Civic Intelligence

Access Credit Union

990 • Fiscal year 2013 • EIN 36-6068676

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 26, 2014

Organization Profilewww.access-cu.com

View Organization Page

1807 W Cermak Rd60155

(708) 343-0228

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

35th percentile

0.88x

Higher debt load relative to assets than 35% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

61st percentile

19.49x

Higher debt load relative to revenue than 61% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Net Margin

3rd percentile

-14%

Higher net margin than 3% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

11th percentile

$87,662

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2013

Asset Growth

1st percentile

-11%

Faster asset growth than 1% of similar nonprofits.

2013 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets35th percentile

Assets

Down

$53,539,459

Down $6,468,264 (-11%) from 2012

Net Assets

Down

$6,333,766

Down $348,868 (-5.2%) from 2012

Liabilities

Down

$47,205,693

Down $6,119,396 (-11%) from 2012

Revenue And Expenses
Liabilities / Revenue61st percentileNet Margin3rd percentile

Revenue

$2,422,457

No earlier filing loaded for comparison.

Expenses

Down

$2,771,325

Down $47,941 (-1.7%) from 2012

Net Income

-$348,868

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth1st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $57,868,747Liabilities 2010: $51,352,544Net Assets 2010: $6,516,2032010Assets 2011: $62,012,365Liabilities 2011: $55,314,593Net Assets 2011: $6,697,7722011Assets 2012: $60,007,723Liabilities 2012: $53,325,089Net Assets 2012: $6,682,6342012Assets 2013: $53,539,459Liabilities 2013: $47,205,693Net Assets 2013: $6,333,7662013Assets 2014: $49,443,880Liabilities 2014: $42,898,456Net Assets 2014: $6,545,4242014Assets 2015: $50,981,180Liabilities 2015: $44,423,962Net Assets 2015: $6,557,2182015Assets 2016: $50,176,204Liabilities 2016: $44,070,810Net Assets 2016: $6,105,3942016Assets 2017: $48,917,729Liabilities 2017: $42,765,429Net Assets 2017: $6,152,3002017Assets 2018: $49,377,909Liabilities 2018: $43,066,090Net Assets 2018: $6,311,8192018Assets 2019: $49,702,111Liabilities 2019: $43,126,000Net Assets 2019: $6,576,1112019Assets 2020: $59,271,067Liabilities 2020: $52,415,160Net Assets 2020: $6,855,9072020Assets 2021: $61,378,110Liabilities 2021: $54,126,389Net Assets 2021: $7,251,7212021Assets 2022: $61,905,866Liabilities 2022: $54,360,507Net Assets 2022: $7,545,3592022Assets 2023: $58,974,544Liabilities 2023: $51,301,122Net Assets 2023: $7,673,4222023Assets 2024: $57,397,920Liabilities 2024: $49,536,619Net Assets 2024: $7,861,3012024

Highlighted filing

2013

Assets$53,539,459
Liabilities$47,205,693
Net Assets$6,333,766
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,311,3652010Expenses 2011: $3,309,3282011Expenses 2012: $2,819,2662012Revenue 2013: $2,422,457Expenses 2013: $2,771,325Net Income 2013: -$348,8682013Revenue 2014: $2,408,144Expenses 2014: $2,196,486Net Income 2014: $211,6582014Revenue 2015: $2,214,763Expenses 2015: $2,202,969Net Income 2015: $11,7942015Revenue 2016: $2,191,769Expenses 2016: $2,643,593Net Income 2016: -$451,8242016Revenue 2017: $2,195,107Expenses 2017: $2,148,201Net Income 2017: $46,9062017Revenue 2018: $2,326,453Expenses 2018: $2,166,934Net Income 2018: $159,5192018Revenue 2019: $2,468,921Expenses 2019: $2,204,629Net Income 2019: $264,2922019Revenue 2020: $2,368,229Expenses 2020: $2,088,433Net Income 2020: $279,7962020Revenue 2021: $2,523,952Expenses 2021: $2,128,138Net Income 2021: $395,8142021Revenue 2022: $2,586,874Expenses 2022: $2,293,236Net Income 2022: $293,6382022Revenue 2023: $2,585,480Expenses 2023: $2,406,754Net Income 2023: $178,7262023Revenue 2024: $2,754,999Expenses 2024: $2,567,120Net Income 2024: $187,8792024

Highlighted filing

2013

Revenue$2,422,457
Expenses$2,771,325
Net Income-$348,868
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 26, 2014
Return Version
2013v3.1
Gross Receipts
$2,422,457
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Credit Union Mission to meet the financial needs of our membership by offering a diverse array of quality products and services delivered by knowledgeable, dedicated personnel. We offer full service banking with a personal touch.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$24,747,302$22,763,264▼ $1,984,038
Investments Program Related$25,191,402$20,401,035▼ $4,790,367
Rtn Earn Endowment Incm Other Fnds$6,682,634$6,333,766▼ $348,868
Investments Other Securities$3,573,765$3,823,341▲ $249,576
Land, Buildings, and Equipment, Net$2,937,801$2,871,103▼ $66,698
Savings and Temporary Cash Investments$1,686,272$2,121,541▲ $435,269
Cash and Non-Interest-Bearing Accounts$645,567$509,554▼ $136,013
Receivables From Officers Etc$309,949$280,263▼ $29,686
Prepaid Expenses and Deferred Charges$91,389$114,755▲ $23,366
Accounts Receivable$619--
Total Assets$60,007,723$53,539,459▼ $6,468,264
Other Assets Total$823,657$654,603▼ $169,054
Liabilities
Other Liabilities$53,179,560$47,024,220▼ $6,155,340
Accounts Payable and Accrued Expenses$145,529$181,473▲ $35,944
Total Liabilities$53,325,089$47,205,693▼ $6,119,396
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,682,634$6,333,766▼ $348,868
Total Liabilities and Net Assets / Fund Balance$60,007,723$53,539,459▼ $6,468,264

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,753,995$346,220$2,100,215
Land$987,000-$987,000
Equipment$130,108$823,113$953,221
Investment Program Related Org$1--
Other Securities$70--
Compensation and Service Providers
Top Officer Pay11th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brad FishPresident/DirectorFT$80,981$6,681$87,662
Kevin MorrisseyCFOFT$71,602$7,724$79,326
Carol HornVP OperationsFT$52,041$11,100$63,141
Raquel QuirozVP LendingFT$61,604$656$62,260
Anthony AquinoMarketing MgrFT$43,034$6,230$49,264

Board Members and Trustees

NameTitle
William DaughertyBoard Member
Alexis WallaceDirector
Charles MackinnonDirector
Priyankar BalekaiDirector
Robert SadlerDirector
Ronald MikicichDirector
Steven BergeonDirector
Yogendra PatelDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,530,091
Investment Income
$327,472
Other Revenue
$564,894
Change in Net Assets
$-348,868
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,787,352
Salaries, Compensation, and Employee Benefits$983,973
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$502,590--$502,590
Office Expenses$493,966--$493,966
Other Expenses$444,600--$444,600
Current Officers, Directors, Trustees, and Key Employees$341,653--$341,653
Occupancy$195,259--$195,259
Interest$159,433--$159,433
Depreciation Depletion$83,585--$83,585
Fees for Services Other$79,010--$79,010
Payroll Taxes$73,979--$73,979
Other Employee Benefits$65,604--$65,604
Advertising$35,165--$35,165
Insurance$28,876--$28,876
Fees for Services Accounting$10,914--$10,914
All Other Expenses$7,875--$7,875
Travel$5,611--$5,611
Pension Plan Contributions$147--$147
Total Functional Expenses$2,771,325$0$0$2,771,325
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$309,949$280,263▼ $29,686
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$18,680,545
Certificates$14,858,193
Money Market$7,434,830
Share Drafts$5,075,608
Secondary Shares$795,888
IRA Shares$108,403
Escrow Shares$36,988
Holiday Club Accts$33,765
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

EIN
36-6068676
Phone
7083430228

Signing Officer

Name
Brad Fish
Title
President
Phone
7083430228
Signed
2014-03-26
Discuss with paid preparer
Yes

Organization Details

Formed
1998
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
8
Employees
22
Volunteers
8

Preparer

Preparer
Ray Suoranta
Phone
2198364930
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“Each member of the credit union is considered a shareholder.”

Pt VI, Line 7A

“The board of directors are elected annually at the annual meeting,”

Pt VI, Line 7A

“by the members of the credit union.”

Pt VI, Line 11B

“The president will distribute the 990 to the board prior to filing.”

Pt VI, Line 15A

“The board uses comparable data in determining CEO and top”

Pt VI, Line 15A

“management compensation.”

Pt VI, Line 19

“Documents available upon request.”

Pt XI

“Change in equity due to change in value of Available for Sale”

Pt XI

“of investments.”

Form 990, Part IX, Line 24F

“Non-operating exp(inc) 7525. 7525. Association dues 350. 350.”

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IRS990/OtherExpensesGrp/Desc1Misc Operating Exp
IRS990/OtherExpensesGrp/Desc2NCUA Insurance Exp
IRS990/OtherExpensesGrp/Desc3Provision for Loan Loss
IRS990/OtherExpensesGrp/ProgramServicesAmt0163304
IRS990/OtherExpensesGrp/ProgramServicesAmt139508
IRS990/OtherExpensesGrp/ProgramServicesAmt240246
IRS990/OtherExpensesGrp/ProgramServicesAmt3444600
IRS990/OtherExpensesGrp/TotalAmt0163304
IRS990/OtherExpensesGrp/TotalAmt139508
IRS990/OtherExpensesGrp/TotalAmt240246
IRS990/OtherExpensesGrp/TotalAmt3444600
IRS990/OtherLiabilitiesGrp/BOYAmt053179560
IRS990/OtherLiabilitiesGrp/EOYAmt047024220
IRS990/OtherRevenueMiscGrp/BusinessCd0522190
IRS990/OtherRevenueMiscGrp/BusinessCd1522190
IRS990/OtherRevenueMiscGrp/Desc0Fee Income
IRS990/OtherRevenueMiscGrp/Desc1Other Operating Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0321321
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1243573
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0321321
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1243573
IRS990/OtherRevenueTotalAmt0564894
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0502590
IRS990/OtherSalariesAndWagesGrp/TotalAmt0502590
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt024747302
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt022763264
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt073979
IRS990/PayrollTaxesGrp/TotalAmt073979
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0147
IRS990/PensionPlanContributionsGrp/TotalAmt0147
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt091389
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0114755
IRS990/PrincipalOfcrBusinessAddress/BusinessNameLine10Brad Fish
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522190
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01530091
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0435958
IRS990/PYOtherExpensesAmt01780504
IRS990/PYOtherRevenueAmt0620696
IRS990/PYProgramServiceRevenueAmt01773414
IRS990/PYRevenuesLessExpensesAmt010802
IRS990/PYSalariesCompEmpBnftPaidAmt01038762
IRS990/PYTotalExpensesAmt02819266
IRS990/PYTotalRevenueAmt02830068
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0309949
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0280263
IRS990/ReconcilationRevenueExpnssAmt0-348868
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06682634
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06333766
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01686272
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02121541
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01753995
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0346220
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02100215
IRS990ScheduleD/EquipmentGrp/BookValueAmt0130108
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0823113
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0953221
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt020273000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt162854
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2-1879
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt367059
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt41
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Other Institutions
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1FI Premiums
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2FI Discounts
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3Curtiss Mbrshp Shares
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4Membership Shares
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc5Investment in CUSO
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd5C
IRS990ScheduleD/LandGrp/BookValueAmt0987000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0987000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018680545
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15075608
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2795888
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt333765
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4108403
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt57434830
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt614858193
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt736988
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Share Drafts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Secondary Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Holiday Club Accts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRA Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Money Market
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7Escrow Shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt03679542
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1143993
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2-264
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt370
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Government Agency Securities
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Government Agency Premiums
IRS990ScheduleD/OtherSecuritiesGrp/Desc2Government Agency Discounts
IRS990ScheduleD/OtherSecuritiesGrp/Desc3GNMA Investment
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02871103
IRS990ScheduleD/TotalBookValueProgramRltdAmt020401035
IRS990ScheduleD/TotalBookValueSecuritiesAmt03823341
IRS990ScheduleD/TotalLiabilityAmt047024220
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt03701
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt19463
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2526
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3170336
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt494
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt596143
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Auto
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Overdraft
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Overdraft
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8VISA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt011500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt117560
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt27500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3190400
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt41000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt51000

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$53,539,459
Liabilities
$47,205,693
Net assets
$6,333,766
Revenue
$2,422,457
Expenses
$2,771,325
Net income
-$348,868
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$57.4$49.5$7.86$2.75$2.57$0.19
2023Detailed filing. Detailed filing data is available for this year.$59.0$51.3$7.67$2.59$2.41$0.18
2022Detailed filing. Detailed filing data is available for this year.$61.9$54.4$7.55$2.59$2.29$0.29
2021Detailed filing. Detailed filing data is available for this year.$61.4$54.1$7.25$2.52$2.13$0.40
2020Detailed filing. Detailed filing data is available for this year.$59.3$52.4$6.86$2.37$2.09$0.28
2019Detailed filing. Detailed filing data is available for this year.$49.7$43.1$6.58$2.47$2.20$0.26
2018Detailed filing. Detailed filing data is available for this year.$49.4$43.1$6.31$2.33$2.17$0.16
2017Detailed filing. Detailed filing data is available for this year.$48.9$42.8$6.15$2.20$2.15$0.05
2016Detailed filing. Detailed filing data is available for this year.$50.2$44.1$6.11$2.19$2.64$0.45
2015Detailed filing. Detailed filing data is available for this year.$51.0$44.4$6.56$2.21$2.20$0.01
2014Detailed filing. Detailed filing data is available for this year.$49.4$42.9$6.55$2.41$2.20$0.21
2013Detailed filing. Detailed filing data is available for this year.$53.5$47.2$6.33$2.42$2.77$0.35
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$53.3$6.68$2.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.0$55.3$6.70$3.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$51.4$6.52$3.31