Liabilities / Assets
41st percentile
Higher debt load relative to assets than 41% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
41st percentile
Higher debt load relative to assets than 41% of similar nonprofits.
Liabilities / Revenue
35th percentile
Higher debt load relative to revenue than 35% of similar nonprofits.
Net Margin
57th percentile
Higher net margin than 57% of similar nonprofits.
Top Officer Pay
68th percentile
Higher top officer pay than 68% of similar nonprofits.
Top officer pay equals 4.7% of source-year revenue.
Asset Growth
2nd percentile
Faster asset growth than 2% of similar nonprofits.
Revenue Growth
50th percentile
Faster revenue growth than 50% of similar nonprofits.
Assets
Down$49,443,880
Down $4,095,579 (-7.6%) from 2013
Net Assets
Up$6,545,424
Up $211,658 (+3.3%) from 2013
Liabilities
Down$42,898,456
Down $4,307,237 (-9.1%) from 2013
Revenue
Down$2,408,144
Down $14,313 (-0.6%) from 2013
Expenses
Down$2,196,486
Down $574,839 (-21%) from 2013
Net Income
Up$211,658
Up $560,526 (+161%) from 2013
Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
Illinois state chartered credit union operated for the mutual benefit of its members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $23,043,527 | $22,948,158 | ▼ $95,369 |
| Investments in Publicly Traded Securities | $24,157,317 | $19,965,178 | ▼ $4,192,139 |
| Rtn Earn Endowment Incm Other Fnds | $6,333,766 | $6,545,424 | ▲ $211,658 |
| Land, Buildings, and Equipment, Net | $2,871,103 | $2,823,839 | ▼ $47,264 |
| Savings and Temporary Cash Investments | $2,121,541 | $2,196,210 | ▲ $74,669 |
| Cash and Non-Interest-Bearing Accounts | $509,554 | $476,747 | ▼ $32,807 |
| Prepaid Expenses and Deferred Charges | $114,755 | $188,189 | ▲ $73,434 |
| Investments Other Securities | $67,059 | $67,059 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $53,539,459 | $49,443,880 | ▼ $4,095,579 |
| Other Assets Total | $654,603 | $778,500 | ▲ $123,897 |
| Liabilities | |||
| Other Liabilities | $47,024,220 | $42,604,967 | ▼ $4,419,253 |
| Mortgage Notes Payable Secured by Investment Property | - | $166,098 | - |
| Accounts Payable and Accrued Expenses | $181,473 | $127,391 | ▼ $54,082 |
| Total Liabilities | $47,205,693 | $42,898,456 | ▼ $4,307,237 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,333,766 | $6,545,424 | ▲ $211,658 |
| Total Liabilities and Net Assets / Fund Balance | $53,539,459 | $49,443,880 | ▼ $4,095,579 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,697,085 | $266,915 | $1,964,000 |
| Land | $975,000 | - | $975,000 |
| Equipment | $151,754 | $813,318 | $965,072 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Brad Fish | President/Director | FT | $102,492 | $10,467 | $112,959 |
| Kevin Morrissey | Chief Financial Officer | FT | $83,632 | $5,715 | $89,347 |
| Carol Horn | VP Operations | FT | $55,802 | $11,683 | $67,485 |
| Rachel Quiroz | VP Lending | FT | $65,392 | - | $65,392 |
| Name | Title |
|---|---|
| Alexis Wallace | Director |
| Charles Mackinnon | Director |
| James Parker | Director |
| Priyankar Balekai | Director |
| Robert Sadler | Director |
| Ron Mikicich | Director |
| Steven Bergeon | Director |
| William Daugherty | Director |
| Yogi Patel | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,315,568 |
| Salaries, Compensation, and Employee Benefits | $880,918 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $434,299 |
| Office Expenses | - | - | - | $350,201 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $338,245 |
| Occupancy | - | - | - | $183,945 |
| Information Technology | - | - | - | $164,479 |
| Interest | - | - | - | $99,417 |
| Depreciation Depletion | - | - | - | $84,582 |
| Fees for Services Other | - | - | - | $82,771 |
| Payroll Taxes | - | - | - | $56,014 |
| Other Employee Benefits | - | - | - | $52,360 |
| Advertising | - | - | - | $38,427 |
| Insurance | - | - | - | $29,705 |
| Other Expenses | - | - | - | $10,027 |
| Fees for Services Accounting | - | - | - | $9,859 |
| Travel | - | - | - | $6,768 |
| Conferences and Meetings | - | - | - | $2,781 |
| Fees for Services Legal | - | - | - | $100 |
| Total Functional Expenses | $0 | $0 | $0 | $2,196,486 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,196,486 |
| Total Expenses per Audited Statements | $2,196,486 |
| Total Expenses per Form 990 | $2,196,486 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $42,604,967 |
“Membership consists of individuals with funds on deposit with the Credit Union.”
“Members participate in the annual election of the Board of Directors.”
“The Form 990 was reviewd by the President of the Credit Union prior to filing.”
“Compensation of the CEO and top management is determined by the Baord of Directors using comparibility data.”
“Governing documents available upon request.”
“FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2014 that management believes is subject to taxation. The Credit Union's 2011 through 2014 annual information returns filed with the Internal RevenueService are open to examination.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 181473 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 127391 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Illinois state chartered credit union operated for the mutual benefit of its members |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 38427 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Brad Fish |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7083430228 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1807 W Cermak Rd |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Broadview |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60155 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 509554 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 476747 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 338245 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2781 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 404421 |
| IRS990/CYOtherExpensesAmt | 0 | 1315568 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2003723 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 211658 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 880918 |
| IRS990/CYTotalExpensesAmt | 0 | 2196486 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2408144 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 84582 |
| IRS990/Desc | 0 | Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/14 was 2,489 for a total of $23,491,078. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 19 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9859 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 100 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 82771 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 10467 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 5715 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 11683 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Charles Mackinnon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Robert Sadler |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Yogi Patel |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Ron Mikicich |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Alexis Wallace |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Steven Bergeon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Priyankar Balekai |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | William Daugherty |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | James Parker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Brad Fish |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Kevin Morrissey |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Rachel Quiroz |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Carol Horn |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 102492 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 83632 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 65392 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 55802 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | President/Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Chief Financial Officer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | VP Lending |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP Operations |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1998 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 156492 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 178654 |
| IRS990/GrossReceiptsAmt | 0 | 2430306 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 164479 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 29705 |
| IRS990/InterestGrp/TotalAmt | 0 | 99417 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 247929 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 247929 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 67059 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 67059 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 24157317 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 19965178 |
| IRS990/IRPDocumentCnt | 0 | 9067 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1080233 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2871103 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2823839 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3904072 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 22162 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 166098 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6333766 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6545424 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 156492 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 156492 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 183945 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 350201 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 654603 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 778500 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 52360 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for loan loss |
| IRS990/OtherExpensesGrp/Desc | 1 | Loan servicing |
| IRS990/OtherExpensesGrp/Desc | 2 | Miscellaneous operating |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 129000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 123506 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 10027 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 47024220 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 42604967 |
| IRS990/OtherOrganizationDsc | 0 | Cooperative |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 434299 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 23043527 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 22948158 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 56014 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 114755 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 188189 |
| IRS990/PrincipalOfficerNm | 0 | Brad Fish |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Loan Interest |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees & other charges |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1421213 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 582510 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1421213 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 582510 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/14 is 6,578 in the amount of $42,604,967. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 327472 |
| IRS990/PYOtherExpensesAmt | 0 | 1787352 |
| IRS990/PYOtherRevenueAmt | 0 | 564894 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1530091 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -348868 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 983973 |
| IRS990/PYTotalExpensesAmt | 0 | 2771325 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2422457 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 211658 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6333766 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6545424 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2121541 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2196210 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1697085 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 266915 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1964000 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 151754 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 813318 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 965072 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2196486 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 975000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 975000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 42604967 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2408144 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2014 that management believes is subject to taxation. The Credit Union's 2011 through 2014 annual information returns filed with the Internal RevenueService are open to examination. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part X, Line 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2823839 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2196486 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 42604967 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2408144 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2408144 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2196486 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Membership consists of individuals with funds on deposit with the Credit Union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members participate in the annual election of the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The Form 990 was reviewd by the President of the Credit Union prior to filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Compensation of the CEO and top management is determined by the Baord of Directors using comparibility data. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Governing documents available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 53539459 |
| IRS990/TotalAssetsEOYAmt | 0 | 49443880 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 53539459 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 49443880 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 19 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2196486 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 47205693 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 42898456 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 47205693 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 42898456 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6333766 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6545424 |
| IRS990/TotalOtherCompensationAmt | 0 | 27865 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2003723 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 307318 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 404421 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2003723 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2408144 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 53539459 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 49443880 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 6768 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1807 W Cermak Rd |
| IRS990/USAddress/CityNm | 0 | Broadview |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 60115 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.access-cu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Brad Fish |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7083430228 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-04-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Access Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ACCE |
| ReturnHeader/Filer/EIN | 0 | 366068676 |
| ReturnHeader/Filer/PhoneNum | 0 | 7083430228 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1807 W Cermak Rd |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Broadview |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 60115 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 363321958 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Desmond & Ahern Ltd |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10827 S Western Avenue |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Chicago |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 60643 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7737794720 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-04-27 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Hugh J Ahern CPA |
| ReturnHeader/ReturnTs | 0 | 2015-04-27T11:31:05-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.