Civic Intelligence

First Choice Credit Union

990 • Fiscal year 2018 • EIN 39-1135610

Jan 01, 2018 to Dec 31, 2018 • Filed on May 07, 2019

Organization Profilewww.firstchoicecreditunion.com

View Organization Page

1614 E 4th StreetMarshfield, WI 54449

(715) 387-8405

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

28th percentile

0.84x

Higher debt load relative to assets than 28% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

71st percentile

20.96x

Higher debt load relative to revenue than 71% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Net Margin

75th percentile

18%

Higher net margin than 75% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

17th percentile

$71,140

Higher top officer pay than 17% of similar nonprofits.

Top officer pay equals 5.2% of source-year revenue.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Asset Growth

50th percentile

0.6%

Faster asset growth than 50% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

37th percentile

7.8%

Faster revenue growth than 37% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets28th percentile

Assets

Up

$34,096,709

Up $215,523 (+0.6%) from 2017

Net Assets

Up

$5,349,113

Up $243,414 (+4.8%) from 2017

Liabilities

Down

$28,747,596

Down $27,891 (-0.1%) from 2017

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin75th percentile

Revenue

Up

$1,371,464

Up $99,235 (+7.8%) from 2017

Expenses

Up

$1,128,050

Up $25,732 (+2.3%) from 2017

Net Income

Up

$243,414

Up $73,503 (+43%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $26,240,186Liabilities 2010: $22,298,680Net Assets 2010: $3,941,5062010Assets 2011: $27,237,702Liabilities 2011: $23,120,040Net Assets 2011: $4,117,6622011Assets 2012: $28,287,220Liabilities 2012: $23,971,121Net Assets 2012: $4,316,0992012Assets 2013: $28,944,766Liabilities 2013: $24,451,745Net Assets 2013: $4,493,0212013Assets 2014: $29,154,831Liabilities 2014: $24,510,924Net Assets 2014: $4,643,9072014Assets 2015: $31,196,411Liabilities 2015: $26,403,480Net Assets 2015: $4,792,9312015Assets 2016: $32,636,503Liabilities 2016: $27,700,715Net Assets 2016: $4,935,7882016Assets 2017: $33,881,186Liabilities 2017: $28,775,487Net Assets 2017: $5,105,6992017Assets 2018: $34,096,709Liabilities 2018: $28,747,596Net Assets 2018: $5,349,1132018Assets 2020: $41,794,281Liabilities 2020: $35,928,439Net Assets 2020: $5,865,8422020Assets 2021: $43,452,340Liabilities 2021: $37,538,976Net Assets 2021: $5,913,3642021Assets 2022: $44,491,609Liabilities 2022: $38,550,142Net Assets 2022: $5,941,4672022Assets 2024: $45,259,934Liabilities 2024: $38,426,775Net Assets 2024: $6,833,1592024

Highlighted filing

2018

Assets$34,096,709
Liabilities$28,747,596
Net Assets$5,349,113
Open 2018 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,165,5362010Expenses 2011: $1,119,7702011Revenue 2012: $1,207,344Expenses 2012: $1,008,907Net Income 2012: $198,4372012Revenue 2013: $1,134,286Expenses 2013: $957,364Net Income 2013: $176,9222013Revenue 2014: $1,118,519Expenses 2014: $967,633Net Income 2014: $150,8862014Revenue 2015: $1,159,142Expenses 2015: $1,010,118Net Income 2015: $149,0242015Revenue 2016: $1,178,687Expenses 2016: $1,035,830Net Income 2016: $142,8572016Revenue 2017: $1,272,229Expenses 2017: $1,102,318Net Income 2017: $169,9112017Revenue 2018: $1,371,464Expenses 2018: $1,128,050Net Income 2018: $243,4142018Revenue 2020: $1,349,745Expenses 2020: $1,176,078Net Income 2020: $173,6672020Revenue 2021: $1,075,198Expenses 2021: $1,027,681Net Income 2021: $47,5172021Revenue 2022: $1,200,171Expenses 2022: $1,172,065Net Income 2022: $28,1062022Revenue 2024: $2,416,988Expenses 2024: $1,856,717Net Income 2024: $560,2712024

Highlighted filing

2018

Revenue$1,371,464
Expenses$1,128,050
Net Income$243,414
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 7, 2019
Return Version
2018v3.1
Gross Receipts
$1,371,464
Mission and Program Overview

Mission

Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit union's long term financial stability.

First Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$17,147,003$17,506,428▲ $359,425
Other Notes and Loans Receivable, Net$14,868,732$14,503,626▼ $365,106
Rtn Earn Endowment Incm Other Fnds$5,105,699$5,349,113▲ $243,414
Cash and Non-Interest-Bearing Accounts$784,477$951,851▲ $167,374
Investments Program Related$524,458$543,636▲ $19,178
Land, Buildings, and Equipment, Net$426,759$424,433▼ $2,326
Prepaid Expenses and Deferred Charges$62,690$57,731▼ $4,959
Total Assets$33,881,186$34,096,709▲ $215,523
Other Assets Total$67,067$109,004▲ $41,937
Liabilities
Other Liabilities$28,399,226$28,528,390▲ $129,164
Accounts Payable and Accrued Expenses$337,702$181,939▼ $155,763
Deferred Revenue$38,559$37,267▼ $1,292
Total Liabilities$28,775,487$28,747,596▼ $27,891
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,105,699$5,349,113▲ $243,414
Total Liabilities and Net Assets / Fund Balance$33,881,186$34,096,709▲ $215,523

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$203,335$302,731$506,066
Land$183,749-$183,749
Equipment$35,450$119,924$155,374
Other Land Buildings$1,899$124,236$126,135
Investment Program Related Org$10,000--
Compensation and Service Providers
Top Officer Pay17th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joan FrankwickVPFT$49,916$21,224$71,140
Rob SchulzPresidentFT$59,697$3,950$63,647
Arden RindfleischVPFT$42,622$8,876$51,498
Mandy TomkowiakAsst VPFT$39,113$561$39,674
Ken ForrestEvpFT$36,952$508$37,460

Board Members and Trustees

NameTitle
Sigfried SebastianChairman
Dennis KmiecVice Chair
Dan Ross JrDirector
Gary GrieserDirector
Jenni YetterDirector
Kim FrederickSecretary
Jean LampiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$6,230
Program Service Revenue
$1,006,305
Investment Income
$358,929
Other Revenue
$0
All Other Contributions
$6,230
Change in Net Assets
$243,414
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$586,724
Salaries, Compensation, and Employee Benefits$541,326
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$228,300
Other Salaries and Wages---$192,737
Office Expenses---$78,282
Other Employee Benefits---$70,824
Occupancy---$52,514
Depreciation Depletion---$38,180
All Other Expenses---$35,320
Payroll Taxes---$32,717
Fees for Services Other---$22,519
Other Expenses-$22,500-$22,500
Fees for Services Accounting---$19,270
Pension Plan Contributions---$16,748
Insurance---$15,694
Payments to Affiliates---$15,408
Advertising---$15,357
Conferences and Meetings---$13,227
Information Technology---$8,820
Total Functional Expenses$0$0$0$1,128,050
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares & Deposits$28,516,310
Accrued Dividends$12,080
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”

Member election for additional members Part VI line 7A

“The Board of Directors is elected by the membership utilizing their one vote per member.”

Governing body decisions Part VI line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”

Form 990 governing body review Part VI line 11

“President will review the 990 before it is filed”

Conflict of interest policy compliance Part VI line 12C

“Credit union is small enough to be aware of changes.”

CEO executive director top management comp Part VI line 15A

“Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info.”

Other officer or key employee compensation Part VI line 15B

“Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info.”

Governing documents etc available to public Part VI line 19

“Governing docs, etc. available to public. President has file for public to review upon request.”

Filing and Contact Details

Filer

Filer Name
First Choice Credit Union
EIN
39-1135610
Address
1614 E 4th Street, Marshfield, WI 54449

Signing Officer

Name
Rob Schulz
Title
President
Phone
7153878405
Signed
2019-05-07
Discuss with paid preparer
No

Organization Details

Principal Officer
Rob Schulz
Formed
1967
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
16
Volunteers
7

Preparer

Firm
WCUL Services Corp
Address
1 E Main Street Suite 101, Madison, WI 53703
Preparer
Cari Thompson
Phone
6086404040
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt094228
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1109466
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt245939
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt322500
IRS990/OtherExpensesGrp/TotalAmt094228
IRS990/OtherExpensesGrp/TotalAmt1109466
IRS990/OtherExpensesGrp/TotalAmt245939
IRS990/OtherExpensesGrp/TotalAmt322500
IRS990/OtherLiabilitiesGrp/BOYAmt028399226
IRS990/OtherLiabilitiesGrp/EOYAmt028528390
IRS990/OtherSalariesAndWagesGrp/TotalAmt0192737
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt014868732
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt014503626
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt015408
IRS990/PayrollTaxesGrp/TotalAmt032717
IRS990/PensionPlanContributionsGrp/TotalAmt016748
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt062690
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt057731
IRS990/PrincipalOfficerNm0Rob Schulz
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Member AccountCard Inc
IRS990/ProgramServiceRevenueGrp/Desc2Insurance Sales
IRS990/ProgramServiceRevenueGrp/Desc3Other Member Fee Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0818592
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1164692
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt221851
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt31170
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0818592
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1164692
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt221851
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31170
IRS990/ProgSrvcAccomActy2Grp/Desc0We have deposit, transaction, and investment accounts with 3080 members at 12/31. During 2018, we opened 188 new deposit, transaction and investment accounts.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0234028
IRS990/PYOtherExpensesAmt0520758
IRS990/PYProgramServiceRevenueAmt01038201
IRS990/PYRevenuesLessExpensesAmt0169911
IRS990/PYSalariesCompEmpBnftPaidAmt0581560
IRS990/PYTotalExpensesAmt01102318
IRS990/PYTotalRevenueAmt01272229
IRS990/ReconcilationRevenueExpnssAmt0243414
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05105699
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05349113
IRS990/SavingsAndTempCashInvstGrp/BOYAmt017147003
IRS990/SavingsAndTempCashInvstGrp/EOYAmt017506428
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0203335
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0302731
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0506066
IRS990ScheduleD/EquipmentGrp/BookValueAmt035450
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0119924
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0155374
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0279513
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1254123
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt210000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0NCUA Capitalization
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CCCU MCS & PIC
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2Shared Service Center
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/LandGrp/BookValueAmt0183749
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0183749
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01899
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0124236
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0126135
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028516310
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt112080
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares & Deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Accrued Dividends
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0424433
IRS990ScheduleD/TotalBookValueProgramRltdAmt0543636
IRS990ScheduleD/TotalLiabilityAmt028528390
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors is elected by the membership utilizing their one vote per member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3President will review the 990 before it is filed
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Credit union is small enough to be aware of changes.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Salary committee reviews employee reviews, and Wisconsin average salary book and make recommendations to the entire Board for their approval. Reviews annual CUNA info.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Governing docs, etc. available to public. President has file for public to review upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Governing documents etc available to public Part VI line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt033881186
IRS990/TotalAssetsEOYAmt034096709
IRS990/TotalAssetsGrp/BOYAmt033881186
IRS990/TotalAssetsGrp/EOYAmt034096709
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt06230
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01128050
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt028775487
IRS990/TotalLiabilitiesEOYAmt028747596
IRS990/TotalLiabilitiesGrp/BOYAmt028775487
IRS990/TotalLiabilitiesGrp/EOYAmt028747596
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05105699
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05349113
IRS990/TotalOtherCompensationAmt035119
IRS990/TotalProgramServiceRevenueAmt01006305
IRS990/TotalReportableCompFromOrgAmt0228300
IRS990/TotalRevenueGrp/ExclusionAmt0358929
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01006305
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01371464
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt033881186
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt034096709
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.firstchoicecreditunion.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0Rob Schulz
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07153878405
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0First Choice Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0FIRS
ReturnHeader/Filer/EIN0391135610
ReturnHeader/Filer/USAddress/AddressLine1Txt01614 E 4th Street
ReturnHeader/Filer/USAddress/CityNm0Marshfield
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054449
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0110D63440C42215569A41D88634943DBED7962F4
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId03922392019135mt1lgzh
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02019-05-15
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0128.92.120.210
ReturnHeader/FilingSecurityInformation/IPDt02019-05-15

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$34,096,709
Liabilities
$28,747,596
Net assets
$5,349,113
Revenue
$1,371,464
Expenses
$1,128,050
Net income
$243,414
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.3$38.4$6.83$2.42$1.86$0.56
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.5$38.6$5.94$1.20$1.17$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.5$37.5$5.91$1.08$1.03$0.05
2020Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$41.8$35.9$5.87$1.35$1.18$0.17
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2018Detailed filing. Detailed filing data is available for this year.$34.1$28.7$5.35$1.37$1.13$0.24
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.9$28.8$5.11$1.27$1.10$0.17
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.6$27.7$4.94$1.18$1.04$0.14
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.2$26.4$4.79$1.16$1.01$0.15
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.2$24.5$4.64$1.12$0.97$0.15
2013Detailed filing. Detailed filing data is available for this year.$28.9$24.5$4.49$1.13$0.96$0.18
2012Summary only. Only limited summary data is available for this year.$28.3$24.0$4.32$1.21$1.01$0.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.2$23.1$4.12$1.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.2$22.3$3.94$1.17