Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
990 • Fiscal year 2013 • EIN 39-1135610
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
22nd percentile
Higher debt load relative to assets than 22% of similar nonprofits.
Liabilities / Revenue
62nd percentile
Higher debt load relative to revenue than 62% of similar nonprofits.
Net Margin
83rd percentile
Higher net margin than 83% of similar nonprofits.
Top Officer Pay
54th percentile
Higher top officer pay than 54% of similar nonprofits.
Top officer pay equals 8.7% of source-year revenue.
Asset Growth
54th percentile
Faster asset growth than 54% of similar nonprofits.
Revenue Growth
26th percentile
Faster revenue growth than 26% of similar nonprofits.
Assets
Up$28,944,766
Up $657,546 (+2.3%) from 2012
Net Assets
Up$4,493,021
Up $176,922 (+4.1%) from 2012
Liabilities
Up$24,451,745
Up $480,624 (+2.0%) from 2012
Revenue
Down$1,134,286
Down $73,058 (-6.1%) from 2012
Expenses
Down$957,364
Down $51,543 (-5.1%) from 2012
Net Income
Down$176,922
Down $21,515 (-11%) from 2012
Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability.
Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit union's long term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $12,743,212 | $14,155,783 | ▲ $1,412,571 |
| Other Notes and Loans Receivable, Net | $13,707,584 | $13,143,672 | ▼ $563,912 |
| Rtn Earn Endowment Incm Other Fnds | $4,316,099 | $4,493,021 | ▲ $176,922 |
| Cash and Non-Interest-Bearing Accounts | $828,241 | $606,617 | ▼ $221,624 |
| Land, Buildings, and Equipment, Net | $471,392 | $469,174 | ▼ $2,218 |
| Investments Program Related | $440,645 | $457,953 | ▲ $17,308 |
| Prepaid Expenses and Deferred Charges | $40,580 | $62,898 | ▲ $22,318 |
| Total Assets | $28,287,220 | $28,944,766 | ▲ $657,546 |
| Other Assets Total | $55,566 | $48,669 | ▼ $6,897 |
| Liabilities | |||
| Other Liabilities | $23,902,354 | $24,378,524 | ▲ $476,170 |
| Accounts Payable and Accrued Expenses | $41,842 | $42,623 | ▲ $781 |
| Deferred Revenue | $26,925 | $30,598 | ▲ $3,673 |
| Total Liabilities | $23,971,121 | $24,451,745 | ▲ $480,624 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,316,099 | $4,493,021 | ▲ $176,922 |
| Total Liabilities and Net Assets / Fund Balance | $28,287,220 | $28,944,766 | ▲ $657,546 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $270,352 | $229,786 | $500,138 |
| Land | $183,749 | - | $183,749 |
| Equipment | $12,610 | $112,881 | $125,491 |
| Other Land Buildings | $2,463 | $122,162 | $124,625 |
| Investment Program Related Org | $10,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Thomas Poole | President | FT | $68,083 | $30,134 | $98,217 |
| Jeff Dennee | Vice President | FT | $51,624 | $7,757 | $59,381 |
| Joan Frankwick | Vice President | FT | $41,879 | $4,877 | $46,756 |
| Tammy Leichtman | Vice President | FT | $30,274 | $11,181 | $41,455 |
| Name | Title |
|---|---|
| Zeke Sebastian | Chairman |
| Dennis Kmiec | Vice Chair |
| Gary Grieser | Director |
| Rick Dischinger JR | Director |
| Steven Coy | Director |
| Kim Frederick | Secretary |
| Jean Lampi | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $494,900 |
| Other Expenses | $462,464 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $191,859 |
| Other Salaries and Wages | - | - | - | $168,460 |
| Other Employee Benefits | - | - | - | $87,354 |
| Office Expenses | - | - | - | $82,054 |
| Other Expenses | - | $75,532 | - | $75,532 |
| All Other Expenses | - | - | - | $38,252 |
| Occupancy | - | - | - | $32,752 |
| Payroll Taxes | - | - | - | $27,638 |
| Depreciation Depletion | - | - | - | $23,530 |
| Pension Plan Contributions | - | - | - | $19,589 |
| Payments to Affiliates | - | - | - | $16,242 |
| Advertising | - | - | - | $13,731 |
| Insurance | - | - | - | $13,243 |
| Conferences and Meetings | - | - | - | $13,098 |
| Fees for Services Accounting | - | - | - | $10,200 |
| Fees for Services Other | - | - | - | $9,000 |
| Information Technology | - | - | - | $4,292 |
| Total Functional Expenses | $0 | $0 | $0 | $957,364 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $24,368,198 |
| Accrued Dividends | $9,205 |
| Deferred Compensation | $1,121 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“President will review the 990 before it is filed”
“The credit union is small enough to know if there is a change.”
“Salary committee reviews employee reviews, and Wisconsin average salaries book and make recommendations to the entire Board for their approval.”
“Review Yearly CUNA Information”
“President has file for public to review.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 41842 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 42623 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit union's long term financial stability. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 13731 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 38252 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Thomas Poole |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153878405 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 1614 E 4th Street |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | Marshfield |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 54449 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 828241 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 606617 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 191859 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 13098 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 133208 |
| IRS990/CYOtherExpensesAmt | 0 | 462464 |
| IRS990/CYOtherRevenueAmt | 0 | 850 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1000228 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 176922 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 494900 |
| IRS990/CYTotalExpensesAmt | 0 | 957364 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1134286 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 26925 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 30598 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 23530 |
| IRS990/Desc | 0 | We have deposit, transaction, and investment accounts with 6455 members at 12/31. During 2013, we opened 319 new deposit, transaction and investment accounts. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 10200 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 9000 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 30134 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 7757 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 4877 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 11181 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Rick Dischinger JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kim Frederick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Dennis Kmiec |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Gary Grieser |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jean Lampi |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Steven Coy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Zeke Sebastian |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Thomas Poole |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Jeff Dennee |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Joan Frankwick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Tammy Leichtman |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 68083 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 51624 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 41879 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 30274 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Vice President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1134286 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 4292 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13243 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 133208 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 133208 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 440645 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 457953 |
| IRS990/IRPDocumentCnt | 0 | 712 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 464829 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 471392 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 469174 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 934003 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit union's long term financial stability. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4316099 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4493021 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 32752 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 82054 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 55566 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 48669 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 87354 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/Desc | 2 | Member AccountCard Fees |
| IRS990/OtherExpensesGrp/Desc | 3 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 96906 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 15000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 18632 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 75532 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 96906 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 15000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 18632 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 75532 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 23902354 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 24378524 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 168460 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 13707584 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 13143672 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 16242 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 27638 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 19589 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 40580 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 62898 |
| IRS990/PrincipalOfficerNm | 0 | Thomas Poole |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member AccountCard Inc |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Insurance Sales |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Mortgages Sold |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 844730 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 132952 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 19880 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 1366 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 844730 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 132952 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 19880 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 1366 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 1300 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1300 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We funded 683 loans during 2013. As of 12/31/13, we had 191 mortgages/home equity lines,1070 consumer loans and 4 member business loans. We also had 285 credit card accounts with our members. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 152111 |
| IRS990/PYOtherExpensesAmt | 0 | 534527 |
| IRS990/PYOtherRevenueAmt | 0 | 1040 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1054193 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 198437 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 474380 |
| IRS990/PYTotalExpensesAmt | 0 | 1008907 |
| IRS990/PYTotalRevenueAmt | 0 | 1207344 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 176922 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 850 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 850 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4316099 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4493021 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12743212 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 14155783 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 270352 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 229786 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 500138 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 12610 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 112881 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 125491 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 235779 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 212174 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 10000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CCCU MCS & PIC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | Shared Service Center |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 183749 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 183749 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 2463 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 122162 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 124625 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 24368198 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 9205 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1121 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares & Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Accrued Dividends |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Deferred Compensation |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 469174 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 457953 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 24378524 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | President will review the 990 before it is filed |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The credit union is small enough to know if there is a change. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Salary committee reviews employee reviews, and Wisconsin average salaries book and make recommendations to the entire Board for their approval. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Review Yearly CUNA Information |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | President has file for public to review. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 28287220 |
| IRS990/TotalAssetsEOYAmt | 0 | 28944766 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 28287220 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 28944766 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 12 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 957364 |
| IRS990/TotalGrossUBIAmt | 0 | 1300 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 23971121 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 24451745 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 23971121 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 24451745 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4316099 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4493021 |
| IRS990/TotalOtherCompensationAmt | 0 | 53949 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1000228 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 191860 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 134058 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 998928 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1134286 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 1300 |
| IRS990/TotalVolunteersCnt | 0 | 10 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 28287220 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 28944766 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | www.firstchoicecreditunion.com |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Thomas Poole |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153878405 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-04-24 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | First Choice Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FIRS |
| ReturnHeader/Filer/EIN | 0 | 391135610 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1614 E 4th Street |
| ReturnHeader/Filer/USAddress/City | 0 | Marshfield |
| ReturnHeader/Filer/USAddress/State | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 54449 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | N25W23131 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-05-09 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2014-06-16T16:24:54-05:00 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.