Liabilities / Assets
31st percentile
Higher debt load relative to assets than 31% of similar nonprofits.
990 • Fiscal year 2019 • EIN 39-1135610
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
31st percentile
Higher debt load relative to assets than 31% of similar nonprofits.
Liabilities / Revenue
71st percentile
Higher debt load relative to revenue than 71% of similar nonprofits.
Net Margin
84th percentile
Higher net margin than 84% of similar nonprofits.
Top Officer Pay
16th percentile
Higher top officer pay than 16% of similar nonprofits.
Top officer pay equals 4.7% of source-year revenue.
Asset Growth
78th percentile
Faster asset growth than 78% of similar nonprofits.
Revenue Growth
70th percentile
Faster revenue growth than 70% of similar nonprofits.
Assets
Up$36,148,148
Up $2,051,439 (+6.0%) from 2018
Net Assets
Up$5,692,172
Up $343,059 (+6.4%) from 2018
Liabilities
Up$30,455,976
Up $1,708,380 (+5.9%) from 2018
Revenue
Up$1,496,200
Up $124,736 (+9.1%) from 2018
Expenses
Up$1,153,141
Up $25,091 (+2.2%) from 2018
Net Income
Up$343,059
Up $99,645 (+41%) from 2018
Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability.
First choice cu is a not-for-profit, member owned financial organization dedicated to providing its members a variety of financial products and services in a personal and professional manner at competitive rates and maintain the credit union's long term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $17,506,428 | $20,320,175 | ▲ $2,813,747 |
| Other Notes and Loans Receivable, Net | $14,503,626 | $14,036,648 | ▼ $466,978 |
| Rtn Earn Endowment Incm Other Fnds | $3,624,113 | $3,967,172 | ▲ $343,059 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $1,725,000 | $1,725,000 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $951,851 | $633,665 | ▼ $318,186 |
| Land, Buildings, and Equipment, Net | $424,433 | $440,968 | ▲ $16,535 |
| Investments Program Related | $543,636 | $265,741 | ▼ $277,895 |
| Prepaid Expenses and Deferred Charges | $57,731 | $70,958 | ▲ $13,227 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $34,096,709 | $36,148,148 | ▲ $2,051,439 |
| Other Assets Total | $109,004 | $379,993 | ▲ $270,989 |
| Liabilities | |||
| Other Liabilities | $28,528,390 | $30,155,619 | ▲ $1,627,229 |
| Accounts Payable and Accrued Expenses | $181,939 | $265,742 | ▲ $83,803 |
| Deferred Revenue | $37,267 | $34,615 | ▼ $2,652 |
| Total Liabilities | $28,747,596 | $30,455,976 | ▲ $1,708,380 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,349,113 | $5,692,172 | ▲ $343,059 |
| Total Liabilities and Net Assets / Fund Balance | $34,096,709 | $36,148,148 | ▲ $2,051,439 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $187,993 | $310,775 | $498,768 |
| Equipment | $68,236 | $156,967 | $225,203 |
| Land | $183,749 | - | $183,749 |
| Other Land Buildings | $990 | $6,309 | $7,299 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rob Schulz | President | FT | $67,000 | $3,300 | $70,300 |
| Ken Forrest | Evp | FT | $50,000 | $1,809 | $51,809 |
| Name | Title |
|---|---|
| Sigfried Sebastian | Chairman |
| Dennis Kmiec | Vice Chair |
| Dan Ross Jr | Director |
| Gary Grieser | Director |
| Jenni Yetter | Director |
| Kim Frederick | Secretary |
| Jean Lampi | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $654,189 |
| Salaries, Compensation, and Employee Benefits | $498,952 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $281,503 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $117,000 |
| Office Expenses | - | - | - | $73,929 |
| Other Employee Benefits | - | - | - | $52,578 |
| Other Expenses | - | - | - | $51,216 |
| Occupancy | - | - | - | $51,043 |
| Depreciation Depletion | - | - | - | $34,291 |
| Payroll Taxes | - | - | - | $30,363 |
| All Other Expenses | - | - | - | $30,000 |
| Fees for Services Other | - | - | - | $21,538 |
| Advertising | - | - | - | $20,111 |
| Pension Plan Contributions | - | - | - | $17,508 |
| Insurance | - | - | - | $15,949 |
| Conferences and Meetings | - | - | - | $15,600 |
| Information Technology | - | - | - | $10,790 |
| Fees for Services Accounting | - | - | - | $8,011 |
| Total Functional Expenses | $0 | $0 | $0 | $1,153,141 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares | $30,155,619 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”
“The board of directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions betond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., ncua, wisconsin office of credit unions)”
“President will review the 990 before it is filed.”
“Salary committee reviews employee reviews, and wisconsin average salary book and make reccommendations to the entire board for their approval. Review annual cuna info.”
“Governing docs, etc. Available to public. President has file for public to review upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 181939 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 265742 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | FIRST CHOICE CU IS A NOT-FOR-PROFIT, MEMBER OWNED FINANCIAL ORGANIZATION DEDICATED TO PROVIDING ITS MEMBERS A VARIETY OF FINANCIAL PRODUCTS AND SERVICES IN A PERSONAL AND PROFESSIONAL MANNER AT COMPETITIVE RATES AND MAINTAIN THE CREDIT UNION'S LONG TERM FINANCIAL STABILITY. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 20111 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 30000 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | KEN FORREST |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153878405 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1614 E 4TH STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MARSHFIELD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54449 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 951851 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 633665 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 117000 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 15600 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 493576 |
| IRS990/CYOtherExpensesAmt | 0 | 654189 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1002624 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 343059 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 498952 |
| IRS990/CYTotalExpensesAmt | 0 | 1153141 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1496200 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 37267 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 34615 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 34291 |
| IRS990/Desc | 0 | HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 16 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 8011 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 21538 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.63 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.63 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.75 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 3300 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 1809 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DAN ROSS JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | GARY GRIESER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JENNI YETTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | SIGFRIED SEBASTIAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DENNIS KMIEC |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JEAN LAMPI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | KIM FREDERICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROB SCHULZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KEN FORREST |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 67000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 50000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | EVP |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1496200 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 10790 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 15949 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 493576 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 493576 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 543636 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 265741 |
| IRS990/IRPDocumentCnt | 0 | 874 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 474051 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 424433 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 440968 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 915019 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | FIRST CHOICE CU IS A NOT-FOR-PROFIT, MEMBER OWNED FINANICAL ORGANIZATION DEDICATED TO PROVIDING ITS MEMBERS A VARIETY OF FINANCIAL PRODUCTS AND SERVICES IN A PERSONAL AND PROFESSIONAL MANNER AT A COMPETITIVE RATE AND MAINTAIN THE CREDIT UNION'S LONG TERM FINANCIAL STABILITY. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5349113 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5692172 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 51043 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 73929 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 109004 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 379993 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 52578 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN SERVICING EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDENDS ON SHARES |
| IRS990/OtherExpensesGrp/Desc | 2 | OTHER OPERATING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | MEMBER ACCOUNT/CARD FEE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 136398 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 127167 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 58146 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 51216 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 28528390 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 30155619 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 281503 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 14503626 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 14036648 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 30363 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 1725000 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 1725000 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 17508 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 57731 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 70958 |
| IRS990/PrincipalOfficerNm | 0 | ROB SCHULZ |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INSURANCE SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 795889 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 109346 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 68339 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 29050 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 795889 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 109346 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 68339 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 29050 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 6230 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 358929 |
| IRS990/PYOtherExpensesAmt | 0 | 586724 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1006305 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 243414 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 541326 |
| IRS990/PYTotalExpensesAmt | 0 | 1128050 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1371464 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 343059 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3624113 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3967172 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 17506428 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 20320175 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 187993 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 310775 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 498768 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 68236 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 156967 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 225203 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 183749 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 183749 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 990 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 6309 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 7299 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 30155619 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 440968 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 30155619 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BETOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS) |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PRESIDENT WILL REVIEW THE 990 BEFORE IT IS FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SALARY COMMITTEE REVIEWS EMPLOYEE REVIEWS, AND WISCONSIN AVERAGE SALARY BOOK AND MAKE RECCOMMENDATIONS TO THE ENTIRE BOARD FOR THEIR APPROVAL. REVIEW ANNUAL CUNA INFO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | GOVERNING DOCS, ETC. AVAILABLE TO PUBLIC. PRESIDENT HAS FILE FOR PUBLIC TO REVIEW UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 34096709 |
| IRS990/TotalAssetsEOYAmt | 0 | 36148148 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 34096709 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 36148148 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 16 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1153141 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 28747596 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 30455976 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 28747596 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 30455976 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5349113 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5692172 |
| IRS990/TotalOtherCompensationAmt | 0 | 5109 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1002624 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 117000 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 493576 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1002624 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1496200 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 34096709 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 36148148 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1614 E 4TH STREET |
| IRS990/USAddress/CityNm | 0 | MARSHFIELD |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54449 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.FIRSTCHOICECREDITUNION.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2021-04-22 16:20:28Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ROB SCHULZ |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153878405 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-10-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FIRST CHOICE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FIRS |
| ReturnHeader/Filer/EIN | 0 | 391135610 |
| ReturnHeader/Filer/PhoneNum | 0 | 7153878405 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1614 E 4TH STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MARSHFIELD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54449 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | F8010D7DA425B4A725D31163D91EEB50B43C46E6 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 65EFCDE8B311C332682DF9ABF2317EDE8F4291F2 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 192.55.242.200 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-10-21 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 09:19:38 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 390912608 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | HAWKINS ASH CPAS LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 520 N BROADWAY SUITE 250 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | GREEN BAY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 54303 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9203369850 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JEFFREY DANEN |
| ReturnHeader/ReturnTs | 0 | 2020-11-03T12:55:37-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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Displayed year
2019 • Form 990Detailed filing. Detailed filing data is available for this year.
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