Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
990 • Fiscal year 2015 • EIN 39-1135610
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
Liabilities / Revenue
65th percentile
Higher debt load relative to revenue than 65% of similar nonprofits.
Net Margin
71st percentile
Higher net margin than 71% of similar nonprofits.
Top Officer Pay
59th percentile
Higher top officer pay than 59% of similar nonprofits.
Top officer pay equals 9.0% of source-year revenue.
Asset Growth
82nd percentile
Faster asset growth than 82% of similar nonprofits.
Revenue Growth
65th percentile
Faster revenue growth than 65% of similar nonprofits.
Assets
Up$31,196,411
Up $2,041,580 (+7.0%) from 2014
Net Assets
Up$4,792,931
Up $149,024 (+3.2%) from 2014
Liabilities
Up$26,403,480
Up $1,892,556 (+7.7%) from 2014
Revenue
Up$1,159,142
Up $40,623 (+3.6%) from 2014
Expenses
Up$1,010,118
Up $42,485 (+4.4%) from 2014
Net Income
Down$149,024
Down $1,862 (-1.2%) from 2014
Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit union's long term financial stability.
Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $14,505,170 | $15,207,294 | ▲ $702,124 |
| Savings and Temporary Cash Investments | $13,011,041 | $14,387,250 | ▲ $1,376,209 |
| Rtn Earn Endowment Incm Other Fnds | $4,643,907 | $4,792,931 | ▲ $149,024 |
| Cash and Non-Interest-Bearing Accounts | $615,469 | $588,459 | ▼ $27,010 |
| Investments Program Related | $467,259 | $469,564 | ▲ $2,305 |
| Land, Buildings, and Equipment, Net | $458,047 | $459,417 | ▲ $1,370 |
| Prepaid Expenses and Deferred Charges | $50,658 | $23,070 | ▼ $27,588 |
| Total Assets | $29,154,831 | $31,196,411 | ▲ $2,041,580 |
| Other Assets Total | $47,187 | $61,357 | ▲ $14,170 |
| Liabilities | |||
| Other Liabilities | $24,436,097 | $26,036,413 | ▲ $1,600,316 |
| Accounts Payable and Accrued Expenses | $45,959 | $334,132 | ▲ $288,173 |
| Deferred Revenue | $28,868 | $32,935 | ▲ $4,067 |
| Total Liabilities | $24,510,924 | $26,403,480 | ▲ $1,892,556 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,643,907 | $4,792,931 | ▲ $149,024 |
| Total Liabilities and Net Assets / Fund Balance | $29,154,831 | $31,196,411 | ▲ $2,041,580 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $241,605 | $257,163 | $498,768 |
| Land | $190,879 | - | $190,879 |
| Other Land Buildings | $2,500 | $121,843 | $124,343 |
| Equipment | $24,433 | $94,930 | $119,363 |
| Investment Program Related Org | $10,000 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Thomas Poole | President | FT | $75,202 | $28,922 | $104,124 |
| Jeff Dennee | Vice President | FT | $61,899 | $9,732 | $71,631 |
| Tammy Leichtman | Vice President | FT | $41,056 | $20,866 | $61,922 |
| Joan Frankwick | Vice President | FT | $46,550 | $11,898 | $58,448 |
| Name | Title |
|---|---|
| Sigfried Sebastian | Chairman |
| Dennis Kmiec | Vice Chair |
| Gary Grieser | Director |
| Rick Dischinger Jr | Director |
| Stephen Coy | Director |
| Kim Frederick | Secretary |
| Jean Lampi | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $575,532 |
| Other Expenses | $434,586 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $224,707 |
| Other Salaries and Wages | - | - | - | $187,260 |
| Other Employee Benefits | - | - | - | $111,166 |
| Office Expenses | - | - | - | $70,560 |
| Occupancy | - | - | - | $33,660 |
| Other Expenses | - | $30,348 | - | $30,348 |
| Payroll Taxes | - | - | - | $28,769 |
| All Other Expenses | - | - | - | $23,771 |
| Pension Plan Contributions | - | - | - | $23,630 |
| Depreciation Depletion | - | - | - | $22,032 |
| Payments to Affiliates | - | - | - | $17,276 |
| Fees for Services Other | - | - | - | $14,485 |
| Fees for Services Accounting | - | - | - | $14,116 |
| Insurance | - | - | - | $13,526 |
| Conferences and Meetings | - | - | - | $12,482 |
| Advertising | - | - | - | $12,143 |
| Information Technology | - | - | - | $6,014 |
| Total Functional Expenses | $0 | $0 | $0 | $1,010,118 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares & Deposits | $26,025,694 |
| Accrued Dividends | $7,339 |
| Deferred Compensation | $3,380 |
“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).”
“The Board of Directors is elected by the membership utilizing their one vote per member.”
“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).”
“President will review the 990 before it is filed”
“The credit union is small enough to know if there is a change.”
“Salary committee reviews employee reviews, and Wisconsin average salaries book and make recommendations to the entire Board for their approval.”
“Review Yearly CUNA Information”
“President has file for public to review.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 45959 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 334132 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 12143 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 23771 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Thomas Poole |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7153878405 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1614 E 4th Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Marshfield |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54449 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 615469 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 588459 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 224707 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 12482 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 136282 |
| IRS990/CYOtherExpensesAmt | 0 | 434586 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1022860 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 149024 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 575532 |
| IRS990/CYTotalExpensesAmt | 0 | 1010118 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1159142 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 28868 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 32935 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 22032 |
| IRS990/Desc | 0 | We funded 576 loans during 2015. As of 12/31/15, we had 87 mortgages/home equity lines and 2483 consumer loans. We also had 372 credit card accounts with our members. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14116 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 14485 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 6.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 28922 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 9732 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 11898 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 20866 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Rick Dischinger Jr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kim Frederick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Dennis Kmiec |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Gary Grieser |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Jean Lampi |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Stephen Coy |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Sigfried Sebastian |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Thomas Poole |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Jeff Dennee |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Joan Frankwick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Tammy Leichtman |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 75202 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 61899 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 46550 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 41056 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Vice President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Vice President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1159142 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 6014 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 13526 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 136282 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 136282 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 467259 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 469564 |
| IRS990/IRPDocumentCnt | 0 | 682 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 473936 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 458047 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 459417 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 933353 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4643907 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4792931 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 33660 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 70560 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 47187 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 61357 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 111166 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends on Shares |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan Servicing Expense |
| IRS990/OtherExpensesGrp/Desc | 2 | Member AccountCard Fees |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 78652 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 85521 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 30348 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 78652 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 85521 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 30348 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 24436097 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 26036413 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 187260 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 14505170 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 15207294 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 17276 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 28769 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 23630 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 50658 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 23070 |
| IRS990/PrincipalOfficerNm | 0 | Thomas Poole |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524298 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member AccountCard Inc |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Insurance Sales |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Other Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 869964 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 128653 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 20212 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 527 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 869964 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 128653 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 20212 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 4031 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 3504 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | We have deposit, transaction, and investment accounts with 6238 members at 12/31. During 2015, we opened 171 new deposit, transaction and investment accounts. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 132180 |
| IRS990/PYOtherExpensesAmt | 0 | 428960 |
| IRS990/PYOtherRevenueAmt | 0 | 20395 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 965944 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 150886 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 538673 |
| IRS990/PYTotalExpensesAmt | 0 | 967633 |
| IRS990/PYTotalRevenueAmt | 0 | 1118519 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 149024 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 4643907 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 4792931 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 13011041 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 14387250 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 241605 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 257163 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 498768 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 24433 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 94930 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 119363 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 240879 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 1 | 218685 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 2 | 10000 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 1 | CCCU MCS & PIC |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 2 | Shared Service Center |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 190879 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 190879 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 2500 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 121843 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 124343 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 26025694 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 7339 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 3380 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares & Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Accrued Dividends |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Deferred Compensation |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 459417 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 469564 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 26036413 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors is elected by the membership utilizing their one vote per member. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | President will review the 990 before it is filed |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The credit union is small enough to know if there is a change. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Salary committee reviews employee reviews, and Wisconsin average salaries book and make recommendations to the entire Board for their approval. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Review Yearly CUNA Information |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | President has file for public to review. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Governing documents etc available to public Part VI line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 29154831 |
| IRS990/TotalAssetsEOYAmt | 0 | 31196411 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 29154831 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 31196411 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 12 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1010118 |
| IRS990/TotalGrossUBIAmt | 0 | 3504 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 24510924 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 26403480 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 24510924 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 26403480 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 4643907 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4792931 |
| IRS990/TotalOtherCompensationAmt | 0 | 71418 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1022860 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 224707 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 136282 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1019356 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1159142 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 3504 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 29154831 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 31196411 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | www.firstchoicecreditunion.com |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-09-27 15:27:22Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Thomas Poole |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7153878405 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2016-04-26 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | First Choice Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FIRS |
| ReturnHeader/Filer/EIN | 0 | 391135610 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1614 E 4th Street |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Marshfield |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 54449 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 391127312 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | N25W2313 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Pewaukee |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | WI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 53072 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2625490200 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2016-05-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Cari Thompson |
| ReturnHeader/ReturnTs | 0 | 2016-05-12T17:43:00-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2015-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2015-12-31 |
| ReturnHeader/TaxYr | 0 | 2015 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.