Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on this filing.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
No value available
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
17th percentile
Higher net margin than 17% of similar nonprofits.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
13th percentile
Faster asset growth than 13% of similar nonprofits.
Revenue Growth
76th percentile
Faster revenue growth than 76% of similar nonprofits.
Balance Sheet
Assets
Down$58,687
Down $25,975 (-31%) from 2020
Net Assets
$58,687
No earlier filing loaded for comparison.
Liabilities
-
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
Up$107,291
Up $35,938 (+50%) from 2020
Expenses
Up$133,266
Up $55,150 (+71%) from 2020
Net Income
Down-$25,975
Down $19,212 (-284%) from 2020
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2021 to Dec 31, 2021
- Signed
- May 11, 2022
- Return Version
- 2021v4.0
- Gross Receipts
- $107,291
Mission and Program Overview
Mission
Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO PROVIDE SUPPORT AND MANAGEMENT OF COVID-19 AND EFFECTIVELY MITIGATE IT'S IMPACT BY ADDING A COVID WING TO AN EXISTING HOSPITAL, PROVIDE MEDICINES, OXYGEN SUPPORT, VENTILATORS ETC. | $68,500 | $137,000 |
| TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. | $36,896 | $74,962 |
| TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. | $22,600 | $45,200 |
| TO PRIOVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH BY PRODUCING DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELIDGEED WOMEN AND GIRLS, AT A SUBSTANCIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION. | $3,500 | $7,000 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JOYASREE MAHANTI | President | PT | $0 | - | - |
| NUPUR SETHI | Treasurer | PT | $0 | - | - |
| KAMINI GOWDAA | Director | PT | $0 | - | - |
| RUTH J BENNING | Director | PT | $0 | - | - |
| SEAN DOUGHERTY | Director | PT | $0 | - | - |
| ALKA PATERIYA | Director | PT | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Our Biswas
- EIN
- 87-0811973
- Phone
- 5173379570
- Address
- 1210 WHITTIER DRIVE, EAST LANSING, MI 48823
Signing Officer
- Name
- Joyasree Mahanti
- Title
- President
- Phone
- 5173379570
- Signed
- 2022-05-11
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Simplified Accounting & Tax Service Inc
- Address
- 1120 KEYSTONE AVE, LANSING, MI 48911-5491
- Preparer
- Julie L Young CPA
- Phone
- 5178822441
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 10
“Cash contribution: 22,600 cash contribution: 68,500 cash contribution: 15,000”
Form 990-ez, Part I, Line 10
“Name: vamos address: po box 212 weston, vt 05161 cash contribution: 20,396”
Form 990-ez, Part I, Line 16
“Expenses advertising and promotion 85 total 85”
Form 990-ez, Part III
“Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.”
Form 990-ez, Part III, Line 31
“To assist marginalized women and girls, mostly living in remote areas, to improve and sustain their standards of living, and achive ecomonic empowerment through small interest free loans. To assist marginalized women and girls, mostly living in remote areas, to improve and sustain their standards of living, and achive ecomonic empowerment through small interest free loans. To assist marginalized women and girls, mostly living in remote areas, to improve and sustain their standards of living, and achive ecomonic empowerment through small interest free loans.”
Raw XML Appendix152 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | EAST LANSING |
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| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -25975 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1685 |
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| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 84662 |
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| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 131496 |
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| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 84662 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 58687 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 84662 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 58687 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 10.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 10.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 10.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | NUPUR SETHI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | KAMINI GOWDAA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | RUTH J BENNING |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | SEAN DOUGHERTY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | ALKA PATERIYA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 85 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | TO PRIOVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH BY PRODUCING DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELIDGEED WOMEN AND GIRLS, AT A SUBSTANCIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | TO PROVIDE SUPPORT AND MANAGEMENT OF COVID-19 AND EFFECTIVELY MITIGATE IT'S IMPACT BY ADDING A COVID WING TO AN EXISTING HOSPITAL, PROVIDE MEDICINES, OXYGEN SUPPORT, VENTILATORS ETC. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 3 | TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd | 0 | X |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd | 1 | X |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd | 2 | X |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd | 3 | X |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 22600 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 3500 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 2 | 68500 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 3 | 36896 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 45200 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 7000 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 137000 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 3 | 74962 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 133266 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 264162 |
| IRS990EZ/TotalRevenueAmt | 0 | 107291 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | HTTP://WWW.OURBISWASUSA.ORG |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 107291 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 71353 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 120755 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 53660 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 70813 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 423872 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 423872 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 107291 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 71353 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 120755 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 53660 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 70813 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 423872 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 423872 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | CASH CONTRIBUTION: 22,600 CASH CONTRIBUTION: 68,500 CASH CONTRIBUTION: 15,000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NAME: VAMOS ADDRESS: PO BOX 212 WESTON, VT 05161 CASH CONTRIBUTION: 20,396 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EXPENSES ADVERTISING AND PROMOTION 85 TOTAL 85 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. TO ASSIST MARGINALIZED WOMEN AND GIRLS, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARDS OF LIVING, AND ACHIVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE LOANS. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOYASREE MAHANTI |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5173379570 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-05-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OUR BISWAS |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OURB |
| ReturnHeader/Filer/EIN | 0 | 870811973 |
| ReturnHeader/Filer/PhoneNum | 0 | 5173379570 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1210 WHITTIER DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | EAST LANSING |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48823 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 381812127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SIMPLIFIED ACCOUNTING & TAX SERVICE INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1120 KEYSTONE AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LANSING |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 489115491 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5178822441 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2022-05-11 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JULIE L YOUNG CPA |
| ReturnHeader/ReturnTs | 0 | 2022-05-17T15:30:38-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | JOYASREE |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | MAHANTI |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2021-12-31 |
| ReturnHeader/TaxYr | 0 | 2021 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $58,687
- Liabilities
- -
- Net assets
- $58,687
- Revenue
- $107,291
- Expenses
- $133,266
- Net income
- -$25,975