Civic Intelligence

Westmark Credit Union

990 • Fiscal year 2015 • EIN 82-0218879

Jan 01, 2015 to Dec 31, 2015 • Filed on May 16, 2016

Organization Profilewestmark.org

View Organization Page

P O Box 2869Idaho Falls, ID 83403-2869

(208) 523-2722

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

3rd percentile

0.03x

Higher debt load relative to assets than 3% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Liabilities / Revenue

4th percentile

0.64x

Higher debt load relative to revenue than 4% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Net Margin

40th percentile

12%

Higher net margin than 40% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Top Officer Pay

34th percentile

$323,689

Higher top officer pay than 34% of similar nonprofits.

Top officer pay equals 1.2% of source-year revenue.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2015

Asset Growth

41st percentile

5.1%

Faster asset growth than 41% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Revenue Growth

72nd percentile

9.8%

Faster revenue growth than 72% of similar nonprofits.

2015 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets3rd percentile

Assets

Up

$620,577,403

Up $30,101,243 (+5.1%) from 2014

Net Assets

Up

$603,998,744

Up $47,057,214 (+8.4%) from 2014

Liabilities

Down

$16,578,659

Down $16,955,971 (-51%) from 2014

Revenue And Expenses
Liabilities / Revenue4th percentileNet Margin40th percentile

Revenue

Up

$26,060,830

Up $2,332,246 (+9.8%) from 2014

Expenses

Up

$22,967,917

Up $3,101,657 (+16%) from 2014

Net Income

Down

$3,092,913

Down $769,411 (-20%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth41st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $447,348,629Liabilities 2010: $4,712,766Net Assets 2010: $442,635,8632010Assets 2011: $459,247,379Liabilities 2011: $4,641,853Net Assets 2011: $454,605,5262011Assets 2012: $494,398,184Liabilities 2012: $5,754,068Net Assets 2012: $488,644,1162012Assets 2013: $540,557,207Liabilities 2013: $25,584,145Net Assets 2013: $514,973,0622013Assets 2014: $590,476,160Liabilities 2014: $33,534,630Net Assets 2014: $556,941,5302014Assets 2015: $620,577,403Liabilities 2015: $16,578,659Net Assets 2015: $603,998,7442015Assets 2016: $667,202,718Liabilities 2016: $15,920,532Net Assets 2016: $651,282,1862016Assets 2017: $737,824,864Liabilities 2017: $36,951,141Net Assets 2017: $700,873,7232017Assets 2018: $811,852,132Liabilities 2018: $52,115,796Net Assets 2018: $759,736,3362018Assets 2019: $869,311,082Liabilities 2019: $30,411,546Net Assets 2019: $838,899,5362019Assets 2020: $1,018,954,833Liabilities 2020: $935,883,220Net Assets 2020: $83,071,6132020Assets 2021: $1,227,725,977Liabilities 2021: $1,129,597,665Net Assets 2021: $98,128,3122021Assets 2022: $1,345,014,810Liabilities 2022: $1,235,098,929Net Assets 2022: $109,915,8812022Assets 2023: $1,379,746,743Liabilities 2023: $1,266,931,399Net Assets 2023: $112,815,3442023Assets 2024: $1,436,932,098Liabilities 2024: $1,316,403,608Net Assets 2024: $120,528,4902024

Highlighted filing

2015

Assets$620,577,403
Liabilities$16,578,659
Net Assets$603,998,744
Open 2015 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0Expenses 2010: $20,923,1072010Expenses 2011: $19,582,4152011Expenses 2012: $18,773,5092012Revenue 2013: $22,299,527Expenses 2013: $18,215,558Net Income 2013: $4,083,9692013Revenue 2014: $23,728,584Expenses 2014: $19,866,260Net Income 2014: $3,862,3242014Revenue 2015: $26,060,830Expenses 2015: $22,967,917Net Income 2015: $3,092,9132015Revenue 2016: $27,124,397Expenses 2016: $24,816,475Net Income 2016: $2,307,9222016Revenue 2017: $29,870,714Expenses 2017: $26,753,326Net Income 2017: $3,117,3882017Revenue 2018: $35,804,999Expenses 2018: $29,597,852Net Income 2018: $6,207,1472018Revenue 2019: $41,696,992Expenses 2019: $35,471,614Net Income 2019: $6,225,3782019Revenue 2020: $46,192,978Expenses 2020: $37,742,919Net Income 2020: $8,450,0592020Revenue 2021: $51,350,868Expenses 2021: $36,176,129Net Income 2021: $15,174,7392021Revenue 2022: $56,814,454Expenses 2022: $44,182,726Net Income 2022: $12,631,7282022Revenue 2023: $71,501,183Expenses 2023: $67,586,359Net Income 2023: $3,914,8242023Revenue 2024: $89,871,813Expenses 2024: $82,420,225Net Income 2024: $7,451,5882024

Highlighted filing

2015

Revenue$26,060,830
Expenses$22,967,917
Net Income$3,092,913
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 16, 2016
Return Version
2015v2.1
Gross Receipts
$26,060,830
Mission and Program Overview

Mission

Provide traditional banking services to 58,000 members including consumer loans, real estate loans, commercial loans, checking, savings, deposit accounts and electronic services.

Provide traditional banking services to 51,000 members including consumer loans, real estate loans, checking, savings, deposit accounts and electronic services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$521,682,063$548,442,985▲ $26,760,922
Cap Stk Tr Prin Current Funds$503,340,342$547,241,204▲ $43,900,862
Rtn Earn Endowment Incm Other Fnds$53,601,188$56,757,540▲ $3,156,352
Investments Other Securities$40,804,344$31,024,917▼ $9,779,427
Cash and Non-Interest-Bearing Accounts$7,924,860$19,425,536▲ $11,500,676
Land, Buildings, and Equipment, Net$10,362,603$14,209,124▲ $3,846,521
Savings and Temporary Cash Investments$2,488,249--
Prepaid Expenses and Deferred Charges$997,903$982,174▼ $15,729
Inventories for Sale or Use$105,269$82,978▼ $22,291
Other Notes and Loans Receivable, Net$46,743$29,004▼ $17,739
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$590,476,160$620,577,403▲ $30,101,243
Other Assets Total$6,064,126$6,380,685▲ $316,559
Liabilities
Mortgage Notes Payable Secured by Investment Property$27,559,914$12,072,465▼ $15,487,449
Accounts Payable and Accrued Expenses$5,974,716$4,506,194▼ $1,468,522
Total Liabilities$33,534,630$16,578,659▼ $16,955,971
Net Assets / Fund Balance
Total Net Assets Fund Balance$556,941,530$603,998,744▲ $47,057,214
Total Liabilities and Net Assets / Fund Balance$590,476,160$620,577,403▲ $30,101,243

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,704,111$4,363,402$0
Other Land Buildings$2,787,163$0$0
Land$4,409,445-$0
Equipment$1,305,654$5,086,048$0
Leasehold Improvements$2,751$10,352$0
Other Securities$31,024,917--
Compensation and Service Providers
Top Officer Pay34th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Richard LeonardsonPresident/CEOFT$236,801$118,869$355,670
Gilbert BirdsongChief Operating OfficerFT$206,000$54,675$260,675
Bryant NielsonChief Information OfficerFT$178,000$44,014$222,014
Robert AndersonSR VP of FinanceFT$148,500$39,313$187,813
Craig SimpsonLegal CounselFT$149,000$19,633$168,633
Polly SimpsonMarketing ManagerFT$131,500$22,777$154,277
Mike SchenckVP of Credit AdministrationFT$131,356$22,795$154,151
Paula StoneVP of Branch AdministrationFT$123,763$21,990$145,753
John BealVP of Real Estate AdministrationFT$112,302$25,235$137,537
Tammy NelsonSr VP of Human ResourcesFT$115,500$19,893$135,393
Jonathan GalushaSr VP Branch AdministrationFT$112,397$19,482$131,879
Jayme O'RullianVP Financial AdvisorFT$66,000$59,529$125,529

Board Members and Trustees

NameTitle
Pegge SteeleBoard Chairman
Charles CollinsDirector
Jerry WardDirector
Mike EhlersDirector
Steve HammonDirector
James CuddihySecretary
Brad NorbyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Davis Cleaning IncJanatorial Services2745 Vesta Circle, Idaho Falls, ID 83402$108,201
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$25,391,857
Investment Income
$647,646
Other Revenue
$21,327
Change in Net Assets
$3,092,913
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$10,685,666
Other Expenses$5,580,180
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$6,702,071--$6,702,071
Other Salaries and Wages$6,613,362--$6,613,362
Other Employee Benefits$1,744,477--$1,744,477
Current Officers, Directors, Trustees, and Key Employees$1,344,174--$1,344,174
Advertising$1,208,703--$1,208,703
Occupancy$1,073,095--$1,073,095
Fees for Services Other$922,717--$922,717
Depreciation Depletion$641,366--$641,366
Payroll Taxes$627,695--$627,695
Pension Plan Contributions$355,958--$355,958
All Other Expenses$329,260--$329,260
Information Technology$288,196--$288,196
Office Expenses$227,571--$227,571
Conferences and Meetings$207,060--$207,060
Travel$187,247--$187,247
Interest$73,870--$73,870
Other Expenses$71,385$0$0$71,385
Fees for Services Accounting$36,000--$36,000
Insurance$-57,571--$-57,571
Total Functional Expenses$22,967,917$0$0$22,967,917
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Westmark has approximately 50,000 members. Membership is limited to occupational groups in a specified geographical area and members must have $5 on deposit in a primary savings account.”

Form 990, Part VI, Section A, Line 7A

“Credit Union Members 16 and older elect the 7 member Board of Directors”

Form 990, Part VI, Section A, Line 7B

“Members elect Board Members and must approve merging with or acquiring other credit unions.”

Form 990, Part VI, Section B, Line 11B

“Discussed at monthly Board of Directors meeting.”

Form 990, Part VI, Section B, Line 12C

“The conflict of Interest Statements are signed annually by the Board Members and other key officers.”

Form 990, Part VI, Section B, Line 15

“Salaries are determined using industry Salary Surveys and an internal salary matrix.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are ported in each branch location and annual results are presented in the Annual Report. Other information would be available upon written request to the Board of Directors.”

Filing and Contact Details

Filer

Filer Name
Westmark Credit Union
EIN
82-0218879
Phone
2085232722
Address
P O Box 2869, Idaho Falls, ID 83403-2869

Signing Officer

Name
Richard Leonardson
Title
President
Phone
2085232722
Signed
2016-05-16

Organization Details

Principal Officer
Rich Leonardson
Formed
1954
Legal Domicile
Id
Voting Board Members
7
Independent Board Members
7
Employees
207
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change in member deposits in 2015.”

Raw XML AppendixShowing 400 of 758 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm4Charles Collins
IRS990/Form990PartVIISectionAGrp/PersonNm5James Cuddihy
IRS990/Form990PartVIISectionAGrp/PersonNm6Mike Ehlers
IRS990/Form990PartVIISectionAGrp/PersonNm7Richard Leonardson
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IRS990/Form990PartVIISectionAGrp/PersonNm9Bryant Nielson
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IRS990/Form990PartVIISectionAGrp/PersonNm18Jonathan Galusha
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7323689
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8233272
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9196623
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10164696
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11156643
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12143396
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13125855
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14143235
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15135471
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16131072
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17121081
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18122540
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chief Information Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt10SR VP of Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt11Legal Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt12Marketing Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt13Sr VP of Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP of Credit Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP of Branch Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP of Real Estate Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP Financial Advisor
IRS990/Form990PartVIISectionAGrp/TitleTxt18Sr VP Branch Administration
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt026060830
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt013
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0288196
IRS990/InformationTechnologyGrp/TotalAmt0288196
IRS990/InsuranceGrp/ProgramServicesAmt0-57571
IRS990/InsuranceGrp/TotalAmt0-57571
IRS990/InterestGrp/ProgramServicesAmt073870
IRS990/InterestGrp/TotalAmt073870
IRS990/InventoriesForSaleOrUseGrp/BOYAmt0105269
IRS990/InventoriesForSaleOrUseGrp/EOYAmt082978
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0647646
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0647646
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt040804344
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt031024917
IRS990/IRPDocumentCnt07987
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09459802
IRS990/LandBldgEquipBasisNetGrp/BOYAmt010362603
IRS990/LandBldgEquipBasisNetGrp/EOYAmt014209124
IRS990/LandBldgEquipCostOrOtherBssAmt023668926
IRS990/LegalDomicileStateCd0ID
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt021327
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt021327
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Provide traditional banking services to 51,000 members including consumer loans, real estate loans, checking, savings, deposit accounts and electronic services.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt027559914
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt012072465
IRS990/NetAssetsOrFundBalancesBOYAmt0556941530
IRS990/NetAssetsOrFundBalancesEOYAmt0603998744
IRS990/NetUnrelatedBusTxblIncmAmt0497430
IRS990/NetUnrlzdGainsLossesInvstAmt063440
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt01073095
IRS990/OccupancyGrp/TotalAmt01073095
IRS990/OfficeExpensesGrp/ProgramServicesAmt0227571
IRS990/OfficeExpensesGrp/TotalAmt0227571
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06064126
IRS990/OtherAssetsTotalGrp/EOYAmt06380685
IRS990/OtherChangesInNetAssetsAmt043900861
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt01744477
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01744477
IRS990/OtherExpensesGrp/Desc0Postage/Courier
IRS990/OtherExpensesGrp/Desc1Dues and subscriptions
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt0371281
IRS990/OtherExpensesGrp/ProgramServicesAmt171385
IRS990/OtherExpensesGrp/TotalAmt0371281
IRS990/OtherExpensesGrp/TotalAmt171385
IRS990/OtherRevenueTotalAmt021327
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt06613362
IRS990/OtherSalariesAndWagesGrp/TotalAmt06613362
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt046743
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt029004
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0627695
IRS990/PayrollTaxesGrp/TotalAmt0627695
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0355958
IRS990/PensionPlanContributionsGrp/TotalAmt0355958
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0997903
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0982174
IRS990/PrincipalOfficerNm0Rich Leonardson
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2523000
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest charged to members on loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees charged for banking services
IRS990/ProgramServiceRevenueGrp/Desc2Investment services income
IRS990/ProgramServiceRevenueGrp/Desc3Insurance products sold
IRS990/ProgramServiceRevenueGrp/Desc4ATM fees charged to non-members
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018844727
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15837523
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3212177
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt40
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018844727
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15837523
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2458378
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3212177
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt439052
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2458378
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt439052
IRS990/ProgSrvcAccomActy2Grp/Desc0Granted $69 million in First Mortgage loans to credit union members
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01711943
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt08893668
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided checking, savings and other traditional banking services to credit members
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt010480089
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt02294579
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Unrelated Business programs of Financial services and ATM usage fees by non-members
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0745587
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0497430
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt04784559
IRS990/PYContributionsGrantsAmt00

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$620,577,403
Liabilities
$16,578,659
Net assets
$603,998,744
Revenue
$26,060,830
Expenses
$22,967,917
Net income
$3,092,913
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1,437$1,316$121$89.9$82.4$7.45
2023Detailed filing. Detailed filing data is available for this year.$1,380$1,267$113$71.5$67.6$3.91
2022Detailed filing. Detailed filing data is available for this year.$1,345$1,235$110$56.8$44.2$12.6
2021Detailed filing. Detailed filing data is available for this year.$1,228$1,130$98.1$51.4$36.2$15.2
2020Detailed filing. Detailed filing data is available for this year.$1,019$936$83.1$46.2$37.7$8.45
2019Detailed filing. Detailed filing data is available for this year.$869$30.4$839$41.7$35.5$6.23
2018Detailed filing. Detailed filing data is available for this year.$812$52.1$760$35.8$29.6$6.21
2017Detailed filing. Detailed filing data is available for this year.$738$37.0$701$29.9$26.8$3.12
2016Detailed filing. Detailed filing data is available for this year.$667$15.9$651$27.1$24.8$2.31
2015Detailed filing. Detailed filing data is available for this year.$621$16.6$604$26.1$23.0$3.09
2014Detailed filing. Detailed filing data is available for this year.$590$33.5$557$23.7$19.9$3.86
2013Detailed filing. Detailed filing data is available for this year.$541$25.6$515$22.3$18.2$4.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$494$5.75$489$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$459$4.64$455$19.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$447$4.71$443$20.9
Peer Organizations

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