Civic Intelligence

Our Biswas

990EZ • Fiscal year 2024 • EIN 87-0811973

Jan 01, 2024 to Dec 31, 2024 • Filed on May 06, 2025

Organization ProfileWWW.OURBISWASUSA.ORG
1210 Whittier DriveEast Lansing, MI 48823

(517) 337-9570

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2024

Net Margin

73rd percentile

19%

Higher net margin than 73% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

87th percentile

63%

Faster asset growth than 87% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

63rd percentile

14%

Faster revenue growth than 63% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$65,897

Up $25,513 (+63%) from 2023

Net Assets

$65,897

No earlier filing loaded for comparison.

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin73rd percentile

Revenue

Up

$135,063

Up $16,525 (+14%) from 2023

Expenses

Down

$109,550

Down $71,819 (-40%) from 2023

Net Income

Up

$25,513

Up $88,344 (+141%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2017: $11,054Net Assets 2017: $11,0542017Assets 2018: $12,275Net Assets 2018: $12,2752018Assets 2019: $91,425Net Assets 2019: $91,4252019Assets 2020: $84,662Liabilities 2020: $02020Assets 2021: $58,687Net Assets 2021: $58,6872021Assets 2022: $103,215Net Assets 2022: $103,2152022Assets 2023: $40,384Liabilities 2023: $02023Assets 2024: $65,897Net Assets 2024: $65,8972024Assets 2025: $93,371Liabilities 2025: $50,000Net Assets 2025: $43,3712025

Highlighted filing

2024

Assets$65,897
Liabilities-
Net Assets$65,897
Open 2024 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2017: $70,813Expenses 2017: $65,127Net Income 2017: $5,6862017Revenue 2018: $53,660Expenses 2018: $52,439Net Income 2018: $1,2212018Revenue 2019: $120,755Expenses 2019: $41,605Net Income 2019: $79,1502019Revenue 2020: $71,353Expenses 2020: $78,116Net Income 2020: -$6,7632020Revenue 2021: $107,291Expenses 2021: $133,266Net Income 2021: -$25,9752021Revenue 2022: $86,428Expenses 2022: $41,900Net Income 2022: $44,5282022Revenue 2023: $118,538Expenses 2023: $181,369Net Income 2023: -$62,8312023Revenue 2024: $135,063Expenses 2024: $109,550Net Income 2024: $25,5132024Revenue 2025: $86,177Expenses 2025: $108,703Net Income 2025: -$22,5262025

Highlighted filing

2024

Revenue$135,063
Expenses$109,550
Net Income$25,513
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 6, 2025
Return Version
2024v5.0
Gross Receipts
$185,184
Mission and Program Overview

Mission

Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.

Program Services

DescriptionGrantsExpenses
TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS.$104,500$109,550
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOYASREE MAHANTIPresidentFT$0--
NUPUR SETHITreasurerPT$0--
KAMINI GOWDAASecretaryPT$0--
SEAN DOUGHERTYDirectorPT$0--
SUCHITRA PATTNAIKDirectorPT$0--
MRINALI SETHIDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Our Biswas
EIN
87-0811973
Phone
5173379570
Address
1210 WHITTIER DRIVE, EAST LANSING, MI 48823

Signing Officer

Name
Joyasree Mahanti
Title
President
Phone
5173379570
Signed
2025-05-06
Discuss with paid preparer
Yes

Preparer

Firm
Simplified Accounting & Tax Service Inc
Address
1120 KEYSTONE AVE, LANSING, MI 48911-5491
Preparer
Julie L Young CPA
Phone
5178822441
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 10

“Name: women of mercy initiative cash contribution: 23,000 name: grazia nano initiative cash contribution: 10,000 name: aamara biswas cash contribution: 66,500”

Form 990-ez, Part II, Line 24

“ROUNDING 0 0 TOTAL 0 0”

Form 990-ez, Part III

“Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.”

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum05173379570
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0EAST LANSING
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048823
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt040384
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IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOYASREE MAHANTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1NUPUR SETHI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KAMINI GOWDAA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SEAN DOUGHERTY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SUCHITRA PATTNAIK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MRINALI SETHI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd0X
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0104500
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0109550
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt050121
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MI
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0109550
IRS990EZ/TotalProgramServiceExpensesAmt0109550
IRS990EZ/TotalRevenueAmt0135063
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTP://WWW.OURBISWASUSA.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0134899
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0118534
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt086428
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0107291
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt071353
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0518505
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0164
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0164
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt04
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99970
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0518505
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0134899
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0118534
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt086428
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0107291
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt071353
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0518505
IRS990ScheduleA/TotalSupportAmt0518669
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NAME: WOMEN OF MERCY INITIATIVE CASH CONTRIBUTION: 23,000 NAME: GRAZIA NANO INITIATIVE CASH CONTRIBUTION: 10,000 NAME: AAMARA BISWAS CASH CONTRIBUTION: 66,500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ROUNDING 0 0 TOTAL 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOYASREE MAHANTI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05173379570
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OUR BISWAS
ReturnHeader/Filer/BusinessNameControlTxt0OURB
ReturnHeader/Filer/EIN0870811973
ReturnHeader/Filer/PhoneNum05173379570
ReturnHeader/Filer/USAddress/AddressLine1Txt01210 WHITTIER DRIVE
ReturnHeader/Filer/USAddress/CityNm0EAST LANSING
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048823
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0381812127
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SIMPLIFIED ACCOUNTING & TAX SERVICE INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01120 KEYSTONE AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LANSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0489115491
ReturnHeader/PreparerPersonGrp/PhoneNum05178822441
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE L YOUNG CPA
ReturnHeader/ReturnTs02025-05-07T17:10:11-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$65,897
Liabilities
-
Net assets
$65,897
Revenue
$135,063
Expenses
$109,550
Net income
$25,513
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.93$0.50$0.43$0.86$1.09$0.23
2024Detailed filing. Detailed filing data is available for this year.$0.66$0.66$1.35$1.10$0.26
2023Summary only. Only limited summary data is available for this year.$0.40$0.00$1.19$1.81$0.63
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.03$1.03$0.86$0.42$0.45
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.59$0.59$1.07$1.33$0.26
2020Summary only. Only limited summary data is available for this year.$0.85$0.00$0.71$0.78$0.07
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.91$0.91$1.21$0.42$0.79
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.12$0.12$0.54$0.52$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.11$0.71$0.65$0.06