Civic Intelligence

Access Credit Union

990 • Fiscal year 2022 • EIN 36-6068676

Jan 01, 2022 to Dec 31, 2022 • Filed on Mar 15, 2023

Organization Profilewww.access-cu.com

View Organization Page

1807 W Cermak RdBroadview, IL 60115

(708) 343-0228

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.88x

Higher debt load relative to assets than 34% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Liabilities / Revenue

43rd percentile

21.01x

Higher debt load relative to revenue than 43% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Net Margin

39th percentile

11%

Higher net margin than 39% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Top Officer Pay

47th percentile

$143,949

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 5.6% of source-year revenue.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2022

Asset Growth

46th percentile

0.9%

Faster asset growth than 46% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Revenue Growth

27th percentile

2.5%

Faster revenue growth than 27% of similar nonprofits.

2022 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets34th percentile

Assets

Up

$61,905,866

Up $527,756 (+0.9%) from 2021

Net Assets

Up

$7,545,359

Up $293,638 (+4.0%) from 2021

Liabilities

Up

$54,360,507

Up $234,118 (+0.4%) from 2021

Revenue And Expenses
Liabilities / Revenue43rd percentileNet Margin39th percentile

Revenue

Up

$2,586,874

Up $62,922 (+2.5%) from 2021

Expenses

Up

$2,293,236

Up $165,098 (+7.8%) from 2021

Net Income

Down

$293,638

Down $102,176 (-26%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth46th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $57,868,747Liabilities 2010: $51,352,544Net Assets 2010: $6,516,2032010Assets 2011: $62,012,365Liabilities 2011: $55,314,593Net Assets 2011: $6,697,7722011Assets 2012: $60,007,723Liabilities 2012: $53,325,089Net Assets 2012: $6,682,6342012Assets 2013: $53,539,459Liabilities 2013: $47,205,693Net Assets 2013: $6,333,7662013Assets 2014: $49,443,880Liabilities 2014: $42,898,456Net Assets 2014: $6,545,4242014Assets 2015: $50,981,180Liabilities 2015: $44,423,962Net Assets 2015: $6,557,2182015Assets 2016: $50,176,204Liabilities 2016: $44,070,810Net Assets 2016: $6,105,3942016Assets 2017: $48,917,729Liabilities 2017: $42,765,429Net Assets 2017: $6,152,3002017Assets 2018: $49,377,909Liabilities 2018: $43,066,090Net Assets 2018: $6,311,8192018Assets 2019: $49,702,111Liabilities 2019: $43,126,000Net Assets 2019: $6,576,1112019Assets 2020: $59,271,067Liabilities 2020: $52,415,160Net Assets 2020: $6,855,9072020Assets 2021: $61,378,110Liabilities 2021: $54,126,389Net Assets 2021: $7,251,7212021Assets 2022: $61,905,866Liabilities 2022: $54,360,507Net Assets 2022: $7,545,3592022Assets 2023: $58,974,544Liabilities 2023: $51,301,122Net Assets 2023: $7,673,4222023Assets 2024: $57,397,920Liabilities 2024: $49,536,619Net Assets 2024: $7,861,3012024

Highlighted filing

2022

Assets$61,905,866
Liabilities$54,360,507
Net Assets$7,545,359
Open 2022 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,311,3652010Expenses 2011: $3,309,3282011Expenses 2012: $2,819,2662012Revenue 2013: $2,422,457Expenses 2013: $2,771,325Net Income 2013: -$348,8682013Revenue 2014: $2,408,144Expenses 2014: $2,196,486Net Income 2014: $211,6582014Revenue 2015: $2,214,763Expenses 2015: $2,202,969Net Income 2015: $11,7942015Revenue 2016: $2,191,769Expenses 2016: $2,643,593Net Income 2016: -$451,8242016Revenue 2017: $2,195,107Expenses 2017: $2,148,201Net Income 2017: $46,9062017Revenue 2018: $2,326,453Expenses 2018: $2,166,934Net Income 2018: $159,5192018Revenue 2019: $2,468,921Expenses 2019: $2,204,629Net Income 2019: $264,2922019Revenue 2020: $2,368,229Expenses 2020: $2,088,433Net Income 2020: $279,7962020Revenue 2021: $2,523,952Expenses 2021: $2,128,138Net Income 2021: $395,8142021Revenue 2022: $2,586,874Expenses 2022: $2,293,236Net Income 2022: $293,6382022Revenue 2023: $2,585,480Expenses 2023: $2,406,754Net Income 2023: $178,7262023Revenue 2024: $2,754,999Expenses 2024: $2,567,120Net Income 2024: $187,8792024

Highlighted filing

2022

Revenue$2,586,874
Expenses$2,293,236
Net Income$293,638
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Mar 15, 2023
Return Version
2022v4.1
Gross Receipts
$2,598,259
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Illinois state chartered credit union operated for the mutual benefit of its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$28,157,797$31,698,333▲ $3,540,536
Investments in Publicly Traded Securities$28,039,034$25,784,136▼ $2,254,898
Rtn Earn Endowment Incm Other Fnds$7,251,721$7,545,359▲ $293,638
Land, Buildings, and Equipment, Net$2,385,633$2,357,182▼ $28,451
Savings and Temporary Cash Investments$1,280,468$638,576▼ $641,892
Prepaid Expenses and Deferred Charges$171,353$288,840▲ $117,487
Cash and Non-Interest-Bearing Accounts$485,566$246,105▼ $239,461
Investments Other Securities$67,059$67,059→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$61,378,110$61,905,866▲ $527,756
Other Assets Total$791,200$825,635▲ $34,435
Liabilities
Other Liabilities$53,961,391$54,107,366▲ $145,975
Accounts Payable and Accrued Expenses$164,998$253,141▲ $88,143
Total Liabilities$54,126,389$54,360,507▲ $234,118
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,251,721$7,545,359▲ $293,638
Total Liabilities and Net Assets / Fund Balance$61,378,110$61,905,866▲ $527,756

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,301,448$663,560$1,965,008
Land$975,000-$975,000
Equipment$80,734$372,494$453,228
Compensation and Service Providers
Top Officer Pay47th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa DingesPresident/CEOFT$124,200$19,749$143,949
Thomas PierceCOOFT$108,708$16,553$125,261

Board Members and Trustees

NameTitle
Steven BergeonChairman
Craig LundtVice Chairman
Alexis WallaceDirector
James ParkerDirector
Kurtis ToddDirector
Pamela HarrisonDirector
Ron MikicichDirector
Donna SebestyenSecretary
Yogi PatelTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservBank interface/maintenance255 Fiserv Drive, Brookfield, WI 53308$325,789
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,243,288
Investment Income
$343,586
Other Revenue
$0
Change in Net Assets
$293,638

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,586,874
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,586,874
Total Revenue per Form 990
$2,586,874
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,253,616
Salaries, Compensation, and Employee Benefits$1,039,620
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$603,951
Current Officers, Directors, Trustees, and Key Employees---$273,398
Information Technology---$261,889
Occupancy---$144,329
Office Expenses---$105,240
Interest---$89,214
Fees for Services Other---$74,793
Other Employee Benefits---$71,545
Depreciation Depletion---$71,384
Payroll Taxes---$60,557
Other Expenses---$54,436
Advertising---$30,646
Pension Plan Contributions---$30,169
Insurance---$21,844
Fees for Services Accounting---$18,183
Conferences and Meetings---$5,045
Travel---$4,412
Total Functional Expenses$0$0$0$2,293,236

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,293,236
Total Expenses per Audited Statements$2,293,236
Total Expenses per Form 990$2,293,236
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$160
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$54,107,366
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Membership consists of individuals with funds on deposit with the Credit Union.”

Form 990, Part VI, Section A, line 7A

“Members participate in the annual election of the Board of Directors.”

Form 990, Part VI, Section B, line 11B

“The Form 990 was reviewed by the CEO, COO, and VP of Operations of the Credit Union prior to filing.”

Form 990, Part VI, Section B, line 15A

“Compensation of the CEO and top management is determined by the Board of Directors using comparibility data.”

Form 990, Part VI, Section C, line 19

“Governing documents available upon request.”

Filing and Contact Details

Filer

Filer Name
Access Credit Union
EIN
36-6068676
Phone
7083430228
Address
1807 W Cermak Rd, Broadview, IL 60115

Signing Officer

Name
Lisa Dinges
Title
President
Phone
7083430228
Signed
2023-03-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Dinges
Formed
1998
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
14
Volunteers
9

Preparer

Firm
Desmond & Ahern Ltd
Address
10827 S Western Avenue, Chicago, IL 60643
Preparer
Jason L Gierhahn
Phone
7737794720
Supplemental Narrative

Additional Explanations

Form 990, Part XII, line 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

Part X, Line 2:

“FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2022 or 2021 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing.”

Raw XML AppendixShowing 400 of 409 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherAssetsTotalGrp/EOYAmt0825635
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt071545
IRS990/OtherExpensesGrp/Desc0ATM/Debit fees
IRS990/OtherExpensesGrp/Desc1Loan servicing
IRS990/OtherExpensesGrp/Desc2Other operating
IRS990/OtherExpensesGrp/TotalAmt0206196
IRS990/OtherExpensesGrp/TotalAmt1166005
IRS990/OtherExpensesGrp/TotalAmt254436
IRS990/OtherLiabilitiesGrp/BOYAmt053961391
IRS990/OtherLiabilitiesGrp/EOYAmt054107366
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherSalariesAndWagesGrp/TotalAmt0603951
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt028157797
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt031698333
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt060557
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt030169
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0171353
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0288840
IRS990/PrincipalOfficerNm0Lisa Dinges
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Fees & other charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01523054
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1719914
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01523054
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1720234
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0320
IRS990/ProgSrvcAccomActy2Grp/Desc0Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/22 is 8,685 in the amount of $54,107,366.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0408112
IRS990/PYOtherExpensesAmt01225319
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02115840
IRS990/PYRevenuesLessExpensesAmt0395814
IRS990/PYSalariesCompEmpBnftPaidAmt0902819
IRS990/PYTotalExpensesAmt02128138
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02523952
IRS990/ReconcilationRevenueExpnssAmt0293638
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07251721
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07545359
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01280468
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0638576
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0Credit Union Political Action Council
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0160
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 West Diehl Road
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0Naperville
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060563
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0The organization's only political activity is the contribution to the Credit Union Political Action Council that is reported in Parts 1-A and 1-C of this Schedule C.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Schedule C, Part 1-C, line 5:
IRS990ScheduleD/BuildingsGrp/BookValueAmt01301448
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0663560
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01965008
IRS990ScheduleD/EquipmentGrp/BookValueAmt080734
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0372494
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0453228
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02293236
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0975000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0975000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt054107366
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02586874
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2022 or 2021 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02357182
IRS990ScheduleD/TotalExpensesPerForm990Amt02293236
IRS990ScheduleD/TotalLiabilityAmt054107366
IRS990ScheduleD/TotalRevenuePerForm990Amt02586874
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02586874
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02293236
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Membership consists of individuals with funds on deposit with the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members participate in the annual election of the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Form 990 was reviewed by the CEO, COO, and VP of Operations of the Credit Union prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation of the CEO and top management is determined by the Board of Directors using comparibility data.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Governing documents available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The process has not changed from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XII, line 2c:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt061378110
IRS990/TotalAssetsEOYAmt061905866
IRS990/TotalAssetsGrp/BOYAmt061378110
IRS990/TotalAssetsGrp/EOYAmt061905866
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/TotalAmt02293236
IRS990/TotalGrossUBIAmt0320
IRS990/TotalLiabilitiesBOYAmt054126389
IRS990/TotalLiabilitiesEOYAmt054360507
IRS990/TotalLiabilitiesGrp/BOYAmt054126389
IRS990/TotalLiabilitiesGrp/EOYAmt054360507
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07251721
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07545359
IRS990/TotalOtherCompensationAmt036302
IRS990/TotalProgramServiceRevenueAmt02243288
IRS990/TotalReportableCompFromOrgAmt0232908
IRS990/TotalRevenueGrp/ExclusionAmt0343586
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02242968
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02586874
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0320
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt061378110
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt061905866
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt04412
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01807 W Cermak Rd
IRS990/USAddress/CityNm0Broadview
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060115
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.access-cu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Lisa Dinges
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07083430228
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-03-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Access Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0ACCE
ReturnHeader/Filer/EIN0366068676
ReturnHeader/Filer/PhoneNum07083430228
ReturnHeader/Filer/USAddress/AddressLine1Txt01807 W Cermak Rd
ReturnHeader/Filer/USAddress/CityNm0Broadview
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060115
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0363321958
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Desmond & Ahern Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010827 S Western Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Chicago
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060643
ReturnHeader/PreparerPersonGrp/PhoneNum07737794720

Document Assets

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Filings

Displayed year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$61,905,866
Liabilities
$54,360,507
Net assets
$7,545,359
Revenue
$2,586,874
Expenses
$2,293,236
Net income
$293,638
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$57.4$49.5$7.86$2.75$2.57$0.19
2023Detailed filing. Detailed filing data is available for this year.$59.0$51.3$7.67$2.59$2.41$0.18
2022Detailed filing. Detailed filing data is available for this year.$61.9$54.4$7.55$2.59$2.29$0.29
2021Detailed filing. Detailed filing data is available for this year.$61.4$54.1$7.25$2.52$2.13$0.40
2020Detailed filing. Detailed filing data is available for this year.$59.3$52.4$6.86$2.37$2.09$0.28
2019Detailed filing. Detailed filing data is available for this year.$49.7$43.1$6.58$2.47$2.20$0.26
2018Detailed filing. Detailed filing data is available for this year.$49.4$43.1$6.31$2.33$2.17$0.16
2017Detailed filing. Detailed filing data is available for this year.$48.9$42.8$6.15$2.20$2.15$0.05
2016Detailed filing. Detailed filing data is available for this year.$50.2$44.1$6.11$2.19$2.64$0.45
2015Detailed filing. Detailed filing data is available for this year.$51.0$44.4$6.56$2.21$2.20$0.01
2014Detailed filing. Detailed filing data is available for this year.$49.4$42.9$6.55$2.41$2.20$0.21
2013Detailed filing. Detailed filing data is available for this year.$53.5$47.2$6.33$2.42$2.77$0.35
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$53.3$6.68$2.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.0$55.3$6.70$3.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$51.4$6.52$3.31