Civic Intelligence

Access Credit Union

EIN 36-6068676 • 501(c)14 • Broadview, IL

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Profile

Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

1807 W Cermak RoadBroadview, IL 60155

www.access-cu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

38th percentile

0.86x

Higher debt load relative to assets than 38% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

16.51x

Higher debt load relative to revenue than 62% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Net Margin

26th percentile

4.4%

Higher net margin than 26% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Top Officer Pay

53rd percentile

$165,495

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 5.4% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2025

Asset Growth

55th percentile

2.2%

Faster asset growth than 55% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Revenue Growth

54th percentile

11%

Faster revenue growth than 54% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets38th percentile

Assets

Down

$57,397,920

Down $1,576,624 (-2.7%) from 2023

Liabilities

Down

$49,536,619

Down $1,764,503 (-3.4%) from 2023

Net Assets

Up

$7,861,301

Up $187,879 (+2.4%) from 2023

Operations
Liabilities / Revenue62nd percentileNet Margin26th percentile

Revenue

Up

$2,754,999

Up $169,519 (+6.6%) from 2023

Expenses

Up

$2,567,120

Up $160,366 (+6.7%) from 2023

Net Income

Up

$187,879

Up $9,153 (+5.1%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth55th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $57,868,747Liabilities 2010: $51,352,544Net Assets 2010: $6,516,2032010Assets 2011: $62,012,365Liabilities 2011: $55,314,593Net Assets 2011: $6,697,7722011Assets 2012: $60,007,723Liabilities 2012: $53,325,089Net Assets 2012: $6,682,6342012Assets 2013: $53,539,459Liabilities 2013: $47,205,693Net Assets 2013: $6,333,7662013Assets 2014: $49,443,880Liabilities 2014: $42,898,456Net Assets 2014: $6,545,4242014Assets 2015: $50,981,180Liabilities 2015: $44,423,962Net Assets 2015: $6,557,2182015Assets 2016: $50,176,204Liabilities 2016: $44,070,810Net Assets 2016: $6,105,3942016Assets 2017: $48,917,729Liabilities 2017: $42,765,429Net Assets 2017: $6,152,3002017Assets 2018: $49,377,909Liabilities 2018: $43,066,090Net Assets 2018: $6,311,8192018Assets 2019: $49,702,111Liabilities 2019: $43,126,000Net Assets 2019: $6,576,1112019Assets 2020: $59,271,067Liabilities 2020: $52,415,160Net Assets 2020: $6,855,9072020Assets 2021: $61,378,110Liabilities 2021: $54,126,389Net Assets 2021: $7,251,7212021Assets 2022: $61,905,866Liabilities 2022: $54,360,507Net Assets 2022: $7,545,3592022Assets 2023: $58,974,544Liabilities 2023: $51,301,122Net Assets 2023: $7,673,4222023Assets 2024: $57,397,920Liabilities 2024: $49,536,619Net Assets 2024: $7,861,3012024

Highlighted filing

2024

Assets$57,397,920
Liabilities$49,536,619
Net Assets$7,861,301
Open 2024 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,311,3652010Expenses 2011: $3,309,3282011Expenses 2012: $2,819,2662012Revenue 2013: $2,422,457Expenses 2013: $2,771,325Net Income 2013: -$348,8682013Revenue 2014: $2,408,144Expenses 2014: $2,196,486Net Income 2014: $211,6582014Revenue 2015: $2,214,763Expenses 2015: $2,202,969Net Income 2015: $11,7942015Revenue 2016: $2,191,769Expenses 2016: $2,643,593Net Income 2016: -$451,8242016Revenue 2017: $2,195,107Expenses 2017: $2,148,201Net Income 2017: $46,9062017Revenue 2018: $2,326,453Expenses 2018: $2,166,934Net Income 2018: $159,5192018Revenue 2019: $2,468,921Expenses 2019: $2,204,629Net Income 2019: $264,2922019Revenue 2020: $2,368,229Expenses 2020: $2,088,433Net Income 2020: $279,7962020Revenue 2021: $2,523,952Expenses 2021: $2,128,138Net Income 2021: $395,8142021Revenue 2022: $2,586,874Expenses 2022: $2,293,236Net Income 2022: $293,6382022Revenue 2023: $2,585,480Expenses 2023: $2,406,754Net Income 2023: $178,7262023Revenue 2024: $2,754,999Expenses 2024: $2,567,120Net Income 2024: $187,8792024

Highlighted filing

2024

Revenue$2,754,999
Expenses$2,567,120
Net Income$187,879
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$57,397,920
Liabilities
$49,536,619
Net assets
$7,861,301
Revenue
$2,754,999
Expenses
$2,567,120
Net income
$187,879
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$57.4$49.5$7.86$2.75$2.57$0.19
2023Detailed filing. Detailed filing data is available for this year.$59.0$51.3$7.67$2.59$2.41$0.18
2022Detailed filing. Detailed filing data is available for this year.$61.9$54.4$7.55$2.59$2.29$0.29
2021Detailed filing. Detailed filing data is available for this year.$61.4$54.1$7.25$2.52$2.13$0.40
2020Detailed filing. Detailed filing data is available for this year.$59.3$52.4$6.86$2.37$2.09$0.28
2019Detailed filing. Detailed filing data is available for this year.$49.7$43.1$6.58$2.47$2.20$0.26
2018Detailed filing. Detailed filing data is available for this year.$49.4$43.1$6.31$2.33$2.17$0.16
2017Detailed filing. Detailed filing data is available for this year.$48.9$42.8$6.15$2.20$2.15$0.05
2016Detailed filing. Detailed filing data is available for this year.$50.2$44.1$6.11$2.19$2.64$0.45
2015Detailed filing. Detailed filing data is available for this year.$51.0$44.4$6.56$2.21$2.20$0.01
2014Detailed filing. Detailed filing data is available for this year.$49.4$42.9$6.55$2.41$2.20$0.21
2013Detailed filing. Detailed filing data is available for this year.$53.5$47.2$6.33$2.42$2.77$0.35
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$53.3$6.68$2.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.0$55.3$6.70$3.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$51.4$6.52$3.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Feb 21, 2025
Return Version
2024v5.0
Gross Receipts
$2,754,999
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Illinois state chartered credit union operated for the mutual benefit of its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$31,490,094$31,193,161▼ $296,933
Investments in Publicly Traded Securities$22,561,689$18,995,499▼ $3,566,190
Rtn Earn Endowment Incm Other Fnds$7,673,422$7,861,301▲ $187,879
Land, Buildings, and Equipment, Net$2,290,215$2,278,616▼ $11,599
Savings and Temporary Cash Investments$1,290,037$1,737,719▲ $447,682
Prepaid Expenses and Deferred Charges$277,094$211,020▼ $66,074
Cash and Non-Interest-Bearing Accounts$165,300$112,959▼ $52,341
Investments Other Securities$67,059$67,059→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$58,974,544$57,397,920▼ $1,576,624
Other Assets Total$833,056$2,801,887▲ $1,968,831
Liabilities
Other Liabilities$51,061,160$49,235,548▼ $1,825,612
Accounts Payable and Accrued Expenses$239,962$301,071▲ $61,109
Total Liabilities$51,301,122$49,536,619▼ $1,764,503
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,673,422$7,861,301▲ $187,879
Total Liabilities and Net Assets / Fund Balance$58,974,544$57,397,920▼ $1,576,624

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,203,301$761,707$1,965,008
Land$975,000-$975,000
Equipment$100,315$417,970$518,285
Compensation and Service Providers
Top Officer Pay53rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa DingesPresident/CEOFT$138,355$20,123$158,478
Thomas PierceCOOFT$117,839$15,728$133,567

Board Members and Trustees

NameTitle
James ParkerChairman
Craig LundtVice Chairman
Alexis WallaceDirector
Kurtis ToddDirector
Pamela HarrisonDirector
Ron MikicichDirector
Stephen BergeonDirector
Donna SebestyenSecretary
Yogi PatelTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,336,920
Investment Income
$418,079
Other Revenue
$0
Change in Net Assets
$187,879

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,754,999
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,754,999
Total Revenue per Form 990
$2,754,999
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,516,600
Salaries, Compensation, and Employee Benefits$1,050,520
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$555,003
Current Officers, Directors, Trustees, and Key Employees---$292,045
Interest---$234,236
Information Technology---$200,509
Occupancy---$122,851
Other Employee Benefits---$87,524
Fees for Services Other---$82,275
Depreciation Depletion---$69,145
Payroll Taxes---$66,273
Pension Plan Contributions---$49,675
Insurance---$25,831
Other Expenses---$24,517
All Other Expenses---$20,000
Advertising---$17,520
Office Expenses---$10,509
Conferences and Meetings---$9,557
Travel---$5,430
Total Functional Expenses$0$0$0$2,567,120

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,567,120
Total Expenses per Audited Statements$2,567,120
Total Expenses per Form 990$2,567,120
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$112
Total Exempt Function Spending$112

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$112
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$49,235,548
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Membership consists of individuals with funds on deposit with the credit union.”

Form 990, Part VI, Section A, Line 7A

“Members participate in the annual election of the board of directors.”

Form 990, Part VI, Section B, Line 11B

“The form 990 was reviewed by the ceo, coo, and vp of operations of the credit union prior to filing.”

Form 990, Part VI, Section B, Line 15A

“Compensation of ceo and top management is determined by the board of directors using comparibility data.”

Form 990, Part VI, Section C, Line 18

“Governing documents are available upon request.”

Form 990, Part VI, Section C, Line 19

“Governing documents and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
Access Credit Union
EIN
36-6068676
Phone
7083430228
Address
1807 W CERMAK ROAD, BROADVIEW, IL 60155

Signing Officer

Name
Lisa Dinges
Title
President
Phone
7083430228
Signed
2025-02-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Dinges
Formed
1998
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
15
Volunteers
9

Preparer

Firm
Selden Fox Ltd
Address
ONE PARKVIEW PLAZA SUITE 710, OAKBROOK TERRACE, IL 60181
Preparer
John T Wojcik
Phone
6309541400
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

“The process has not changed from the prior year.”

Raw XML AppendixShowing 400 of 421 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/LandBldgEquipAccumDeprecAmt01179677
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02290215
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02278616
IRS990/LandBldgEquipCostOrOtherBssAmt03458293
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0ILLINOIS STATE CHARTERED CREDIT UNION OPERATED FOR THE MUTUAL BENEFIT OF ITS MEMBERS. THE CREDIT UNION MAKES LOANS TO MEMBERS AND PAYS DIVIDENDS TO MEMBERS WITH SHARE DEPOSITS AT A COMPETITIVE RATE OF INTEREST.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt07673422
IRS990/NetAssetsOrFundBalancesEOYAmt07861301
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0122851
IRS990/OfficeExpensesGrp/TotalAmt010509
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0833056
IRS990/OtherAssetsTotalGrp/EOYAmt02801887
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt087524
IRS990/OtherExpensesGrp/Desc0PROGRAM COSTS, MEMBER S
IRS990/OtherExpensesGrp/Desc1PROGRAM COSTS, LOANS
IRS990/OtherExpensesGrp/Desc2ATM AND DEBIT CARD PROG
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/TotalAmt0235393
IRS990/OtherExpensesGrp/TotalAmt1229456
IRS990/OtherExpensesGrp/TotalAmt2229371
IRS990/OtherExpensesGrp/TotalAmt324517
IRS990/OtherLiabilitiesGrp/BOYAmt051061160
IRS990/OtherLiabilitiesGrp/EOYAmt049235548
IRS990/OtherOrganizationDsc0COOPERATIVE
IRS990/OtherSalariesAndWagesGrp/TotalAmt0555003
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt031490094
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt031193161
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt066273
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt049675
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0277094
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0211020
IRS990/PrincipalOfficerNm0LISA DINGES
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND OTHER CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01884126
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1452794
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01884126
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1452794
IRS990/ProgSrvcAccomActy2Grp/Desc0CREDIT UNION PAYS OUT DIVIDENDS TO ITS MEMBERS ON SHARE DEPOSIT ACCOUNTS AT A MARKET RATE OF INTEREST. TOTAL NUMBER OF SHARE ACCOUNTS AT 12/31/24 IS 8,327 IN THE AMOUNT OF $49,235,548.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0347222
IRS990/PYOtherExpensesAmt01371643
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02238258
IRS990/PYRevenuesLessExpensesAmt0178726
IRS990/PYSalariesCompEmpBnftPaidAmt01035111
IRS990/PYTotalExpensesAmt02406754
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02585480
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0187879
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07673422
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07861301
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01290037
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01737719
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt0112
IRS990ScheduleC/PoliticalExpendituresAmt0112
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION POLITICAL ACTION COUNCIL
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0112
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 WEST DIEHL RAOD PO BOX 3107
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0NAPERVILLE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd0605667107
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0SCHEDULE C, PART1A, LINE 1: THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS 1A AND 1C OF THIS SCHEDULE.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt0112
IRS990ScheduleD/BuildingsGrp/BookValueAmt01203301
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0761707
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01965008
IRS990ScheduleD/EquipmentGrp/BookValueAmt0100315
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0417970
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0518285
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02567120
IRS990ScheduleD/LandGrp/BookValueAmt0975000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0975000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt049235548
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02754999
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02278616
IRS990ScheduleD/TotalExpensesPerForm990Amt02567120
IRS990ScheduleD/TotalLiabilityAmt049235548
IRS990ScheduleD/TotalRevenuePerForm990Amt02754999
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02754999
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02567120
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0138355
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt020123
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LISA DINGES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0158478
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERSHIP CONSISTS OF INDIVIDUALS WITH FUNDS ON DEPOSIT WITH THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS PARTICIPATE IN THE ANNUAL ELECTION OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FORM 990 WAS REVIEWED BY THE CEO, COO, AND VP OF OPERATIONS OF THE CREDIT UNION PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION OF CEO AND TOP MANAGEMENT IS DETERMINED BY THE BOARD OF DIRECTORS USING COMPARIBILITY DATA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6PART XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt058974544
IRS990/TotalAssetsEOYAmt057397920
IRS990/TotalAssetsGrp/BOYAmt058974544
IRS990/TotalAssetsGrp/EOYAmt057397920
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/TotalAmt02567120
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt051301122
IRS990/TotalLiabilitiesEOYAmt049536619
IRS990/TotalLiabilitiesGrp/BOYAmt051301122
IRS990/TotalLiabilitiesGrp/EOYAmt049536619
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07673422
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07861301
IRS990/TotalOtherCompensationAmt035851
IRS990/TotalProgramServiceRevenueAmt02336920
IRS990/TotalReportableCompFromOrgAmt0256194
IRS990/TotalRevenueGrp/ExclusionAmt0418079
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02336920
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02754999
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt058974544
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt057397920
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt05430
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01807 W CERMAK ROAD
IRS990/USAddress/CityNm0BROADVIEW
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060155
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.ACCESS-CU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LISA DINGES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07083430228
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ACCESS CREDIT UNION

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