Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
990 • Fiscal year 2017 • EIN 39-1135610
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
Liabilities / Revenue
67th percentile
Higher debt load relative to revenue than 67% of similar nonprofits.
Net Margin
70th percentile
Higher net margin than 70% of similar nonprofits.
Top Officer Pay
31st percentile
Higher top officer pay than 31% of similar nonprofits.
Top officer pay equals 6.6% of source-year revenue.
Asset Growth
66th percentile
Faster asset growth than 66% of similar nonprofits.
Revenue Growth
65th percentile
Faster revenue growth than 65% of similar nonprofits.
Assets
Up$33,881,186
Up $1,244,683 (+3.8%) from 2016
Net Assets
Up$5,105,699
Up $169,911 (+3.4%) from 2016
Liabilities
Up$28,775,487
Up $1,074,772 (+3.9%) from 2016
Revenue
Up$1,272,229
Up $93,542 (+7.9%) from 2016
Expenses
Up$1,102,318
Up $66,488 (+6.4%) from 2016
Net Income
Up$169,911
Up $27,054 (+19%) from 2016
Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability.
First Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $15,327,214 | $17,147,003 | ▲ $1,819,789 |
| Other Notes and Loans Receivable, Net | $15,392,281 | $14,868,732 | ▼ $523,549 |
| Rtn Earn Endowment Incm Other Fnds | $4,935,788 | $5,105,699 | ▲ $169,911 |
| Cash and Non-Interest-Bearing Accounts | $779,897 | $784,477 | ▲ $4,580 |
| Investments Program Related | $500,726 | $524,458 | ▲ $23,732 |
| Land, Buildings, and Equipment, Net | $493,098 | $426,759 | ▼ $66,339 |
| Prepaid Expenses and Deferred Charges | $79,577 | $62,690 | ▼ $16,887 |
| Total Assets | $32,636,503 | $33,881,186 | ▲ $1,244,683 |
| Other Assets Total | $63,710 | $67,067 | ▲ $3,357 |
| Liabilities | |||
| Other Liabilities | $27,450,211 | $28,399,226 | ▲ $949,015 |
| Accounts Payable and Accrued Expenses | $214,124 | $337,702 | ▲ $123,578 |
| Deferred Revenue | $36,380 | $38,559 | ▲ $2,179 |
| Total Liabilities | $27,700,715 | $28,775,487 | ▲ $1,074,772 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,935,788 | $5,105,699 | ▲ $169,911 |
| Total Liabilities and Net Assets / Fund Balance | $32,636,503 | $33,881,186 | ▲ $1,244,683 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $218,260 | $287,806 | $506,066 |
| Land | $183,749 | - | $183,749 |
| Equipment | $22,910 | $109,259 | $132,169 |
| Other Land Buildings | $1,840 | $124,295 | $126,135 |
| Investment Program Related Org | $10,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Arden Rindfleisch | President | FT | $68,909 | $15,243 | $84,152 |
| Joan Frankwick | VP | FT | $49,500 | $10,340 | $59,840 |
| Rob Schulz | Evp | FT | $54,750 | $970 | $55,720 |
| Thomas Poole | Vice President | FT | $48,432 | $2,408 | $50,840 |
| Jane Robeson | Avp | FT | $36,850 | $2,506 | $39,356 |
| Name | Title |
|---|---|
| Sigfried Sebastian | Chairman |
| Dennis Kmiec | Vice Chair |
| Dan Ross Jr | Director |
| Gary Grieser | Director |
| Jenni Yetter | Director |
| Kim Frederick | Secretary |
| Jean Lampi | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $581,560 |
| Other Expenses | $520,758 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $258,441 |
| Other Salaries and Wages | - | - | - | $183,954 |
| Other Employee Benefits | - | - | - | $85,250 |
| Office Expenses | - | - | - | $72,472 |
| Occupancy | - | - | - | $45,974 |
| All Other Expenses | - | - | - | $39,606 |
| Payroll Taxes | - | - | - | $33,098 |
| Other Expenses | - | $30,000 | - | $30,000 |
| Depreciation Depletion | - | - | - | $26,171 |
| Fees for Services Other | - | - | - | $20,865 |
| Pension Plan Contributions | - | - | - | $20,817 |
| Insurance | - | - | - | $15,335 |
| Payments to Affiliates | - | - | - | $15,050 |
| Conferences and Meetings | - | - | - | $14,627 |
| Fees for Services Accounting | - | - | - | $13,743 |
| Advertising | - | - | - | $11,570 |
| Information Technology | - | - | - | $5,038 |
| Total Functional Expenses | $0 | $0 | $0 | $1,102,318 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $28,390,217 |
| Accrued Dividends | $7,846 |
| Deferred Compensation | $1,163 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“President will review the 990 before it is filed”
“Credit union is small enough to know of changes.”
“Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info.”
“Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info.”
“Governing docs, etc. available to public. President has file for public to review.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 214124 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 337702 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | First Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 11570 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 39606 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Arden Rindfleisch |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153878405 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1614 E 4th Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Marshfield |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54449 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 779897 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 784477 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 258441 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 14627 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 234028 |
| IRS990/CYOtherExpensesAmt | 0 | 520758 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1038201 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 169911 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 581560 |
| IRS990/CYTotalExpensesAmt | 0 | 1102318 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1272229 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 36380 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 38559 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 26171 |
| IRS990/Desc | 0 | As of 12/31/17, we had 152 in mortgages/home equity lines and 1084 in consumer loans. We also had st 12/31 287 credit card accounts with our members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 13 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 13743 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 20865 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.63 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.75 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.63 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 2408 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 10340 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 970 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 15243 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 2506 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Dan Ross Jr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kim Frederick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Dennis Kmiec |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Gary Grieser |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jean Lampi |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Jenni Yetter |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Sigfried Sebastian |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Thomas Poole |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Joan Frankwick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Rob Schulz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Arden Rindfleisch |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Jane Robeson |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 48432 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 49500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 54750 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 68909 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 36850 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | VP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | EVP |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | AVP |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 4863 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 54863 |
| IRS990/GrossReceiptsAmt | 0 | 1322229 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 5038 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 15335 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 229165 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 229165 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 500726 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 524458 |
| IRS990/IRPDocumentCnt | 0 | 13 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 521360 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 493098 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 426759 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 948119 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 50000 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | First Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4935788 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5105699 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 4863 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 4863 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 45974 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 72472 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 63710 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 67067 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 85250 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Member AccountCard Fees |
| IRS990/OtherExpensesGrp/Desc | 3 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 86037 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 97801 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 26469 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 30000 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 86037 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 97801 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 26469 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 30000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 27450211 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 28399226 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 183954 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 15392281 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 14868732 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 15050 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 33098 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 20817 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 79577 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 62690 |
| IRS990/PrincipalOfficerNm | 0 | Arden Rindfleisch |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member AccountCard Inc |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Insurance Sales |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 868381 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 142574 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 23073 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 4173 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 868381 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 142574 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 23073 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 4173 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 2993 members at 12/31. During 2017, we opened 346 new deposit, transaction and investment accounts. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 169049 |
| IRS990/PYOtherExpensesAmt | 0 | 502284 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1009638 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 142857 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 533546 |
| IRS990/PYTotalExpensesAmt | 0 | 1035830 |
| IRS990/PYTotalRevenueAmt | 0 | 1178687 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 169911 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4935788 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 5105699 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 15327214 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 17147003 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 218260 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 287806 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 506066 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 22910 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 109259 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 132169 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 269650 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 244808 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 10000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CCCU MCS & PIC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | Shared Service Center |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 183749 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 183749 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 1840 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 124295 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 126135 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 28390217 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 7846 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1163 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares & Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Accrued Dividends |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Deferred Compensation |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 426759 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 524458 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 28399226 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | President will review the 990 before it is filed |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Credit union is small enough to know of changes. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Governing docs, etc. available to public. President has file for public to review. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 32636503 |
| IRS990/TotalAssetsEOYAmt | 0 | 33881186 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 32636503 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 33881186 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 13 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1102318 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 27700715 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 28775487 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 27700715 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 28775487 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4935788 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5105699 |
| IRS990/TotalOtherCompensationAmt | 0 | 31467 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1038201 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 258441 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 234028 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1038201 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1272229 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 32636503 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 33881186 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | www.firstchoicecreditunion.com |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Arden Rindfleisch |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153878405 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-04-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | First Choice Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FIRS |
| ReturnHeader/Filer/EIN | 0 | 391135610 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1614 E 4th Street |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Marshfield |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54449 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 9C0C1E6B558C99B33FF5DB8E6EEACB8B3A1EF923 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 9C0C1E6B558C99B33FF5DB8E6EEACB8B3A1EF923 |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 3922392018134sfa4j04 |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2018-05-14 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.