Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
990 • Fiscal year 2016 • EIN 39-1135610
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
Liabilities / Revenue
69th percentile
Higher debt load relative to revenue than 69% of similar nonprofits.
Net Margin
72nd percentile
Higher net margin than 72% of similar nonprofits.
Top Officer Pay
61st percentile
Higher top officer pay than 61% of similar nonprofits.
Top officer pay equals 8.9% of source-year revenue.
Asset Growth
65th percentile
Faster asset growth than 65% of similar nonprofits.
Revenue Growth
39th percentile
Faster revenue growth than 39% of similar nonprofits.
Assets
Up$32,636,503
Up $1,440,092 (+4.6%) from 2015
Net Assets
Up$4,935,788
Up $142,857 (+3.0%) from 2015
Liabilities
Up$27,700,715
Up $1,297,235 (+4.9%) from 2015
Revenue
Up$1,178,687
Up $19,545 (+1.7%) from 2015
Expenses
Up$1,035,830
Up $25,712 (+2.5%) from 2015
Net Income
Down$142,857
Down $6,167 (-4.1%) from 2015
Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $15,207,294 | $15,392,281 | ▲ $184,987 |
| Savings and Temporary Cash Investments | $14,387,250 | $15,327,214 | ▲ $939,964 |
| Rtn Earn Endowment Incm Other Fnds | $4,792,931 | $4,935,788 | ▲ $142,857 |
| Cash and Non-Interest-Bearing Accounts | $588,459 | $779,897 | ▲ $191,438 |
| Investments Program Related | $469,564 | $500,726 | ▲ $31,162 |
| Land, Buildings, and Equipment, Net | $459,417 | $493,098 | ▲ $33,681 |
| Prepaid Expenses and Deferred Charges | $23,070 | $79,577 | ▲ $56,507 |
| Total Assets | $31,196,411 | $32,636,503 | ▲ $1,440,092 |
| Other Assets Total | $61,357 | $63,710 | ▲ $2,353 |
| Liabilities | |||
| Other Liabilities | $26,036,413 | $27,450,211 | ▲ $1,413,798 |
| Accounts Payable and Accrued Expenses | $334,132 | $214,124 | ▼ $120,008 |
| Deferred Revenue | $32,935 | $36,380 | ▲ $3,445 |
| Total Liabilities | $26,403,480 | $27,700,715 | ▲ $1,297,235 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,792,931 | $4,935,788 | ▲ $142,857 |
| Total Liabilities and Net Assets / Fund Balance | $31,196,411 | $32,636,503 | ▲ $1,440,092 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $283,350 | $272,716 | $556,066 |
| Land | $183,749 | - | $183,749 |
| Other Land Buildings | $4,700 | $119,644 | $124,344 |
| Equipment | $21,299 | $101,036 | $122,335 |
| Investment Program Related Org | $10,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Thomas Poole | Evp | FT | $78,690 | $26,321 | $105,011 |
| Arden Rindfleisch | President | FT | $55,156 | $10,168 | $65,324 |
| Joan Frankwick | Vice President | FT | $48,054 | $11,359 | $59,413 |
| Jane Robeson | Avp | - | $34,523 | $2,324 | $36,847 |
| Rob Schulz | Vice President | FT | $7,485 | - | $7,485 |
| Name | Title |
|---|---|
| Sigfried Sebastian | Chairman |
| Dennis Kmiec | Vice Chair |
| Dan Ross Jr | Director |
| Gary Grieser | Director |
| Jenni Yetter | Director |
| Kim Frederick | Secretary |
| Jean Lampi | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $533,546 |
| Other Expenses | $502,284 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $223,908 |
| Other Salaries and Wages | - | - | - | $175,126 |
| Other Employee Benefits | - | - | - | $89,144 |
| Office Expenses | - | - | - | $83,773 |
| Occupancy | - | - | - | $38,668 |
| All Other Expenses | - | - | - | $34,686 |
| Payroll Taxes | - | - | - | $29,095 |
| Depreciation Depletion | - | - | - | $24,951 |
| Fees for Services Other | - | - | - | $19,585 |
| Payments to Affiliates | - | - | - | $17,231 |
| Pension Plan Contributions | - | - | - | $16,273 |
| Insurance | - | - | - | $14,757 |
| Fees for Services Accounting | - | - | - | $14,554 |
| Conferences and Meetings | - | - | - | $13,999 |
| Other Expenses | - | $12,000 | - | $12,000 |
| Advertising | - | - | - | $11,724 |
| Information Technology | - | - | - | $6,915 |
| Total Functional Expenses | $0 | $0 | $0 | $1,035,830 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $27,442,256 |
| Accrued Dividends | $6,896 |
| Deferred Compensation | $1,059 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“President will review the 990 before it is filed”
“Credit union is small enough to know of changes.”
“Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info.”
“Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info.”
“Governing docs, etc. available to public. President has file for public to review.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 334132 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 214124 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 11724 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 34686 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Arden Rindfleisch |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153878405 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1614 E 4th Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Marshfield |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54449 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 588459 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 779897 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 223908 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 13999 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 169049 |
| IRS990/CYOtherExpensesAmt | 0 | 502284 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1009638 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 142857 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 533546 |
| IRS990/CYTotalExpensesAmt | 0 | 1035830 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1178687 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 32935 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 36380 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 24951 |
| IRS990/Desc | 0 | We funded 1915 loans during 2016. As of 12/31/16, we had $6,834,224 in mortgages/home equity lines and $8,661,434 in consumer loans. We also had 232 credit card accounts with our members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14554 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 19585 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.63 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.75 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.63 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 26321 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 11359 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 10168 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 2324 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Dan Ross Jr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kim Frederick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Dennis Kmiec |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Gary Grieser |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jean Lampi |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Jenni Yetter |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Sigfried Sebastian |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Thomas Poole |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Joan Frankwick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Rob Schulz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Arden Rindfleisch |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Jane Robeson |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 78690 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 48054 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 7485 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 55156 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 34523 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | EVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | AVP |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1178687 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 6915 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14757 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 169049 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 169049 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 469564 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 500726 |
| IRS990/IRPDocumentCnt | 0 | 13 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 493396 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 459417 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 493098 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 986494 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4792931 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4935788 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 38668 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 83773 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 61357 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 63710 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 89144 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Member AccountCard Fees |
| IRS990/OtherExpensesGrp/Desc | 3 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 80031 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 93607 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 35803 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 12000 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 80031 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 93607 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 35803 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 12000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 26036413 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 27450211 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 175126 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 15207294 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 15392281 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 17231 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 29095 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 16273 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 23070 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 79577 |
| IRS990/PrincipalOfficerNm | 0 | Arden Rindfleisch |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member AccountCard Inc |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Insurance Sales |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 866127 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 127182 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 15793 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 536 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 866127 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 127182 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 15793 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 536 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 2820 members at 12/31. During 2016, we opened 301 new deposit, transaction and investment accounts. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 136282 |
| IRS990/PYOtherExpensesAmt | 0 | 434586 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1022860 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 149024 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 575532 |
| IRS990/PYTotalExpensesAmt | 0 | 1010118 |
| IRS990/PYTotalRevenueAmt | 0 | 1159142 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 142857 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4792931 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4935788 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 14387250 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 15327214 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 283350 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 272716 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 556066 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 21299 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 101036 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 122335 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 256726 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 234000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 10000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CCCU MCS & PIC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | Shared Service Center |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 183749 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 183749 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 4700 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 119644 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 124344 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 27442256 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 6896 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1059 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares & Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Accrued Dividends |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Deferred Compensation |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 493098 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 500726 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 27450211 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | President will review the 990 before it is filed |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Credit union is small enough to know of changes. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Governing docs, etc. available to public. President has file for public to review. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 31196411 |
| IRS990/TotalAssetsEOYAmt | 0 | 32636503 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 31196411 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 32636503 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 13 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1035830 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 26403480 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 27700715 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 26403480 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 27700715 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4792931 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4935788 |
| IRS990/TotalOtherCompensationAmt | 0 | 50172 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1009638 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 223908 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 169049 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1009638 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1178687 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 31196411 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 32636503 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | www.firstchoicecreditunion.com |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Arden Rindfleisch |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153878405 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-05-19 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | First Choice Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FIRS |
| ReturnHeader/Filer/EIN | 0 | 391135610 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1614 E 4th Street |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Marshfield |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54449 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 110D63440C42215569A41D88634943DBED7962F4 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 110D63440C42215569A41D88634943DBED7962F4 |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 39223920171394j13szf |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2017-05-19 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 74.219.136.146 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2017-05-19 |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 17:58:56 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WCUL Services Corp |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.