Civic Intelligence

Westmark Credit Union

990 • Fiscal year 2014 • EIN 82-0218879

Jan 01, 2014 to Dec 31, 2014 • Filed on May 07, 2015

Organization Profilewestmark.org

View Organization Page

P O Box 2869Idaho Falls, ID 83403-2869

(208) 523-2722

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

4th percentile

0.06x

Higher debt load relative to assets than 4% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Liabilities / Revenue

4th percentile

1.41x

Higher debt load relative to revenue than 4% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Net Margin

60th percentile

16%

Higher net margin than 60% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Top Officer Pay

17th percentile

$265,169

Higher top officer pay than 17% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2014

Asset Growth

82nd percentile

9.2%

Faster asset growth than 82% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Revenue Growth

76th percentile

6.4%

Faster revenue growth than 76% of similar nonprofits.

2014 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets4th percentile

Assets

Up

$590,476,160

Up $49,918,953 (+9.2%) from 2013

Net Assets

Up

$556,941,530

Up $41,968,468 (+8.1%) from 2013

Liabilities

Up

$33,534,630

Up $7,950,485 (+31%) from 2013

Revenue And Expenses
Liabilities / Revenue4th percentileNet Margin60th percentile

Revenue

Up

$23,728,584

Up $1,429,057 (+6.4%) from 2013

Expenses

Up

$19,866,260

Up $1,650,702 (+9.1%) from 2013

Net Income

Down

$3,862,324

Down $221,645 (-5.4%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5B$1.0B$500M$0Assets 2010: $447,348,629Liabilities 2010: $4,712,766Net Assets 2010: $442,635,8632010Assets 2011: $459,247,379Liabilities 2011: $4,641,853Net Assets 2011: $454,605,5262011Assets 2012: $494,398,184Liabilities 2012: $5,754,068Net Assets 2012: $488,644,1162012Assets 2013: $540,557,207Liabilities 2013: $25,584,145Net Assets 2013: $514,973,0622013Assets 2014: $590,476,160Liabilities 2014: $33,534,630Net Assets 2014: $556,941,5302014Assets 2015: $620,577,403Liabilities 2015: $16,578,659Net Assets 2015: $603,998,7442015Assets 2016: $667,202,718Liabilities 2016: $15,920,532Net Assets 2016: $651,282,1862016Assets 2017: $737,824,864Liabilities 2017: $36,951,141Net Assets 2017: $700,873,7232017Assets 2018: $811,852,132Liabilities 2018: $52,115,796Net Assets 2018: $759,736,3362018Assets 2019: $869,311,082Liabilities 2019: $30,411,546Net Assets 2019: $838,899,5362019Assets 2020: $1,018,954,833Liabilities 2020: $935,883,220Net Assets 2020: $83,071,6132020Assets 2021: $1,227,725,977Liabilities 2021: $1,129,597,665Net Assets 2021: $98,128,3122021Assets 2022: $1,345,014,810Liabilities 2022: $1,235,098,929Net Assets 2022: $109,915,8812022Assets 2023: $1,379,746,743Liabilities 2023: $1,266,931,399Net Assets 2023: $112,815,3442023Assets 2024: $1,436,932,098Liabilities 2024: $1,316,403,608Net Assets 2024: $120,528,4902024

Highlighted filing

2014

Assets$590,476,160
Liabilities$33,534,630
Net Assets$556,941,530
Open 2014 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0Expenses 2010: $20,923,1072010Expenses 2011: $19,582,4152011Expenses 2012: $18,773,5092012Revenue 2013: $22,299,527Expenses 2013: $18,215,558Net Income 2013: $4,083,9692013Revenue 2014: $23,728,584Expenses 2014: $19,866,260Net Income 2014: $3,862,3242014Revenue 2015: $26,060,830Expenses 2015: $22,967,917Net Income 2015: $3,092,9132015Revenue 2016: $27,124,397Expenses 2016: $24,816,475Net Income 2016: $2,307,9222016Revenue 2017: $29,870,714Expenses 2017: $26,753,326Net Income 2017: $3,117,3882017Revenue 2018: $35,804,999Expenses 2018: $29,597,852Net Income 2018: $6,207,1472018Revenue 2019: $41,696,992Expenses 2019: $35,471,614Net Income 2019: $6,225,3782019Revenue 2020: $46,192,978Expenses 2020: $37,742,919Net Income 2020: $8,450,0592020Revenue 2021: $51,350,868Expenses 2021: $36,176,129Net Income 2021: $15,174,7392021Revenue 2022: $56,814,454Expenses 2022: $44,182,726Net Income 2022: $12,631,7282022Revenue 2023: $71,501,183Expenses 2023: $67,586,359Net Income 2023: $3,914,8242023Revenue 2024: $89,871,813Expenses 2024: $82,420,225Net Income 2024: $7,451,5882024

Highlighted filing

2014

Revenue$23,728,584
Expenses$19,866,260
Net Income$3,862,324
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 7, 2015
Return Version
2014v5.0
Gross Receipts
$23,728,584
Mission and Program Overview

Mission

Provide traditional banking services to 58,000 members including consumer loans, real estate loans, commercial loans, checking, savings, deposit accounts and electronic services.

Provide traditional banking services to 46,000 members including consumer loans, real estate loans, checking, savings, deposit accounts and electronic services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$459,948,354$521,682,063▲ $61,733,709
Cap Stk Tr Prin Current Funds$465,272,656$503,340,342▲ $38,067,686
Rtn Earn Endowment Incm Other Fnds$49,700,406$53,601,188▲ $3,900,782
Investments Other Securities$46,135,450$40,804,344▼ $5,331,106
Land, Buildings, and Equipment, Net$9,477,717$10,362,603▲ $884,886
Cash and Non-Interest-Bearing Accounts$12,153,085$7,924,860▼ $4,228,225
Savings and Temporary Cash Investments$6,245,450$2,488,249▼ $3,757,201
Prepaid Expenses and Deferred Charges-$997,903-
Inventories for Sale or Use$85,555$105,269▲ $19,714
Other Notes and Loans Receivable, Net$29,855$46,743▲ $16,888
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$540,557,207$590,476,160▲ $49,918,953
Other Assets Total$6,481,741$6,064,126▼ $417,615
Liabilities
Mortgage Notes Payable Secured by Investment Property$19,353,357$27,559,914▲ $8,206,557
Accounts Payable and Accrued Expenses$6,230,788$5,974,716▼ $256,072
Total Liabilities$25,584,145$33,534,630▲ $7,950,485
Net Assets / Fund Balance
Total Net Assets Fund Balance$514,973,062$556,941,530▲ $41,968,468
Total Liabilities and Net Assets / Fund Balance$540,557,207$590,476,160▲ $49,918,953

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,713,771$4,464,555$0
Other Land Buildings$153,935$0$0
Land$4,078,823-$0
Equipment$1,411,672$4,389,012$0
Leasehold Improvements$4,402$8,701$0
Other Securities$40,804,344--
Compensation and Service Providers
Top Officer Pay17th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gilbert BirdsongChief Operating OfficerFT$197,000$97,022$294,022
Richard LeonardsonPresident/CEOFT$225,525$57,272$282,797
Bryant NielsonChief Information OfficerFT$170,000$62,263$232,263
Robert AndersonSR VP of FinanceFT$142,500$57,225$199,725
Craig SimpsonLegal CounselFT$143,000$18,894$161,894
Mike SchenckVP of Credit AdministrationFT$127,530$20,856$148,386
Polly SimpsonMarketing ManagerFT$126,000$21,171$147,171
Paula StoneVP of Branch AdministrationFT$120,158$19,680$139,838
John BealVP of Real Estate AdministrationFT$109,031$26,416$135,447
Jayme O'RullianVP Financial AdvisorFT$66,000$67,595$133,595
Tammy NelsonSr VP of Human ResourcesFT$110,000$18,194$128,194
Jonathan GalushaSr VP Branch AdministrationFT$109,123$17,891$127,014
Paul LordsInternal AuditorFT$94,800$10,875$105,675

Board Members and Trustees

NameTitle
Pegge SteeleBoard Chairman
Charles CollinsDirector
Jerry WardDirector
Mike EhlersDirector
Steve HammonDirector
James CuddihySecretary
Brad NorbyTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Davis Cleaning IncJanatorial Services2745 Vesta Circle, Idaho Falls, ID 83402$108,201
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$22,964,710
Investment Income
$763,874
Other Revenue
$0
Change in Net Assets
$3,862,324
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$9,928,734
Other Expenses$5,152,967
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$6,141,053$0$0$6,141,053
Benefits to Members$4,784,559--$4,784,559
Other Employee Benefits$1,549,510$0$0$1,549,510
Current Officers, Directors, Trustees, and Key Employees$1,319,066$0$0$1,319,066
Advertising$1,156,600$0$0$1,156,600
Occupancy$1,035,296$0$0$1,035,296
Fees for Services Other$794,731$0$0$794,731
Depreciation Depletion$607,457$0$0$607,457
Payroll Taxes$590,044$0$0$590,044
Pension Plan Contributions$329,061$0$0$329,061
Information Technology$278,341$0$0$278,341
Office Expenses$208,111$0$0$208,111
Travel$189,467$0$0$189,467
Conferences and Meetings$183,691$0$0$183,691
All Other Expenses$168,655$0$0$168,655
Interest$85,800$0$0$85,800
Other Expenses$64,707$0$0$64,707
Fees for Services Accounting$37,000$0$0$37,000
Insurance$-22,174--$-22,174
Total Functional Expenses$19,866,260$0$0$19,866,260
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Westmark has approximately 50,000 members. Membership is limited to occupational groups in a specified geographical area and members must had $5 on deposit in a primary savings account.”

Form 990, Part VI, Section A, Line 7A

“Members of the Credit Union 16 years and older elect the 7 member Board of Directors.”

Form 990, Part VI, Section A, Line 7B

“Members elect Board Members and must approve merging with or acquiring other credit unions.”

Form 990, Part VI, Section B, Line 11B

“Discussed at monthly Board of Directors meeting.”

Form 990, Part VI, Section B, Line 12C

“The Conflict of Interest Statements are signed annually by Board Members and other key officers.”

Form 990, Part VI, Section B, Line 15

“Salaries are determined using Industry Salary Surveys and an internal salary matrix.”

Form 990, Part VI, Section C, Line 19

“Monthly financial statements are posted in each branch location and annual results are presented in the Annual Report. Other information would be available upon written request to the Board of Directors.”

Filing and Contact Details

Filer

Filer Name
Westmark Credit Union
EIN
82-0218879
Phone
2085232722
Address
P O Box 2869, Idaho Falls, ID 83403-2869

Signing Officer

Name
Richard Leonardson
Title
President
Phone
2085232722
Signed
2015-05-07

Organization Details

Principal Officer
Rich Leonardson
Formed
1954
Legal Domicile
Id
Voting Board Members
7
Independent Board Members
7
Employees
199
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change in member deposits during 2014.”

Raw XML AppendixShowing 400 of 834 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/PersonNm0Brad Norby
IRS990/Form990PartVIISectionAGrp/PersonNm1Jerry Ward
IRS990/Form990PartVIISectionAGrp/PersonNm2Steve Hammon
IRS990/Form990PartVIISectionAGrp/PersonNm3Pegge Steele
IRS990/Form990PartVIISectionAGrp/PersonNm4Charles Collins
IRS990/Form990PartVIISectionAGrp/PersonNm5James Cuddihy
IRS990/Form990PartVIISectionAGrp/PersonNm6Mike Ehlers
IRS990/Form990PartVIISectionAGrp/PersonNm7Richard Leonardson
IRS990/Form990PartVIISectionAGrp/PersonNm8Gilbert Birdsong
IRS990/Form990PartVIISectionAGrp/PersonNm9Bryant Nielson
IRS990/Form990PartVIISectionAGrp/PersonNm10Robert Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm11Craig Simpson
IRS990/Form990PartVIISectionAGrp/PersonNm12Mike Schenck
IRS990/Form990PartVIISectionAGrp/PersonNm13Polly Simpson
IRS990/Form990PartVIISectionAGrp/PersonNm14Tammy Nelson
IRS990/Form990PartVIISectionAGrp/PersonNm15Paula Stone
IRS990/Form990PartVIISectionAGrp/PersonNm16John Beal
IRS990/Form990PartVIISectionAGrp/PersonNm17Jayme O'Rullian
IRS990/Form990PartVIISectionAGrp/PersonNm18Jonathan Galusha
IRS990/Form990PartVIISectionAGrp/PersonNm19Paul Lords
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7263331
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8265169
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9207216
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10177140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11150369
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12138002
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13136737
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14119104
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15130053
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16129169
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17127245
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18118122
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19100685
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7President/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt8Chief Operating Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Chief Information Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt10SR VP of Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt11Legal Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP of Credit Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt13Marketing Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt14Sr VP of Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP of Branch Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP of Real Estate Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP Financial Advisor
IRS990/Form990PartVIISectionAGrp/TitleTxt18Sr VP Branch Administration
IRS990/Form990PartVIISectionAGrp/TitleTxt19Internal Auditor
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt023728584
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt013
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0278341
IRS990/InformationTechnologyGrp/TotalAmt0278341
IRS990/InsuranceGrp/ProgramServicesAmt0-22174
IRS990/InsuranceGrp/TotalAmt0-22174
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt085800
IRS990/InterestGrp/TotalAmt085800
IRS990/InventoriesForSaleOrUseGrp/BOYAmt085555
IRS990/InventoriesForSaleOrUseGrp/EOYAmt0105269
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0763874
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0763874
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt046135450
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt040804344
IRS990/IRPDocumentCnt011810
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08862268
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09477717
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010362603
IRS990/LandBldgEquipCostOrOtherBssAmt019224871
IRS990/LegalDomicileStateCd0ID
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Provide traditional banking services to 44,000 members including consumer loans, real estate loans, checking, savings, deposit accounts and electtronic services.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt019353357
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt027559914
IRS990/NetAssetsOrFundBalancesBOYAmt0514973062
IRS990/NetAssetsOrFundBalancesEOYAmt0556941530
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt075000
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt01035296
IRS990/OccupancyGrp/TotalAmt01035296
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0208111
IRS990/OfficeExpensesGrp/TotalAmt0208111
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06481741
IRS990/OtherAssetsTotalGrp/EOYAmt06064126
IRS990/OtherChangesInNetAssetsAmt038031144
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt01549510
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01549510
IRS990/OtherExpensesGrp/Desc0Postage/Courier
IRS990/OtherExpensesGrp/Desc1Dues and Subscriptions
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt0365285
IRS990/OtherExpensesGrp/ProgramServicesAmt164707
IRS990/OtherExpensesGrp/TotalAmt0365285
IRS990/OtherExpensesGrp/TotalAmt164707
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt06141053
IRS990/OtherSalariesAndWagesGrp/TotalAmt06141053
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt029855
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt046743
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0590044
IRS990/PayrollTaxesGrp/TotalAmt0590044

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$590,476,160
Liabilities
$33,534,630
Net assets
$556,941,530
Revenue
$23,728,584
Expenses
$19,866,260
Net income
$3,862,324
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1,437$1,316$121$89.9$82.4$7.45
2023Detailed filing. Detailed filing data is available for this year.$1,380$1,267$113$71.5$67.6$3.91
2022Detailed filing. Detailed filing data is available for this year.$1,345$1,235$110$56.8$44.2$12.6
2021Detailed filing. Detailed filing data is available for this year.$1,228$1,130$98.1$51.4$36.2$15.2
2020Detailed filing. Detailed filing data is available for this year.$1,019$936$83.1$46.2$37.7$8.45
2019Detailed filing. Detailed filing data is available for this year.$869$30.4$839$41.7$35.5$6.23
2018Detailed filing. Detailed filing data is available for this year.$812$52.1$760$35.8$29.6$6.21
2017Detailed filing. Detailed filing data is available for this year.$738$37.0$701$29.9$26.8$3.12
2016Detailed filing. Detailed filing data is available for this year.$667$15.9$651$27.1$24.8$2.31
2015Detailed filing. Detailed filing data is available for this year.$621$16.6$604$26.1$23.0$3.09
2014Detailed filing. Detailed filing data is available for this year.$590$33.5$557$23.7$19.9$3.86
2013Detailed filing. Detailed filing data is available for this year.$541$25.6$515$22.3$18.2$4.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$494$5.75$489$18.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$459$4.64$455$19.6
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$447$4.71$443$20.9