Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
EIN 34-0806619 • 501(c)14 • Massillon, OH
Profile
To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Liabilities / Revenue
66th percentile
Higher debt load relative to revenue than 66% of similar nonprofits.
Net Margin
15th percentile
Higher net margin than 15% of similar nonprofits.
Top Officer Pay
14th percentile
Higher top officer pay than 14% of similar nonprofits.
Top officer pay equals 2.8% of source-year revenue.
Asset Growth
6th percentile
Faster asset growth than 6% of similar nonprofits.
Revenue Growth
31st percentile
Faster revenue growth than 31% of similar nonprofits.
Assets
Down$105,069,823
Down $5,416,014 (-4.9%) from 2023
Liabilities
Down$90,403,374
Down $5,910,617 (-6.1%) from 2023
Net Assets
Up$14,666,449
Up $494,603 (+3.5%) from 2023
Revenue
Up$5,517,992
Up $473,026 (+9.4%) from 2023
Expenses
Up$5,368,875
Up $491,550 (+10%) from 2023
Net Income
Down$149,117
Down $18,524 (-11%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $49,750,190 | $46,039,769 | ▼ $3,710,421 |
| Investments in Publicly Traded Securities | $31,423,093 | $24,459,371 | ▼ $6,963,722 |
| Investments Other Securities | $19,330,748 | $20,496,302 | ▲ $1,165,554 |
| Rtn Earn Endowment Incm Other Fnds | $9,164,953 | $9,659,556 | ▲ $494,603 |
| Investments Program Related | $3,898,249 | $5,096,766 | ▲ $1,198,517 |
| Cap Stk Tr Prin Current Funds | $5,006,893 | $5,006,893 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $2,064,807 | $2,557,112 | ▲ $492,305 |
| Land, Buildings, and Equipment, Net | $2,018,972 | $2,380,343 | ▲ $361,371 |
| Prepaid Expenses and Deferred Charges | $861,693 | $1,862,944 | ▲ $1,001,251 |
| Savings and Temporary Cash Investments | $523,579 | $609,862 | ▲ $86,283 |
| Accounts Receivable | $557,536 | $326,953 | ▼ $230,583 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Loans From Officers Directors | $0 | $0 | → $0 |
| Total Assets | $110,485,837 | $105,069,823 | ▼ $5,416,014 |
| Other Assets Total | $56,970 | $1,240,401 | ▲ $1,183,431 |
| Liabilities | |||
| Other Liabilities | $94,943,056 | $88,788,336 | ▼ $6,154,720 |
| Accounts Payable and Accrued Expenses | $1,370,935 | $1,615,038 | ▲ $244,103 |
| Grants Payable | $0 | $0 | → $0 |
| Mortgage Notes Payable Secured by Investment Property | $0 | $0 | → $0 |
| Unsecured Notes Loans Payable | $0 | $0 | → $0 |
| Deferred Revenue | $0 | $0 | → $0 |
| Escrow Account Liability | $0 | $0 | → $0 |
| Tax Exempt Bond Liabilities | $0 | $0 | → $0 |
| Total Liabilities | $96,313,991 | $90,403,374 | ▼ $5,910,617 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $14,171,846 | $14,666,449 | ▲ $494,603 |
| Total Liabilities and Net Assets / Fund Balance | $110,485,837 | $105,069,823 | ▼ $5,416,014 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,159,276 | $1,182,449 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $1,021,589 | - | $0 |
| Equipment | $288,312 | $548,161 | $0 |
| Leasehold Improvements | $-88,834 | $0 | $0 |
| Closely Held Equity Interests | $0 | - | - |
| Financial Derivatives | $20,496,302 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Jeffrey McClain | Evp & CFO | FT | $155,122 | $155,122 |
| Tera Wentling | President & CEO | FT | $140,173 | $140,173 |
| Kevin Whitfield | SR VP & Assistant CFO | FT | $106,742 | $106,742 |
| Name | Title |
|---|---|
| Donna Jones | Director |
| John Capron | Director |
| Lucinda Lee | Director |
| Patrick Scarry | Director |
| Ray Trivoli | Director |
| Sherman Oyer | Director |
| William Dixon | Director |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv Portico | Information Technology | 2601 Network Blvd, Frisco, TX 75034 | $585,765 |
| Fidelity National Information Service | Information Technology | 601 Riverside Avenue, Jacksonville, FL 32204 | $193,605 |
| Aultcare Insurance Company | Employee Health Insurance | 2600 6th St SW, Canton, OH 44706 | $115,853 |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,740,670 |
| Salaries, Compensation, and Employee Benefits | $2,264,023 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,240,108 |
| Information Technology | - | - | - | $866,072 |
| Office Expenses | - | - | - | $433,245 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $402,037 |
| Benefits to Members | - | - | - | $364,182 |
| Pension Plan Contributions | - | - | - | $273,631 |
| All Other Expenses | - | - | - | $256,586 |
| Other Expenses | - | - | - | $238,808 |
| Occupancy | - | - | - | $236,284 |
| Other Employee Benefits | - | - | - | $229,231 |
| Payroll Taxes | - | - | - | $119,016 |
| Advertising | - | - | - | $88,827 |
| Depreciation Depletion | - | - | - | $56,696 |
| Fees for Services Accounting | - | - | - | $39,907 |
| Travel | - | - | - | $17,971 |
| Interest | - | - | - | $9,545 |
| Fees for Services Other | - | - | - | $8,201 |
| Fees for Services Legal | - | - | - | $7,811 |
| Total Functional Expenses | $0 | $0 | $0 | $5,368,875 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $88,788,336 |
“The CFO and an existing board member are related through marriage.”
“Membership is made up of approximately 8000 member owners.”
“The member owners of the credit union have the authority to elect the members of the Board of Directors for 3 year terms on a rotating basis. Candidates are elected by a simple plurality vote. The Board of Directors appoints volunteers to the Supervisory Audit Committee which can suspend Board Members and call a special meeting of the members to evaluate the issue and vote either to dismiss or reinstate the Board Member.”
“Changing the governing documents (By-laws) must be approved by the member owners after having been approved by the Board of Directors and the regulatory agency. Approvals occur when a simple majority of the members vote to approve at the annual meeting or at a special meeting for that purpose.”
“Prior to filing with the IRS , a copy of the IRS Form 990 and related schedules are reviewed by the CFO including confirmation of the accuracy of every answer and oversight to appropriate changes. Upon completion of the CFO's review, the forms are reviewed and voted on at the Board Meeting prior to transmission to the IRS.”
“Board Members and officers annually complete a survey related to loans, business relationships and family members that could or do create a conflict of interest. These are summarized and maintained in a document present at each board meeting. Conflicts of interest are determined by a review of the potential conflicts by the CEO and Board of Directors. If a conflict exists, the conflicted Board Member is excluded from the discussion and votes related to any potential or existing conflict of interest If the conflict is determined to be intentional the Board Member will be suspended subject to member dismissal. All legal remedies would be considered.”
“The process used to set the CEO's salary is based on a comparison to comparable sized credit unions using information obtained by the Executive Committee. Compensation is presented to the full board for approval.”
“The credit union By-laws, Conflict of Interest Policy, and financial statements my be reviewed by appointment at the main office.”
“The credit union By-laws, Conflict of Interest Policy, and financial statements my be reviewed by appointment at the main office.”
“Unrealized loss on investments”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1370935 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1615038 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 557536 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 326953 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 88827 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 256586 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 364182 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Kevin Whitfield |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3304793130 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4118 Lincolnway E |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Massillon |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 44646 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 5006893 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 5006893 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2064807 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2557112 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 402037 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 585765 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 193605 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 115853 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 2601 Network Blvd |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 601 Riverside Avenue |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 2600 6th St SW |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | Frisco |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | Jacksonville |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | Canton |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | OH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 75034 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 32204 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 44706 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | Fiserv Portico |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | Fidelity National Information Service |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | Aultcare Insurance Company |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | Information Technology |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | Information Technology |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | Employee Health Insurance |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 364182 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1951713 |
| IRS990/CYOtherExpensesAmt | 0 | 2740670 |
| IRS990/CYOtherRevenueAmt | 0 | 609855 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2956424 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 149117 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2264023 |
| IRS990/CYTotalExpensesAmt | 0 | 5368875 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 5517992 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 0 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 56696 |
| IRS990/Desc | 0 | Dividends paid to members on approximately 10,000 deposit accounts held by approximately 7,000 members |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 0 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 39907 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 7811 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 8201 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.5 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Jeffrey McClain |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Tera Wentling |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Kevin Whitfield |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | John Capron |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Ray Trivoli |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Sherman Oyer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | William Dixon |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Patrick Scarry |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Donna Jones |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Lucinda Lee |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 155122 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 140173 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 106742 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | EVP & CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | President & CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SR VP & Assistant CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsPayableGrp/BOYAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/EOYAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 5517992 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 866072 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 9545 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1951713 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1951713 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 19330748 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 20496302 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 3898249 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 5096766 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 31423093 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 24459371 |
| IRS990/IRPDocumentCnt | 0 | 563 |
| IRS990/IRPDocumentW2GCnt | 0 | 46 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1730610 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2018972 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2380343 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 4110953 |
| IRS990/LegalDomicileStateCd | 0 | OH |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/EOYAmt | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 609855 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 609855 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 14171846 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 14666449 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -1313501 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 236284 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 433245 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 56970 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1240401 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1658987 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 229231 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for Bad Debt |
| IRS990/OtherExpensesGrp/Desc | 1 | CBS Business Loan Fees |
| IRS990/OtherExpensesGrp/Desc | 2 | Core Deposit Intangible |
| IRS990/OtherExpensesGrp/Desc | 3 | Visa Expense |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 202825 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 118000 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 159892 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 238808 |
| IRS990/OtherInd | 0 | X |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 94943056 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 88788336 |
| IRS990/OtherOrganizationDsc | 0 | Credit Union |
| IRS990/OtherRevenueTotalAmt | 0 | 609855 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1240108 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 49750190 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 46039769 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 119016 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 273631 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 861693 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1862944 |
| IRS990/PrincipalOfficerNm | 0 | Kevin Whitfield |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest on Loans |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2956424 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2956424 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Direct labor and employee benefit costs providing savings deposit services, originating new loans, and servicing the loan portfolio of members. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Data processing costs incurred recording member account activity and providing member's access to their accounts in person at credit union offices or electronic access through home banking, ATM networks, and Visa debit and credit networks. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 306014 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1634520 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 2600830 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3410446 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 167641 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1970481 |
| IRS990/PYTotalExpensesAmt | 0 | 4877325 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 5044966 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 149117 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9164953 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 9659556 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 523579 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 609862 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1159276 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1182449 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 2341725 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 288312 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 548161 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 836473 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt | 0 | 20496302 |
| IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1021589 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 1021589 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | -88834 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | -88834 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 88788336 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 2380343 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 20496302 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 88788336 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 140173 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 155122 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 106742 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 2 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 1 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 2 | 0 |
No mirrored PDF or thumbnail assets are attached yet.