Civic Intelligence

Capitol View Credit Union

EIN 42-0742483 • 501(c)14 • Des Moines, IA

Profile

Capitol view credit union is a member owned financial institution and is dedicated to serving our members with quality, cost effective financial products and services. We value the small-town relationships and honesty that a small credit union can provide. By combining small-town relationships with big-city services we open the door to quality, responsible financing. We are committed to our members: providing them with helpful, easy-to-use services that aim towards achieving their financial goals. Total members served in 2013 - 1,986.

623 E 12th StreetDes Moines, IA 50319

www.capview.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

19th percentile

0.82x

Higher debt load relative to assets than 19% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

26th percentile

12.98x

Higher debt load relative to revenue than 26% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

87th percentile

25%

Higher net margin than 87% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

66th percentile

$139,196

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 5.0% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

58th percentile

2.0%

Faster asset growth than 58% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

65th percentile

13%

Faster revenue growth than 65% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets19th percentile

Assets

Up

$44,427,110

Up $863,989 (+2.0%) from 2023

Liabilities

Up

$36,388,674

Up $46,170 (+0.1%) from 2023

Net Assets

Up

$8,038,436

Up $817,819 (+11%) from 2023

Operations
Liabilities / Revenue26th percentileNet Margin87th percentile

Revenue

Up

$2,803,490

Up $331,457 (+13%) from 2023

Expenses

Up

$2,101,907

Up $297,683 (+16%) from 2023

Net Income

Up

$701,583

Up $33,774 (+5.1%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth58th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $24,901,604Liabilities 2010: $20,927,601Net Assets 2010: $3,974,0032010Assets 2012: $28,562,908Liabilities 2012: $24,352,678Net Assets 2012: $4,210,2302012Assets 2013: $30,167,058Liabilities 2013: $25,770,940Net Assets 2013: $4,396,1182013Assets 2014: $31,148,851Liabilities 2014: $26,552,675Net Assets 2014: $4,596,1762014Assets 2015: $32,061,525Liabilities 2015: $27,172,199Net Assets 2015: $4,889,3262015Assets 2016: $33,344,285Liabilities 2016: $28,248,406Net Assets 2016: $5,095,8792016Assets 2017: $34,404,227Liabilities 2017: $29,031,904Net Assets 2017: $5,372,3232017Assets 2018: $36,418,530Liabilities 2018: $30,793,728Net Assets 2018: $5,624,8022018Assets 2019: $36,051,724Liabilities 2019: $30,195,664Net Assets 2019: $5,856,0602019Assets 2020: $40,888,200Liabilities 2020: $34,906,601Net Assets 2020: $5,981,5992020Assets 2021: $44,112,929Liabilities 2021: $37,992,031Net Assets 2021: $6,120,8982021Assets 2022: $44,234,182Liabilities 2022: $37,754,656Net Assets 2022: $6,479,5262022Assets 2023: $43,563,121Liabilities 2023: $36,342,504Net Assets 2023: $7,220,6172023Assets 2024: $44,427,110Liabilities 2024: $36,388,674Net Assets 2024: $8,038,4362024

Highlighted filing

2024

Assets$44,427,110
Liabilities$36,388,674
Net Assets$8,038,436
Open 2024 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,247,4192010Expenses 2012: $1,213,1082012Revenue 2013: $1,358,405Expenses 2013: $1,235,121Net Income 2013: $123,2842013Revenue 2014: $1,404,335Expenses 2014: $1,233,962Net Income 2014: $170,3732014Revenue 2015: $1,492,759Expenses 2015: $1,249,506Net Income 2015: $243,2532015Revenue 2016: $1,510,775Expenses 2016: $1,310,659Net Income 2016: $200,1162016Revenue 2017: $1,586,864Expenses 2017: $1,317,363Net Income 2017: $269,5012017Revenue 2018: $1,695,693Expenses 2018: $1,458,019Net Income 2018: $237,6742018Revenue 2019: $1,837,313Expenses 2019: $1,612,984Net Income 2019: $224,3292019Revenue 2020: $1,627,983Expenses 2020: $1,502,444Net Income 2020: $125,5392020Revenue 2021: $1,374,765Expenses 2021: $1,235,466Net Income 2021: $139,2992021Revenue 2022: $1,762,812Expenses 2022: $1,404,184Net Income 2022: $358,6282022Revenue 2023: $2,472,033Expenses 2023: $1,804,224Net Income 2023: $667,8092023Revenue 2024: $2,803,490Expenses 2024: $2,101,907Net Income 2024: $701,5832024

Highlighted filing

2024

Revenue$2,803,490
Expenses$2,101,907
Net Income$701,583
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$44,427,110
Liabilities
$36,388,674
Net assets
$8,038,436
Revenue
$2,803,490
Expenses
$2,101,907
Net income
$701,583
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$44.4$36.4$8.04$2.80$2.10$0.70
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.6$36.3$7.22$2.47$1.80$0.67
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.2$37.8$6.48$1.76$1.40$0.36
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.1$38.0$6.12$1.37$1.24$0.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.9$34.9$5.98$1.63$1.50$0.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.1$30.2$5.86$1.84$1.61$0.22
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.4$30.8$5.62$1.70$1.46$0.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$34.4$29.0$5.37$1.59$1.32$0.27
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.3$28.2$5.10$1.51$1.31$0.20
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.1$27.2$4.89$1.49$1.25$0.24
2014Detailed filing. Detailed filing data is available for this year.$31.1$26.6$4.60$1.40$1.23$0.17
2013Detailed filing. Detailed filing data is available for this year.$30.2$25.8$4.40$1.36$1.24$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.6$24.4$4.21$1.21
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.9$20.9$3.97$1.25
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 22, 2025
Return Version
2024v5.1
Gross Receipts
$2,803,490
Mission and Program Overview

Mission

Capitol view credit union is a member owned financial institution and is dedicated to serving our members with quality, cost effective financial products and services. We value the small-town relationships and honesty that a small credit union can provide. By combining small-town relationships with big-city services we open the door to quality, responsible financing. We are committed to our members: providing them with helpful, easy-to-use services that aim towards achieving their financial goals. Total members served in 2025 - 1,759.

Capitol view credit union provides financial services to it's members at fair and reasonable rates and terms with a small town touch.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$24,202,167$25,209,372▲ $1,007,205
Investments Program Related$16,779,920$16,586,218▼ $193,702
Rtn Earn Endowment Incm Other Fnds$5,974,843$6,676,425▲ $701,582
Pd in Cap Srpls Land Bldg Eqp Fund$1,245,774$1,362,011▲ $116,237
Land, Buildings, and Equipment, Net$1,040,704$1,007,224▼ $33,480
Cash and Non-Interest-Bearing Accounts$411,114$436,097▲ $24,983
Prepaid Expenses and Deferred Charges$31,192$66,213▲ $35,021
Accounts Receivable$14,116$33,774▲ $19,658
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$43,563,121$44,427,110▲ $863,989
Other Assets Total$1,083,908$1,088,212▲ $4,304
Liabilities
Other Liabilities$36,075,552$36,316,277▲ $240,725
Accounts Payable and Accrued Expenses$266,952$72,397▼ $194,555
Total Liabilities$36,342,504$36,388,674▲ $46,170
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,220,617$8,038,436▲ $817,819
Total Liabilities and Net Assets / Fund Balance$43,563,121$44,427,110▲ $863,989

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$762,036$381,927$1,143,963
Land$184,000-$184,000
Equipment$61,188-$61,188
Investment Program Related Org$77,380--
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Benjamin SheridanCEOFT$128,048$11,148$139,196

Board Members and Trustees

NameTitle
Randal AndersonChairman
Alison RadlBoard Member
Justin WillerBoard Member
Kathy Farnsworth-cubitBoard Member
Larry FaberBoard Member
Matthew ScheetzBoard Member
Steven LarsonBoard Member
Travis ReedBoard Member
Matthew MccormickCFO of Board
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,580,576
Investment Income
$860,719
Other Revenue
$362,195
Change in Net Assets
$701,583
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,522,656
Salaries, Compensation, and Employee Benefits$579,251
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$637,061--$637,061
Other Salaries and Wages$315,968--$315,968
Office Expenses$254,590--$254,590
Current Officers, Directors, Trustees, and Key Employees$139,196--$139,196
Fees for Services Other$114,344--$114,344
Advertising$97,410--$97,410
Other Employee Benefits$78,838--$78,838
Depreciation Depletion$77,145--$77,145
Payroll Taxes$35,368--$35,368
All Other Expenses$28,744--$28,744
Insurance$22,816--$22,816
Other Expenses$21,077--$21,077
Occupancy$19,588--$19,588
Fees for Services Accounting$16,322--$16,322
Pension Plan Contributions$9,881--$9,881
Travel$9,431--$9,431
Payments to Affiliates$4,691--$4,691
Fees for Services Legal$488--$488
Total Functional Expenses$2,101,907$0$0$2,101,907
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Shares$36,316,277
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Capitol view credit union membership is not available to the general public. If you, or a family member are employed by one of these groups, you are eligible to join capitol view credit union: employees of the state of iowa employees of the state of iowa and employees of persons who contract services with the state of iowa employees of capitol view credit union workforce development center employees who administer employment and training programs including family members.”

Form 990, Part VI, Section A, Line 7A

“Board elections are held annually and three members are elected to a three year term. All members who are at least 16 years old at the time of the election can vote. There is a total of nine members that currently sit on the board.”

Form 990, Part VI, Section B, Line 11B

“A copy of form 990 was provided to the organization's governing body at their monthly meeting for their review before it was filed.”

Form 990, Part VI, Section B, Line 12C

“The organizaiton provides a copy of the policy to the board members annually after the board election at the annual meeting.”

Form 990, Part VI, Section B, Line 15

“Captial view credit union uses surveys provided by credit union executive society(cues) and/or credit union national association (cuna) as to salaries for all staff including the ceo. The ceo's compensation package is reviewed, documented and approved by the board of directors.”

Form 990, Part VI, Section C, Line 19

“Policies are available on request at our office at 623 e 12th street, des moines, ia. Financial statements are posted on our website and in our office.”

Filing and Contact Details

Filer

Filer Name
Capitol View Credit Union
EIN
42-0742483
Phone
5153488350
Address
623 E 12TH STREET, DES MOINES, IA 50319

Signing Officer

Name
Benjamin Sheridan
Title
CEO
Phone
5153488350
Signed
2025-05-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Benjamin Sheridan
Formed
1944
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
8
Volunteers
0

Preparer

Firm
Gardiner Company Pc
Address
10555 NEW YORK AVENUE SUITE 200, DES MOINES, IA 50322
Preparer
Robert Bell CPA
Phone
5152701446
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in legal reserve 116,237. Rounding -1.”

Raw XML AppendixShowing 400 of 415 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0CAPITOL VIEW CREDIT UNION PROVIDES FINANCIAL SERVICES TO IT'S MEMBERS AT FAIR AND REASONABLE RATES AND TERMS WITH A SMALL TOWN TOUCH.
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IRS990/Desc0OUR MEMBERSHIP IS LIMITED TO PRIMARILY STATE OF IOWA EMPLOYEES AND THEIR FAMILY MEMBERS. AS OF 12-31-2024 WE HAD 1,841 MEMBERS. WE OFFER AUTO LOANS, HOME EQUITY LOANS, MORTGAGE LOANS, PERSONAL LOANS, PRIVATE STUDENT LOANS AND CREDIT CARD LOANS. OUR LOAN RATES ARE USUALLY LOWER THAN MOST COMPETITORS. WE OFFER ACCESS TO OUR MEMBERS ACCOUNTS THROUGH OUR OFFICE, OR THE INTERNET, ATM MACHINES, DEBIT OR CREDIT CARDS, OR THE SHARED BRANCHING NETWORK WE BELONG TO THAT ALLOWS OUR MEMBERS TO VISIT OVER 5000 SHARED BRANCHES NATIONWIDE. SHARED BRANCHES ARE OTHER CREDIT UNIONS THAT CHARGE US A FEE IF OUR MEMBER COMES IN AND DOES A TRANSACTION ON THEIR ACCOUNT WITH US. IN ADDITION TO THE COST OF SUPPLYING THESE ACCESS POINTS WE ALSO PAY FOR THE SECURITY SERVICES FOR THEM.
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IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02803490
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt022816
IRS990/InsuranceGrp/TotalAmt022816
IRS990/InterestGrp/ProgramServicesAmt0637061
IRS990/InterestGrp/TotalAmt0637061
IRS990/InvestmentIncomeGrp/ExclusionAmt0860719
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0860719
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt016779920
IRS990/InvestmentsProgramRelatedGrp/EOYAmt016586218
IRS990/IRPDocumentCnt0703
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0381927
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01040704
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01007224
IRS990/LandBldgEquipCostOrOtherBssAmt01389151
IRS990/LegalDomicileStateCd0IA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt068279
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt068279
IRS990/MissionDesc0CAPITOL VIEW CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION AND IS DEDICATED TO SERVING OUR MEMBERS WITH QUALITY, COST EFFECTIVE FINANCIAL PRODUCTS AND SERVICES. WE VALUE THE SMALL-TOWN RELATIONSHIPS AND HONESTY THAT A SMALL CREDIT UNION CAN PROVIDE. BY COMBINING SMALL-TOWN RELATIONSHIPS WITH BIG-CITY SERVICES WE OPEN THE DOOR TO QUALITY, RESPONSIBLE FINANCING. WE ARE COMMITTED TO OUR MEMBERS: PROVIDING THEM WITH HELPFUL, EASY-TO-USE SERVICES THAT AIM TOWARDS ACHIEVING THEIR FINANCIAL GOALS. TOTAL MEMBERS SERVED IN 2024 - 1,841.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt07220617
IRS990/NetAssetsOrFundBalancesEOYAmt08038436
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt019588
IRS990/OccupancyGrp/TotalAmt019588
IRS990/OfficeExpensesGrp/ProgramServicesAmt0254590
IRS990/OfficeExpensesGrp/TotalAmt0254590
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01083908
IRS990/OtherAssetsTotalGrp/EOYAmt01088212
IRS990/OtherChangesInNetAssetsAmt0116236
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt078838
IRS990/OtherEmployeeBenefitsGrp/TotalAmt078838
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DEBIT/CREDIT CARD EXPEN
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt0135567
IRS990/OtherExpensesGrp/ProgramServicesAmt183382
IRS990/OtherExpensesGrp/ProgramServicesAmt221077
IRS990/OtherExpensesGrp/TotalAmt0135567
IRS990/OtherExpensesGrp/TotalAmt183382
IRS990/OtherExpensesGrp/TotalAmt221077
IRS990/OtherLiabilitiesGrp/BOYAmt036075552
IRS990/OtherLiabilitiesGrp/EOYAmt036316277
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0DEBIT/CREDIT CARD INCO
IRS990/OtherRevenueMiscGrp/Desc1SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc2INSURANCE INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0185190
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt191158
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt217568
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0185190
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt191158
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt217568
IRS990/OtherRevenueTotalAmt0362195
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0315968
IRS990/OtherSalariesAndWagesGrp/TotalAmt0315968
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt024202167
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt025209372
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt04691
IRS990/PaymentsToAffiliatesGrp/TotalAmt04691
IRS990/PayrollTaxesGrp/ProgramServicesAmt035368
IRS990/PayrollTaxesGrp/TotalAmt035368
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt01245774
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt01362011
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt09881
IRS990/PensionPlanContributionsGrp/TotalAmt09881
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt031192
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt066213
IRS990/PrincipalOfficerNm0BENJAMIN SHERIDAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1CREDIT CARD INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01502662
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt177914
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01502662
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt177914
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0855100
IRS990/PYOtherExpensesAmt01198434
IRS990/PYOtherRevenueAmt0366798
IRS990/PYProgramServiceRevenueAmt01250135
IRS990/PYRevenuesLessExpensesAmt0667809
IRS990/PYSalariesCompEmpBnftPaidAmt0605790
IRS990/PYTotalExpensesAmt01804224
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02472033
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0701583
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt01942771
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05974843
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06676425
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0762036
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0381927
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01143963
IRS990ScheduleD/EquipmentGrp/BookValueAmt061188
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt061188
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01270000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt115212638
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt226200
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt377380
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0DEPOSITS IN COMMERCIAL BANKS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1NATIONAL COOPERATIVE BANK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2FHLB MEMBERSHIP STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3OTHER INVESTMENTS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt0184000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0184000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt036316277
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01007224
IRS990ScheduleD/TotalBookValueProgramRltdAmt016586218
IRS990ScheduleD/TotalLiabilityAmt036316277
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CAPITOL VIEW CREDIT UNION MEMBERSHIP IS NOT AVAILABLE TO THE GENERAL PUBLIC. IF YOU, OR A FAMILY MEMBER ARE EMPLOYED BY ONE OF THESE GROUPS, YOU ARE ELIGIBLE TO JOIN CAPITOL VIEW CREDIT UNION: EMPLOYEES OF THE STATE OF IOWA EMPLOYEES OF THE STATE OF IOWA AND EMPLOYEES OF PERSONS WHO CONTRACT SERVICES WITH THE STATE OF IOWA EMPLOYEES OF CAPITOL VIEW CREDIT UNION WORKFORCE DEVELOPMENT CENTER EMPLOYEES WHO ADMINISTER EMPLOYMENT AND TRAINING PROGRAMS INCLUDING FAMILY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD ELECTIONS ARE HELD ANNUALLY AND THREE MEMBERS ARE ELECTED TO A THREE YEAR TERM. ALL MEMBERS WHO ARE AT LEAST 16 YEARS OLD AT THE TIME OF THE ELECTION CAN VOTE. THERE IS A TOTAL OF NINE MEMBERS THAT CURRENTLY SIT ON THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A COPY OF FORM 990 WAS PROVIDED TO THE ORGANIZATION'S GOVERNING BODY AT THEIR MONTHLY MEETING FOR THEIR REVIEW BEFORE IT WAS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZAITON PROVIDES A COPY OF THE POLICY TO THE BOARD MEMBERS ANNUALLY AFTER THE BOARD ELECTION AT THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CAPTIAL VIEW CREDIT UNION USES SURVEYS PROVIDED BY CREDIT UNION EXECUTIVE SOCIETY(CUES) AND/OR CREDIT UNION NATIONAL ASSOCIATION (CUNA) AS TO SALARIES FOR ALL STAFF INCLUDING THE CEO. THE CEO'S COMPENSATION PACKAGE IS REVIEWED, DOCUMENTED AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5POLICIES ARE AVAILABLE ON REQUEST AT OUR OFFICE AT 623 E 12TH STREET, DES MOINES, IA. FINANCIAL STATEMENTS ARE POSTED ON OUR WEBSITE AND IN OUR OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CHANGE IN LEGAL RESERVE 116,237. ROUNDING -1.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt043563121
IRS990/TotalAssetsEOYAmt044427110
IRS990/TotalAssetsGrp/BOYAmt043563121
IRS990/TotalAssetsGrp/EOYAmt044427110
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02101907
IRS990/TotalFunctionalExpensesGrp/TotalAmt02101907
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt036342504
IRS990/TotalLiabilitiesEOYAmt036388674
IRS990/TotalLiabilitiesGrp/BOYAmt036342504
IRS990/TotalLiabilitiesGrp/EOYAmt036388674
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07220617
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08038436
IRS990/TotalOtherCompensationAmt011148
IRS990/TotalProgramServiceExpensesAmt02101907
IRS990/TotalProgramServiceRevenueAmt01580576
IRS990/TotalReportableCompFromOrgAmt0128048
IRS990/TotalRevenueGrp/ExclusionAmt0860719
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01942771
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02803490
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt043563121
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt044427110
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt09431
IRS990/TravelGrp/TotalAmt09431
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0623 E 12TH STREET
IRS990/USAddress/CityNm0DES MOINES
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd050319
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.CAPVIEW.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BENJAMIN SHERIDAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05153488350
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CAPITOL VIEW CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CAPI
ReturnHeader/Filer/EIN0420742483
ReturnHeader/Filer/PhoneNum05153488350
ReturnHeader/Filer/USAddress/AddressLine1Txt0623 E 12TH STREET
ReturnHeader/Filer/USAddress/CityNm0DES MOINES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA

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