Civic Intelligence

Westmark Credit Union

990 • Fiscal year 2017 • EIN 82-0218879

Jan 01, 2017 to Dec 31, 2017 • Filed on May 14, 2018

Organization Profilewestmark.org

View Organization Page

P O Box 2869Idaho Falls, ID 83403-2869

(208) 523-2722

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

4th percentile

0.05x

Higher debt load relative to assets than 4% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Liabilities / Revenue

4th percentile

1.24x

Higher debt load relative to revenue than 4% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Net Margin

36th percentile

10%

Higher net margin than 36% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Top Officer Pay

22nd percentile

$293,823

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2017

Asset Growth

82nd percentile

11%

Faster asset growth than 82% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Revenue Growth

66th percentile

10%

Faster revenue growth than 66% of similar nonprofits.

2017 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets4th percentile

Assets

Up

$737,824,864

Up $70,622,146 (+11%) from 2016

Net Assets

Up

$700,873,723

Up $49,591,537 (+7.6%) from 2016

Liabilities

Up

$36,951,141

Up $21,030,609 (+132%) from 2016

Revenue And Expenses
Liabilities / Revenue4th percentileNet Margin36th percentile

Revenue

Up

$29,870,714

Up $2,746,317 (+10%) from 2016

Expenses

Up

$26,753,326

Up $1,936,851 (+7.8%) from 2016

Net Income

Up

$3,117,388

Up $809,466 (+35%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $447,348,629Liabilities 2010: $4,712,766Net Assets 2010: $442,635,8632010Assets 2011: $459,247,379Liabilities 2011: $4,641,853Net Assets 2011: $454,605,5262011Assets 2012: $494,398,184Liabilities 2012: $5,754,068Net Assets 2012: $488,644,1162012Assets 2013: $540,557,207Liabilities 2013: $25,584,145Net Assets 2013: $514,973,0622013Assets 2014: $590,476,160Liabilities 2014: $33,534,630Net Assets 2014: $556,941,5302014Assets 2015: $620,577,403Liabilities 2015: $16,578,659Net Assets 2015: $603,998,7442015Assets 2016: $667,202,718Liabilities 2016: $15,920,532Net Assets 2016: $651,282,1862016Assets 2017: $737,824,864Liabilities 2017: $36,951,141Net Assets 2017: $700,873,7232017Assets 2018: $811,852,132Liabilities 2018: $52,115,796Net Assets 2018: $759,736,3362018Assets 2019: $869,311,082Liabilities 2019: $30,411,546Net Assets 2019: $838,899,5362019Assets 2020: $1,018,954,833Liabilities 2020: $935,883,220Net Assets 2020: $83,071,6132020Assets 2021: $1,227,725,977Liabilities 2021: $1,129,597,665Net Assets 2021: $98,128,3122021Assets 2022: $1,345,014,810Liabilities 2022: $1,235,098,929Net Assets 2022: $109,915,8812022Assets 2023: $1,379,746,743Liabilities 2023: $1,266,931,399Net Assets 2023: $112,815,3442023Assets 2024: $1,436,932,098Liabilities 2024: $1,316,403,608Net Assets 2024: $120,528,4902024

Highlighted filing

2017

Assets$737,824,864
Liabilities$36,951,141
Net Assets$700,873,723
Open 2017 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0Expenses 2010: $20,923,1072010Expenses 2011: $19,582,4152011Expenses 2012: $18,773,5092012Revenue 2013: $22,299,527Expenses 2013: $18,215,558Net Income 2013: $4,083,9692013Revenue 2014: $23,728,584Expenses 2014: $19,866,260Net Income 2014: $3,862,3242014Revenue 2015: $26,060,830Expenses 2015: $22,967,917Net Income 2015: $3,092,9132015Revenue 2016: $27,124,397Expenses 2016: $24,816,475Net Income 2016: $2,307,9222016Revenue 2017: $29,870,714Expenses 2017: $26,753,326Net Income 2017: $3,117,3882017Revenue 2018: $35,804,999Expenses 2018: $29,597,852Net Income 2018: $6,207,1472018Revenue 2019: $41,696,992Expenses 2019: $35,471,614Net Income 2019: $6,225,3782019Revenue 2020: $46,192,978Expenses 2020: $37,742,919Net Income 2020: $8,450,0592020Revenue 2021: $51,350,868Expenses 2021: $36,176,129Net Income 2021: $15,174,7392021Revenue 2022: $56,814,454Expenses 2022: $44,182,726Net Income 2022: $12,631,7282022Revenue 2023: $71,501,183Expenses 2023: $67,586,359Net Income 2023: $3,914,8242023Revenue 2024: $89,871,813Expenses 2024: $82,420,225Net Income 2024: $7,451,5882024

Highlighted filing

2017

Revenue$29,870,714
Expenses$26,753,326
Net Income$3,117,388
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 14, 2018
Return Version
2017v2.0
Gross Receipts
$29,870,714
Mission and Program Overview

Mission

Provide traditional banking services to 58,000 members including consumer loans, real estate loans, commercial loans, checking, savings, deposit accounts and electronic services.

Provide traditional banking services to 55,000 members including consumer loans, real estate loans, commercial loans, checking, savings, deposit accounts and electronic services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$585,665,833$640,725,240▲ $55,059,407
Cap Stk Tr Prin Current Funds$592,352,265$638,833,804▲ $46,481,539
Rtn Earn Endowment Incm Other Fnds$58,929,921$62,039,919▲ $3,109,998
Investments Other Securities$39,883,461$50,352,869▲ $10,469,408
Land, Buildings, and Equipment, Net$18,135,550$19,491,733▲ $1,356,183
Cash and Non-Interest-Bearing Accounts$15,378,852$17,908,026▲ $2,529,174
Prepaid Expenses and Deferred Charges$1,332,608$1,524,370▲ $191,762
Inventories for Sale or Use$118,862$213,971▲ $95,109
Other Notes and Loans Receivable, Net$38,199$64,026▲ $25,827
Receivable From Disqualified Prsn$0--
Receivables From Officers Etc$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$667,202,718$737,824,864▲ $70,622,146
Other Assets Total$6,649,353$7,544,629▲ $895,276
Liabilities
Mortgage Notes Payable Secured by Investment Property$7,812,705$29,219,694▲ $21,406,989
Accounts Payable and Accrued Expenses$8,107,827$7,731,447▼ $376,380
Total Liabilities$15,920,532$36,951,141▲ $21,030,609
Net Assets / Fund Balance
Total Net Assets Fund Balance$651,282,186$700,873,723▲ $49,591,537
Total Liabilities and Net Assets / Fund Balance$667,202,718$737,824,864▲ $70,622,146

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$11,808,751$5,029,813$0
Other Land Buildings$1,649,078$0$0
Land$4,035,206-$0
Equipment$1,990,233$3,988,952$0
Leasehold Improvements$8,465$9,022$0
Other Securities$50,352,869--
Compensation and Service Providers
Top Officer Pay22nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Richard LeonardsonPresident/CEOFT$254,893$58,408$313,301
Gilbert BirdsongChief Operating OfficerFT$221,739$46,493$268,232
Bryant NielsonChief Information OfficerFT$170,462$25,782$196,244
Robert AndersonSr VP of FinanceFT$159,077$24,261$183,338
Craig SimpsonLegal CounselFT$159,613$19,889$179,502
Polly SimpsonMarketing Manager-$142,230$23,871$166,101
Mike SchenckVP of Credit AdministrationFT$140,709$23,250$163,959
Paula StoneVP of Branch AdministrationFT$135,145$23,230$158,375
Polly SimpsonSr VP of MarketingFT$155,087-$155,087
John BealVP of Real Estate AdministrationFT$126,312$22,819$149,131
Tammy NelsonSr VP of Human ResourcesFT$124,925$20,851$145,776
Jayme O'RullianVP Financial AdvisorFT$66,000$78,292$144,292
Jonathan GalushaSr VP Branch AdministrationFT$115,769$20,292$136,061
Paul LordsInternal AuditorFT$103,756$11,385$115,141

Board Members and Trustees

NameTitle
Brad NorbyBoard Chairman
Charles CollinsDirector
Jerry WardDirector
Mike EhlersDirector
Steve HammonDirector
Tom YearsleyDirector
James CuddihySecretary
Denise TeuscherTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Davis Cleaning IncJanatorial Services2745 Vesta Circle, Idaho Falls, ID 83402$144,854
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$28,936,712
Investment Income
$866,213
Other Revenue
$67,789
Change in Net Assets
$3,117,388
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$12,009,337
Other Expenses$7,011,042
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$7,732,947--$7,732,947
Other Salaries and Wages$7,677,783$0$0$7,677,783
Other Employee Benefits$1,953,194$0$0$1,953,194
Advertising$1,652,585$0$0$1,652,585
Occupancy$1,381,755$0$0$1,381,755
Current Officers, Directors, Trustees, and Key Employees$1,357,321$0$0$1,357,321
Fees for Services Other$1,185,330$0$0$1,185,330
Depreciation Depletion$970,999$0$0$970,999
Payroll Taxes$735,217$0$0$735,217
Information Technology$346,658$0$0$346,658
Pension Plan Contributions$285,822$0$0$285,822
Conferences and Meetings$244,239$0$0$244,239
Office Expenses$226,323$0$0$226,323
Travel$200,738$0$0$200,738
All Other Expenses$200,664$0$0$200,664
Interest$106,212$0$0$106,212
Other Expenses$87,063$0$0$87,063
Fees for Services Accounting$36,000$0$0$36,000
Insurance$-6,661$0$0$-6,661
Total Functional Expenses$26,753,326$0$0$26,753,326
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0--
Receivables from Officers, Directors, Trustees, and Key Employees$0--
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Westmark Credit Union has approximately 55,000 members. Membership is limited to occupational groups in a specified geographical area and members must have a $5 deposit in a primary savings account.”

Form 990, Part VI, Section A, Line 7A

“Credit Union Members 16 and older elect the 7 member Board of Directors.”

Form 990, Part VI, Section A, Line 7B

“Members elect Board Members and must approve merging with or acquiring other credit unions.”

Form 990, Part VI, Section B, Line 11B

“Discussed at monthly Board of Directors meeting.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest statements are signed annually by the Board Members and other key officers.”

Form 990, Part VI, Section B, Line 15

“Salaries are determined using industry Salary Surveys and an internal salary matrix.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are ported in each branch location and annual results are presented in the Annual Report. Other information would be available upon written request to the Board of Directors.”

Filing and Contact Details

Filer

Filer Name
Westmark Credit Union
EIN
82-0218879
Phone
2085232722
Address
P O Box 2869, Idaho Falls, ID 83403-2869

Signing Officer

Name
Richard Leonardson
Title
President
Phone
2085232722
Signed
2018-05-14

Organization Details

Principal Officer
Rich Leonardson
Formed
1954
Legal Domicile
Id
Voting Board Members
7
Independent Board Members
7
Employees
245
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change in member deposits in 2017.”

Raw XML AppendixShowing 400 of 870 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/PersonNm0Brad Norby
IRS990/Form990PartVIISectionAGrp/PersonNm1Steve Hammon
IRS990/Form990PartVIISectionAGrp/PersonNm2Denise Teuscher
IRS990/Form990PartVIISectionAGrp/PersonNm3Charles Collins
IRS990/Form990PartVIISectionAGrp/PersonNm4James Cuddihy
IRS990/Form990PartVIISectionAGrp/PersonNm5Mike Ehlers
IRS990/Form990PartVIISectionAGrp/PersonNm6Tom Yearsley
IRS990/Form990PartVIISectionAGrp/PersonNm7Richard Leonardson
IRS990/Form990PartVIISectionAGrp/PersonNm8Gilbert Birdsong
IRS990/Form990PartVIISectionAGrp/PersonNm9Bryant Nielson
IRS990/Form990PartVIISectionAGrp/PersonNm10Robert Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm11Craig Simpson
IRS990/Form990PartVIISectionAGrp/PersonNm12Polly Simpson
IRS990/Form990PartVIISectionAGrp/PersonNm13Tammy Nelson
IRS990/Form990PartVIISectionAGrp/PersonNm14Mike Schenck
IRS990/Form990PartVIISectionAGrp/PersonNm15Paula Stone
IRS990/Form990PartVIISectionAGrp/PersonNm16John Beal
IRS990/Form990PartVIISectionAGrp/PersonNm17Jayme O'Rullian
IRS990/Form990PartVIISectionAGrp/PersonNm18Jonathan Galusha
IRS990/Form990PartVIISectionAGrp/PersonNm19Paul Lords
IRS990/Form990PartVIISectionAGrp/PersonNm20Jerry Ward
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7293823
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8250860
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9182701
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10171281
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11167468
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12155087
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13136101
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14153041
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15147961
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16142794
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17138104
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18127068
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19110247
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chief Information Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt10Sr VP of Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt11Legal Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt12Sr VP of Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt13Sr VP of Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP of Credit Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP of Branch Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP of Real Estate Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP Financial Advisor
IRS990/Form990PartVIISectionAGrp/TitleTxt18Sr VP Branch Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt19Internal Auditor
IRS990/Form990PartVIISectionAGrp/TitleTxt20Director
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt029870714
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt013
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0346658
IRS990/InformationTechnologyGrp/TotalAmt0346658
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt0-6661
IRS990/InsuranceGrp/TotalAmt0-6661
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt0106212
IRS990/InterestGrp/TotalAmt0106212
IRS990/InventoriesForSaleOrUseGrp/BOYAmt0118862
IRS990/InventoriesForSaleOrUseGrp/EOYAmt0213971
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0866213
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0866213
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt039883461
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt050352869
IRS990/IRPDocumentCnt08308
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09027787
IRS990/LandBldgEquipBasisNetGrp/BOYAmt018135550
IRS990/LandBldgEquipBasisNetGrp/EOYAmt019491733
IRS990/LandBldgEquipCostOrOtherBssAmt028519520
IRS990/LegalDomicileStateCd0ID
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt014596
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt014596
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Provide traditional banking services to 55,000 members including consumer loans, real estate loans, commercial loans, checking, savings, deposit accounts and electronic services.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt07812705
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt029219694
IRS990/NetAssetsOrFundBalancesBOYAmt0651282186
IRS990/NetAssetsOrFundBalancesEOYAmt0700873723
IRS990/NetUnrelatedBusTxblIncmAmt0702996
IRS990/NetUnrlzdGainsLossesInvstAmt0-154490
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt01381755
IRS990/OccupancyGrp/TotalAmt01381755
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0226323
IRS990/OfficeExpensesGrp/TotalAmt0226323
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06649353
IRS990/OtherAssetsTotalGrp/EOYAmt07544629
IRS990/OtherChangesInNetAssetsAmt046628639
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt01953194
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01953194
IRS990/OtherExpensesGrp/Desc0Postage/Courier Expenses
IRS990/OtherExpensesGrp/Desc1Dues and subscriptions expenses
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$737,824,864
Liabilities
$36,951,141
Net assets
$700,873,723
Revenue
$29,870,714
Expenses
$26,753,326
Net income
$3,117,388
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1,437$1,316$121$89.9$82.4$7.45
2023Detailed filing. Detailed filing data is available for this year.$1,380$1,267$113$71.5$67.6$3.91
2022Detailed filing. Detailed filing data is available for this year.$1,345$1,235$110$56.8$44.2$12.6
2021Detailed filing. Detailed filing data is available for this year.$1,228$1,130$98.1$51.4$36.2$15.2
2020Detailed filing. Detailed filing data is available for this year.$1,019$936$83.1$46.2$37.7$8.45
2019Detailed filing. Detailed filing data is available for this year.$869$30.4$839$41.7$35.5$6.23
2018Detailed filing. Detailed filing data is available for this year.$812$52.1$760$35.8$29.6$6.21
2017Detailed filing. Detailed filing data is available for this year.$738$37.0$701$29.9$26.8$3.12
2016Detailed filing. Detailed filing data is available for this year.$667$15.9$651$27.1$24.8$2.31
2015Detailed filing. Detailed filing data is available for this year.$621$16.6$604$26.1$23.0$3.09
2014Detailed filing. Detailed filing data is available for this year.$590$33.5$557$23.7$19.9$3.86
2013Detailed filing. Detailed filing data is available for this year.$541$25.6$515$22.3$18.2$4.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$494$5.75$489$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$459$4.64$455$19.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$447$4.71$443$20.9