS990/TotalAssetsEOYAmt | 0 | 86764137 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 86561168 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 86764137 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2178755 |
| IRS990/TotalGrossUBIAmt | 0 | 5620 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 73635798 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 73292453 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 73635798 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 73292453 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 12925370 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 13471684 |
| IRS990/TotalOtherCompensationAmt | 0 | 11603 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2412506 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 101315 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 312563 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2406886 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2725069 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 5620 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 86561168 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 86764137 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 2458 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.sentrycu.org |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Rex L Fair |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153466534 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-07-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Sentry Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | SENT |
| ReturnHeader/Filer/EIN | 0 | 391429665 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1800 North Point Drive |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Stevens Point |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54481 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | N25W23131 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-08-13 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2015-08-13T20:42:28-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
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