Civic Intelligence

Our Biswas

990EZ • Fiscal year 2017 • EIN 87-0811973

Jan 01, 2017 to Dec 31, 2017 • Filed on May 08, 2018

1210 Whittier drEast lansing, MI 48823

(517) 337-9570

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2017

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2017

Net Margin

60th percentile

8.0%

Higher net margin than 60% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2017

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2017

Assets

$11,054

No earlier filing loaded for comparison.

Net Assets

$11,054

No earlier filing loaded for comparison.

Liabilities

-

No earlier filing loaded for comparison.

Revenue

$70,813

No earlier filing loaded for comparison.

Expenses

$65,127

No earlier filing loaded for comparison.

Net Income

$5,686

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2017: $11,054Net Assets 2017: $11,0542017Assets 2018: $12,275Net Assets 2018: $12,2752018Assets 2019: $91,425Net Assets 2019: $91,4252019Assets 2020: $84,662Liabilities 2020: $02020Assets 2021: $58,687Net Assets 2021: $58,6872021Assets 2022: $103,215Net Assets 2022: $103,2152022Assets 2023: $40,384Liabilities 2023: $02023Assets 2025: $93,371Liabilities 2025: $50,000Net Assets 2025: $43,3712025

Highlighted filing

2017

Assets$11,054
Liabilities-
Net Assets$11,054

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2017: $70,813Expenses 2017: $65,127Net Income 2017: $5,6862017Revenue 2018: $53,660Expenses 2018: $52,439Net Income 2018: $1,2212018Revenue 2019: $120,755Expenses 2019: $41,605Net Income 2019: $79,1502019Revenue 2020: $71,353Expenses 2020: $78,116Net Income 2020: -$6,7632020Revenue 2021: $107,291Expenses 2021: $133,266Net Income 2021: -$25,9752021Revenue 2022: $86,428Expenses 2022: $41,900Net Income 2022: $44,5282022Revenue 2023: $118,538Expenses 2023: $181,369Net Income 2023: -$62,8312023Revenue 2025: $86,177Expenses 2025: $108,703Net Income 2025: -$22,5262025

Highlighted filing

2017

Revenue$70,813
Expenses$65,127
Net Income$5,686
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 8, 2018
Return Version
2017v2.0
Gross Receipts
$70,813
Mission and Program Overview

Mission

Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.

Relieve extreme poverty among women and girls by making small interest free loans for one year or less for emergency needs, livelihood, children's education, and basic health care.

Program Services

DescriptionGrantsExpenses
Nano finance (small interest free loans) for emergency, livelihood, basic health care, and basic educational needs. Number of persons benefited is 2,526. This includes nano finance programs in India and Uganda.$45,500$46,710
Biodegradable Sanitary Napkin Production. Number of people benefited is 1,800.$12,400$12,745
Training Center where tailoring is taught. Number of people benefited is 200.$5,500$5,672
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joyasree MahantiPresidentPT$0--
Nandita JainTreasurer-$0--
Sobha RamanandSecretary-$0--
Vijaya JayramanDirector-$0--
Charlotte WilksDirector-$0--
Suchitra PattnaikVice President-$0--
April StoneDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Our Biswas
EIN
87-0811973
In Care Of
% Joyasree Mahanti
Phone
5173379570
Address
1210 Whittier dr, East lansing, MI 48823

Signing Officer

Name
Nandita Jain
Title
Treasurer
Phone
5713499153
Signed
2018-05-08
Supplemental Narrative

Additional Explanations

Part I, line 10

| Activity:, Grantee Name:, Grantee Address:, Amount:, Relationship:| Making interest free loans to poor women, Amaara Biswas, "Kamali Bazar Sambalpur 768002 Orissa India", $61000.00, None| making interest free loans to poor women, ARKCCAO, "Kyaninga, Kabarole District, Fort Portal, Uganda", $2400.00, None|

Raw XML Appendix155 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6April Stone
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
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IRS990EZ/OperateHospitalInd0false
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IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt00
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IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Activity:, Grantee Name:, Grantee Address:, Amount:, Relationship:| Making interest free loans to poor women, Amaara Biswas, "Kamali Bazar Sambalpur 768002 Orissa India", $61000.00, None| making interest free loans to poor women, ARKCCAO, "Kyaninga, Kabarole District, Fort Portal, Uganda", $2400.00, None|
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 10
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Nandita Jain
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05713499153
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OUR BISWAS
ReturnHeader/Filer/BusinessNameControlTxt0OURB
ReturnHeader/Filer/EIN0870811973
ReturnHeader/Filer/InCareOfNm0% Joyasree Mahanti
ReturnHeader/Filer/PhoneNum05173379570
ReturnHeader/Filer/USAddress/AddressLine1Txt01210 Whittier dr
ReturnHeader/Filer/USAddress/CityNm0East lansing
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048823
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt068.58.181.209
ReturnHeader/FilingSecurityInformation/IPDt02018-05-08
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ES
ReturnHeader/ReturnTs02018-05-08T09:12:21-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

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Filings