Civic Intelligence

Our Biswas

990EZ • Fiscal year 2018 • EIN 87-0811973

Jan 01, 2018 to Dec 31, 2018 • Filed on May 09, 2019

1210 Whittier drEast lansing, MI 48823

(517) 337-9570

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2018

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2018

Net Margin

48th percentile

2.3%

Higher net margin than 48% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Asset Growth

64th percentile

11%

Faster asset growth than 64% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

21st percentile

-24%

Faster revenue growth than 21% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Annualized from 2017 to 2018

Assets

Up

$12,275

Up $1,221 (+11%) from 2017

Net Assets

Up

$12,275

Up $1,221 (+11%) from 2017

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Down

$53,660

Down $17,153 (-24%) from 2017

Expenses

Down

$52,439

Down $12,688 (-19%) from 2017

Net Income

Down

$1,221

Down $4,465 (-79%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2017: $11,054Net Assets 2017: $11,0542017Assets 2018: $12,275Net Assets 2018: $12,2752018Assets 2019: $91,425Net Assets 2019: $91,4252019Assets 2020: $84,662Liabilities 2020: $02020Assets 2021: $58,687Net Assets 2021: $58,6872021Assets 2022: $103,215Net Assets 2022: $103,2152022Assets 2023: $40,384Liabilities 2023: $02023Assets 2025: $93,371Liabilities 2025: $50,000Net Assets 2025: $43,3712025

Highlighted filing

2018

Assets$12,275
Liabilities-
Net Assets$12,275

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2017: $70,813Expenses 2017: $65,127Net Income 2017: $5,6862017Revenue 2018: $53,660Expenses 2018: $52,439Net Income 2018: $1,2212018Revenue 2019: $120,755Expenses 2019: $41,605Net Income 2019: $79,1502019Revenue 2020: $71,353Expenses 2020: $78,116Net Income 2020: -$6,7632020Revenue 2021: $107,291Expenses 2021: $133,266Net Income 2021: -$25,9752021Revenue 2022: $86,428Expenses 2022: $41,900Net Income 2022: $44,5282022Revenue 2023: $118,538Expenses 2023: $181,369Net Income 2023: -$62,8312023Revenue 2025: $86,177Expenses 2025: $108,703Net Income 2025: -$22,5262025

Highlighted filing

2018

Revenue$53,660
Expenses$52,439
Net Income$1,221
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 9, 2019
Return Version
2018v3.1
Gross Receipts
$53,660
Mission and Program Overview

Mission

Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.

Relieve extreme poverty among women and girls by making small interest free loans for one year or less for emergency needs, livelihood, children's education, and basic health care.

Program Services

DescriptionGrantsExpenses
Nano finance (small interest free loans) for emergency, livelihood, basic health care, and basic educational needs. Number of persons benefited is 2,526. This includes nano finance programs in India and Uganda.$43,231$43,231
Biodegradable Sanitary Napkin Production. Number of people benefited is 1,800.$5,843$5,843
Training Center where tailoring is taught. Number of people benefited is 200.$3,120$3,120
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joyasree MahantiPresidentPT$0--
Nupur SethiTreasurer-$0--
Suchitra PattnaikVice President-$0--
April StoneDirectorPT$0--
Ruth MbabaziDirector-$0--
Uma ShreshthaDirector-$0--
Nandita JainDirector-Secratary-$0--
Filing and Contact Details

Filer

Filer Name
Our Biswas
EIN
87-0811973
In Care Of
% Joyasree Mahanti
Phone
5173379570
Address
1210 Whittier dr, East lansing, MI 48823

Signing Officer

Name
Nandita Jain
Title
Director
Phone
5713499153
Signed
2019-05-09
Supplemental Narrative

Additional Explanations

Part I, line 10

| Activity:, Grantee Name:, Grantee Address:, Amount:, Relationship:| Relieve extreme poverty among women and girls by making small interest free loans for one year or less for emergency needs, livelihood, children's education and basic health care., Aamara Biswas, "Kamali Bazar Sambalpur 768002 Odisha India", $34300.00, None| To provide tools and opportunities for the marginalized women of Uganda to achieve economic empowerment through small business training and small interest free loans., Kisoboka Nano Initiative, "Busega, Kimbumbiro Zone A PO Box 173, Nateete/Busega, Lubaga Division Kampala Uganda", $10145.00, None| To raise deprived girls and vulnerable women mostly living in remote areas in order to improve standard of living by providing small business training and small interest free loans, Bliss Femme, "Kanyampara-Kamughobe 1, Nayabirongo, Kisinga, PO Box Kasese, Uganda", $2421.00, None| To contribute to the efforts of improving the welfare of rural communities by implementing health care livelihood and environmental protection, ARKCCAO, "PO Box 420, Fort Portal/Kyaninga, Busoro Kabarole District", $3828.00, None| To work with vulnerable people to improve quality of life by providing training and small interest free loans, ACCESS, "PO Box 28993 Kampala Uganda", $1500.00, None|

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Activity:, Grantee Name:, Grantee Address:, Amount:, Relationship:| Relieve extreme poverty among women and girls by making small interest free loans for one year or less for emergency needs, livelihood, children's education and basic health care., Aamara Biswas, "Kamali Bazar Sambalpur 768002 Odisha India", $34300.00, None| To provide tools and opportunities for the marginalized women of Uganda to achieve economic empowerment through small business training and small interest free loans., Kisoboka Nano Initiative, "Busega, Kimbumbiro Zone A PO Box 173, Nateete/Busega, Lubaga Division Kampala Uganda", $10145.00, None| To raise deprived girls and vulnerable women mostly living in remote areas in order to improve standard of living by providing small business training and small interest free loans, Bliss Femme, "Kanyampara-Kamughobe 1, Nayabirongo, Kisinga, PO Box Kasese, Uganda", $2421.00, None| To contribute to the efforts of improving the welfare of rural communities by implementing health care livelihood and environmental protection, ARKCCAO, "PO Box 420, Fort Portal/Kyaninga, Busoro Kabarole District", $3828.00, None| To work with vulnerable people to improve quality of life by providing training and small interest free loans, ACCESS, "PO Box 28993 Kampala Uganda", $1500.00, None|
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 10
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Nandita Jain
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Director
ReturnHeader/BusinessOfficerGrp/PhoneNum05713499153
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OUR BISWAS
ReturnHeader/Filer/BusinessNameControlTxt0OURB
ReturnHeader/Filer/EIN0870811973
ReturnHeader/Filer/InCareOfNm0% Joyasree Mahanti
ReturnHeader/Filer/PhoneNum05173379570
ReturnHeader/Filer/USAddress/AddressLine1Txt01210 Whittier dr
ReturnHeader/Filer/USAddress/CityNm0East lansing
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048823
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt098.209.58.87
ReturnHeader/FilingSecurityInformation/IPDt02019-05-09
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ES
ReturnHeader/ReturnTs02019-05-09T10:43:05-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

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