Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
990 • Fiscal year 2011 • EIN 39-1135610
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
52nd percentile
Faster asset growth than 52% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$27,237,702
Up $997,516 (+3.8%) from 2010
Net Assets
Up$4,117,662
Up $176,156 (+4.5%) from 2010
Liabilities
Up$23,120,040
Up $821,360 (+3.7%) from 2010
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$1,119,770
Down $45,766 (-3.9%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Fist Choice CU is a not-for-profit, member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 29462 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 45390 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/Description | 0 | We funded 705 loans during 2011 As of 123111 we had 209 mortgageshome equity lines 1028 consumer loans and 2 member business loan We also had at 1231 272 credit card accounts with our members |
| IRS990/ActivityOrMissionDescription | 0 | Fist Choice CU is a not-for-profit member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability |
| IRS990/Advertising/Total | 0 | 21581 |
| IRS990/AllOtherExpenses/Total | 0 | 74064 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 572919 |
| IRS990/CashNonInterestBearing/EOY | 0 | 763317 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 230144 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | true |
| IRS990/ComplianceWithBackupWitholding | 0 | true |
| IRS990/ConferencesMeetings/Total | 0 | 15358 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | true |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DeferredRevenue/BOY | 0 | 27326 |
| IRS990/DeferredRevenue/EOY | 0 | 26374 |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 24637 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | We have deposit transaction and investment accounts with 3266 members at 1231 |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | false |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 10200 |
| IRS990/FeesForServicesOther/Total | 0 | 3485 |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | Dennis Kmiec |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | Gary Grieser |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Jean Lampi |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Kim Frederick |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Rick Dischinger JR |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Sigfried Sebastian |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Steven Coy |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | Jeff Dennee |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | Joan Frankwick |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | Mike Glinski |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | Tammy Schreindl |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | Thomas Poole |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/Officer | 5 | X |
| IRS990/Form990PartVIISectionA/Officer | 6 | X |
| IRS990/Form990PartVIISectionA/Officer | 7 | X |
| IRS990/Form990PartVIISectionA/Officer | 8 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 8093 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 17711 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 9171 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 9126 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 30100 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 49252 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 42763 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 34593 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 36125 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 67411 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Vice Chair |
| IRS990/Form990PartVIISectionA/Title | 1 | Director |
| IRS990/Form990PartVIISectionA/Title | 2 | Treasurer |
| IRS990/Form990PartVIISectionA/Title | 3 | Secretary |
| IRS990/Form990PartVIISectionA/Title | 4 | Director |
| IRS990/Form990PartVIISectionA/Title | 5 | Chairman |
| IRS990/Form990PartVIISectionA/Title | 6 | Director |
| IRS990/Form990PartVIISectionA/Title | 7 | Vice President |
| IRS990/Form990PartVIISectionA/Title | 8 | Vice President |
| IRS990/Form990PartVIISectionA/Title | 9 | Vice President |
| IRS990/Form990PartVIISectionA/Title | 10 | Asst Vice President |
| IRS990/Form990PartVIISectionA/Title | 11 | President |
| IRS990/Form990ProvidedToGoverningBody | 0 | false |
| IRS990/Form990-TFiled | 0 | false |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | false |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 1295926 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | false |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartV | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 1073 |
| IRS990/Insurance/Total | 0 | 37656 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 206884 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 206884 |
| IRS990/InvestmentIncomePriorYear | 0 | 216621 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 206884 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 423082 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 425579 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 419444 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 914676 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 517589 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 495232 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | Fist Choice CU is a not-for-profit member owned financial organization dedicated to providing its members a varity of financial products and services in a personal and professional manner at competitive rates and maintain the credit unions long term financial stability |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Thomas Poole |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 3941506 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 4117662 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 923 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 12 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 31199 |
| IRS990/OfficeExpenses/Total | 0 | 81073 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 72016 |
| IRS990/OtherAssetsTotal/EOY | 0 | 73899 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 79225 |
| IRS990/OtherExpensePriorYear | 0 | 705211 |
| IRS990/OtherExpensesCurrentYear | 0 | 637567 |
| IRS990/OtherExpenses/Description | 0 | Dividends on Shares |
| IRS990/OtherExpenses/Description | 1 | Provision for Loan Loss |
| IRS990/OtherExpenses/Description | 2 | Member AccountCard Fees |
| IRS990/OtherExpenses/Description | 3 | Loan Servicing Expense |
| IRS990/OtherExpenses/Total | 0 | 174528 |
| IRS990/OtherExpenses/Total | 1 | 60000 |
| IRS990/OtherExpenses/Total | 2 | 23064 |
| IRS990/OtherExpenses/Total | 3 | 63719 |
| IRS990/OtherLiabilities/BOY | 0 | 22241892 |
| IRS990/OtherLiabilities/EOY | 0 | 23048276 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 13509008 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 13612890 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 128485 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PaymentsToAffiliates/Total | 0 | 15930 |
| IRS990/PayrollTaxes/Total | 0 | 26998 |
| IRS990/PensionPlanContributions/Total | 0 | 17351 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 16124 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 51894 |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 524298 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 4 | 525990 |
| IRS990/ProgramServiceRevenueCY | 0 | 1089042 |
| IRS990/ProgramServiceRevenue/Description | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenue/Description | 1 | Member AccountCard Inc |
| IRS990/ProgramServiceRevenue/Description | 2 | Insurance Sales |
| IRS990/ProgramServiceRevenue/Description | 3 | Other Member Fee Income |
| IRS990/ProgramServiceRevenue/Description | 4 | Mortgages Sold |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 1105437 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 933609 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 122330 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 23076 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 3 | 1385 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 933609 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 122330 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 23076 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 1385 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 4 | 8642 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 8642 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | 176156 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | false |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 3941506 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 4117662 |
| IRS990/RevenuesLessExpensesCY | 0 | 176156 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 156522 |
| IRS990/SalariesEtcCurrentYear | 0 | 482203 |
| IRS990/SalariesEtcPriorYear | 0 | 460325 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 11129448 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 11814891 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 285409 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 199499 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 484908 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 21246 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 97040 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 118286 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 0 | 218778 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 1 | 196801 |
| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 2 | 10000 |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 0 | NCUA Capitalization |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 1 | CCCU MCS & PIC |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 2 | Shared Service Center |
| IRS990ScheduleD/Land/BookValue | 0 | 183749 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 183749 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 4828 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 122905 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 127733 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 23029490 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 17772 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 1014 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | Member Shares & Deposits |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | Accrued Dividends |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | Deferred Compensation |
| IRS990ScheduleD/TotalOfAmounts | 0 | 23048276 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 495232 |
| IRS990ScheduleD/TotalOfBookValueProgramRelated | 0 | 425579 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | Will file 990T before the due date |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | The organization consists of members To be a member one must have a sharesavings account Each member has one vote to elect the governing body Board of Directors |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | The Board of Directors is elected by the membership utilizing their one vote per member |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws Any decision to dissolve or merge the organization requires approval of membership unless mandated by regulatory agency ie NCUA Wisconsin Office of Credit Unions |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | Management will review the 990 before it is filed |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | The credit union is small enough to watch for this and when a change in service provider is done we check for conflicts None of the board members own businesses |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | Salary committee reviews employee reviews and Wisconsin average salaries book and make recommendations to the entire Board for their approval |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | Review Yearly CUNA Information |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | They are not available to the public |
| IRS990ScheduleO/GeneralExplanation/Explanation | 9 | Financial statements posted in hallway by front door |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | 01. Unrelated business income explanation (Part V, line 3b) |
| IRS990ScheduleO/GeneralExplanation/Identifier | 1 | 02. Members or stockholder classes and rights (Part VI, line 6) |
| IRS990ScheduleO/GeneralExplanation/Identifier | 2 | 03. Member election for additional members (Part VI, line 7a) |
| IRS990ScheduleO/GeneralExplanation/Identifier | 3 | 04. Governing body decisions (Part VI, line 7b) |
| IRS990ScheduleO/GeneralExplanation/Identifier | 4 | 05. Form 990 governing body review (Part VI, line 11) |
| IRS990ScheduleO/GeneralExplanation/Identifier | 5 | 06. Conflict of interest policy compliance (Part VI, line 12c) |
| IRS990ScheduleO/GeneralExplanation/Identifier | 6 | 07. CEO, executive director, top management comp (Part VI, line 15a) |
| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | 08. Other officer or key employee compensation (Part VI, line 15b |
| IRS990ScheduleO/GeneralExplanation/Identifier | 8 | 09. Form 990 unavailable to public (Part VI, line 18) |
| IRS990ScheduleO/GeneralExplanation/Identifier | 9 | 10. Governing documents, etc, available to public (Part VI, line 19) |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | WI |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 1614 E 4th Street |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | Marshfield |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | WI |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 54449 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | Thomas Poole |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 7153878405 |
| IRS990/TotalAssets/BOY | 0 | 26240186 |
| IRS990/TotalAssetsBOY | 0 | 26240186 |
| IRS990/TotalAssets/EOY | 0 | 27237702 |
| IRS990/TotalAssetsEOY | 0 | 27237702 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalExpensesCurrentYear | 0 | 1119770 |
| IRS990/TotalExpensesPriorYear | 0 | 1165536 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 1119770 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 8642 |
| IRS990/TotalLiabilities/BOY | 0 | 22298680 |
| IRS990/TotalLiabilitiesBOY | 0 | 22298680 |
| IRS990/TotalLiabilities/EOY | 0 | 23120040 |
| IRS990/TotalLiabilitiesEOY | 0 | 23120040 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 26240186 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 27237702 |
| IRS990/TotalNbrEmployees | 0 | 12 |
| IRS990/TotalNbrVolunteers | 0 | 3 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 3941506 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 4117662 |
| IRS990/TotalOtherCompensation | 0 | 74201 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 1089042 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 230144 |
| IRS990/TotalRevenueCurrentYear | 0 | 1295926 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 206884 |
| IRS990/TotalRevenuePriorYear | 0 | 1322058 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 1080400 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1295926 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 8642 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | true |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | www.firstchoicecreditunion.com |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1967 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 391135610 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | First Choice Credit Union |
| ReturnHeader/Filer/NameControl | 0 | FIRS |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1614 E 4th Street |
| ReturnHeader/Filer/USAddress/City | 0 | Marshfield |
| ReturnHeader/Filer/USAddress/State | 0 | WI |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 54449 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | false |
| ReturnHeader/Officer/DateSigned | 0 | 2012-04-25 |
| ReturnHeader/Officer/Name | 0 | Thomas Poole |
| ReturnHeader/Officer/Phone | 0 | 7153878405 |
| ReturnHeader/Officer/Title | 0 | President |
| ReturnHeader/Preparer/DatePrepared | 0 | 2012-05-09 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | WCUL Services Corp |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | N25W23131 Paul Rd Suite 500 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | Pewaukee |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | WI |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 53072 |
| ReturnHeader/Preparer/Name | 0 | Cari Thompson |
| ReturnHeader/Preparer/Phone | 0 | 2625490200 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-05-09T07:00:01-05:00 |
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Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.