Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
37th percentile
Higher debt load relative to assets than 37% of similar nonprofits.
Liabilities / Revenue
58th percentile
Higher debt load relative to revenue than 58% of similar nonprofits.
Net Margin
3rd percentile
Higher net margin than 3% of similar nonprofits.
Top Officer Pay
37th percentile
Higher top officer pay than 37% of similar nonprofits.
Top officer pay equals 5.6% of source-year revenue.
Asset Growth
9th percentile
Faster asset growth than 9% of similar nonprofits.
Revenue Growth
14th percentile
Faster revenue growth than 14% of similar nonprofits.
Assets
Down$50,176,204
Down $804,976 (-1.6%) from 2015
Net Assets
Down$6,105,394
Down $451,824 (-6.9%) from 2015
Liabilities
Down$44,070,810
Down $353,152 (-0.8%) from 2015
Revenue
Down$2,191,769
Down $22,994 (-1.0%) from 2015
Expenses
Up$2,643,593
Up $440,624 (+20%) from 2015
Net Income
Down-$451,824
Down $463,618 (-3931%) from 2015
Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
Illinois state chartered credit union operated for the mutual benefit of its members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $23,245,485 | $22,803,885 | ▼ $441,600 |
| Investments in Publicly Traded Securities | $21,295,208 | $21,380,597 | ▲ $85,389 |
| Rtn Earn Endowment Incm Other Fnds | $6,557,218 | $6,105,394 | ▼ $451,824 |
| Land, Buildings, and Equipment, Net | $2,793,284 | $2,719,762 | ▼ $73,522 |
| Savings and Temporary Cash Investments | $2,274,464 | $1,831,907 | ▼ $442,557 |
| Cash and Non-Interest-Bearing Accounts | $496,479 | $524,807 | ▲ $28,328 |
| Prepaid Expenses and Deferred Charges | $136,995 | $153,562 | ▲ $16,567 |
| Investments Other Securities | $67,059 | $67,059 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $50,981,180 | $50,176,204 | ▼ $804,976 |
| Other Assets Total | $672,206 | $694,625 | ▲ $22,419 |
| Liabilities | |||
| Other Liabilities | $44,262,480 | $43,925,239 | ▼ $337,241 |
| Accounts Payable and Accrued Expenses | $161,482 | $145,571 | ▼ $15,911 |
| Total Liabilities | $44,423,962 | $44,070,810 | ▼ $353,152 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,557,218 | $6,105,394 | ▼ $451,824 |
| Total Liabilities and Net Assets / Fund Balance | $50,981,180 | $50,176,204 | ▼ $804,976 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,597,583 | $367,425 | $1,965,008 |
| Equipment | $147,179 | $872,079 | $1,019,258 |
| Land | $975,000 | - | $975,000 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Brad Fish | President/Director | FT | $111,411 | $11,239 | $122,650 |
| Kevin Morrissey | Chief Financial Officer | FT | $88,833 | $9,939 | $98,772 |
| Name | Title |
|---|---|
| Robert Sadler | Chairman |
| Charles Mackinnon | Vice Chairman |
| Alexis Wallace | Director |
| James Parker | Director |
| Steven Bergeon | Director |
| William Daugherty | Director |
| Ron Mikicich | Secretary |
| Yogi Patel | Treasurer |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv | bnk interface/maintenance | 255 Fiserv Drive, Brookfield, WI 53308 | $231,611 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,723,160 |
| Salaries, Compensation, and Employee Benefits | $920,433 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $551,128 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $223,389 |
| Office Expenses | - | - | - | $184,032 |
| Information Technology | - | - | - | $153,021 |
| Occupancy | - | - | - | $148,070 |
| Depreciation Depletion | - | - | - | $100,433 |
| Interest | - | - | - | $69,067 |
| Fees for Services Other | - | - | - | $68,258 |
| Other Employee Benefits | - | - | - | $66,030 |
| Payroll Taxes | - | - | - | $62,084 |
| Advertising | - | - | - | $36,719 |
| Insurance | - | - | - | $27,626 |
| Pension Plan Contributions | - | - | - | $17,802 |
| Other Expenses | - | - | - | $14,176 |
| Fees for Services Accounting | - | - | - | $12,220 |
| Travel | - | - | - | $7,406 |
| Conferences and Meetings | - | - | - | $2,712 |
| Total Functional Expenses | $0 | $0 | $0 | $2,643,593 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,643,593 |
| Total Expenses per Audited Statements | $2,643,593 |
| Total Expenses per Form 990 | $2,643,593 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $43,925,239 |
“Membership consists of individuals with funds on deposit with the Credit Union.”
“Members participate in the annual election of the Board of Directors.”
“The Form 990 was reviewd by the CEO and CFO of the Credit Union prior to filing.”
“Compensation of the CEO and top management is determined by the Baord of Directors using comparibility data.”
“Governing documents available upon request.”
“FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2016 that management believes is subject to taxation. The Credit Union's 2013 through 2016 annual information returns filed with the Internal Revenue Service are open to examination.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 161482 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 145571 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | Illinois state chartered credit union operated for the mutual benefit of its members |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 36719 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Kevin Morrissey |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7083430228 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1807 W Cermak Rd |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Broadview |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60155 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 496479 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 524807 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 223389 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 2712 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 231611 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 255 Fiserv Drive |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | Brookfield |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 53308 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | Fiserv |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | bnk interface/maintenance |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 329025 |
| IRS990/CYOtherExpensesAmt | 0 | 1723160 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1862744 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -451824 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 920433 |
| IRS990/CYTotalExpensesAmt | 0 | 2643593 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2191769 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 100433 |
| IRS990/Desc | 0 | Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/16 was 2,326 for a total of $22,803,885. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 17 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 12220 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 68258 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 11239 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 9939 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Robert Sadler |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Charles Mackinnon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Yogi Patel |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Ron Mikicich |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Alexis Wallace |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | William Daugherty |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Steven Bergeon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | James Parker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | James Parker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Brad Fish |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Kevin Morrissey |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 111411 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 88833 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | President/Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Chief Financial Officer |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1998 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 558 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 1766396 |
| IRS990/GrossReceiptsAmt | 0 | 3957607 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 153021 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 27626 |
| IRS990/InterestGrp/TotalAmt | 0 | 69067 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 328467 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 328467 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 67059 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 67059 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 21295208 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 21380597 |
| IRS990/IRPDocumentCnt | 0 | 501 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1239504 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2793284 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2719762 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3959266 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 1765838 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competetive rate of interest. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6557218 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6105394 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 558 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 558 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 148070 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 184032 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 672206 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 694625 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 66030 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provsion for loan losse |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM/Debit fees |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan servicing |
| IRS990/OtherExpensesGrp/Desc | 3 | Miscellaneous operating |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 600278 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 170351 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 128791 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 14176 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 44262480 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 43925239 |
| IRS990/OtherOrganizationDsc | 0 | Cooperative |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 551128 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 23245485 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 22803885 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 62084 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 17802 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 136995 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 153562 |
| IRS990/PrincipalOfficerNm | 0 | Brad Fish |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Loan Interest |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Fees & other charges |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1298462 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 564282 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1298462 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 564282 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/16 is 9,823 in the amount of $43,925,239. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 266935 |
| IRS990/PYOtherExpensesAmt | 0 | 1274509 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1947828 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 11794 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 928460 |
| IRS990/PYTotalExpensesAmt | 0 | 2202969 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2214763 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -451824 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6557218 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6105394 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2274464 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1831907 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1597583 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 367425 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1965008 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 147179 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 872079 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1019258 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2643593 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
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| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 975000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 43925239 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Shares |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2191769 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2016 that management believes is subject to taxation. The Credit Union's 2013 through 2016 annual information returns filed with the Internal Revenue Service are open to examination. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part X, Line 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2719762 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2643593 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 43925239 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2191769 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2191769 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2643593 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Membership consists of individuals with funds on deposit with the Credit Union. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members participate in the annual election of the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The Form 990 was reviewd by the CEO and CFO of the Credit Union prior to filing. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Compensation of the CEO and top management is determined by the Baord of Directors using comparibility data. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Governing documents available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 50981180 |
| IRS990/TotalAssetsEOYAmt | 0 | 50176204 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 50981180 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 50176204 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 17 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2643593 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 44423962 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 44070810 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 44423962 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 44070810 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6557218 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6105394 |
| IRS990/TotalOtherCompensationAmt | 0 | 21178 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1862744 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 200244 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 329025 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1862744 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2191769 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 50981180 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 50176204 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 7406 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1807 W Cermak Rd |
| IRS990/USAddress/CityNm | 0 | Broadview |
| IRS990/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/USAddress/ZIPCd | 0 | 60115 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.access-cu.com |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Brad Fish |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7083430228 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-03-22 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Access Credit Union |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ACCE |
| ReturnHeader/Filer/EIN | 0 | 366068676 |
| ReturnHeader/Filer/PhoneNum | 0 | 7083430228 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1807 W Cermak Rd |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Broadview |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 60115 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 6C9B1A35775087DBDB8A6D25ECA509C7F6C27838 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 6C9B1A35775087DBDB8A6D25ECA509C7F6C27838 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 96.84.64.45 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2017-03-22 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 17:11:44 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 363321958 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Desmond & Ahern Ltd |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 10827 S Western Avenue |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Chicago |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | IL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 60643 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 7737794720 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2017-03-22 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | David J Rambo |
| ReturnHeader/ReturnTs | 0 | 2017-03-22T17:14:38-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.