Civic Intelligence

Access Credit Union

990 • Fiscal year 2020 • EIN 36-6068676

Jan 01, 2020 to Dec 31, 2020 • Filed on Mar 11, 2021

Organization Profilewww.access-cu.com

View Organization Page

1807 W Cermak RdBroadview, IL 60115

(708) 343-0228

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.88x

Higher debt load relative to assets than 43% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Liabilities / Revenue

61st percentile

22.13x

Higher debt load relative to revenue than 61% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Net Margin

61st percentile

12%

Higher net margin than 61% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Top Officer Pay

39th percentile

$135,018

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 5.7% of source-year revenue.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2020

Asset Growth

76th percentile

19%

Faster asset growth than 76% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Revenue Growth

48th percentile

-4.1%

Faster revenue growth than 48% of similar nonprofits.

2020 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets43rd percentile

Assets

Up

$59,271,067

Up $9,568,956 (+19%) from 2019

Net Assets

Up

$6,855,907

Up $279,796 (+4.3%) from 2019

Liabilities

Up

$52,415,160

Up $9,289,160 (+22%) from 2019

Revenue And Expenses
Liabilities / Revenue61st percentileNet Margin61st percentile

Revenue

Down

$2,368,229

Down $100,692 (-4.1%) from 2019

Expenses

Down

$2,088,433

Down $116,196 (-5.3%) from 2019

Net Income

Up

$279,796

Up $15,504 (+5.9%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth76th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $57,868,747Liabilities 2010: $51,352,544Net Assets 2010: $6,516,2032010Assets 2011: $62,012,365Liabilities 2011: $55,314,593Net Assets 2011: $6,697,7722011Assets 2012: $60,007,723Liabilities 2012: $53,325,089Net Assets 2012: $6,682,6342012Assets 2013: $53,539,459Liabilities 2013: $47,205,693Net Assets 2013: $6,333,7662013Assets 2014: $49,443,880Liabilities 2014: $42,898,456Net Assets 2014: $6,545,4242014Assets 2015: $50,981,180Liabilities 2015: $44,423,962Net Assets 2015: $6,557,2182015Assets 2016: $50,176,204Liabilities 2016: $44,070,810Net Assets 2016: $6,105,3942016Assets 2017: $48,917,729Liabilities 2017: $42,765,429Net Assets 2017: $6,152,3002017Assets 2018: $49,377,909Liabilities 2018: $43,066,090Net Assets 2018: $6,311,8192018Assets 2019: $49,702,111Liabilities 2019: $43,126,000Net Assets 2019: $6,576,1112019Assets 2020: $59,271,067Liabilities 2020: $52,415,160Net Assets 2020: $6,855,9072020Assets 2021: $61,378,110Liabilities 2021: $54,126,389Net Assets 2021: $7,251,7212021Assets 2022: $61,905,866Liabilities 2022: $54,360,507Net Assets 2022: $7,545,3592022Assets 2023: $58,974,544Liabilities 2023: $51,301,122Net Assets 2023: $7,673,4222023Assets 2024: $57,397,920Liabilities 2024: $49,536,619Net Assets 2024: $7,861,3012024

Highlighted filing

2020

Assets$59,271,067
Liabilities$52,415,160
Net Assets$6,855,907
Open 2020 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,311,3652010Expenses 2011: $3,309,3282011Expenses 2012: $2,819,2662012Revenue 2013: $2,422,457Expenses 2013: $2,771,325Net Income 2013: -$348,8682013Revenue 2014: $2,408,144Expenses 2014: $2,196,486Net Income 2014: $211,6582014Revenue 2015: $2,214,763Expenses 2015: $2,202,969Net Income 2015: $11,7942015Revenue 2016: $2,191,769Expenses 2016: $2,643,593Net Income 2016: -$451,8242016Revenue 2017: $2,195,107Expenses 2017: $2,148,201Net Income 2017: $46,9062017Revenue 2018: $2,326,453Expenses 2018: $2,166,934Net Income 2018: $159,5192018Revenue 2019: $2,468,921Expenses 2019: $2,204,629Net Income 2019: $264,2922019Revenue 2020: $2,368,229Expenses 2020: $2,088,433Net Income 2020: $279,7962020Revenue 2021: $2,523,952Expenses 2021: $2,128,138Net Income 2021: $395,8142021Revenue 2022: $2,586,874Expenses 2022: $2,293,236Net Income 2022: $293,6382022Revenue 2023: $2,585,480Expenses 2023: $2,406,754Net Income 2023: $178,7262023Revenue 2024: $2,754,999Expenses 2024: $2,567,120Net Income 2024: $187,8792024

Highlighted filing

2020

Revenue$2,368,229
Expenses$2,088,433
Net Income$279,796
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Mar 11, 2021
Return Version
2020v4.0
Gross Receipts
$2,369,729
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Illinois state chartered credit union operated for the mutual benefit of its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$25,434,028$25,794,163▲ $360,135
Investments in Publicly Traded Securities$19,123,816$24,700,150▲ $5,576,334
Rtn Earn Endowment Incm Other Fnds$6,576,111$6,855,907▲ $279,796
Savings and Temporary Cash Investments$1,274,608$5,025,155▲ $3,750,547
Land, Buildings, and Equipment, Net$2,501,582$2,436,065▼ $65,517
Cash and Non-Interest-Bearing Accounts$485,825$416,878▼ $68,947
Prepaid Expenses and Deferred Charges$139,675$145,285▲ $5,610
Investments Other Securities$67,059$67,059→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$49,702,111$59,271,067▲ $9,568,956
Other Assets Total$675,518$686,312▲ $10,794
Liabilities
Other Liabilities$42,833,226$52,224,916▲ $9,391,690
Accounts Payable and Accrued Expenses$279,195$190,244▼ $88,951
Unsecured Notes Loans Payable$13,579--
Total Liabilities$43,126,000$52,415,160▲ $9,289,160
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,576,111$6,855,907▲ $279,796
Total Liabilities and Net Assets / Fund Balance$49,702,111$59,271,067▲ $9,568,956

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,399,595$565,413$1,965,008
Land$975,000-$975,000
Equipment$61,470$345,591$407,061
Compensation and Service Providers
Top Officer Pay39th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa DingesPresident/CEOFT$119,331$15,687$135,018
Thomas PierceCOOFT$106,620$7,380$114,000

Board Members and Trustees

NameTitle
Stephen BergeonChairman
Craig LundtVice Chairman
Alexis WallaceDirector
Charles MacKinnonDirector
James ParkerDirector
Pamela HarrisonDirector
Ron MikicichDirector
Donna SebestyenSecretary
Yogi PatelTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservBank interface/maintenance255 Fiserv Drive, Brookfield, WI 53308$332,007
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,871,188
Investment Income
$497,041
Other Revenue
$0
Change in Net Assets
$279,796

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,368,229
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,368,229
Total Revenue per Form 990
$2,368,229
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,199,544
Salaries, Compensation, and Employee Benefits$888,889
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$490,930
Information Technology---$259,779
Current Officers, Directors, Trustees, and Key Employees---$249,018
Occupancy---$109,454
Office Expenses---$100,603
Interest---$100,192
Fees for Services Other---$94,415
Depreciation Depletion---$81,509
Other Employee Benefits---$70,335
Payroll Taxes---$50,061
Other Expenses---$33,000
Pension Plan Contributions---$28,545
Advertising---$25,152
Insurance---$21,127
Fees for Services Accounting---$12,692
Travel---$2,449
Conferences and Meetings---$2,435
Total Functional Expenses$0$0$0$2,088,433

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,088,433
Total Expenses per Audited Statements$2,088,433
Total Expenses per Form 990$2,088,433
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$52,224,916
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Membership consists of individuals with funds on deposit with the Credit Union.”

Form 990, Part VI, Section A, line 7A

“Members participate in the annual election of the Board of Directors.”

Form 990, Part VI, Section B, line 11B

“The Form 990 was reviewed by the CEO, COO, and VP of Operations of the Credit Union prior to filing.”

Form 990, Part VI, Section B, line 15A

“Compensation of the CEO and top management is determined by the Board of Directors using comparibility data.”

Form 990, Part VI, Section C, line 19

“Governing documents available upon request.”

Filing and Contact Details

Filer

Filer Name
Access Credit Union
EIN
36-6068676
Phone
7083430228
Address
1807 W Cermak Rd, Broadview, IL 60115

Signing Officer

Name
Lisa Dinges
Title
President
Phone
7083430228
Signed
2021-03-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Dinges
Formed
1998
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
14
Volunteers
9

Preparer

Firm
Desmond & Ahern Ltd
Address
10827 S Western Avenue, Chicago, IL 60643
Preparer
David J Rambo CPA
Phone
7737794720
Supplemental Narrative

Additional Explanations

Form 990, Part XII, line 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

Part X, Line 2:

“FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2020 or 2019 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing.”

Raw XML AppendixShowing 400 of 402 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/EOYAmt0686312
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt070335
IRS990/OtherExpensesGrp/Desc0ATM/Debit fees
IRS990/OtherExpensesGrp/Desc1Loan servicing
IRS990/OtherExpensesGrp/Desc2Other operating
IRS990/OtherExpensesGrp/Desc3Provsion for loan losse
IRS990/OtherExpensesGrp/TotalAmt0186176
IRS990/OtherExpensesGrp/TotalAmt1136063
IRS990/OtherExpensesGrp/TotalAmt234498
IRS990/OtherExpensesGrp/TotalAmt333000
IRS990/OtherLiabilitiesGrp/BOYAmt042833226
IRS990/OtherLiabilitiesGrp/EOYAmt052224916
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherSalariesAndWagesGrp/TotalAmt0490930
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt025434028
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt025794163
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt050061
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt028545
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0139675
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0145285
IRS990/PrincipalOfficerNm0Lisa Dinges
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Fees & other charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01403577
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1465281
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01403577
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1467611
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02330
IRS990/ProgSrvcAccomActy2Grp/Desc0Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/20 is 9,013 in the amount of $52,224,916.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0492369
IRS990/PYOtherExpensesAmt01250545
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01976552
IRS990/PYRevenuesLessExpensesAmt0264292
IRS990/PYSalariesCompEmpBnftPaidAmt0954084
IRS990/PYTotalExpensesAmt02204629
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02468921
IRS990/ReconcilationRevenueExpnssAmt0279796
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06576111
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06855907
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01274608
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05025155
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01399595
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0565413
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01965008
IRS990ScheduleD/EquipmentGrp/BookValueAmt061470
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0345591
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0407061
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02088433
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0975000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0975000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt052224916
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02368229
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2020 or 2019 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02436065
IRS990ScheduleD/TotalExpensesPerForm990Amt02088433
IRS990ScheduleD/TotalLiabilityAmt052224916
IRS990ScheduleD/TotalRevenuePerForm990Amt02368229
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02368229
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02088433
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Membership consists of individuals with funds on deposit with the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members participate in the annual election of the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Form 990 was reviewed by the CEO, COO, and VP of Operations of the Credit Union prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation of the CEO and top management is determined by the Board of Directors using comparibility data.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Governing documents available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The process has not changed from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XII, line 2c:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt049702111
IRS990/TotalAssetsEOYAmt059271067
IRS990/TotalAssetsGrp/BOYAmt049702111
IRS990/TotalAssetsGrp/EOYAmt059271067
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/TotalAmt02088433
IRS990/TotalGrossUBIAmt02330
IRS990/TotalLiabilitiesBOYAmt043126000
IRS990/TotalLiabilitiesEOYAmt052415160
IRS990/TotalLiabilitiesGrp/BOYAmt043126000
IRS990/TotalLiabilitiesGrp/EOYAmt052415160
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06576111
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06855907
IRS990/TotalOtherCompensationAmt023067
IRS990/TotalProgramServiceRevenueAmt01871188
IRS990/TotalReportableCompFromOrgAmt0225951
IRS990/TotalRevenueGrp/ExclusionAmt0497041
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01868858
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02368229
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02330
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt049702111
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt059271067
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt02449
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt013579
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01807 W Cermak Rd
IRS990/USAddress/CityNm0Broadview
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060115
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.access-cu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Lisa Dinges
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07083430228
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-03-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Access Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0ACCE
ReturnHeader/Filer/EIN0366068676
ReturnHeader/Filer/PhoneNum07083430228
ReturnHeader/Filer/USAddress/AddressLine1Txt01807 W Cermak Rd
ReturnHeader/Filer/USAddress/CityNm0Broadview
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060115
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0363321958
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Desmond & Ahern Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010827 S Western Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Chicago
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060643
ReturnHeader/PreparerPersonGrp/PhoneNum07737794720
ReturnHeader/PreparerPersonGrp/PreparationDt02021-03-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0David J Rambo CPA
ReturnHeader/ReturnTs02021-03-11T09:59:09-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Lisa
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Dinges
ReturnHeader/TaxPeriodBeginDt02020-01-01

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$59,271,067
Liabilities
$52,415,160
Net assets
$6,855,907
Revenue
$2,368,229
Expenses
$2,088,433
Net income
$279,796
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$57.4$49.5$7.86$2.75$2.57$0.19
2023Detailed filing. Detailed filing data is available for this year.$59.0$51.3$7.67$2.59$2.41$0.18
2022Detailed filing. Detailed filing data is available for this year.$61.9$54.4$7.55$2.59$2.29$0.29
2021Detailed filing. Detailed filing data is available for this year.$61.4$54.1$7.25$2.52$2.13$0.40
2020Detailed filing. Detailed filing data is available for this year.$59.3$52.4$6.86$2.37$2.09$0.28
2019Detailed filing. Detailed filing data is available for this year.$49.7$43.1$6.58$2.47$2.20$0.26
2018Detailed filing. Detailed filing data is available for this year.$49.4$43.1$6.31$2.33$2.17$0.16
2017Detailed filing. Detailed filing data is available for this year.$48.9$42.8$6.15$2.20$2.15$0.05
2016Detailed filing. Detailed filing data is available for this year.$50.2$44.1$6.11$2.19$2.64$0.45
2015Detailed filing. Detailed filing data is available for this year.$51.0$44.4$6.56$2.21$2.20$0.01
2014Detailed filing. Detailed filing data is available for this year.$49.4$42.9$6.55$2.41$2.20$0.21
2013Detailed filing. Detailed filing data is available for this year.$53.5$47.2$6.33$2.42$2.77$0.35
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$53.3$6.68$2.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.0$55.3$6.70$3.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$51.4$6.52$3.31