Civic Intelligence

Shoreline Credit Union

EIN 39-0795376 • 501(c)14 • Manitowoc, WI

View Organization Page

Profile

Provide financial services to our communities in order to provide a better financial life.

4400 Calumet AveManitowoc, WI 54220

www.shorelinecu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.92x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

56th percentile

16.17x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

56th percentile

13%

Higher net margin than 56% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

32nd percentile

0.1%

Faster asset growth than 32% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Revenue Growth

57th percentile

17%

Faster revenue growth than 57% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets79th percentile

Assets

$128,507,145

No earlier filing loaded for comparison.

Liabilities

$117,600,896

No earlier filing loaded for comparison.

Net Assets

$10,906,249

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue56th percentileNet Margin56th percentile

Revenue

$7,272,021

No earlier filing loaded for comparison.

Expenses

$6,336,536

No earlier filing loaded for comparison.

Net Income

$935,485

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth32nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $107,595,477Liabilities 2010: $97,667,287Net Assets 2010: $9,928,1902010Assets 2011: $112,856,048Liabilities 2011: $102,319,108Net Assets 2011: $10,536,9402011Assets 2012: $113,474,903Liabilities 2012: $104,676,238Net Assets 2012: $8,798,6652012Assets 2013: $98,909,068Liabilities 2013: $91,543,530Net Assets 2013: $7,365,5382013Assets 2014: $96,479,060Liabilities 2014: $87,253,192Net Assets 2014: $9,225,8682014Assets 2015: $91,877,742Liabilities 2015: $82,491,997Net Assets 2015: $9,385,7452015Assets 2016: $89,833,543Liabilities 2016: $80,519,468Net Assets 2016: $9,314,0752016Assets 2017: $96,490,631Liabilities 2017: $87,180,222Net Assets 2017: $9,310,4092017Assets 2018: $92,090,403Liabilities 2018: $82,807,298Net Assets 2018: $9,283,1052018Assets 2019: $93,019,159Liabilities 2019: $83,963,801Net Assets 2019: $9,055,3582019Assets 2020: $112,157,705Liabilities 2020: $102,398,362Net Assets 2020: $9,759,3432020Assets 2021: $123,040,300Liabilities 2021: $113,368,823Net Assets 2021: $9,671,4772021Assets 2022: $128,218,920Liabilities 2022: $119,249,503Net Assets 2022: $8,969,4172022Assets 2024: $128,507,145Liabilities 2024: $117,600,896Net Assets 2024: $10,906,2492024

Highlighted filing

2024

Assets$128,507,145
Liabilities$117,600,896
Net Assets$10,906,249
Open 2024 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $5,662,6812010Expenses 2011: $5,810,5072011Revenue 2012: $5,662,955Expenses 2012: $7,402,882Net Income 2012: -$1,739,9272012Revenue 2013: $5,937,675Expenses 2013: $7,746,624Net Income 2013: -$1,808,9492013Revenue 2014: $4,363,258Expenses 2014: $2,520,346Net Income 2014: $1,842,9122014Revenue 2015: $4,186,414Expenses 2015: $3,921,586Net Income 2015: $264,8282015Revenue 2016: $4,248,441Expenses 2016: $4,163,199Net Income 2016: $85,2422016Revenue 2017: $4,416,139Expenses 2017: $4,345,128Net Income 2017: $71,0112017Revenue 2018: $4,618,899Expenses 2018: $4,501,813Net Income 2018: $117,0862018Revenue 2019: $4,457,929Expenses 2019: $4,918,317Net Income 2019: -$460,3882019Revenue 2020: $4,570,508Expenses 2020: $4,409,164Net Income 2020: $161,3442020Revenue 2021: $4,937,848Expenses 2021: $4,326,202Net Income 2021: $611,6462021Revenue 2022: $5,354,568Expenses 2022: $4,937,168Net Income 2022: $417,4002022Revenue 2024: $7,272,021Expenses 2024: $6,336,536Net Income 2024: $935,4852024

Highlighted filing

2024

Revenue$7,272,021
Expenses$6,336,536
Net Income$935,485
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$128,507,145
Liabilities
$117,600,896
Net assets
$10,906,249
Revenue
$7,272,021
Expenses
$6,336,536
Net income
$935,485
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$129$118$10.9$7.27$6.34$0.94
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$128$119$8.97$5.35$4.94$0.42
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$123$113$9.67$4.94$4.33$0.61
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$112$102$9.76$4.57$4.41$0.16
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.0$84.0$9.06$4.46$4.92$0.46
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.1$82.8$9.28$4.62$4.50$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$96.5$87.2$9.31$4.42$4.35$0.07
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$89.8$80.5$9.31$4.25$4.16$0.09
2015Detailed filing. Detailed filing data is available for this year.$91.9$82.5$9.39$4.19$3.92$0.26
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$96.5$87.3$9.23$4.36$2.52$1.84
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$98.9$91.5$7.37$5.94$7.75$1.81
2012Summary only. Only limited summary data is available for this year.$113$105$8.80$5.66$7.40$1.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$113$102$10.5$5.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$108$97.7$9.93$5.66
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 13, 2025
Return Version
2024v5.2
Gross Receipts
$7,321,991
Mission and Program Overview

Mission

None

Our mission is to help our members achieve financial success. We achieve this by providing members with a safe place to save and borrow at reasonable rates. We excel at this by remaining committed to employing an honest, knowledgeable staff whose focus is on one member at a time.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$94,836,648$95,105,352▲ $268,704
Investments in Publicly Traded Securities$15,079,215$13,519,351▼ $1,559,864
Rtn Earn Endowment Incm Other Fnds$9,645,918$10,906,249▲ $1,260,331
Savings and Temporary Cash Investments$3,590,859$5,668,620▲ $2,077,761
Land, Buildings, and Equipment, Net$4,648,310$5,055,908▲ $407,598
Cash and Non-Interest-Bearing Accounts$1,514,372$1,788,773▲ $274,401
Investments Program Related$1,184,043$1,105,667▼ $78,376
Receivables From Officers Etc$627,375$640,004▲ $12,629
Accounts Receivable$425,162$520,693▲ $95,531
Prepaid Expenses and Deferred Charges$457,208$420,076▼ $37,132
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$127,160,692$128,507,145▲ $1,346,453
Other Assets Total$4,797,500$4,682,701▼ $114,799
Liabilities
Other Liabilities$106,360,648$110,263,638▲ $3,902,990
Mortgage Notes Payable Secured by Investment Property$7,760,000$4,707,768▼ $3,052,232
Accounts Payable and Accrued Expenses$3,394,126$2,629,490▼ $764,636
Total Liabilities$117,514,774$117,600,896▲ $86,122
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,645,918$10,906,249▲ $1,260,331
Total Liabilities and Net Assets / Fund Balance$127,160,692$128,507,145▲ $1,346,453

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,675,660$3,541,751$7,217,411
Equipment$652,192$3,157,272$3,809,464
Land$728,056-$728,056
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nathan GrossenbachPresident/CEOFT$156,474$90,466$246,940
Steven HaensgenCFO/evpFT$99,215$15,582$114,797
Andrea SchmittCLOFT$99,220$10,499$109,719
Lisa SmentCOOFT$90,637$18,907$109,544

Board Members and Trustees

NameTitle
Gretchen Bauknecht-pechChairperson
Colleen InmanVice Chair
Jason RingBoard Member
Luann HelgesonBoard Member
Stephan KanterBoard Member
Sharon TomeSecretary
Brian PowellTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Co-op SolutionsDebit/credit Card Programs9692 HAVEN AVE STE 300, Rancho Cucamonga, CA 91730$359,649
Cu AnswersSoftware6000 28TH ST SE STE 100, Grand Rapids, MI 49546$344,396
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,507,100
Investment Income
$825,947
Other Revenue
$938,974
Change in Net Assets
$935,485
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,999,872
Salaries, Compensation, and Employee Benefits$2,518,013
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,693,388
Office Expenses---$969,295
Benefits to Members---$818,651
Current Officers, Directors, Trustees, and Key Employees---$581,000
Depreciation Depletion---$430,304
Interest---$319,415
Occupancy---$290,234
Advertising---$144,746
Payroll Taxes---$127,182
Other Employee Benefits---$104,080
Fees for Services Other---$81,729
Fees for Services Legal---$55,305
Information Technology---$35,888
Conferences and Meetings---$29,997
Travel---$22,110
Pension Plan Contributions---$12,363
Other Expenses---$6,065
Total Functional Expenses$0$0$0$6,336,536
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$627,375$640,004▲ $12,629
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$110,263,638
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (board of directors).”

Form 990, Part VI, Section A, Line 7A

“The board of directors is elected by the membership utilizing their one vote per member.”

Form 990, Part VI, Section A, Line 7B

“Each member has one vote to utilize in ratifying significant decisions beyond the authority of the board as outlined in the organization's bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., ncua, wisconsin office of credit unions).”

Form 990, Part VI, Section B, Line 11B

“The board of directors will have a completed copy of the 990 presented at a meeting prior to filing.”

Form 990, Part VI, Section B, Line 12C

“Besides being in the policy, employees are required to fill out regular surveys asking if they have relationships that could cause conflict.”

Form 990, Part VI, Section B, Line 15

“Compensation committee meeting, each officer will leave the room during conversation about their position. Compensation comittee meeting, committee consists of ceo and board of directors. The process described here was last completed in 2024.”

Form 990, Part VI, Section C, Line 19

“AVAILABLE UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Shoreline Credit Union
EIN
39-0795376
Phone
9204823700
Address
4400 CALUMET AVE, MANITOWOC, WI 54220

Signing Officer

Name
Nathan Grossenbach
Title
President CEO
Phone
9204823700
Signed
2025-10-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nathan Grossenbach
Formed
1941
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
56
Volunteers
7

Preparer

Firm
Cliftonlarsonallen Llp
Address
109 N MAIN STREET SUITE 200, AUSTIN, MN 55912
Preparer
Tanya Medgaarden
Phone
5074347000
Raw XML AppendixShowing 400 of 441 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02629490
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IRS990/AccountsReceivableGrp/EOYAmt0520693
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0OUR MISSION IS TO HELP OUR MEMBERS ACHIEVE FINANCIAL SUCCESS. WE ACHIEVE THIS BY PROVIDING MEMBERS WITH A SAFE PLACE TO SAVE AND BORROW AT REASONABLE RATES. WE EXCEL AT THIS BY REMAINING COMMITTED TO EMPLOYING AN HONEST, KNOWLEDGEABLE STAFF WHOSE FOCUS IS ON ONE MEMBER AT A TIME.
IRS990/AdvertisingGrp/TotalAmt0144746
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IRS990/CollectionsOfArtInd00
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IRS990/CompensationProcessOtherInd01
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IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/CreditCounselingInd00
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IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt8CFO/EVP
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IRS990/Form990PartVIISectionAGrp/TitleTxt10CLO
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IRS990/Form990TFiledInd01
IRS990/FormationYr01941
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt07321991
IRS990/GrossRentsGrp/RealAmt0162775
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt035888
IRS990/InterestGrp/TotalAmt0319415
IRS990/InvestmentIncomeGrp/ExclusionAmt0825947
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0825947
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt01184043
IRS990/InvestmentsProgramRelatedGrp/EOYAmt01105667
IRS990/InvestmentsPubTradedSecGrp/BOYAmt015079215
IRS990/InvestmentsPubTradedSecGrp/EOYAmt013519351
IRS990/IRPDocumentCnt02196
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06699023
IRS990/LandBldgEquipBasisNetGrp/BOYAmt04648310
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05055908
IRS990/LandBldgEquipCostOrOtherBssAmt011754931
IRS990/LegalDomicileStateCd0WI
IRS990/LessRentalExpensesGrp/RealAmt049970
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0OUR MISSION IS TO HELP OUR MEMBERS ACHIEVE FINANCIAL SUCCESS. WE ACHIEVE THIS BY PROVIDING MEMBERS WITH A SAFE PLACE TO SAVE AND BORROW AT REASONABLE RATES. WE EXCEL AT THIS BY REMAINING COMMITTED TO EMPLOYING AN HONEST, KNOWLEDGEABLE STAFF WHOSE FOCUS IS ON ONE MEMBER AT A TIME.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt07760000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt04707768
IRS990/NetAssetsOrFundBalancesBOYAmt09645918
IRS990/NetAssetsOrFundBalancesEOYAmt010906249
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0112805
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0112805
IRS990/NetUnrelatedBusTxblIncmAmt013677
IRS990/NetUnrlzdGainsLossesInvstAmt0324846
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0290234
IRS990/OfficeExpensesGrp/TotalAmt0969295
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04797500
IRS990/OtherAssetsTotalGrp/EOYAmt04682701
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0104080
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1NON-INTEREST EXPENSE
IRS990/OtherExpensesGrp/Desc2CREDIT LOSS EXPENSES
IRS990/OtherExpensesGrp/Desc3OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt0281949
IRS990/OtherExpensesGrp/TotalAmt1207944
IRS990/OtherExpensesGrp/TotalAmt2124891
IRS990/OtherExpensesGrp/TotalAmt36065
IRS990/OtherLiabilitiesGrp/BOYAmt0106360648
IRS990/OtherLiabilitiesGrp/EOYAmt0110263638
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0826169
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0826169
IRS990/OtherRevenueTotalAmt0826169
IRS990/OtherSalariesAndWagesGrp/TotalAmt01693388
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt094836648
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt095105352
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/TotalAmt0127182
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt012363
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0457208
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0420076
IRS990/PrincipalOfficerNm0NATHAN GROSSENBACH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04938357
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1544326
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04938357
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1568743
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt024417
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0617699
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0696037
IRS990/PYOtherExpensesAmt03278899
IRS990/PYOtherRevenueAmt0939251
IRS990/PYProgramServiceRevenueAmt05007339
IRS990/PYRevenuesLessExpensesAmt0313589
IRS990/PYSalariesCompEmpBnftPaidAmt02432440
IRS990/PYTotalExpensesAmt06329038
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06642627
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0627375
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0640004
IRS990/ReconcilationRevenueExpnssAmt0935485
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt0112805
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09645918
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010906249
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03590859
IRS990/SavingsAndTempCashInvstGrp/EOYAmt05668620
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03675660
IRS990ScheduleD/BuildingsGrp/DepreciationAmt03541751
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07217411
IRS990ScheduleD/EquipmentGrp/BookValueAmt0652192
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03157272
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03809464
IRS990ScheduleD/LandGrp/BookValueAmt0728056
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0728056
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0110263638
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05055908
IRS990ScheduleD/TotalLiabilityAmt0110263638
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0156474
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount022969
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt038334
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt029163
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0NATHAN GROSSENBACH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0246940
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0640004
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPLIT DOLLAR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0524645
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0SCOTT WILLMOTT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0FORMER PRESIDENT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/TotalBalanceDueAmt0640004
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS WILL HAVE A COMPLETED COPY OF THE 990 PRESENTED AT A MEETING PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BESIDES BEING IN THE POLICY, EMPLOYEES ARE REQUIRED TO FILL OUT REGULAR SURVEYS ASKING IF THEY HAVE RELATIONSHIPS THAT COULD CAUSE CONFLICT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION COMMITTEE MEETING, EACH OFFICER WILL LEAVE THE ROOM DURING CONVERSATION ABOUT THEIR POSITION. COMPENSATION COMITTEE MEETING, COMMITTEE CONSISTS OF CEO AND BOARD OF DIRECTORS. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2024.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0127160692
IRS990/TotalAssetsEOYAmt0128507145
IRS990/TotalAssetsGrp/BOYAmt0127160692
IRS990/TotalAssetsGrp/EOYAmt0128507145
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt056
IRS990/TotalFunctionalExpensesGrp/TotalAmt06336536
IRS990/TotalGrossUBIAmt024417
IRS990/TotalLiabilitiesBOYAmt0117514774
IRS990/TotalLiabilitiesEOYAmt0117600896
IRS990/TotalLiabilitiesGrp/BOYAmt0117514774
IRS990/TotalLiabilitiesGrp/EOYAmt0117600896
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09645918
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt010906249
IRS990/TotalOtherCompensationAmt0112485
IRS990/TotalProgramServiceRevenueAmt05507100
IRS990/TotalReportableCompFromOrgAmt0468515
IRS990/TotalRevenueGrp/ExclusionAmt0825947
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt06421657
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07272021
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt024417
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0127160692
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0128507145
IRS990/TotReportableCompRltdOrgAmt00

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