Civic Intelligence

Access Credit Union

990 • Fiscal year 2023 • EIN 36-6068676

Jan 01, 2023 to Dec 31, 2023 • Filed on Mar 28, 2024

Organization Profilewww.access-cu.com

View Organization Page

1807 W Cermak RdBroadview, IL 60115

(708) 343-0228

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

38th percentile

0.87x

Higher debt load relative to assets than 38% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2023

Liabilities / Revenue

74th percentile

19.84x

Higher debt load relative to revenue than 74% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2023

Net Margin

28th percentile

6.9%

Higher net margin than 28% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2023

Top Officer Pay

45th percentile

$148,340

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 5.7% of source-year revenue.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2023

Asset Growth

32nd percentile

-4.7%

Faster asset growth than 32% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Revenue Growth

6th percentile

-0.1%

Faster revenue growth than 6% of similar nonprofits.

2023 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets38th percentile

Assets

Down

$58,974,544

Down $2,931,322 (-4.7%) from 2022

Net Assets

Up

$7,673,422

Up $128,063 (+1.7%) from 2022

Liabilities

Down

$51,301,122

Down $3,059,385 (-5.6%) from 2022

Revenue And Expenses
Liabilities / Revenue74th percentileNet Margin28th percentile

Revenue

Down

$2,585,480

Down $1,394 (-0.1%) from 2022

Expenses

Up

$2,406,754

Up $113,518 (+5.0%) from 2022

Net Income

Down

$178,726

Down $114,912 (-39%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth32nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $57,868,747Liabilities 2010: $51,352,544Net Assets 2010: $6,516,2032010Assets 2011: $62,012,365Liabilities 2011: $55,314,593Net Assets 2011: $6,697,7722011Assets 2012: $60,007,723Liabilities 2012: $53,325,089Net Assets 2012: $6,682,6342012Assets 2013: $53,539,459Liabilities 2013: $47,205,693Net Assets 2013: $6,333,7662013Assets 2014: $49,443,880Liabilities 2014: $42,898,456Net Assets 2014: $6,545,4242014Assets 2015: $50,981,180Liabilities 2015: $44,423,962Net Assets 2015: $6,557,2182015Assets 2016: $50,176,204Liabilities 2016: $44,070,810Net Assets 2016: $6,105,3942016Assets 2017: $48,917,729Liabilities 2017: $42,765,429Net Assets 2017: $6,152,3002017Assets 2018: $49,377,909Liabilities 2018: $43,066,090Net Assets 2018: $6,311,8192018Assets 2019: $49,702,111Liabilities 2019: $43,126,000Net Assets 2019: $6,576,1112019Assets 2020: $59,271,067Liabilities 2020: $52,415,160Net Assets 2020: $6,855,9072020Assets 2021: $61,378,110Liabilities 2021: $54,126,389Net Assets 2021: $7,251,7212021Assets 2022: $61,905,866Liabilities 2022: $54,360,507Net Assets 2022: $7,545,3592022Assets 2023: $58,974,544Liabilities 2023: $51,301,122Net Assets 2023: $7,673,4222023Assets 2024: $57,397,920Liabilities 2024: $49,536,619Net Assets 2024: $7,861,3012024

Highlighted filing

2023

Assets$58,974,544
Liabilities$51,301,122
Net Assets$7,673,422
Open 2023 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,311,3652010Expenses 2011: $3,309,3282011Expenses 2012: $2,819,2662012Revenue 2013: $2,422,457Expenses 2013: $2,771,325Net Income 2013: -$348,8682013Revenue 2014: $2,408,144Expenses 2014: $2,196,486Net Income 2014: $211,6582014Revenue 2015: $2,214,763Expenses 2015: $2,202,969Net Income 2015: $11,7942015Revenue 2016: $2,191,769Expenses 2016: $2,643,593Net Income 2016: -$451,8242016Revenue 2017: $2,195,107Expenses 2017: $2,148,201Net Income 2017: $46,9062017Revenue 2018: $2,326,453Expenses 2018: $2,166,934Net Income 2018: $159,5192018Revenue 2019: $2,468,921Expenses 2019: $2,204,629Net Income 2019: $264,2922019Revenue 2020: $2,368,229Expenses 2020: $2,088,433Net Income 2020: $279,7962020Revenue 2021: $2,523,952Expenses 2021: $2,128,138Net Income 2021: $395,8142021Revenue 2022: $2,586,874Expenses 2022: $2,293,236Net Income 2022: $293,6382022Revenue 2023: $2,585,480Expenses 2023: $2,406,754Net Income 2023: $178,7262023Revenue 2024: $2,754,999Expenses 2024: $2,567,120Net Income 2024: $187,8792024

Highlighted filing

2023

Revenue$2,585,480
Expenses$2,406,754
Net Income$178,726
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Mar 28, 2024
Return Version
2023v5.0
Gross Receipts
$2,585,480
Mission and Program Overview

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

Illinois state chartered credit union operated for the mutual benefit of its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$31,698,333$31,490,094▼ $208,239
Investments in Publicly Traded Securities$25,784,136$22,561,689▼ $3,222,447
Rtn Earn Endowment Incm Other Fnds$7,545,359$7,673,422▲ $128,063
Land, Buildings, and Equipment, Net$2,357,182$2,290,215▼ $66,967
Savings and Temporary Cash Investments$638,576$1,290,037▲ $651,461
Prepaid Expenses and Deferred Charges$288,840$277,094▼ $11,746
Cash and Non-Interest-Bearing Accounts$246,105$165,300▼ $80,805
Investments Other Securities$67,059$67,059→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$61,905,866$58,974,544▼ $2,931,322
Other Assets Total$825,635$833,056▲ $7,421
Liabilities
Other Liabilities$54,107,366$51,061,160▼ $3,046,206
Accounts Payable and Accrued Expenses$253,141$239,962▼ $13,179
Total Liabilities$54,360,507$51,301,122▼ $3,059,385
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,545,359$7,673,422▲ $128,063
Total Liabilities and Net Assets / Fund Balance$61,905,866$58,974,544▼ $2,931,322

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,252,375$712,633$1,965,008
Land$975,000-$975,000
Equipment$62,840$397,899$460,739
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa DingesPresident/CEOFT$128,367$19,973$148,340
Thomas PierceCOOFT$113,222$16,893$130,115

Board Members and Trustees

NameTitle
James ParkerChairman
Craig LundtVice Chairman
Alexis WallaceDirector
Kurtis ToddDirector
Pamela HarrisonDirector
Ron MikicichDirector
Steven BergeonDirector
Donna SebestyenSecretary
Yogi PatelTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservBank interface/maintenance255 Fiserv Drive, Brookfield, WI 53308$374,048
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,238,258
Investment Income
$347,222
Other Revenue
$0
Change in Net Assets
$178,726

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,585,480
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,585,480
Total Revenue per Form 990
$2,585,480
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,371,643
Salaries, Compensation, and Employee Benefits$1,035,111
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$580,092
Information Technology---$293,998
Current Officers, Directors, Trustees, and Key Employees---$284,475
Occupancy---$151,772
Interest---$138,792
Fees for Services Other---$96,049
Office Expenses---$80,697
Other Employee Benefits---$75,849
Depreciation Depletion---$74,478
Payroll Taxes---$63,921
Pension Plan Contributions---$30,774
Insurance---$22,297
Other Expenses---$15,000
Fees for Services Accounting---$14,292
Conferences and Meetings---$13,943
Travel---$3,686
Total Functional Expenses$0$0$0$2,406,754

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,406,754
Total Expenses per Audited Statements$2,406,754
Total Expenses per Form 990$2,406,754
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$200
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$51,061,160
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“Membership consists of individuals with funds on deposit with the Credit Union.”

Form 990, Part VI, Section A, line 7A

“Members participate in the annual election of the Board of Directors.”

Form 990, Part VI, Section B, line 11B

“The Form 990 was reviewed by the CEO, COO, and VP of Operations of the Credit Union prior to filing.”

Form 990, Part VI, Section B, line 15A

“Compensation of the CEO and top management is determined by the Board of Directors using comparibility data.”

Form 990, Part VI, Section C, line 19

“Governing documents available upon request.”

Filing and Contact Details

Filer

Filer Name
Access Credit Union
EIN
36-6068676
Phone
7083430228
Address
1807 W Cermak Rd, Broadview, IL 60115

Signing Officer

Name
Lisa Dinges
Title
President
Phone
7083430228
Signed
2024-03-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lisa Dinges
Formed
1998
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
15
Volunteers
9

Preparer

Firm
Desmond & Ahern Ltd
Address
10827 S Western Avenue, Chicago, IL 60643
Preparer
Mel Padillo
Phone
7737794720
Supplemental Narrative

Additional Explanations

Form 990, Part XII, line 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

Part X, Line 2:

“FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2022 or 2021 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing.”

Raw XML AppendixShowing 400 of 404 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1Loan servicing
IRS990/OtherExpensesGrp/Desc2Other operating
IRS990/OtherExpensesGrp/Desc3Provsion for loan losse
IRS990/OtherExpensesGrp/TotalAmt0211861
IRS990/OtherExpensesGrp/TotalAmt1192970
IRS990/OtherExpensesGrp/TotalAmt261808
IRS990/OtherExpensesGrp/TotalAmt315000
IRS990/OtherLiabilitiesGrp/BOYAmt054107366
IRS990/OtherLiabilitiesGrp/EOYAmt051061160
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherSalariesAndWagesGrp/TotalAmt0580092
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt031698333
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt031490094
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt063921
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt030774
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0288840
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0277094
IRS990/PrincipalOfficerNm0Lisa Dinges
IRS990/PriorPeriodAdjustmentsAmt0-50663
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0Loan Interest
IRS990/ProgramServiceRevenueGrp/Desc1Fees & other charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01752174
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1486084
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01752174
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1486084
IRS990/ProgSrvcAccomActy2Grp/Desc0Credit Union pays out dividends to its members on share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/23 is 8,534 in the amount of $51,061,160.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0343586
IRS990/PYOtherExpensesAmt01253616
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02243288
IRS990/PYRevenuesLessExpensesAmt0293638
IRS990/PYSalariesCompEmpBnftPaidAmt01039620
IRS990/PYTotalExpensesAmt02293236
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02586874
IRS990/ReconcilationRevenueExpnssAmt0178726
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07545359
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07673422
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0638576
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01290037
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0363092340
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0Credit Union Political Action Council
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0200
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01807 West Diehl Road
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0Naperville
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0IL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd060563
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0The organization's only political activity is the contribution to the Credit Union Political Action Council that is reported in Parts 1-A and 1-C of this Schedule C.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Schedule C, Part 1-C, line 5:
IRS990ScheduleD/BuildingsGrp/BookValueAmt01252375
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0712633
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01965008
IRS990ScheduleD/EquipmentGrp/BookValueAmt062840
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0397899
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0460739
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02406754
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0975000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0975000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt051061160
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02585480
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FIN 48 Note from Audited Financial Statements Access Credit Union was granted an exemption from federal income taxes by the Internal Revenue Service pursuant to the provisions of Internal Revenue Code Section 501(c)(14). The tax exempt purpose of the Credit Union and the nature in which it operates is described above. Management believes the Credit Union continues to operate in compliance with its tax exempt purpose. The Credit Union had no unrelated business income in 2022 or 2021 that management believes is subject to taxation. The Credit Union's annual information returns filed with the Internal Revenue Service are open to examination, generally for three years after filing.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02290215
IRS990ScheduleD/TotalExpensesPerForm990Amt02406754
IRS990ScheduleD/TotalLiabilityAmt051061160
IRS990ScheduleD/TotalRevenuePerForm990Amt02585480
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02585480
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02406754
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Membership consists of individuals with funds on deposit with the Credit Union.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members participate in the annual election of the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Form 990 was reviewed by the CEO, COO, and VP of Operations of the Credit Union prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation of the CEO and top management is determined by the Board of Directors using comparibility data.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Governing documents available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The process has not changed from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XII, line 2c:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt061905866
IRS990/TotalAssetsEOYAmt058974544
IRS990/TotalAssetsGrp/BOYAmt061905866
IRS990/TotalAssetsGrp/EOYAmt058974544
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/TotalAmt02406754
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt054360507
IRS990/TotalLiabilitiesEOYAmt051301122
IRS990/TotalLiabilitiesGrp/BOYAmt054360507
IRS990/TotalLiabilitiesGrp/EOYAmt051301122
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07545359
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07673422
IRS990/TotalOtherCompensationAmt036866
IRS990/TotalProgramServiceRevenueAmt02238258
IRS990/TotalReportableCompFromOrgAmt0241589
IRS990/TotalRevenueGrp/ExclusionAmt0347222
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02238258
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02585480
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt061905866
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt058974544
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt03686
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01807 W Cermak Rd
IRS990/USAddress/CityNm0Broadview
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060115
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.access-cu.com
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Lisa Dinges
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07083430228
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-03-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Access Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0ACCE
ReturnHeader/Filer/EIN0366068676
ReturnHeader/Filer/PhoneNum07083430228
ReturnHeader/Filer/USAddress/AddressLine1Txt01807 W Cermak Rd
ReturnHeader/Filer/USAddress/CityNm0Broadview
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060115
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0363321958
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Desmond & Ahern Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010827 S Western Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Chicago
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060643
ReturnHeader/PreparerPersonGrp/PhoneNum07737794720
ReturnHeader/PreparerPersonGrp/PreparationDt02024-03-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Mel Padillo
ReturnHeader/ReturnTs02024-03-28T10:48:18-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Lisa

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$58,974,544
Liabilities
$51,301,122
Net assets
$7,673,422
Revenue
$2,585,480
Expenses
$2,406,754
Net income
$178,726
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$57.4$49.5$7.86$2.75$2.57$0.19
2023Detailed filing. Detailed filing data is available for this year.$59.0$51.3$7.67$2.59$2.41$0.18
2022Detailed filing. Detailed filing data is available for this year.$61.9$54.4$7.55$2.59$2.29$0.29
2021Detailed filing. Detailed filing data is available for this year.$61.4$54.1$7.25$2.52$2.13$0.40
2020Detailed filing. Detailed filing data is available for this year.$59.3$52.4$6.86$2.37$2.09$0.28
2019Detailed filing. Detailed filing data is available for this year.$49.7$43.1$6.58$2.47$2.20$0.26
2018Detailed filing. Detailed filing data is available for this year.$49.4$43.1$6.31$2.33$2.17$0.16
2017Detailed filing. Detailed filing data is available for this year.$48.9$42.8$6.15$2.20$2.15$0.05
2016Detailed filing. Detailed filing data is available for this year.$50.2$44.1$6.11$2.19$2.64$0.45
2015Detailed filing. Detailed filing data is available for this year.$51.0$44.4$6.56$2.21$2.20$0.01
2014Detailed filing. Detailed filing data is available for this year.$49.4$42.9$6.55$2.41$2.20$0.21
2013Detailed filing. Detailed filing data is available for this year.$53.5$47.2$6.33$2.42$2.77$0.35
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$53.3$6.68$2.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.0$55.3$6.70$3.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$51.4$6.52$3.31