Civic Intelligence

333 Golden Circle Credit Union Inc

EIN 34-0806619 • 501(c)14 • Massillon, OH

Profile

To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.

4118 Lincolnway EMassillon, OH 44646

goldencirclecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

21st percentile

0.86x

Higher debt load relative to assets than 21% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

16.38x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

15th percentile

2.7%

Higher net margin than 15% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

14th percentile

$155,122

Higher top officer pay than 14% of similar nonprofits.

Top officer pay equals 2.8% of source-year revenue.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Asset Growth

6th percentile

-4.9%

Faster asset growth than 6% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

31st percentile

9.4%

Faster revenue growth than 31% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Assets

Down

$105,069,823

Down $5,416,014 (-4.9%) from 2023

Liabilities

Down

$90,403,374

Down $5,910,617 (-6.1%) from 2023

Net Assets

Up

$14,666,449

Up $494,603 (+3.5%) from 2023

Revenue

Up

$5,517,992

Up $473,026 (+9.4%) from 2023

Expenses

Up

$5,368,875

Up $491,550 (+10%) from 2023

Net Income

Down

$149,117

Down $18,524 (-11%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $94,880,933Liabilities 2010: $79,585,298Net Assets 2010: $15,295,6352010Assets 2011: $96,639,118Liabilities 2011: $81,534,084Net Assets 2011: $15,105,0342011Assets 2012: $92,567,181Liabilities 2012: $77,704,231Net Assets 2012: $14,862,9502012Assets 2013: $84,895,436Liabilities 2013: $70,626,123Net Assets 2013: $14,269,3132013Assets 2014: $87,441,315Liabilities 2014: $73,119,725Net Assets 2014: $14,321,5902014Assets 2015: $87,079,141Liabilities 2015: $73,168,151Net Assets 2015: $13,910,9902015Assets 2016: $90,433,514Liabilities 2016: $76,393,117Net Assets 2016: $14,040,3972016Assets 2017: $87,612,499Liabilities 2017: $73,493,183Net Assets 2017: $14,119,3162017Assets 2018: $86,288,290Liabilities 2018: $72,170,372Net Assets 2018: $14,117,9182018Assets 2019: $87,597,275Liabilities 2019: $72,969,740Net Assets 2019: $14,627,5352019Assets 2020: $93,874,059Liabilities 2020: $79,202,745Net Assets 2020: $14,671,3142020Assets 2021: $95,097,514Liabilities 2021: $80,792,377Net Assets 2021: $14,305,1372021Assets 2022: $95,919,122Liabilities 2022: $84,289,517Net Assets 2022: $11,629,6052022Assets 2023: $110,485,837Liabilities 2023: $96,313,991Net Assets 2023: $14,171,8462023Assets 2024: $105,069,823Liabilities 2024: $90,403,374Net Assets 2024: $14,666,4492024

Highlighted filing

2024

Assets$105,069,823
Liabilities$90,403,374
Net Assets$14,666,449

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $4,329,3172010Expenses 2011: $3,807,0052011Expenses 2012: $3,525,9552012Revenue 2013: $2,938,266Expenses 2013: $3,213,154Net Income 2013: -$274,8882013Revenue 2014: $2,894,527Expenses 2014: $2,889,408Net Income 2014: $5,1192014Revenue 2015: $2,777,507Expenses 2015: $3,016,553Net Income 2015: -$239,0462015Revenue 2016: $3,110,239Expenses 2016: $3,066,202Net Income 2016: $44,0372016Revenue 2017: $3,463,571Expenses 2017: $3,426,269Net Income 2017: $37,3022017Revenue 2018: $3,346,131Expenses 2018: $3,125,969Net Income 2018: $220,1622018Revenue 2019: $3,449,335Expenses 2019: $3,304,955Net Income 2019: $144,3802019Revenue 2020: $3,234,371Expenses 2020: $3,468,464Net Income 2020: -$234,0932020Revenue 2021: $2,782,858Expenses 2021: $2,708,625Net Income 2021: $74,2332021Revenue 2022: $2,904,500Expenses 2022: $2,853,426Net Income 2022: $51,0742022Revenue 2023: $5,044,966Expenses 2023: $4,877,325Net Income 2023: $167,6412023Revenue 2024: $5,517,992Expenses 2024: $5,368,875Net Income 2024: $149,1172024

Highlighted filing

2024

Revenue$5,517,992
Expenses$5,368,875
Net Income$149,117

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$105$90.4$14.7$5.52$5.37$0.15
2023Detailed filing. Detailed filing data is available for this year.$110$96.3$14.2$5.04$4.88$0.17
2022Detailed filing. Detailed filing data is available for this year.$95.9$84.3$11.6$2.90$2.85$0.05
2021Detailed filing. Detailed filing data is available for this year.$95.1$80.8$14.3$2.78$2.71$0.07
2020Detailed filing. Detailed filing data is available for this year.$93.9$79.2$14.7$3.23$3.47$0.23
2019Detailed filing. Detailed filing data is available for this year.$87.6$73.0$14.6$3.45$3.30$0.14
2018Detailed filing. Detailed filing data is available for this year.$86.3$72.2$14.1$3.35$3.13$0.22
2017Detailed filing. Detailed filing data is available for this year.$87.6$73.5$14.1$3.46$3.43$0.04
2016Detailed filing. Detailed filing data is available for this year.$90.4$76.4$14.0$3.11$3.07$0.04
2015Detailed filing. Detailed filing data is available for this year.$87.1$73.2$13.9$2.78$3.02$0.24
2014Detailed filing. Detailed filing data is available for this year.$87.4$73.1$14.3$2.89$2.89$0.01
2013Detailed filing. Detailed filing data is available for this year.$84.9$70.6$14.3$2.94$3.21$0.27
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.6$77.7$14.9$3.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$96.6$81.5$15.1$3.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$94.9$79.6$15.3$4.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$5,517,992
Mission and Program Overview

Mission

To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$49,750,190$46,039,769▼ $3,710,421
Investments in Publicly Traded Securities$31,423,093$24,459,371▼ $6,963,722
Investments Other Securities$19,330,748$20,496,302▲ $1,165,554
Rtn Earn Endowment Incm Other Fnds$9,164,953$9,659,556▲ $494,603
Investments Program Related$3,898,249$5,096,766▲ $1,198,517
Cap Stk Tr Prin Current Funds$5,006,893$5,006,893→ $0
Cash and Non-Interest-Bearing Accounts$2,064,807$2,557,112▲ $492,305
Land, Buildings, and Equipment, Net$2,018,972$2,380,343▲ $361,371
Prepaid Expenses and Deferred Charges$861,693$1,862,944▲ $1,001,251
Savings and Temporary Cash Investments$523,579$609,862▲ $86,283
Accounts Receivable$557,536$326,953▼ $230,583
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$110,485,837$105,069,823▼ $5,416,014
Other Assets Total$56,970$1,240,401▲ $1,183,431
Liabilities
Other Liabilities$94,943,056$88,788,336▼ $6,154,720
Accounts Payable and Accrued Expenses$1,370,935$1,615,038▲ $244,103
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$96,313,991$90,403,374▼ $5,910,617
Net Assets / Fund Balance
Total Net Assets Fund Balance$14,171,846$14,666,449▲ $494,603
Total Liabilities and Net Assets / Fund Balance$110,485,837$105,069,823▼ $5,416,014

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,159,276$1,182,449$0
Other Land Buildings$0$0$0
Land$1,021,589-$0
Equipment$288,312$548,161$0
Leasehold Improvements$-88,834$0$0
Closely Held Equity Interests$0--
Financial Derivatives$20,496,302--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Jeffrey McClainEvp & CFOFT$155,122$155,122
Tera WentlingPresident & CEOFT$140,173$140,173
Kevin WhitfieldSR VP & Assistant CFOFT$106,742$106,742

Board Members and Trustees

NameTitle
Donna JonesDirector
John CapronDirector
Lucinda LeeDirector
Patrick ScarryDirector
Ray TrivoliDirector
Sherman OyerDirector
William DixonDirector

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv PorticoInformation Technology2601 Network Blvd, Frisco, TX 75034$585,765
Fidelity National Information ServiceInformation Technology601 Riverside Avenue, Jacksonville, FL 32204$193,605
Aultcare Insurance CompanyEmployee Health Insurance2600 6th St SW, Canton, OH 44706$115,853
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,956,424
Investment Income
$1,951,713
Other Revenue
$609,855
Change in Net Assets
$149,117
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,740,670
Salaries, Compensation, and Employee Benefits$2,264,023
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,240,108
Information Technology---$866,072
Office Expenses---$433,245
Current Officers, Directors, Trustees, and Key Employees---$402,037
Benefits to Members---$364,182
Pension Plan Contributions---$273,631
All Other Expenses---$256,586
Other Expenses---$238,808
Occupancy---$236,284
Other Employee Benefits---$229,231
Payroll Taxes---$119,016
Advertising---$88,827
Depreciation Depletion---$56,696
Fees for Services Accounting---$39,907
Travel---$17,971
Interest---$9,545
Fees for Services Other---$8,201
Fees for Services Legal---$7,811
Total Functional Expenses$0$0$0$5,368,875
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$88,788,336
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

The CFO and an existing board member are related through marriage.

Form 990, Part VI, Section A, Line 6

Membership is made up of approximately 8000 member owners.

Form 990, Part VI, Section A, Line 7A

The member owners of the credit union have the authority to elect the members of the Board of Directors for 3 year terms on a rotating basis. Candidates are elected by a simple plurality vote. The Board of Directors appoints volunteers to the Supervisory Audit Committee which can suspend Board Members and call a special meeting of the members to evaluate the issue and vote either to dismiss or reinstate the Board Member.

Form 990, Part VI, Section A, Line 7B

Changing the governing documents (By-laws) must be approved by the member owners after having been approved by the Board of Directors and the regulatory agency. Approvals occur when a simple majority of the members vote to approve at the annual meeting or at a special meeting for that purpose.

Form 990, Part VI, Section B, Line 11B

Prior to filing with the IRS , a copy of the IRS Form 990 and related schedules are reviewed by the CFO including confirmation of the accuracy of every answer and oversight to appropriate changes. Upon completion of the CFO's review, the forms are reviewed and voted on at the Board Meeting prior to transmission to the IRS.

Form 990, Part VI, Section B, Line 12C

Board Members and officers annually complete a survey related to loans, business relationships and family members that could or do create a conflict of interest. These are summarized and maintained in a document present at each board meeting. Conflicts of interest are determined by a review of the potential conflicts by the CEO and Board of Directors. If a conflict exists, the conflicted Board Member is excluded from the discussion and votes related to any potential or existing conflict of interest If the conflict is determined to be intentional the Board Member will be suspended subject to member dismissal. All legal remedies would be considered.

Form 990, Part VI, Section B, Line 15

The process used to set the CEO's salary is based on a comparison to comparable sized credit unions using information obtained by the Executive Committee. Compensation is presented to the full board for approval.

Form 990, Part VI, Section C, Line 18

The credit union By-laws, Conflict of Interest Policy, and financial statements my be reviewed by appointment at the main office.

Form 990, Part VI, Section C, Line 19

The credit union By-laws, Conflict of Interest Policy, and financial statements my be reviewed by appointment at the main office.

Filing and Contact Details

Filer

Filer Name
333 Golden Circle Credit Union Inc
EIN
34-0806619
Phone
3304793130
Address
4118 Lincolnway E, Massillon, OH 44646

Signing Officer

Name
Jeffrey McClain
Title
CEO
Phone
3304793130
Signed
2025-11-17

Organization Details

Principal Officer
Kevin Whitfield
Formed
1940
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Unrealized loss on investments

Raw XML AppendixShowing 400 of 522 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01370935
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01615038
IRS990/AccountsReceivableGrp/BOYAmt0557536
IRS990/AccountsReceivableGrp/EOYAmt0326953
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.
IRS990/AdvertisingGrp/TotalAmt088827
IRS990/AllOtherExpensesGrp/TotalAmt0256586
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt0364182
IRS990/BooksInCareOfDetail/PersonNm0Kevin Whitfield
IRS990/BooksInCareOfDetail/PhoneNum03304793130
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt04118 Lincolnway E
IRS990/BooksInCareOfDetail/USAddress/CityNm0Massillon
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd044646
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt05006893
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt05006893
IRS990/CashNonInterestBearingGrp/BOYAmt02064807
IRS990/CashNonInterestBearingGrp/EOYAmt02557112
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0402037
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0585765
IRS990/ContractorCompensationGrp/CompensationAmt1193605
IRS990/ContractorCompensationGrp/CompensationAmt2115853
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02601 Network Blvd
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1601 Riverside Avenue
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt22600 6th St SW
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0Frisco
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Jacksonville
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2Canton
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2OH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd075034
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd132204
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd244706
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Fiserv Portico
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Fidelity National Information Service
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2Aultcare Insurance Company
IRS990/ContractorCompensationGrp/ServicesDesc0Information Technology
IRS990/ContractorCompensationGrp/ServicesDesc1Information Technology
IRS990/ContractorCompensationGrp/ServicesDesc2Employee Health Insurance
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt0364182
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01951713
IRS990/CYOtherExpensesAmt02740670
IRS990/CYOtherRevenueAmt0609855
IRS990/CYProgramServiceRevenueAmt02956424
IRS990/CYRevenuesLessExpensesAmt0149117
IRS990/CYSalariesCompEmpBnftPaidAmt02264023
IRS990/CYTotalExpensesAmt05368875
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt05517992
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt056696
IRS990/Desc0Dividends paid to members on approximately 10,000 deposit accounts held by approximately 7,000 members
IRS990/DescribedInSection501c3Ind00
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IRS990/DonorAdvisedFundInd00
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IRS990/EmployeeCnt00
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt039907
IRS990/FeesForServicesLegalGrp/TotalAmt07811
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt08201
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0Jeffrey McClain
IRS990/Form990PartVIISectionAGrp/PersonNm1Tera Wentling
IRS990/Form990PartVIISectionAGrp/PersonNm2Kevin Whitfield
IRS990/Form990PartVIISectionAGrp/PersonNm3John Capron
IRS990/Form990PartVIISectionAGrp/PersonNm4Ray Trivoli
IRS990/Form990PartVIISectionAGrp/PersonNm5Sherman Oyer
IRS990/Form990PartVIISectionAGrp/PersonNm6William Dixon
IRS990/Form990PartVIISectionAGrp/PersonNm7Patrick Scarry
IRS990/Form990PartVIISectionAGrp/PersonNm8Donna Jones
IRS990/Form990PartVIISectionAGrp/PersonNm9Lucinda Lee
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0155122
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1140173
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0EVP & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt1President & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt2SR VP & Assistant CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
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IRS990/FormationYr01940
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IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
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IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
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IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt05517992
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IRS990/IndivRcvdGreaterThan100KCnt03
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IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
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IRS990/InsuranceGrp/TotalAmt00
IRS990/InterestGrp/TotalAmt09545
IRS990/InvestmentExpenseAmt00
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt020496302
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IRS990/InvestmentsProgramRelatedGrp/EOYAmt05096766
IRS990/InvestmentsPubTradedSecGrp/BOYAmt031423093
IRS990/InvestmentsPubTradedSecGrp/EOYAmt024459371
IRS990/IRPDocumentCnt0563
IRS990/IRPDocumentW2GCnt046
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IRS990/LandBldgEquipBasisNetGrp/BOYAmt02018972
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02380343
IRS990/LandBldgEquipCostOrOtherBssAmt04110953
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IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
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IRS990/MaterialDiversionOrMisuseInd00
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IRS990/MinutesOfCommitteesInd01
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IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service based emphasis that recognizes the members status as owners.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
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IRS990/NetAssetsOrFundBalancesEOYAmt014666449
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IRS990/NetUnrlzdGainsLossesInvstAmt0-1313501
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IRS990/NondeductibleContributionsInd00
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IRS990/OfficeExpensesGrp/TotalAmt0433245
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IRS990/OtherAssetsTotalGrp/EOYAmt01240401
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt0229231
IRS990/OtherExpensesGrp/Desc0Provision for Bad Debt
IRS990/OtherExpensesGrp/Desc1CBS Business Loan Fees
IRS990/OtherExpensesGrp/Desc2Core Deposit Intangible
IRS990/OtherExpensesGrp/Desc3Visa Expense
IRS990/OtherExpensesGrp/TotalAmt0202825
IRS990/OtherExpensesGrp/TotalAmt1118000
IRS990/OtherExpensesGrp/TotalAmt2159892
IRS990/OtherExpensesGrp/TotalAmt3238808
IRS990/OtherInd0X
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IRS990/OtherLiabilitiesGrp/EOYAmt088788336
IRS990/OtherOrganizationDsc0Credit Union
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IRS990/OtherSalariesAndWagesGrp/TotalAmt01240108
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt049750190
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt046039769
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0119016
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0273631
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0861693
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01862944
IRS990/PrincipalOfficerNm0Kevin Whitfield
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IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
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IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0Direct labor and employee benefit costs providing savings deposit services, originating new loans, and servicing the loan portfolio of members.
IRS990/ProgSrvcAccomActy3Grp/Desc0Data processing costs incurred recording member account activity and providing member's access to their accounts in person at credit union offices or electronic access through home banking, ATM networks, and Visa debit and credit networks.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0306014
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01634520
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IRS990/PYOtherExpensesAmt02600830
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03410446
IRS990/PYRevenuesLessExpensesAmt0167641
IRS990/PYSalariesCompEmpBnftPaidAmt01970481
IRS990/PYTotalExpensesAmt04877325
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05044966
IRS990/ReconcilationRevenueExpnssAmt0149117
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
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IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09164953
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09659556
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0523579
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0609862
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01159276
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01182449
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt02341725
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0288312
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0548161
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0836473
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt020496302
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0F
IRS990ScheduleD/LandGrp/BookValueAmt01021589
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01021589
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0-88834
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0-88834
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt088788336
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02380343
IRS990ScheduleD/TotalBookValueSecuritiesAmt020496302
IRS990ScheduleD/TotalLiabilityAmt088788336
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0140173
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1155122
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2106742
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20

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