Civic Intelligence

Our Biswas

990EZ • Fiscal year 2022 • EIN 87-0811973

Jan 01, 2022 to Dec 31, 2022 • Filed on Jan 27, 2023

Organization ProfileWWW.OURBISWASUSA.ORG
1210 Whittier DriveEast Lansing, MI 48823

(517) 337-9570

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2022

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2022

Net Margin

90th percentile

52%

Higher net margin than 90% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2022 filings • 501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

89th percentile

76%

Faster asset growth than 89% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

24th percentile

-19%

Faster revenue growth than 24% of similar nonprofits.

2022 filings • 501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$103,215

Up $44,528 (+76%) from 2021

Net Assets

Up

$103,215

Up $44,528 (+76%) from 2021

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin90th percentile

Revenue

Down

$86,428

Down $20,863 (-19%) from 2021

Expenses

Down

$41,900

Down $91,366 (-69%) from 2021

Net Income

Up

$44,528

Up $70,503 (+271%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth89th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2017: $11,054Net Assets 2017: $11,0542017Assets 2018: $12,275Net Assets 2018: $12,2752018Assets 2019: $91,425Net Assets 2019: $91,4252019Assets 2020: $84,662Liabilities 2020: $02020Assets 2021: $58,687Net Assets 2021: $58,6872021Assets 2022: $103,215Net Assets 2022: $103,2152022Assets 2023: $40,384Liabilities 2023: $02023Assets 2025: $93,371Liabilities 2025: $50,000Net Assets 2025: $43,3712025

Highlighted filing

2022

Assets$103,215
Liabilities-
Net Assets$103,215
Open 2022 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2017: $70,813Expenses 2017: $65,127Net Income 2017: $5,6862017Revenue 2018: $53,660Expenses 2018: $52,439Net Income 2018: $1,2212018Revenue 2019: $120,755Expenses 2019: $41,605Net Income 2019: $79,1502019Revenue 2020: $71,353Expenses 2020: $78,116Net Income 2020: -$6,7632020Revenue 2021: $107,291Expenses 2021: $133,266Net Income 2021: -$25,9752021Revenue 2022: $86,428Expenses 2022: $41,900Net Income 2022: $44,5282022Revenue 2023: $118,538Expenses 2023: $181,369Net Income 2023: -$62,8312023Revenue 2025: $86,177Expenses 2025: $108,703Net Income 2025: -$22,5262025

Highlighted filing

2022

Revenue$86,428
Expenses$41,900
Net Income$44,528
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Jan 27, 2023
Return Version
2022v4.1
Gross Receipts
$86,428
Mission and Program Overview

Mission

Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.

Program Services

DescriptionGrantsExpenses
TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS.$36,025$36,025
TO PRIOVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH BY PRODUCING DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELIDGEED WOMEN AND GIRLS, AT A SUBSTANCIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION.$5,000$5,000
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOYASREE MAHANTIPresidentFT$0--
NUPUR SETHITreasurerPT$0--
KAMINI GOWDAASecretaryPT$0--
SEAN DOUGHERTYDirectorPT$0--
ALKA PATERIYADirectorPT$0--
SIVANGI RAYCHOUDHURYDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Our Biswas
EIN
87-0811973
Phone
5173379570
Address
1210 WHITTIER DRIVE, EAST LANSING, MI 48823

Signing Officer

Name
Joyasree Mahanti
Title
President
Phone
5173379570
Signed
2023-01-27
Discuss with paid preparer
Yes

Preparer

Firm
Simplified Accounting & Tax Service Inc
Address
1120 KEYSTONE AVE, LANSING, MI 48911-5491
Preparer
Julie L Young CPA
Phone
5178822441
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 10

“Name: women of mercy initiative cash contribution: 16,025 name: aamara biswas cash contribution: 10,000”

Form 990-ez, Part II, Line 24

“ROUNDING 0 2 TOTAL 0 2”

Form 990-ez, Part III

“Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.”

Raw XML Appendix142 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0JOYASREE MAHANTI
IRS990EZ/BooksInCareOfDetail/PhoneNum05173379570
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01210 WHITTIER DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0EAST LANSING
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048823
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt058687
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0103213
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt086428
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt044528
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0875
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt058687
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0103215
IRS990EZ/GrantsAndSimilarAmountsPaidAmt041025
IRS990EZ/GrossReceiptsAmt086428
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt058687
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0103215
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt058687
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0103215
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt120.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt215.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOYASREE MAHANTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1NUPUR SETHI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KAMINI GOWDAA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SEAN DOUGHERTY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ALKA PATERIYA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SIVANGI RAYCHOUDHURY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1TO PRIOVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH BY PRODUCING DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELIDGEED WOMEN AND GIRLS, AT A SUBSTANCIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd0X
IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd1X
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt036025
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt15000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt036025
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt15000
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt041900
IRS990EZ/TotalProgramServiceExpensesAmt041025
IRS990EZ/TotalRevenueAmt086428
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTP://WWW.OURBISWASUSA.ORG
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt086428
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0107291
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt071353
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0120755
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt053660
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0439487
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0439487
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt086428
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0107291
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt071353
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0120755
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt053660
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0439487
IRS990ScheduleA/TotalSupportAmt0439487
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NAME: WOMEN OF MERCY INITIATIVE CASH CONTRIBUTION: 16,025 NAME: AAMARA BISWAS CASH CONTRIBUTION: 10,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ROUNDING 0 2 TOTAL 0 2
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02023-03-07 01:45:13Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOYASREE MAHANTI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05173379570
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-01-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OUR BISWAS
ReturnHeader/Filer/BusinessNameControlTxt0OURB
ReturnHeader/Filer/EIN0870811973
ReturnHeader/Filer/PhoneNum05173379570
ReturnHeader/Filer/USAddress/AddressLine1Txt01210 WHITTIER DRIVE
ReturnHeader/Filer/USAddress/CityNm0EAST LANSING
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048823
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0381812127
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SIMPLIFIED ACCOUNTING & TAX SERVICE INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01120 KEYSTONE AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LANSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0489115491
ReturnHeader/PreparerPersonGrp/PhoneNum05178822441
ReturnHeader/PreparerPersonGrp/PreparationDt02023-01-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE L YOUNG CPA
ReturnHeader/ReturnTs02023-01-31T10:16:26-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JOYASREE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MAHANTI
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$103,215
Liabilities
-
Net assets
$103,215
Revenue
$86,428
Expenses
$41,900
Net income
$44,528
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.93$0.50$0.43$0.86$1.09$0.23
2023Summary only. Only limited summary data is available for this year.$0.40$0.00$1.19$1.81$0.63
2022Detailed filing. Detailed filing data is available for this year.$1.03$1.03$0.86$0.42$0.45
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.59$0.59$1.07$1.33$0.26
2020Summary only. Only limited summary data is available for this year.$0.85$0.00$0.71$0.78$0.07
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.91$0.91$1.21$0.42$0.79
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.12$0.12$0.54$0.52$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.11$0.71$0.65$0.06