Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
38th percentile
Higher debt load relative to assets than 38% of similar nonprofits.
Liabilities / Revenue
79th percentile
Higher debt load relative to revenue than 79% of similar nonprofits.
Net Margin
31st percentile
Higher net margin than 31% of similar nonprofits.
Top Officer Pay
52nd percentile
Higher top officer pay than 52% of similar nonprofits.
Top officer pay equals 5.8% of source-year revenue.
Asset Growth
19th percentile
Faster asset growth than 19% of similar nonprofits.
Revenue Growth
22nd percentile
Faster revenue growth than 22% of similar nonprofits.
Assets
Down$57,397,920
Down $1,576,624 (-2.7%) from 2023
Net Assets
Up$7,861,301
Up $187,879 (+2.4%) from 2023
Liabilities
Down$49,536,619
Down $1,764,503 (-3.4%) from 2023
Revenue
Up$2,754,999
Up $169,519 (+6.6%) from 2023
Expenses
Up$2,567,120
Up $160,366 (+6.7%) from 2023
Net Income
Up$187,879
Up $9,153 (+5.1%) from 2023
Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
Illinois state chartered credit union operated for the mutual benefit of its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $31,490,094 | $31,193,161 | ▼ $296,933 |
| Investments in Publicly Traded Securities | $22,561,689 | $18,995,499 | ▼ $3,566,190 |
| Rtn Earn Endowment Incm Other Fnds | $7,673,422 | $7,861,301 | ▲ $187,879 |
| Land, Buildings, and Equipment, Net | $2,290,215 | $2,278,616 | ▼ $11,599 |
| Savings and Temporary Cash Investments | $1,290,037 | $1,737,719 | ▲ $447,682 |
| Prepaid Expenses and Deferred Charges | $277,094 | $211,020 | ▼ $66,074 |
| Cash and Non-Interest-Bearing Accounts | $165,300 | $112,959 | ▼ $52,341 |
| Investments Other Securities | $67,059 | $67,059 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $58,974,544 | $57,397,920 | ▼ $1,576,624 |
| Other Assets Total | $833,056 | $2,801,887 | ▲ $1,968,831 |
| Liabilities | |||
| Other Liabilities | $51,061,160 | $49,235,548 | ▼ $1,825,612 |
| Accounts Payable and Accrued Expenses | $239,962 | $301,071 | ▲ $61,109 |
| Total Liabilities | $51,301,122 | $49,536,619 | ▼ $1,764,503 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,673,422 | $7,861,301 | ▲ $187,879 |
| Total Liabilities and Net Assets / Fund Balance | $58,974,544 | $57,397,920 | ▼ $1,576,624 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,203,301 | $761,707 | $1,965,008 |
| Land | $975,000 | - | $975,000 |
| Equipment | $100,315 | $417,970 | $518,285 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lisa Dinges | President/CEO | FT | $138,355 | $20,123 | $158,478 |
| Thomas Pierce | COO | FT | $117,839 | $15,728 | $133,567 |
| Name | Title |
|---|---|
| James Parker | Chairman |
| Craig Lundt | Vice Chairman |
| Alexis Wallace | Director |
| Kurtis Todd | Director |
| Pamela Harrison | Director |
| Ron Mikicich | Director |
| Stephen Bergeon | Director |
| Donna Sebestyen | Secretary |
| Yogi Patel | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,516,600 |
| Salaries, Compensation, and Employee Benefits | $1,050,520 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $555,003 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $292,045 |
| Interest | - | - | - | $234,236 |
| Information Technology | - | - | - | $200,509 |
| Occupancy | - | - | - | $122,851 |
| Other Employee Benefits | - | - | - | $87,524 |
| Fees for Services Other | - | - | - | $82,275 |
| Depreciation Depletion | - | - | - | $69,145 |
| Payroll Taxes | - | - | - | $66,273 |
| Pension Plan Contributions | - | - | - | $49,675 |
| Insurance | - | - | - | $25,831 |
| Other Expenses | - | - | - | $24,517 |
| All Other Expenses | - | - | - | $20,000 |
| Advertising | - | - | - | $17,520 |
| Office Expenses | - | - | - | $10,509 |
| Conferences and Meetings | - | - | - | $9,557 |
| Travel | - | - | - | $5,430 |
| Total Functional Expenses | $0 | $0 | $0 | $2,567,120 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,567,120 |
| Total Expenses per Audited Statements | $2,567,120 |
| Total Expenses per Form 990 | $2,567,120 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Amount |
|---|---|
| Political Expenditures | $112 |
| Total Exempt Function Spending | $112 |
| Organization | Location | Amount |
|---|---|---|
| 36-3092340 | Naperville, IL | $112 |
| Liability | Amount |
|---|---|
| Member Shares | $49,235,548 |
“Membership consists of individuals with funds on deposit with the credit union.”
“Members participate in the annual election of the board of directors.”
“The form 990 was reviewed by the ceo, coo, and vp of operations of the credit union prior to filing.”
“Compensation of ceo and top management is determined by the board of directors using comparibility data.”
“Governing documents are available upon request.”
“Governing documents and financial statements are available upon request.”
“The process has not changed from the prior year.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 239962 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 301071 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | ILLINOIS STATE CHARTERED CREDIT UNION OPERATED FOR THE MUTUAL BENEFIT OF ITS MEMBERS. |
| IRS990/AddressChangeInd | 0 | X |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 17520 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 20000 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LISA DINGES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7083430228 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1807 W CERMAK ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BROADVIEW |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60155 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 165300 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 112959 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 292045 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9557 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 418079 |
| IRS990/CYOtherExpensesAmt | 0 | 1516600 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2336920 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 187879 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1050520 |
| IRS990/CYTotalExpensesAmt | 0 | 2567120 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2754999 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 69145 |
| IRS990/Desc | 0 | CREDIT UNION MAKES AND SERVICES CONSUMER AND REAL ESTATE LOANS TO MEMBERS. THE NUMBER OF LOANS OUTSTANDING AT 12/31/24 WAS 2,529 FOR A TOTAL OF $31,193,161. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 82275 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 20123 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 15728 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JAMES PARKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CRAIG LUNDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DONNA SEBESTYEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | YOGI PATEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ALEXIS WALLACE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KURTIS TODD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | STEPHEN BERGEON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RON MIKICICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | PAMELA HARRISON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LISA DINGES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | THOMAS PIERCE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 138355 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 117839 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | COO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1998 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2754999 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 200509 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 25831 |
| IRS990/InterestGrp/TotalAmt | 0 | 234236 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 418079 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 418079 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 67059 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 67059 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 22561689 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 18995499 |
| IRS990/IRPDocumentCnt | 0 | 788 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1179677 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2290215 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2278616 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3458293 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | ILLINOIS STATE CHARTERED CREDIT UNION OPERATED FOR THE MUTUAL BENEFIT OF ITS MEMBERS. THE CREDIT UNION MAKES LOANS TO MEMBERS AND PAYS DIVIDENDS TO MEMBERS WITH SHARE DEPOSITS AT A COMPETITIVE RATE OF INTEREST. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7673422 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7861301 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 122851 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 10509 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 833056 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2801887 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 87524 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROGRAM COSTS, MEMBER S |
| IRS990/OtherExpensesGrp/Desc | 1 | PROGRAM COSTS, LOANS |
| IRS990/OtherExpensesGrp/Desc | 2 | ATM AND DEBIT CARD PROG |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 235393 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 229456 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 229371 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 24517 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 51061160 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 49235548 |
| IRS990/OtherOrganizationDsc | 0 | COOPERATIVE |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 555003 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 31490094 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 31193161 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 66273 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 49675 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 1 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 277094 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 211020 |
| IRS990/PrincipalOfficerNm | 0 | LISA DINGES |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES AND OTHER CHARGES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1884126 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 452794 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1884126 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 452794 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | CREDIT UNION PAYS OUT DIVIDENDS TO ITS MEMBERS ON SHARE DEPOSIT ACCOUNTS AT A MARKET RATE OF INTEREST. TOTAL NUMBER OF SHARE ACCOUNTS AT 12/31/24 IS 8,327 IN THE AMOUNT OF $49,235,548. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 347222 |
| IRS990/PYOtherExpensesAmt | 0 | 1371643 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2238258 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 178726 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1035111 |
| IRS990/PYTotalExpensesAmt | 0 | 2406754 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2585480 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 187879 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7673422 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7861301 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1290037 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1737719 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | 1 |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 112 |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 112 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 363092340 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | CREDIT UNION POLITICAL ACTION COUNCIL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 112 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 1807 WEST DIEHL RAOD PO BOX 3107 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | NAPERVILLE |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 605667107 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | SCHEDULE C, PART1A, LINE 1: THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS 1A AND 1C OF THIS SCHEDULE. |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I-A, LINE 1: |
| IRS990ScheduleC/TotalExemptFunctionExpendAmt | 0 | 112 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1203301 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 761707 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1965008 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 100315 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 417970 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 518285 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2567120 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 975000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 975000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 49235548 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2754999 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2278616 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2567120 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 49235548 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2754999 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2754999 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2567120 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 138355 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 20123 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | LISA DINGES |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 158478 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERSHIP CONSISTS OF INDIVIDUALS WITH FUNDS ON DEPOSIT WITH THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS PARTICIPATE IN THE ANNUAL ELECTION OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FORM 990 WAS REVIEWED BY THE CEO, COO, AND VP OF OPERATIONS OF THE CREDIT UNION PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | COMPENSATION OF CEO AND TOP MANAGEMENT IS DETERMINED BY THE BOARD OF DIRECTORS USING COMPARIBILITY DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION C, LINE 18 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | PART XII, LINE 2C |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 58974544 |
| IRS990/TotalAssetsEOYAmt | 0 | 57397920 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 58974544 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 57397920 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 15 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2567120 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 51301122 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 49536619 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 51301122 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 49536619 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7673422 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7861301 |
| IRS990/TotalOtherCompensationAmt | 0 | 35851 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2336920 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 256194 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 418079 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2336920 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2754999 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 58974544 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 57397920 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 5430 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1807 W CERMAK ROAD |
| IRS990/USAddress/CityNm | 0 | BROADVIEW |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 60155 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.ACCESS-CU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LISA DINGES |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7083430228 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-02-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ACCESS CREDIT UNION |
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Displayed year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.