Civic Intelligence

Westmark Credit Union

990 • Fiscal year 2013 • EIN 82-0218879

Jan 01, 2013 to Dec 31, 2013 • Filed on May 01, 2014

Organization Profilewestmark.org

View Organization Page

P O Box 2869Idaho Falls, ID 83403-2869

(208) 523-2722

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

4th percentile

0.05x

Higher debt load relative to assets than 4% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Liabilities / Revenue

4th percentile

1.15x

Higher debt load relative to revenue than 4% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Net Margin

66th percentile

18%

Higher net margin than 66% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Top Officer Pay

17th percentile

$255,427

Higher top officer pay than 17% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Asset Growth

85th percentile

9.3%

Faster asset growth than 85% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets4th percentile

Assets

Up

$540,557,207

Up $46,159,023 (+9.3%) from 2012

Net Assets

Up

$514,973,062

Up $26,328,946 (+5.4%) from 2012

Liabilities

Up

$25,584,145

Up $19,830,077 (+345%) from 2012

Revenue And Expenses
Liabilities / Revenue4th percentileNet Margin66th percentile

Revenue

$22,299,527

No earlier filing loaded for comparison.

Expenses

Down

$18,215,558

Down $557,951 (-3.0%) from 2012

Net Income

$4,083,969

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $447,348,629Liabilities 2010: $4,712,766Net Assets 2010: $442,635,8632010Assets 2011: $459,247,379Liabilities 2011: $4,641,853Net Assets 2011: $454,605,5262011Assets 2012: $494,398,184Liabilities 2012: $5,754,068Net Assets 2012: $488,644,1162012Assets 2013: $540,557,207Liabilities 2013: $25,584,145Net Assets 2013: $514,973,0622013Assets 2014: $590,476,160Liabilities 2014: $33,534,630Net Assets 2014: $556,941,5302014Assets 2015: $620,577,403Liabilities 2015: $16,578,659Net Assets 2015: $603,998,7442015Assets 2016: $667,202,718Liabilities 2016: $15,920,532Net Assets 2016: $651,282,1862016Assets 2017: $737,824,864Liabilities 2017: $36,951,141Net Assets 2017: $700,873,7232017Assets 2018: $811,852,132Liabilities 2018: $52,115,796Net Assets 2018: $759,736,3362018Assets 2019: $869,311,082Liabilities 2019: $30,411,546Net Assets 2019: $838,899,5362019Assets 2020: $1,018,954,833Liabilities 2020: $935,883,220Net Assets 2020: $83,071,6132020Assets 2021: $1,227,725,977Liabilities 2021: $1,129,597,665Net Assets 2021: $98,128,3122021Assets 2022: $1,345,014,810Liabilities 2022: $1,235,098,929Net Assets 2022: $109,915,8812022Assets 2023: $1,379,746,743Liabilities 2023: $1,266,931,399Net Assets 2023: $112,815,3442023Assets 2024: $1,436,932,098Liabilities 2024: $1,316,403,608Net Assets 2024: $120,528,4902024

Highlighted filing

2013

Assets$540,557,207
Liabilities$25,584,145
Net Assets$514,973,062
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0Expenses 2010: $20,923,1072010Expenses 2011: $19,582,4152011Expenses 2012: $18,773,5092012Revenue 2013: $22,299,527Expenses 2013: $18,215,558Net Income 2013: $4,083,9692013Revenue 2014: $23,728,584Expenses 2014: $19,866,260Net Income 2014: $3,862,3242014Revenue 2015: $26,060,830Expenses 2015: $22,967,917Net Income 2015: $3,092,9132015Revenue 2016: $27,124,397Expenses 2016: $24,816,475Net Income 2016: $2,307,9222016Revenue 2017: $29,870,714Expenses 2017: $26,753,326Net Income 2017: $3,117,3882017Revenue 2018: $35,804,999Expenses 2018: $29,597,852Net Income 2018: $6,207,1472018Revenue 2019: $41,696,992Expenses 2019: $35,471,614Net Income 2019: $6,225,3782019Revenue 2020: $46,192,978Expenses 2020: $37,742,919Net Income 2020: $8,450,0592020Revenue 2021: $51,350,868Expenses 2021: $36,176,129Net Income 2021: $15,174,7392021Revenue 2022: $56,814,454Expenses 2022: $44,182,726Net Income 2022: $12,631,7282022Revenue 2023: $71,501,183Expenses 2023: $67,586,359Net Income 2023: $3,914,8242023Revenue 2024: $89,871,813Expenses 2024: $82,420,225Net Income 2024: $7,451,5882024

Highlighted filing

2013

Revenue$22,299,527
Expenses$18,215,558
Net Income$4,083,969
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 1, 2014
Return Version
2013v3.0
Gross Receipts
$22,299,527
Mission and Program Overview

Mission

Provide traditional banking services to 58,000 members including consumer loans, real estate loans, commercial loans, checking, savings, deposit accounts and electronic services.

Provide traditional banking services to 46,000 members including consumer loans, real estate loans, checking, savings, deposit accounts and electronic services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$442,808,579$465,272,656▲ $22,464,077
Accounts Receivable$399,694,287$459,948,354▲ $60,254,067
Rtn Earn Endowment Incm Other Fnds$45,835,537$49,700,406▲ $3,864,869
Investments Other Securities$61,918,927$46,135,450▼ $15,783,477
Cash and Non-Interest-Bearing Accounts$13,399,269$12,153,085▼ $1,246,184
Land, Buildings, and Equipment, Net$9,542,187$9,477,717▼ $64,470
Savings and Temporary Cash Investments$3,771,647$6,245,450▲ $2,473,803
Inventories for Sale or Use$82,437$85,555▲ $3,118
Other Notes and Loans Receivable, Net$27,481$29,855▲ $2,374
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Intangible Assets$0--
Loans From Officers Directors$0--
Total Assets$494,398,184$540,557,207▲ $46,159,023
Other Assets Total$5,961,949$6,481,741▲ $519,792
Liabilities
Mortgage Notes Payable Secured by Investment Property$0$19,353,357▲ $19,353,357
Accounts Payable and Accrued Expenses$5,754,068$6,230,788▲ $476,720
Grants Payable$0--
Unsecured Notes Loans Payable$0--
Deferred Revenue$0--
Escrow Account Liability$0--
Tax Exempt Bond Liabilities$0--
Total Liabilities$5,754,068$25,584,145▲ $19,830,077
Net Assets / Fund Balance
Total Net Assets Fund Balance$488,644,116$514,973,062▲ $26,328,946
Total Liabilities and Net Assets / Fund Balance$494,398,184$540,557,207▲ $46,159,023

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,870,027$4,283,960$0
Other Land Buildings$60,214$0$0
Land$3,166,286-$0
Equipment$1,375,138$4,042,642$0
Leasehold Improvements$6,052$7,051$0
Other Securities$46,135,450--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay17th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Richard LeonardsonPresident/CEOFT$216,850$67,667$284,517
Gilbert BirdsongChief Operating OfficerFT$181,039$48,737$229,776
Bryant NielsonChief Information OfficerFT$155,894$39,046$194,940
Robert AndersonSR VP of FinanceFT$136,500$36,098$172,598
Jayme O'RullianVP Financial AdvisorFT$66,000$94,563$160,563
Craig SimpsonLegal CounselFT$137,500$14,138$151,638
Polly SimpsonMarketing ManagerFT$121,000$20,089$141,089
Mike SchenckCredit AdministratorFT$117,000$19,634$136,634
Paula StoneBranch AdministratorFT$110,237$18,922$129,159
John BealReal Estate ManagerFT$104,837$23,286$128,123
Tammy NelsonSr VP of Human ResourcesFT$105,000$17,412$122,412
Jonathan GalushaSr VP Branch AdministrationFT$100,113$16,813$116,926

Board Members and Trustees

NameTitle
James CuddihyBoard Chairman
Charles CollinsDirector
Jerry WardDirector
Mike EhlersDirector
Steve HammonDirector
Pegge SteeleSecretary
Brad NorbyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Davis Cleaning IncJanatorial Services-$107,826
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$21,493,388
Investment Income
$806,139
Other Revenue
$0
Change in Net Assets
$4,083,969
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$9,363,804
Other Expenses$4,981,592
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$5,865,825$0$0$5,865,825
Benefits to Members$3,870,162--$3,870,162
Other Employee Benefits$1,429,951$0$0$1,429,951
Current Officers, Directors, Trustees, and Key Employees$1,170,328$0$0$1,170,328
Occupancy$1,017,616$0$0$1,017,616
Advertising$952,265$0$0$952,265
Depreciation Depletion$711,367$0$0$711,367
Fees for Services Legal$634,813$0$0$634,813
Payroll Taxes$582,265$0$0$582,265
Pension Plan Contributions$315,435$0$0$315,435
Information Technology$275,500$0$0$275,500
Office Expenses$195,155$0$0$195,155
All Other Expenses$184,112$0$0$184,112
Travel$176,916$0$0$176,916
Conferences and Meetings$169,948$0$0$169,948
Insurance$164,332$0$0$164,332
Other Expenses$55,304$0$0$55,304
Interest$51,073$0$0$51,073
Fees for Services Accounting$48,000$0$0$48,000
Total Functional Expenses$18,215,558$0$0$18,215,558
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0--
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Westmark has approximately 46,000 members. Membership is limited to occupational groups in a specified geographical area and members must have $25 on deposit in a primary savings account.”

Form 990, Part VI, Section A, Line 7A

“Members of the Credit Union 16 years and older elect the 7 member Board of Directors.”

Form 990, Part VI, Section A, Line 7B

“Members elect Board Members and must approve merging with or acquiring other credit unions.”

Form 990, Part VI, Section B, Line 11B

“Discussed at monthly Board of Directors Meeting.”

Form 990, Part VI, Section B, Line 12C

“The Conflict of Interest Statements are signed annually by Board Members and other key officers.”

Form 990, Part VI, Section B, Line 15

“Salaries are determined using Industry Salary Surveys and an internal salary matrix.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are posted in each branch location and annual results are presented in the Annual Report. Other information would be available upon written request to the Board of Directors.”

Filing and Contact Details

Filer

EIN
82-0218879
Phone
2085232722

Signing Officer

Name
Richard Leonardson
Title
President
Phone
2085232722
Signed
2014-05-01

Organization Details

Principal Officer
Rich Leaonardson
Formed
1954
Legal Domicile
Id
Voting Board Members
7
Independent Board Members
7
Employees
195
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change in member deposits during 2013.”

Raw XML AppendixShowing 400 of 832 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/PersonNm0Brad Norby
IRS990/Form990PartVIISectionAGrp/PersonNm1Jerry Ward
IRS990/Form990PartVIISectionAGrp/PersonNm2Steve Hammon
IRS990/Form990PartVIISectionAGrp/PersonNm3Pegge Steele
IRS990/Form990PartVIISectionAGrp/PersonNm4Charles Collins
IRS990/Form990PartVIISectionAGrp/PersonNm5James Cuddihy
IRS990/Form990PartVIISectionAGrp/PersonNm6Mike Ehlers
IRS990/Form990PartVIISectionAGrp/PersonNm7Richard Leonardson
IRS990/Form990PartVIISectionAGrp/PersonNm8Gilbert Birdsong
IRS990/Form990PartVIISectionAGrp/PersonNm9Bryant Nielson
IRS990/Form990PartVIISectionAGrp/PersonNm10Jayme O'Rullian
IRS990/Form990PartVIISectionAGrp/PersonNm11Robert Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm12Craig Simpson
IRS990/Form990PartVIISectionAGrp/PersonNm13Polly Simpson
IRS990/Form990PartVIISectionAGrp/PersonNm14Mike Schenck
IRS990/Form990PartVIISectionAGrp/PersonNm15John Beal
IRS990/Form990PartVIISectionAGrp/PersonNm16Paula Stone
IRS990/Form990PartVIISectionAGrp/PersonNm17Tammy Nelson
IRS990/Form990PartVIISectionAGrp/PersonNm18Jonathan Galusha
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7255427
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8204035
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9171639
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10153730
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11151048
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12143661
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13130926
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14127004
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15121949
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16120276
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17113592
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18108684
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chief Information Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt10VP Financial Advisor
IRS990/Form990PartVIISectionAGrp/TitleTxt11SR VP of Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt12Legal Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt13Marketing Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt14Credit Administrator
IRS990/Form990PartVIISectionAGrp/TitleTxt15Real Estate Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt16Branch Administrator
IRS990/Form990PartVIISectionAGrp/TitleTxt17Sr VP of Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt18Sr VP Branch Administration
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt022299527
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt012
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0275500
IRS990/InformationTechnologyGrp/TotalAmt0275500
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt0164332
IRS990/InsuranceGrp/TotalAmt0164332
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt051073
IRS990/InterestGrp/TotalAmt051073
IRS990/InventoriesForSaleOrUseGrp/BOYAmt082437
IRS990/InventoriesForSaleOrUseGrp/EOYAmt085555
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0806139
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0806139
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt046135450
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/IRPDocumentCnt010539
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08333653
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09542187
IRS990/LandBldgEquipBasisNetGrp/EOYAmt09477717
IRS990/LandBldgEquipCostOrOtherBssAmt017811370
IRS990/LegalDomicileStateCd0ID
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Provide traditional banking services to 44,000 members including consumer loans, real estate loans, checking, savings, deposit accounts and electtronic services.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt019353357
IRS990/NetAssetsOrFundBalancesBOYAmt0488644116
IRS990/NetAssetsOrFundBalancesEOYAmt0514973062
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-110780
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt01017616
IRS990/OccupancyGrp/TotalAmt01017616
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0195155
IRS990/OfficeExpensesGrp/TotalAmt0195155
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05961949
IRS990/OtherAssetsTotalGrp/EOYAmt06481741
IRS990/OtherChangesInNetAssetsAmt022355757
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt01429951
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01429951
IRS990/OtherExpensesGrp/Desc0Postage/Courier
IRS990/OtherExpensesGrp/Desc1Dues & Subscriptions
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt0345191
IRS990/OtherExpensesGrp/ProgramServicesAmt155304
IRS990/OtherExpensesGrp/TotalAmt0345191
IRS990/OtherExpensesGrp/TotalAmt155304
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt05865825
IRS990/OtherSalariesAndWagesGrp/TotalAmt05865825
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt027481
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt029855
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$540,557,207
Liabilities
$25,584,145
Net assets
$514,973,062
Revenue
$22,299,527
Expenses
$18,215,558
Net income
$4,083,969
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1,437$1,316$121$89.9$82.4$7.45
2023Detailed filing. Detailed filing data is available for this year.$1,380$1,267$113$71.5$67.6$3.91
2022Detailed filing. Detailed filing data is available for this year.$1,345$1,235$110$56.8$44.2$12.6
2021Detailed filing. Detailed filing data is available for this year.$1,228$1,130$98.1$51.4$36.2$15.2
2020Detailed filing. Detailed filing data is available for this year.$1,019$936$83.1$46.2$37.7$8.45
2019Detailed filing. Detailed filing data is available for this year.$869$30.4$839$41.7$35.5$6.23
2018Detailed filing. Detailed filing data is available for this year.$812$52.1$760$35.8$29.6$6.21
2017Detailed filing. Detailed filing data is available for this year.$738$37.0$701$29.9$26.8$3.12
2016Detailed filing. Detailed filing data is available for this year.$667$15.9$651$27.1$24.8$2.31
2015Detailed filing. Detailed filing data is available for this year.$621$16.6$604$26.1$23.0$3.09
2014Detailed filing. Detailed filing data is available for this year.$590$33.5$557$23.7$19.9$3.86
2013Detailed filing. Detailed filing data is available for this year.$541$25.6$515$22.3$18.2$4.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$494$5.75$489$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$459$4.64$455$19.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$447$4.71$443$20.9
Peer Organizations

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