Civic Intelligence

Westmark Credit Union

990 • Fiscal year 2018 • EIN 82-0218879

Jan 01, 2018 to Dec 31, 2018 • Filed on May 13, 2019

Organization Profilewestmark.org

View Organization Page

PO Box 2869Idaho Falls, ID 83403-2869

(208) 523-2722

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

3rd percentile

0.06x

Higher debt load relative to assets than 3% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

4th percentile

1.46x

Higher debt load relative to revenue than 4% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

66th percentile

17%

Higher net margin than 66% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

24th percentile

$308,718

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

86th percentile

10%

Faster asset growth than 86% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

92nd percentile

20%

Faster revenue growth than 92% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets3rd percentile

Assets

Up

$811,852,132

Up $74,027,268 (+10%) from 2017

Net Assets

Up

$759,736,336

Up $58,862,613 (+8.4%) from 2017

Liabilities

Up

$52,115,796

Up $15,164,655 (+41%) from 2017

Revenue And Expenses
Liabilities / Revenue4th percentileNet Margin66th percentile

Revenue

Up

$35,804,999

Up $5,934,285 (+20%) from 2017

Expenses

Up

$29,597,852

Up $2,844,526 (+11%) from 2017

Net Income

Up

$6,207,147

Up $3,089,759 (+99%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $447,348,629Liabilities 2010: $4,712,766Net Assets 2010: $442,635,8632010Assets 2011: $459,247,379Liabilities 2011: $4,641,853Net Assets 2011: $454,605,5262011Assets 2012: $494,398,184Liabilities 2012: $5,754,068Net Assets 2012: $488,644,1162012Assets 2013: $540,557,207Liabilities 2013: $25,584,145Net Assets 2013: $514,973,0622013Assets 2014: $590,476,160Liabilities 2014: $33,534,630Net Assets 2014: $556,941,5302014Assets 2015: $620,577,403Liabilities 2015: $16,578,659Net Assets 2015: $603,998,7442015Assets 2016: $667,202,718Liabilities 2016: $15,920,532Net Assets 2016: $651,282,1862016Assets 2017: $737,824,864Liabilities 2017: $36,951,141Net Assets 2017: $700,873,7232017Assets 2018: $811,852,132Liabilities 2018: $52,115,796Net Assets 2018: $759,736,3362018Assets 2019: $869,311,082Liabilities 2019: $30,411,546Net Assets 2019: $838,899,5362019Assets 2020: $1,018,954,833Liabilities 2020: $935,883,220Net Assets 2020: $83,071,6132020Assets 2021: $1,227,725,977Liabilities 2021: $1,129,597,665Net Assets 2021: $98,128,3122021Assets 2022: $1,345,014,810Liabilities 2022: $1,235,098,929Net Assets 2022: $109,915,8812022Assets 2023: $1,379,746,743Liabilities 2023: $1,266,931,399Net Assets 2023: $112,815,3442023Assets 2024: $1,436,932,098Liabilities 2024: $1,316,403,608Net Assets 2024: $120,528,4902024

Highlighted filing

2018

Assets$811,852,132
Liabilities$52,115,796
Net Assets$759,736,336
Open 2018 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0Expenses 2010: $20,923,1072010Expenses 2011: $19,582,4152011Expenses 2012: $18,773,5092012Revenue 2013: $22,299,527Expenses 2013: $18,215,558Net Income 2013: $4,083,9692013Revenue 2014: $23,728,584Expenses 2014: $19,866,260Net Income 2014: $3,862,3242014Revenue 2015: $26,060,830Expenses 2015: $22,967,917Net Income 2015: $3,092,9132015Revenue 2016: $27,124,397Expenses 2016: $24,816,475Net Income 2016: $2,307,9222016Revenue 2017: $29,870,714Expenses 2017: $26,753,326Net Income 2017: $3,117,3882017Revenue 2018: $35,804,999Expenses 2018: $29,597,852Net Income 2018: $6,207,1472018Revenue 2019: $41,696,992Expenses 2019: $35,471,614Net Income 2019: $6,225,3782019Revenue 2020: $46,192,978Expenses 2020: $37,742,919Net Income 2020: $8,450,0592020Revenue 2021: $51,350,868Expenses 2021: $36,176,129Net Income 2021: $15,174,7392021Revenue 2022: $56,814,454Expenses 2022: $44,182,726Net Income 2022: $12,631,7282022Revenue 2023: $71,501,183Expenses 2023: $67,586,359Net Income 2023: $3,914,8242023Revenue 2024: $89,871,813Expenses 2024: $82,420,225Net Income 2024: $7,451,5882024

Highlighted filing

2018

Revenue$35,804,999
Expenses$29,597,852
Net Income$6,207,147
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 13, 2019
Return Version
2018v3.0
Gross Receipts
$35,804,999
Mission and Program Overview

Mission

Provide traditional banking services to 58,000 members including consumer loans, real estate loans, commercial loans, checking, savings, deposit accounts and electronic services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$640,725,240$709,106,500▲ $68,381,260
Cap Stk Tr Prin Current Funds$638,833,804$691,488,469▲ $52,654,665
Rtn Earn Endowment Incm Other Fnds$62,039,919$68,247,867▲ $6,207,948
Investments Other Securities$50,352,869$53,379,399▲ $3,026,530
Land, Buildings, and Equipment, Net$19,491,733$21,957,139▲ $2,465,406
Cash and Non-Interest-Bearing Accounts$17,908,026$17,175,125▼ $732,901
Prepaid Expenses and Deferred Charges$1,524,370$1,565,399▲ $41,029
Other Notes and Loans Receivable, Net$64,026$194,032▲ $130,006
Inventories for Sale or Use$213,971$87,965▼ $126,006
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$737,824,864$811,852,132▲ $74,027,268
Other Assets Total$7,544,629$8,386,573▲ $841,944
Liabilities
Mortgage Notes Payable Secured by Investment Property$29,219,694$44,594,272▲ $15,374,578
Accounts Payable and Accrued Expenses$7,731,447$7,521,524▼ $209,923
Total Liabilities$36,951,141$52,115,796▲ $15,164,655
Net Assets / Fund Balance
Total Net Assets Fund Balance$700,873,723$759,736,336▲ $58,862,613
Total Liabilities and Net Assets / Fund Balance$737,824,864$811,852,132▲ $74,027,268

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,979,782$5,420,863$0
Other Land Buildings$3,275,191$0$0
Land$4,035,206-$0
Equipment$2,660,342$4,596,734$0
Leasehold Improvements$6,618$10,869$0
Other Securities$53,379,399--
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Richard LeonardsonPresident/CEOFT$265,167$73,532$338,699
Gilbert BirdsongChief Operating OfficerFT$230,608$57,962$288,570
Robert AndersonSr VP of Finance-$165,504$41,880$207,384
Craig SimpsonLegal CounselFT$166,013$20,767$186,780
Robert AndersonChief Financial OfficerFT$184,580-$184,580
Mike SchenckVP of Credit AdministrationFT$152,930$25,277$178,207
Polly SimpsonChief Marketing OfficerFT$148,005$25,299$173,304
Paula StoneVP of Branch AdministrationFT$144,200$24,591$168,791
Don WestChief Information OfficerFT$145,600$17,600$163,200
Jayme O'RullianVP Financial AdvisorFT$68,000$93,548$161,548
Tammy NelsonChief Human Resource OfficerFT$130,996$22,249$153,245

Board Members and Trustees

NameTitle
Mike EhlersBoard Chairman
Charles CollinsDirector
Denise TeuscherDirector
Nathan StevensDirector
Steve HammonDirector
James CuddihySecretary
Tom YearsleyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Davis Cleaning IncJanatorial Services2745 Vesta Circle, Idaho Falls, ID 83402$152,194
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$34,714,081
Investment Income
$1,074,447
Other Revenue
$16,471
Change in Net Assets
$6,207,147
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$13,357,250
Other Expenses$8,438,919
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$8,327,776
Benefits to Members---$7,801,683
Other Employee Benefits---$2,165,106
Current Officers, Directors, Trustees, and Key Employees---$1,857,750
Advertising---$1,853,782
Occupancy---$1,453,973
Fees for Services Other---$1,370,769
Depreciation Depletion---$1,037,508
Payroll Taxes---$800,987
Interest---$765,069
Conferences and Meetings---$450,724
Information Technology---$390,839
Travel---$251,039
Office Expenses---$219,730
Pension Plan Contributions---$205,631
All Other Expenses---$186,058
Other Expenses---$94,597
Fees for Services Accounting---$48,000
Insurance---$-85,661
Total Functional Expenses$0$0$0$29,597,852
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Westmark Credit Union has approximately 58,000 members. Membership is limited to occupational groups in a specified geographical area and members must have a $5 deposit in a primary savings account.”

Form 990, Part VI, Section A, Line 7A

“Credit Union Members 16 and older elect the 7 Board of Directors.”

Form 990, Part VI, Section A, Line 7B

“Members elect Board Members and must approve merging with or acquiring other credit unions.”

Form 990, Part VI, Section B, Line 11B

“Discussed at monthly Board of Directors meeting.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest statements are signed annually by the Board Members and other key officers.”

Form 990, Part VI, Section B, Line 15

“Salaries are determined using industry Salary Surveys and an internal salary matrix.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are reported in each branch location and annual results are presented in the annual report at the annual meeting. Other information would be available upon written request to the Board of Directors.”

Filing and Contact Details

Filer

Filer Name
Westmark Credit Union
EIN
82-0218879
Phone
2085232722
Address
PO Box 2869, Idaho Falls, ID 83403-2869

Signing Officer

Name
Richard Leonardson
Title
President
Phone
2085232722
Signed
2019-05-13

Organization Details

Principal Officer
Rich Leonardson
Formed
1954
Legal Domicile
Id
Voting Board Members
7
Independent Board Members
7
Employees
257
Volunteers
12
Supplemental Narrative

Additional Explanations

Form 990, Part V, Line 3A

“Unrelated Business Income was reported on 990-T of $749,789. Unrelated Business Income expenses of $1,105,166 were reported on 990-T.”

Form 990, Part XI, Line 9

“Change in member deposits in 2018.”

Raw XML AppendixShowing 400 of 705 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm4James Cuddihy
IRS990/Form990PartVIISectionAGrp/PersonNm5Nathan Stevens
IRS990/Form990PartVIISectionAGrp/PersonNm6Tom Yearsley
IRS990/Form990PartVIISectionAGrp/PersonNm7Richard Leonardson
IRS990/Form990PartVIISectionAGrp/PersonNm8Gilbert Birdsong
IRS990/Form990PartVIISectionAGrp/PersonNm9Don West
IRS990/Form990PartVIISectionAGrp/PersonNm10Robert Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm11Craig Simpson
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chief Information Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt10Chief Financial Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt11Legal Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt12Chief Marketing Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt13Chief Human Resource Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP of Credit Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP of Branch Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP Financial Advisor
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt035804999
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt017
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0390839
IRS990/InsuranceGrp/TotalAmt0-85661
IRS990/InterestGrp/TotalAmt0765069
IRS990/InventoriesForSaleOrUseGrp/BOYAmt0213971
IRS990/InventoriesForSaleOrUseGrp/EOYAmt087965
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01074447
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01074447
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt050352869
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt053379399
IRS990/IRPDocumentCnt014610
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt010028466
IRS990/LandBldgEquipBasisNetGrp/BOYAmt019491733
IRS990/LandBldgEquipBasisNetGrp/EOYAmt021957139
IRS990/LandBldgEquipCostOrOtherBssAmt031985605
IRS990/LegalDomicileStateCd0ID
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt018506
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt018506
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Provide traditional banking services to 58,000 members including consumer loans, real estate loans, commercial loans, checking, savings, deposit accounts and electronic services.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt029219694
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt044594272
IRS990/NetAssetsOrFundBalancesBOYAmt0700873723
IRS990/NetAssetsOrFundBalancesEOYAmt0759736336
IRS990/NetUnrlzdGainsLossesInvstAmt0-153690
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01453973
IRS990/OfficeExpensesGrp/TotalAmt0219730
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07544629
IRS990/OtherAssetsTotalGrp/EOYAmt08386573
IRS990/OtherChangesInNetAssetsAmt052809156
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02165106
IRS990/OtherExpensesGrp/Desc0Postage/Courier expenses
IRS990/OtherExpensesGrp/Desc1Dues and subscriptions expenses
IRS990/OtherExpensesGrp/TotalAmt0402492
IRS990/OtherExpensesGrp/TotalAmt194597
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/Desc0Loss on sale of assets
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0-2035
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0-2035
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt016471
IRS990/OtherSalariesAndWagesGrp/TotalAmt08327776
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt064026
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0194032
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0800987
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0205631
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01524370
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01565399
IRS990/PrincipalOfficerNm0Rich Leonardson
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2523000
IRS990/ProgramServiceRevenueGrp/BusinessCd3524298
IRS990/ProgramServiceRevenueGrp/BusinessCd4522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest charged to members on loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees charged for banking services
IRS990/ProgramServiceRevenueGrp/Desc2Investment services income
IRS990/ProgramServiceRevenueGrp/Desc3Insurance products sold
IRS990/ProgramServiceRevenueGrp/Desc4ATM Fees charged to non-members
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt026660231
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17052347
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3251714
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt40
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt026660231
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17052347
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2689328
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3251714
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt460461
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt2689328
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt460461
IRS990/ProgSrvcAccomActy2Grp/Desc0Granted $42 million in first mortgage and other real estate loans to credit union members
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt02383847
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt09709046
IRS990/ProgSrvcAccomActy3Grp/Desc0Provided checking, savings and other traditional banking services to credit members
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt014108253
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt02970256
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Unrelated Business programs of Financial services and ATM usage fees by non-members
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt01105166
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0749789
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt07732947
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0866213
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt07011042
IRS990/PYOtherRevenueAmt067789
IRS990/PYProgramServiceRevenueAmt028936712
IRS990/PYRevenuesLessExpensesAmt03117388
IRS990/PYSalariesCompEmpBnftPaidAmt012009337
IRS990/PYTotalExpensesAmt026753326
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt029870714
IRS990/ReconcilationRevenueExpnssAmt06207147
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$811,852,132
Liabilities
$52,115,796
Net assets
$759,736,336
Revenue
$35,804,999
Expenses
$29,597,852
Net income
$6,207,147
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1,437$1,316$121$89.9$82.4$7.45
2023Detailed filing. Detailed filing data is available for this year.$1,380$1,267$113$71.5$67.6$3.91
2022Detailed filing. Detailed filing data is available for this year.$1,345$1,235$110$56.8$44.2$12.6
2021Detailed filing. Detailed filing data is available for this year.$1,228$1,130$98.1$51.4$36.2$15.2
2020Detailed filing. Detailed filing data is available for this year.$1,019$936$83.1$46.2$37.7$8.45
2019Detailed filing. Detailed filing data is available for this year.$869$30.4$839$41.7$35.5$6.23
2018Detailed filing. Detailed filing data is available for this year.$812$52.1$760$35.8$29.6$6.21
2017Detailed filing. Detailed filing data is available for this year.$738$37.0$701$29.9$26.8$3.12
2016Detailed filing. Detailed filing data is available for this year.$667$15.9$651$27.1$24.8$2.31
2015Detailed filing. Detailed filing data is available for this year.$621$16.6$604$26.1$23.0$3.09
2014Detailed filing. Detailed filing data is available for this year.$590$33.5$557$23.7$19.9$3.86
2013Detailed filing. Detailed filing data is available for this year.$541$25.6$515$22.3$18.2$4.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$494$5.75$489$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$459$4.64$455$19.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$447$4.71$443$20.9