Civic Intelligence

Our Biswas

990EZ • Fiscal year 2019 • EIN 87-0811973

Jan 01, 2019 to Dec 31, 2019 • Filed on May 12, 2020

1210 Whittier DriveEast Lansing, MI 48823

(517) 337-9570

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2019

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2019

Net Margin

95th percentile

66%

Higher net margin than 95% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

98th percentile

645%

Faster asset growth than 98% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

94th percentile

125%

Faster revenue growth than 94% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Up

$91,425

Up $79,150 (+645%) from 2018

Net Assets

Up

$91,425

Up $79,150 (+645%) from 2018

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Up

$120,755

Up $67,095 (+125%) from 2018

Expenses

Down

$41,605

Down $10,834 (-21%) from 2018

Net Income

Up

$79,150

Up $77,929 (+6382%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2017: $11,054Net Assets 2017: $11,0542017Assets 2018: $12,275Net Assets 2018: $12,2752018Assets 2019: $91,425Net Assets 2019: $91,4252019Assets 2020: $84,662Liabilities 2020: $02020Assets 2021: $58,687Net Assets 2021: $58,6872021Assets 2022: $103,215Net Assets 2022: $103,2152022Assets 2023: $40,384Liabilities 2023: $02023Assets 2025: $93,371Liabilities 2025: $50,000Net Assets 2025: $43,3712025

Highlighted filing

2019

Assets$91,425
Liabilities-
Net Assets$91,425

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2017: $70,813Expenses 2017: $65,127Net Income 2017: $5,6862017Revenue 2018: $53,660Expenses 2018: $52,439Net Income 2018: $1,2212018Revenue 2019: $120,755Expenses 2019: $41,605Net Income 2019: $79,1502019Revenue 2020: $71,353Expenses 2020: $78,116Net Income 2020: -$6,7632020Revenue 2021: $107,291Expenses 2021: $133,266Net Income 2021: -$25,9752021Revenue 2022: $86,428Expenses 2022: $41,900Net Income 2022: $44,5282022Revenue 2023: $118,538Expenses 2023: $181,369Net Income 2023: -$62,8312023Revenue 2025: $86,177Expenses 2025: $108,703Net Income 2025: -$22,5262025

Highlighted filing

2019

Revenue$120,755
Expenses$41,605
Net Income$79,150
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
May 12, 2020
Return Version
2019v5.0
Gross Receipts
$120,755
Mission and Program Overview

Mission

Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.

Program Services

DescriptionGrantsExpenses
TO PROVIDE TOOLS AND OPPORTUNITY FOR THE MARGINALIZED WOMEN OF UGANDA TO ACHIEVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE BUSINESS LOANS. TO CONTIBUTE TO THE EFFORTS OF IMPROVING THE WELFARE OF RURAL COMMUNITIES BY IMPLIMENTING HEALTH CARE, LIVLIHOOD AND ENVIRONMENTAL PROTECTION THROUGH INTEREST FREE NANO BUSINESS LOANS. TO ASSIST, DEPRIVED GIRLS AND VULNERABLE WOMEN, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARD OF LIVING, BY PROVIDING INTEREST FREE SMALL BUSINESS LOANS. RELIEVE EXTREME POVERTY AMONG WOMEN AND GIRLS, AFFECTED BY CYCLONE FANI, IN THE SLUMS OF CUTTACK, BY MAKING SMALL INTEREST FREE LOANS FOR ONE YEAR OR LESS FOR EMERGENCY NEEDS, LIVLIHOOD, CHILDREN'S EDUCATION AND BASIC HEALTH CARE. RELIEVE EXTREME POVERTY AMONG WOMEN AND GIRLS, AFFECTED BY CYCLONE FANI, IN THE SLUMS OF CUTTACK, BY MAKING SMALL INTEREST FREE LOANS FOR ONE YEAR OR LESS FOR EMERGENCY NEEDS, LIVLIHOOD, CHILDREN'S EDUCATION AND BASIC HEALTH CARE.$24,122$24,122
TO PROVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH, BY INSTALING A NEW UNIT TO PRODUCE DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELEDGED WOMEN AND GIRLS AT A SUBSTANTIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION.$15,000$15,000
TO PROVIDE TOOLS AND OPPORTUNITY FOR THE MARGINALIZED WOMEN OF UGANDA TO ACHIEVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE BUSINESS LOANS.$1,000$1,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOYASREE MAHANTIPresidentPT$0--
URMILA PATERIYASecretary-$0--
NUPUR SETHITreasurerPT$0--
AKSHAYA RAYDirector-$0--
MARGO SMITHDirector-$0--
SATYA SUBEDIDirector-$0--
ANSHU VARMADirector-$0--
Filing and Contact Details

Filer

Filer Name
Our Biswas
EIN
87-0811973
Phone
5173379570
Address
1210 WHITTIER DRIVE, EAST LANSING, MI 48823

Signing Officer

Name
Joyasree Mahanti
Title
President
Phone
5173379570
Signed
2020-05-12
Discuss with paid preparer
Yes

Preparer

Firm
Simplified Accounting & Tax Service Inc
Address
1120 KEYSTONE AVE, LANSING, MI 48911-5491
Preparer
Julie L Young CPA
Phone
5178822441
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 10

Cash contribution: 15,000 cash contribution: 24,122

Form 990-ez, Part I, Line 16

Expenses advertising and promotion 85 total 85

Form 990-ez, Part III

Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.

Form 990-ez, Part III, Line 28

To provide support and improve women's health, by instaling a new unit to produce disposable sanitary napkins for underpriveledged women and girls at a substantially subsidized rate, and providing raw materials for the production.

Form 990-ez, Part III, Line 30

To provide tools and opportunity for the marginalized women of uganda to achieve ecomonic empowerment through small interest free business loans. To contibute to the efforts of improving the welfare of rural communities by implimenting health care, livlihood and environmental protection through interest free nano business loans. To assist, deprived girls and vulnerable women, mostly living in remote areas, to improve and sustain their standard of living, by providing interest free small business loans. Relieve extreme poverty among women and girls, affected by cyclone fani, in the slums of cuttack, by making small interest free loans for one year or less for emergency needs, livlihood, children's education and basic health care. Relieve extreme poverty among women and girls, affected by cyclone fani, in the slums of cuttack, by making small interest free loans for one year or less for emergency needs, livlihood, children's education and basic health care.

Raw XML Appendix164 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CASH CONTRIBUTION: 15,000 CASH CONTRIBUTION: 24,122
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES ADVERTISING AND PROMOTION 85 TOTAL 85
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO PROVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH, BY INSTALING A NEW UNIT TO PRODUCE DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELEDGED WOMEN AND GIRLS AT A SUBSTANTIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TO PROVIDE TOOLS AND OPPORTUNITY FOR THE MARGINALIZED WOMEN OF UGANDA TO ACHIEVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE BUSINESS LOANS. TO CONTIBUTE TO THE EFFORTS OF IMPROVING THE WELFARE OF RURAL COMMUNITIES BY IMPLIMENTING HEALTH CARE, LIVLIHOOD AND ENVIRONMENTAL PROTECTION THROUGH INTEREST FREE NANO BUSINESS LOANS. TO ASSIST, DEPRIVED GIRLS AND VULNERABLE WOMEN, MOSTLY LIVING IN REMOTE AREAS, TO IMPROVE AND SUSTAIN THEIR STANDARD OF LIVING, BY PROVIDING INTEREST FREE SMALL BUSINESS LOANS. RELIEVE EXTREME POVERTY AMONG WOMEN AND GIRLS, AFFECTED BY CYCLONE FANI, IN THE SLUMS OF CUTTACK, BY MAKING SMALL INTEREST FREE LOANS FOR ONE YEAR OR LESS FOR EMERGENCY NEEDS, LIVLIHOOD, CHILDREN'S EDUCATION AND BASIC HEALTH CARE. RELIEVE EXTREME POVERTY AMONG WOMEN AND GIRLS, AFFECTED BY CYCLONE FANI, IN THE SLUMS OF CUTTACK, BY MAKING SMALL INTEREST FREE LOANS FOR ONE YEAR OR LESS FOR EMERGENCY NEEDS, LIVLIHOOD, CHILDREN'S EDUCATION AND BASIC HEALTH CARE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 30
ReturnHeader/BuildTS02021-01-29 14:40:06Z
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ReturnHeader/FilingSecurityInformation/IPTm008:28:30
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0381812127
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SIMPLIFIED ACCOUNTING & TAX SERVICE INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01120 KEYSTONE AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LANSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0489115491
ReturnHeader/PreparerPersonGrp/PhoneNum05178822441
ReturnHeader/PreparerPersonGrp/PreparationDt02020-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE L YOUNG CPA
ReturnHeader/ReturnTs02020-05-15T08:28:30-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

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