Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on this filing.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
No value available
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
29th percentile
Higher net margin than 29% of similar nonprofits.
Top Officer Pay
76th percentile
Higher top officer pay than 76% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
30th percentile
Faster asset growth than 30% of similar nonprofits.
Revenue Growth
28th percentile
Faster revenue growth than 28% of similar nonprofits.
Balance Sheet
Assets
Flat$84,662
Flat from 2020
Net Assets
$84,662
No earlier filing loaded for comparison.
Liabilities
-
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
Flat$71,353
Flat from 2020
Expenses
Flat$78,116
Flat from 2020
Net Income
Flat-$6,763
Flat from 2020
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Mar 21, 2021
- Return Version
- 2020v4.0
- Gross Receipts
- $71,353
Mission and Program Overview
Mission
Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO PROVIDE TOOLS AND OPPORTUNITY FOR MARGINALIZED WOMEN TO ACHIEVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE BUSINESS LOANS. | $70,360 | $71,095 |
| TO PROVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH, BY INSTALING A NEW UNIT TO PRODUCE DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELEDGED WOMEN AND GIRLS AT A SUBSTANTIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION. | $7,021 | $7,021 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JOYASREE MAHANTI | President | PT | $0 | - | - |
| URMILA PATERIYA | Secretary | PT | $0 | - | - |
| NUPUR SETHI | Treasurer | PT | $0 | - | - |
| AKSHAYA RAY | Director | - | $0 | - | - |
| MARGO SMITH | Vice Preside | - | $0 | - | - |
| SATYA SUBEDI | Director | - | $0 | - | - |
| ANSHU VARMA | Director | - | $0 | - | - |
| KAMINI GOWDAA | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Our Biswas
- EIN
- 87-0811973
- Phone
- 5173379570
- Address
- 1210 WHITTIER DRIVE, EAST LANSING, MI 48823
Signing Officer
- Name
- Joyasree Mahanti
- Title
- President
- Phone
- 5173379570
- Signed
- 2021-03-21
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Simplified Accounting & Tax Service Inc
- Address
- 1120 KEYSTONE AVE, LANSING, MI 48911-5491
- Preparer
- Julie L Young CPA
- Phone
- 5178822441
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 10
“Cash contribution: 20,360”
Form 990-ez, Part I, Line 10
“Name: community development finance address: 3411 e 12 st , ste 124 oakland, ca 94601 cash contribution: 50,000”
Form 990-ez, Part III
“Through interest-free nano finance, our biswas seeks to enable marginalized women living in remote villages and urban slums to tackle the many challenges of extreme poverty and to tap into their confidence and ability to empower themselves, their families and their community.”
Form 990-ez, Part III, Line 28
“To provide support and improve women's health, by instaling a new unit to produce disposable sanitary napkins for underpriveledged women and girls at a substantially subsidized rate, and providing raw materials for the production.”
Raw XML Appendix164 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 0 | JOYASREE MAHANTI |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 1 | URMILA PATERIYA |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 2 | NUPUR SETHI |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 3 | AKSHAYA RAY |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 4 | MARGO SMITH |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 5 | SATYA SUBEDI |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 6 | ANSHU VARMA |
| CompensationExplanation/CompensationExplanationGrp/PersonNm | 7 | KAMINI GOWDAA |
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JOYASREE MAHANTI |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5173379570 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1210 WHITTIER DRIVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | EAST LANSING |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48823 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 91425 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 84662 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 71353 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -6763 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 735 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 91425 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 84662 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 77381 |
| IRS990EZ/GrossReceiptsAmt | 0 | 71353 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 91425 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 84662 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 91425 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 84662 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 20.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 3.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JOYASREE MAHANTI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | URMILA PATERIYA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | NUPUR SETHI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | AKSHAYA RAY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | MARGO SMITH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | SATYA SUBEDI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | ANSHU VARMA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | KAMINI GOWDAA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | VICE PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO PROVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH, BY INSTALING A NEW UNIT TO PRODUCE DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELEDGED WOMEN AND GIRLS AT A SUBSTANTIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | TO PROVIDE TOOLS AND OPPORTUNITY FOR MARGINALIZED WOMEN TO ACHIEVE ECOMONIC EMPOWERMENT THROUGH SMALL INTEREST FREE BUSINESS LOANS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd | 0 | X |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ForeignGrantsInd | 1 | X |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 7021 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 70360 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 7021 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 71095 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 78116 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 78116 |
| IRS990EZ/TotalRevenueAmt | 0 | 71353 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | HTTP://WWW.OURBISWASUSA.ORG |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 71353 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 120755 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 53660 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 70813 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 36884 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 353465 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 353465 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 71353 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 120755 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 53660 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 70813 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 36884 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 353465 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 353465 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | CASH CONTRIBUTION: 20,360 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NAME: COMMUNITY DEVELOPMENT FINANCE ADDRESS: 3411 E 12 ST , STE 124 OAKLAND, CA 94601 CASH CONTRIBUTION: 50,000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THROUGH INTEREST-FREE NANO FINANCE, OUR BISWAS SEEKS TO ENABLE MARGINALIZED WOMEN LIVING IN REMOTE VILLAGES AND URBAN SLUMS TO TACKLE THE MANY CHALLENGES OF EXTREME POVERTY AND TO TAP INTO THEIR CONFIDENCE AND ABILITY TO EMPOWER THEMSELVES, THEIR FAMILIES AND THEIR COMMUNITY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | TO PROVIDE SUPPORT AND IMPROVE WOMEN'S HEALTH, BY INSTALING A NEW UNIT TO PRODUCE DISPOSABLE SANITARY NAPKINS FOR UNDERPRIVELEDGED WOMEN AND GIRLS AT A SUBSTANTIALLY SUBSIDIZED RATE, AND PROVIDING RAW MATERIALS FOR THE PRODUCTION. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III, LINE 28 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOYASREE MAHANTI |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5173379570 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-03-21 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | OUR BISWAS |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | OURB |
| ReturnHeader/Filer/EIN | 0 | 870811973 |
| ReturnHeader/Filer/PhoneNum | 0 | 5173379570 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1210 WHITTIER DRIVE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | EAST LANSING |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48823 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 381812127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SIMPLIFIED ACCOUNTING & TAX SERVICE INC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1120 KEYSTONE AVE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | LANSING |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 489115491 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5178822441 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2021-03-22 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JULIE L YOUNG CPA |
| ReturnHeader/ReturnTs | 0 | 2021-03-29T12:53:02-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | JOYASREE |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | MAHANTI |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $84,662
- Liabilities
- -
- Net assets
- $84,662
- Revenue
- $71,353
- Expenses
- $78,116
- Net income
- -$6,763