Civic Intelligence

Kansas City Credit Union

EIN 44-0502044 • 501(c)14 • Kansas City, MO

View Organization Page

Profile

Educate members, advise decisions, finance needs, and invest in community

5110 Ararat DriveKansas City, MO 64129-1917

www.kccu.net

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.93x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

17th percentile

10.92x

Higher debt load relative to revenue than 17% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

4th percentile

-32%

Higher net margin than 4% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

28th percentile

$91,294

Higher top officer pay than 28% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

4th percentile

-21%

Faster asset growth than 4% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

8th percentile

-9.5%

Faster revenue growth than 8% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$45,642,533

Down $12,314,959 (-21%) from 2023

Liabilities

Down

$42,347,550

Down $11,088,851 (-21%) from 2023

Net Assets

Down

$3,294,983

Down $1,226,108 (-27%) from 2023

Operations
Liabilities / Revenue17th percentileNet Margin4th percentile

Revenue

Down

$3,878,492

Down $408,173 (-9.5%) from 2023

Expenses

Up

$5,107,804

Up $875,455 (+21%) from 2023

Net Income

Down

-$1,229,312

Down $1,283,628 (-2363%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth4th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $21,520,794Liabilities 2010: $18,349,071Net Assets 2010: $3,171,7232010Assets 2011: $22,860,456Liabilities 2011: $19,614,293Net Assets 2011: $3,246,1632011Assets 2012: $24,362,212Liabilities 2012: $21,015,900Net Assets 2012: $3,346,3122012Assets 2013: $25,745,240Liabilities 2013: $22,314,787Net Assets 2013: $3,430,4532013Assets 2014: $28,392,512Liabilities 2014: $24,816,822Net Assets 2014: $3,575,6902014Assets 2015: $31,031,063Liabilities 2015: $27,473,519Net Assets 2015: $3,557,5442015Assets 2016: $31,558,880Liabilities 2016: $27,923,028Net Assets 2016: $3,635,8522016Assets 2017: $32,814,567Liabilities 2017: $29,095,560Net Assets 2017: $3,719,0072017Assets 2018: $33,169,023Liabilities 2018: $29,276,899Net Assets 2018: $3,892,1242018Assets 2019: $36,368,265Liabilities 2019: $32,083,560Net Assets 2019: $4,284,7052019Assets 2020: $43,889,402Liabilities 2020: $39,591,904Net Assets 2020: $4,297,4982020Assets 2021: $54,844,486Liabilities 2021: $50,319,098Net Assets 2021: $4,525,3882021Assets 2022: $61,833,298Liabilities 2022: $57,196,913Net Assets 2022: $4,636,3852022Assets 2023: $57,957,492Liabilities 2023: $53,436,401Net Assets 2023: $4,521,0912023Assets 2024: $45,642,533Liabilities 2024: $42,347,550Net Assets 2024: $3,294,9832024

Highlighted filing

2024

Assets$45,642,533
Liabilities$42,347,550
Net Assets$3,294,983
Open 2024 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,567,7172010Expenses 2011: $1,601,7742011Expenses 2012: $1,642,2782012Revenue 2013: $1,839,001Expenses 2013: $1,756,112Net Income 2013: $82,8892013Revenue 2014: $2,089,988Expenses 2014: $1,973,804Net Income 2014: $116,1842014Revenue 2015: $2,242,865Expenses 2015: $2,236,988Net Income 2015: $5,8772015Revenue 2016: $2,543,822Expenses 2016: $2,372,262Net Income 2016: $171,5602016Revenue 2017: $2,554,154Expenses 2017: $2,487,743Net Income 2017: $66,4112017Revenue 2018: $2,942,015Expenses 2018: $2,741,104Net Income 2018: $200,9112018Revenue 2019: $3,256,412Expenses 2019: $2,983,327Net Income 2019: $273,0852019Revenue 2020: $3,133,907Expenses 2020: $3,131,197Net Income 2020: $2,7102020Revenue 2021: $3,370,526Expenses 2021: $3,134,912Net Income 2021: $235,6142021Revenue 2022: $3,993,380Expenses 2022: $3,877,381Net Income 2022: $115,9992022Revenue 2023: $4,286,665Expenses 2023: $4,232,349Net Income 2023: $54,3162023Revenue 2024: $3,878,492Expenses 2024: $5,107,804Net Income 2024: -$1,229,3122024

Highlighted filing

2024

Revenue$3,878,492
Expenses$5,107,804
Net Income-$1,229,312
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$45,642,533
Liabilities
$42,347,550
Net assets
$3,294,983
Revenue
$3,878,492
Expenses
$5,107,804
Net income
-$1,229,312
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.6$42.3$3.29$3.88$5.11$1.23
2023Detailed filing. Detailed filing data is available for this year.$58.0$53.4$4.52$4.29$4.23$0.05
2022Detailed filing. Detailed filing data is available for this year.$61.8$57.2$4.64$3.99$3.88$0.12
2021Detailed filing. Detailed filing data is available for this year.$54.8$50.3$4.53$3.37$3.13$0.24
2020Detailed filing. Detailed filing data is available for this year.$43.9$39.6$4.30$3.13$3.13$0.00
2019Detailed filing. Detailed filing data is available for this year.$36.4$32.1$4.28$3.26$2.98$0.27
2018Detailed filing. Detailed filing data is available for this year.$33.2$29.3$3.89$2.94$2.74$0.20
2017Detailed filing. Detailed filing data is available for this year.$32.8$29.1$3.72$2.55$2.49$0.07
2016Detailed filing. Detailed filing data is available for this year.$31.6$27.9$3.64$2.54$2.37$0.17
2015Detailed filing. Detailed filing data is available for this year.$31.0$27.5$3.56$2.24$2.24$0.01
2014Detailed filing. Detailed filing data is available for this year.$28.4$24.8$3.58$2.09$1.97$0.12
2013Detailed filing. Detailed filing data is available for this year.$25.7$22.3$3.43$1.84$1.76$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.4$21.0$3.35$1.64
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.9$19.6$3.25$1.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.5$18.3$3.17$1.57
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 11, 2025
Return Version
2024v5.2
Gross Receipts
$3,911,767
Mission and Program Overview

Mission

Educate members, advise decisions, finance needs, and invest in community

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$47,074,803$37,929,516▼ $9,145,287
Savings and Temporary Cash Investments$7,275,249$4,491,217▼ $2,784,032
Rtn Earn Endowment Incm Other Fnds$4,521,091$3,294,983▼ $1,226,108
Cash and Non-Interest-Bearing Accounts$1,290,422$1,216,251▼ $74,171
Land, Buildings, and Equipment, Net$1,140,559$1,088,401▼ $52,158
Investments Other Securities$287,039$132,522▼ $154,517
Prepaid Expenses and Deferred Charges$177,909$63,798▼ $114,111
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$57,957,492$45,642,533▼ $12,314,959
Other Assets Total$711,511$720,828▲ $9,317
Liabilities
Other Liabilities$50,190,688$42,027,972▼ $8,162,716
Mortgage Notes Payable Secured by Investment Property$2,255,350$0▼ $2,255,350
Accounts Payable and Accrued Expenses$988,417$317,632▼ $670,785
Deferred Revenue$1,946$1,946→ $0
Total Liabilities$53,436,401$42,347,550▼ $11,088,851
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,521,091$3,294,983▼ $1,226,108
Total Liabilities and Net Assets / Fund Balance$57,957,492$45,642,533▼ $12,314,959

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$782,564$556,062$1,338,626
Equipment$102,828$850,314$953,142
Land$132,621-$132,621
Other Land Buildings$44,274$52,996$97,270
Leasehold Improvements$26,114$31,574$57,688
Compensation and Service Providers
Top Officer Pay28th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Breanne HillCOOFT$85,485$5,809$91,294
Chris MccrearyCFOFT$85,583$3$85,586
Brandon RichardsonInterim President/CEO (former)FT$39,537$4,089$43,626
Justin WolfePresident/CEOFT$25,388$2,837$28,225

Board Members and Trustees

NameTitle
Janice SmithChairperson
Diana SmithVice Chairperson
Anthony MillerBoard Member
Tracey BryantBoard Member
Wayne GodlewskiBoard Member
Stephanie BowmanSecretary
Crystal AmmonsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,705,556
Investment Income
$144,709
Other Revenue
$28,227
Change in Net Assets
$-1,229,312
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,173,994
Salaries, Compensation, and Employee Benefits$933,810
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$742,559
Other Salaries and Wages---$608,966
Current Officers, Directors, Trustees, and Key Employees---$248,731
Information Technology---$231,881
Fees for Services Other---$221,681
Fees for Service Investment Mgmnt Fees---$179,493
Advertising---$138,423
Occupancy---$128,562
Depreciation Depletion---$80,799
All Other Expenses---$76,241
Other Employee Benefits---$68,425
Insurance---$53,332
Fees for Services Accounting---$35,368
Interest---$19,842
Other Expenses---$15,753
Fees for Services Legal---$9,197
Pension Plan Contributions---$7,688
Travel---$5,591
Conferences and Meetings---$4,325
Total Functional Expenses$0$0$0$5,107,804
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Owned by Crystal Ammons, Board Treasurer and Her HusbandHeating & Cooling ServicesNo$3,389
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$42,027,972
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“Credit union management will review the form 990 before filing.”

Form 990, Part VI, Section B, Line 15A

“The board of directors reviews the president/ceo's performance and with the assistance of a salary consultant, determines compensation based on salary survey results and a written employment contract. All other employees' compensation is determined by the president/ceo and is presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted monthly in the lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Form 990, Part VII Contact Addresses for Officers, Directors, Etc

“Brandon richardson - 11813 e 56th street, kansas city, mo 64133. Chris mccreary - 777 nw county road m, centerview, mo 64019.”

Filing and Contact Details

Filer

Filer Name
Kansas City Credit Union
EIN
44-0502044
Phone
8168615700
Address
5110 ARARAT DRIVE, KANSAS CITY, MO 64129-1917

Signing Officer

Name
Justin Wolfe
Title
President/CEO
Phone
8168615700
Signed
2025-09-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Justin Wolfe
Formed
1940
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
6
Employees
27
Volunteers
10

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Pension adjustment -1,482. Cecl transition adjustment”

Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AllOtherExpensesGrp/TotalAmt076241
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IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0287039
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0132522
IRS990/IRPDocumentCnt0582
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01490946
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01140559
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01088401
IRS990/LandBldgEquipCostOrOtherBssAmt02579347
IRS990/LegalDomicileStateCd0MO
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt033275
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0EDUCATE MEMBERS, ADVISE DECISIONS, FINANCE NEEDS, AND INVEST IN COMMUNITY
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt02255350
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt04521091
IRS990/NetAssetsOrFundBalancesEOYAmt03294983
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-2086
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-2086
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-9098
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0128562
IRS990/OfficeExpensesGrp/TotalAmt0742559
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0711511
IRS990/OtherAssetsTotalGrp/EOYAmt0720828
IRS990/OtherChangesInNetAssetsAmt0-1482
IRS990/OtherEmployeeBenefitsGrp/TotalAmt068425
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt01527850
IRS990/OtherExpensesGrp/TotalAmt1559358
IRS990/OtherExpensesGrp/TotalAmt2143739
IRS990/OtherExpensesGrp/TotalAmt315753
IRS990/OtherLiabilitiesGrp/BOYAmt050190688
IRS990/OtherLiabilitiesGrp/EOYAmt042027972
IRS990/OtherSalariesAndWagesGrp/TotalAmt0608966
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt047074803
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt037929516
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt07688
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0177909
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt063798
IRS990/PrincipalOfficerNm0JUSTIN WOLFE
IRS990/PriorPeriodAdjustmentsAmt013784
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02350690
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11334251
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02350690
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11353066
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21800
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt018815
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11800
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 1,680 LOANS OUTSTANDING TOTALING $38,718,134.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS AND INTEREST ON DEPOSITS TOTALING $559,357 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt092150
IRS990/PYOtherExpensesAmt03023949
IRS990/PYOtherRevenueAmt021702
IRS990/PYProgramServiceRevenueAmt04172813
IRS990/PYRevenuesLessExpensesAmt054316
IRS990/PYSalariesCompEmpBnftPaidAmt01208400
IRS990/PYTotalExpensesAmt04232349
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04286665
IRS990/ReconcilationRevenueExpnssAmt0-1229312
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt028227
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt028227
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04521091
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03294983
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07275249
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04491217
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0782564
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0556062
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01338626
IRS990ScheduleD/EquipmentGrp/BookValueAmt0102828
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0850314
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0953142
IRS990ScheduleD/LandGrp/BookValueAmt0132621
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0132621
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt026114
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt031574
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt057688
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt044274
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt052996
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt097270
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt042027972
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01088401
IRS990ScheduleD/TotalLiabilityAmt042027972
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0AD HEATING & AIR LLC
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0OWNED BY CRYSTAL AMMONS, BOARD TREASURER AND HER HUSBAND
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt03389
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0HEATING & COOLING SERVICES
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CREDIT UNION MANAGEMENT WILL REVIEW THE FORM 990 BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT/CEO'S PERFORMANCE AND WITH THE ASSISTANCE OF A SALARY CONSULTANT, DETERMINES COMPENSATION BASED ON SALARY SURVEY RESULTS AND A WRITTEN EMPLOYMENT CONTRACT. ALL OTHER EMPLOYEES' COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BRANDON RICHARDSON - 11813 E 56TH STREET, KANSAS CITY, MO 64133. CHRIS MCCREARY - 777 NW COUNTY ROAD M, CENTERVIEW, MO 64019.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PENSION ADJUSTMENT -1,482. CECL TRANSITION ADJUSTMENT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VII CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt057957492
IRS990/TotalAssetsEOYAmt045642533
IRS990/TotalAssetsGrp/BOYAmt057957492
IRS990/TotalAssetsGrp/EOYAmt045642533
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt027
IRS990/TotalFunctionalExpensesGrp/TotalAmt05107804
IRS990/TotalGrossUBIAmt020615
IRS990/TotalLiabilitiesBOYAmt053436401
IRS990/TotalLiabilitiesEOYAmt042347550
IRS990/TotalLiabilitiesGrp/BOYAmt053436401
IRS990/TotalLiabilitiesGrp/EOYAmt042347550
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04521091
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03294983
IRS990/TotalOtherCompensationAmt012738
IRS990/TotalProgramServiceRevenueAmt03705556
IRS990/TotalReportableCompFromOrgAmt0235993
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03857877
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03878492
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt020615
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt057957492
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt045642533
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt05591
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05110 ARARAT DRIVE
IRS990/USAddress/CityNm0KANSAS CITY
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0641291917
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0KANSASCITYCREDITUNION.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JUSTIN WOLFE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08168615700
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KANSAS CITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0KANS
ReturnHeader/Filer/EIN0440502044
ReturnHeader/Filer/PhoneNum08168615700
ReturnHeader/Filer/USAddress/AddressLine1Txt05110 ARARAT DRIVE
ReturnHeader/Filer/USAddress/CityNm0KANSAS CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0641291917
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-09-11T11:42:12-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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