Liabilities / Assets
12th percentile
Higher debt load relative to assets than 12% of similar nonprofits.
Kemba Louisville Credit Union
EIN 61-6027588 • 501(c)14 • Louisville, KY
Profile
Kemba louisville credit union is a 5,350 member credit union formed and operated for the benefit of kroger employees and employees of related companies zenith and transservice. The mission of kemba is to provide financial services to its members. The board of directors are all uncompensated volunteers who govern the credit union.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.79x
Liabilities / Revenue
45th percentile
Higher debt load relative to revenue than 45% of similar nonprofits.
Net Margin
49th percentile
Higher net margin than 49% of similar nonprofits.
Top Officer Pay
21st percentile
Higher top officer pay than 21% of similar nonprofits.
Top officer pay equals 3.9% of source-year revenue.
Asset Growth
47th percentile
Faster asset growth than 47% of similar nonprofits.
Revenue Growth
33rd percentile
Faster revenue growth than 33% of similar nonprofits.
Balance Sheet
Assets
Up$58,968,430
Up $697,058 (+1.2%) from 2024
Liabilities
Up$46,808,315
Up $336,614 (+0.7%) from 2024
Net Assets
Up$12,160,115
Up $360,444 (+3.1%) from 2024
Revenue
Up$3,055,931
Up $172,034 (+6.0%) from 2024
Expenses
Up$2,695,487
Up $57,554 (+2.2%) from 2024
Net Income
Up$360,444
Up $114,480 (+47%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $58,968,430
- Liabilities
- $46,808,315
- Net assets
- $12,160,115
- Revenue
- $3,055,931
- Expenses
- $2,695,487
- Net income
- $360,444
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2025 to Dec 31, 2025
- Signed
- Feb 25, 2026
- Return Version
- 2025v4.0
- Gross Receipts
- $3,055,931
Mission and Program Overview
Mission
See schedule o response 8
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $30,926,830 | $32,677,062 | ▲ $1,750,232 |
| Other Notes and Loans Receivable, Net | $13,555,667 | $12,212,145 | ▼ $1,343,522 |
| Investments in Publicly Traded Securities | $11,729,365 | $12,179,024 | ▲ $449,659 |
| Rtn Earn Endowment Incm Other Fnds | $11,799,671 | $12,160,115 | ▲ $360,444 |
| Cash and Non-Interest-Bearing Accounts | $1,025,093 | $851,281 | ▼ $173,812 |
| Land, Buildings, and Equipment, Net | $351,209 | $331,684 | ▼ $19,525 |
| Accounts Receivable | $100,688 | $139,714 | ▲ $39,026 |
| Prepaid Expenses and Deferred Charges | $123,653 | $119,791 | ▼ $3,862 |
| Total Assets | $58,271,372 | $58,968,430 | ▲ $697,058 |
| Other Assets Total | $458,867 | $457,729 | ▼ $1,138 |
| Liabilities | |||
| Other Liabilities | $45,961,983 | $46,527,836 | ▲ $565,853 |
| Accounts Payable and Accrued Expenses | $509,718 | $280,479 | ▼ $229,239 |
| Total Liabilities | $46,471,701 | $46,808,315 | ▲ $336,614 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $11,799,671 | $12,160,115 | ▲ $360,444 |
| Total Liabilities and Net Assets / Fund Balance | $58,271,372 | $58,968,430 | ▲ $697,058 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $64,980 | $326,021 | $391,001 |
| Equipment | $14,370 | $265,267 | $279,637 |
| Land | $201,800 | - | $201,800 |
| Leasehold Improvements | $50,534 | $37,866 | $88,400 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Timothy Head | Presidentmanager | FT | $119,962 | $119,962 |
Board Members and Trustees
| Name | Title |
|---|---|
| Mark Edwards | Chairman |
| Donald Diebold Jr | Board Member |
| Frank Polion | Board Member |
| Kristen Hodges | Board Member |
| Tom Stokes | Board Member |
| Stephen Wine | Secretary |
| Joseph Cordaro Jr | Treasurer |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $3,055,931
- Investment Income
- $0
- Other Revenue
- $0
- Change in Net Assets
- $360,444
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $1,473,598 |
| Salaries, Compensation, and Employee Benefits | $785,213 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $577,309 |
| Other Salaries and Wages | - | - | - | $496,927 |
| Benefits to Members | - | - | - | $436,676 |
| Information Technology | - | - | - | $272,145 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $119,962 |
| Other Employee Benefits | - | - | - | $87,870 |
| Occupancy | - | - | - | $78,778 |
| Payroll Taxes | - | - | - | $44,127 |
| Insurance | - | - | - | $43,951 |
| Pension Plan Contributions | - | - | - | $36,327 |
| Depreciation Depletion | - | - | - | $29,793 |
| Other Expenses | $27,912 | - | - | $27,912 |
| Advertising | - | - | - | $22,509 |
| Travel | - | - | - | $13,894 |
| Fees for Services Accounting | - | - | - | $9,280 |
| Conferences and Meetings | - | - | - | $2,001 |
| All Other Expenses | - | - | - | $122 |
| Total Functional Expenses | $0 | $0 | $0 | $2,695,487 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Shares & Cds | $46,527,836 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Members or stockholder classes and rights Part VI line 6
“The credit union has members.”
Member election for additional members Part VI line 7A
“The members of kemba louisville credit union have an equal voting share to elect credit union board of directors. Board members are elected to three year terms, with either two or three members elected each year at the credit union annual meeting.”
Governing body decisions Part VI line 7B
“Members must approve dissolution of the credit union and may vote to expel a member from membership under certain circumstances. The kentucky department of financial institutions may be required to approve certain actions of the board of directors. Such actions include the payment of dividends for a period in which there is a net loss.”
Form 990 governing body review Part VI line 11
“A copy of the 990 is emailed to the board of directors for their review.”
Conflict of interest policy compliance Part VI line 12C
“The conflict of interest policy requires a yearly review and acknowledgement of the policy and signature of each official and employee. Each person is to disclose any possible conflict of interest. The credit union president monitors for any conflict of interest which may occur in the ordinary course of business. If any conflicts are noted, they will be reported to the board of directors and the kentucky department of financial institutions.”
CEO executive director top management comp Part VI line 15A
“The board of directors approve the presidents salary based upon analysis of local economy, the credit unions performance versus budget, sponser kroger general salary increases, and informal comparison with other kentucky credit unions.”
Governing documents etc available to public Part VI line 19
“The credit union makes its governing documents, conflict of interest policy, and financial statements available upon individual request.”
Filing and Contact Details
Filer
- Filer Name
- Kemba Louisville Credit Union
- EIN
- 61-6027588
- In Care Of
- % TIMOTHY HEAD
- Phone
- 5024591411
- Address
- 4017 POPLAR LEVEL ROAD, Louisville, KY 40213
Signing Officer
- Name
- Timothy Head
- Title
- President
- Phone
- 5024591411
- Signed
- 2026-02-25
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Mark Edwards
- Formed
- 1934
- Legal Domicile
- Ky
- Voting Board Members
- 7
- Independent Board Members
- 7
- Employees
- 14
Preparer
- Firm
- Kenneth Kling CPA Psc
- Address
- 325 CHELSEA RD, LOUISVILLE, KY 40207
- Preparer
- Kenneth Kling
- Phone
- 5022878455
Supplemental Narrative
Additional Explanations
General explanation attachment
“Kemba louisville credit union is a 4,034 member credit union operated for the benefit of anyone with a kroger plus card who shops in the louisville marketing area, kentucky and illinois stores only. The mission of kemba is to provide financial services to its members. The board of directors are all uncompensated volunteers who govern the credit union.”
Raw XML Appendix362 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES & CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1127424 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1607552 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 274956 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 45999 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1127424 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1607552 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 274956 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 45999 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 387720 |
| IRS990/PYOtherExpensesAmt | 0 | 1440816 |
| IRS990/PYOtherRevenueAmt | 0 | 11973 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2871924 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 245964 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 809397 |
| IRS990/PYTotalExpensesAmt | 0 | 2637933 |
| IRS990/PYTotalRevenueAmt | 0 | 2883897 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 360444 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 11799671 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 12160115 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 30926830 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 32677062 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 64980 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 326021 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 391001 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 14370 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 265267 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 279637 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 201800 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 201800 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 50534 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 37866 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 88400 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 46527836 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES & CDS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 331684 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 46527836 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION HAS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERS OF KEMBA LOUISVILLE CREDIT UNION HAVE AN EQUAL VOTING SHARE TO ELECT CREDIT UNION BOARD OF DIRECTORS. BOARD MEMBERS ARE ELECTED TO THREE YEAR TERMS, WITH EITHER TWO OR THREE MEMBERS ELECTED EACH YEAR AT THE CREDIT UNION ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS MUST APPROVE DISSOLUTION OF THE CREDIT UNION AND MAY VOTE TO EXPEL A MEMBER FROM MEMBERSHIP UNDER CERTAIN CIRCUMSTANCES. THE KENTUCKY DEPARTMENT OF FINANCIAL INSTITUTIONS MAY BE REQUIRED TO APPROVE CERTAIN ACTIONS OF THE BOARD OF DIRECTORS. SUCH ACTIONS INCLUDE THE PAYMENT OF DIVIDENDS FOR A PERIOD IN WHICH THERE IS A NET LOSS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF THE 990 IS EMAILED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE CONFLICT OF INTEREST POLICY REQUIRES A YEARLY REVIEW AND ACKNOWLEDGEMENT OF THE POLICY AND SIGNATURE OF EACH OFFICIAL AND EMPLOYEE. EACH PERSON IS TO DISCLOSE ANY POSSIBLE CONFLICT OF INTEREST. THE CREDIT UNION PRESIDENT MONITORS FOR ANY CONFLICT OF INTEREST WHICH MAY OCCUR IN THE ORDINARY COURSE OF BUSINESS. IF ANY CONFLICTS ARE NOTED, THEY WILL BE REPORTED TO THE BOARD OF DIRECTORS AND THE KENTUCKY DEPARTMENT OF FINANCIAL INSTITUTIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS APPROVE THE PRESIDENTS SALARY BASED UPON ANALYSIS OF LOCAL ECONOMY, THE CREDIT UNIONS PERFORMANCE VERSUS BUDGET, SPONSER KROGER GENERAL SALARY INCREASES, AND INFORMAL COMPARISON WITH OTHER KENTUCKY CREDIT UNIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON INDIVIDUAL REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | KEMBA LOUISVILLE CREDIT UNION IS A 4,034 MEMBER CREDIT UNION OPERATED FOR THE BENEFIT OF ANYONE WITH A KROGER PLUS CARD WHO SHOPS IN THE LOUISVILLE MARKETING AREA, KENTUCKY AND ILLINOIS STORES ONLY. THE MISSION OF KEMBA IS TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. THE BOARD OF DIRECTORS ARE ALL UNCOMPENSATED VOLUNTEERS WHO GOVERN THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Members or stockholder classes and rights Part VI line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | CEO executive director top management comp Part VI line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Governing documents etc available to public Part VI line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | General explanation attachment |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 58271372 |
| IRS990/TotalAssetsEOYAmt | 0 | 58968430 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 58271372 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 58968430 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 14 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2695487 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 46471701 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 46808315 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 46471701 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 46808315 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 11799671 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 12160115 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3055931 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 119962 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3055931 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 3055931 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 58271372 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 58968430 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 13894 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 4017 POPLAR LEVEL ROAD |
| IRS990/USAddress/CityNm | 0 | Louisville |
| IRS990/USAddress/StateAbbreviationCd | 0 | KY |
| IRS990/USAddress/ZIPCd | 0 | 40213 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | KEMBAKY.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | TIMOTHY HEAD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5024591411 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-02-25 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | KEMBA LOUISVILLE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | KEMB |
| ReturnHeader/Filer/EIN | 0 | 616027588 |
| ReturnHeader/Filer/InCareOfNm | 0 | % TIMOTHY HEAD |
| ReturnHeader/Filer/PhoneNum | 0 | 5024591411 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4017 POPLAR LEVEL ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Louisville |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 40213 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 201871743 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | KENNETH KLING CPA PSC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 325 CHELSEA RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LOUISVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 40207 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5022878455 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-02-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KENNETH KLING |
| ReturnHeader/ReturnTs | 0 | 2026-02-05T13:34:12-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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