Civic Intelligence

Telco Plus Credit Union

990 • Fiscal year 2017 • EIN 75-0853180

Jan 01, 2017 to Dec 31, 2017 • Filed on Apr 30, 2018

Organization Profilewww.telcoplus.org

View Organization Page

423 Gilmer RdLongview, TX 75604

(903) 753-5588

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.86x

Higher debt load relative to assets than 30% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

54th percentile

19.28x

Higher debt load relative to revenue than 54% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

51st percentile

9.6%

Higher net margin than 51% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

5th percentile

$3,000

Higher top officer pay than 5% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Asset Growth

19th percentile

-0.5%

Faster asset growth than 19% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

2nd percentile

-14%

Faster revenue growth than 2% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets30th percentile

Assets

Down

$62,585,566

Down $292,613 (-0.5%) from 2016

Net Assets

Up

$8,563,755

Up $238,189 (+2.9%) from 2016

Liabilities

Down

$54,021,811

Down $530,802 (-1.0%) from 2016

Revenue And Expenses
Liabilities / Revenue54th percentileNet Margin51st percentile

Revenue

Down

$2,801,735

Down $464,442 (-14%) from 2016

Expenses

Down

$2,531,794

Down $708,519 (-22%) from 2016

Net Income

Up

$269,941

Up $244,077 (+944%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth19th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $57,862,513Liabilities 2010: $49,359,646Net Assets 2010: $8,502,8672010Assets 2011: $59,963,408Liabilities 2011: $51,613,917Net Assets 2011: $8,349,4912011Assets 2012: $62,317,882Liabilities 2012: $53,909,974Net Assets 2012: $8,407,9082012Assets 2013: $65,080,989Liabilities 2013: $56,933,622Net Assets 2013: $8,147,3672013Assets 2014: $64,986,317Liabilities 2014: $56,684,779Net Assets 2014: $8,301,5382014Assets 2015: $64,190,361Liabilities 2015: $55,905,927Net Assets 2015: $8,284,4342015Assets 2016: $62,878,179Liabilities 2016: $54,552,613Net Assets 2016: $8,325,5662016Assets 2017: $62,585,566Liabilities 2017: $54,021,811Net Assets 2017: $8,563,7552017Assets 2018: $60,813,135Liabilities 2018: $51,648,567Net Assets 2018: $9,164,5682018Assets 2019: $61,865,751Liabilities 2019: $51,850,599Net Assets 2019: $10,015,1522019Assets 2020: $73,610,522Liabilities 2020: $62,590,715Net Assets 2020: $11,019,8072020

Highlighted filing

2017

Assets$62,585,566
Liabilities$54,021,811
Net Assets$8,563,755
Open 2017 Filing

Operations Trend

Revenue Growth2nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,205,6882010Expenses 2011: $3,170,9042011Expenses 2012: $3,271,4132012Revenue 2013: $3,322,614Expenses 2013: $3,501,654Net Income 2013: -$179,0402013Revenue 2014: $3,444,930Expenses 2014: $3,343,625Net Income 2014: $101,3052014Revenue 2015: $3,270,078Expenses 2015: $3,254,227Net Income 2015: $15,8512015Revenue 2016: $3,266,177Expenses 2016: $3,240,313Net Income 2016: $25,8642016Revenue 2017: $2,801,735Expenses 2017: $2,531,794Net Income 2017: $269,9412017Revenue 2018: $2,970,424Expenses 2018: $2,533,581Net Income 2018: $436,8432018Revenue 2019: $3,595,895Expenses 2019: $2,745,311Net Income 2019: $850,5842019Revenue 2020: $3,664,534Expenses 2020: $2,586,920Net Income 2020: $1,077,6142020

Highlighted filing

2017

Revenue$2,801,735
Expenses$2,531,794
Net Income$269,941
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Apr 30, 2018
Return Version
2017v2.0
Gross Receipts
$2,801,735
Mission and Program Overview

Mission

Not-for-profit cooperative provider of financial services to credit union members/owners.

Telco Plus Credit Union is a not-for-profit cooperative thrift institution, state chartered and regulated by the State of Texas Credit Union Department and the National Credit Union Administration. Telco Plus Credit Union is a member of the National Credit Union Administration Insurance Fund. Telco Plus Credit Union offers consumer products and services in the following primary areas: Share Accounts, Checking Accounts, Consumer Loans, Home Equity Loans and Mortgage Loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$32,476,877$33,156,541▲ $679,664
Rtn Earn Endowment Incm Other Fnds$8,325,566$8,563,755▲ $238,189
Land, Buildings, and Equipment, Net$3,238,137$3,113,149▼ $124,988
Cash and Non-Interest-Bearing Accounts$3,719,228$2,623,833▼ $1,095,395
Investments in Publicly Traded Securities$0$1,976,491▲ $1,976,491
Receivables From Officers Etc$198,454$195,679▼ $2,775
Prepaid Expenses and Deferred Charges$111,911$128,531▲ $16,620
Accounts Receivable$85,281$93,880▲ $8,599
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$62,878,179$62,585,566▼ $292,613
Other Assets Total$23,048,291$21,297,462▼ $1,750,829
Liabilities
Other Liabilities$53,869,874$53,078,534▼ $791,340
Accounts Payable and Accrued Expenses$617,381$875,566▲ $258,185
Escrow Account Liability$65,358$67,711▲ $2,353
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$54,552,613$54,021,811▼ $530,802
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,325,566$8,563,755▲ $238,189
Total Liabilities and Net Assets / Fund Balance$62,878,179$62,585,566▼ $292,613

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,182,157$1,061,693$3,243,850
Equipment$57,892$1,494,930$1,552,822
Land$873,100-$873,100
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Other Assets Org$1,313--
Compensation and Service Providers
Top Officer Pay5th percentile

Employees

NameTitleBaseTotal
Board Member 3Treasurer$3,000$3,000

Board Members and Trustees

NameTitle
Board Member 1Chairman
Board Member 2Vice Chairman
Board Member 5Director
Board Member 6Director
Board Member 7Director
Board Member 4Secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Data Systems of TexasCore Data ProcessingP O Box 22008, Waco, TX 76702$147,014
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,270,543
Investment Income
$361,124
Other Revenue
$170,068
Change in Net Assets
$269,941
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,292,926
Salaries, Compensation, and Employee Benefits$1,238,868
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$922,516
Information Technology---$244,075
Office Expenses---$207,275
Interest---$172,512
Occupancy---$156,791
Depreciation Depletion---$148,988
Pension Plan Contributions---$124,736
Other Employee Benefits---$115,346
Advertising---$110,915
Payroll Taxes---$73,270
Insurance---$48,510
Conferences and Meetings---$38,638
Fees for Services Accounting---$21,105
Payments to Affiliates---$18,441
Other Expenses---$11,138
Fees for Services Other---$9,567
All Other Expenses---$8,444
Travel---$5,540
Current Officers, Directors, Trustees, and Key Employees---$3,000
Total Functional Expenses$0$0$0$2,531,794
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$198,454$195,679▼ $2,775
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$32,481,323
Member Shares$20,597,211
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Every primary account holder is a member/owner of the credit union.,”

Form 990, Part VI, Section A, Line 7A

“Directors serve rotating terms of 3 years and are elected at the Annual Membership Meeting by the member/owners of the credit union.”

Form 990, Part VI, Section A, Line 7B

“A decision to dissolve the credit union would require a vote of the member/owners.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is prepared by the accounting department and the CEO. It is reviewed by independent auditors and state credit union examiners. A filed copy is provided for review to the board of directors.”

Form 990, Part VI, Section B, Line 12C

“Policy is reviewed annually. If a situation arises it is addressed and resolved.”

Form 990, Part VI, Section B, Line 15

“All employees are reviewed annually by their supervisors. Salaries are compared to local credit unions and banks.”

Form 990, Part VI, Section C, Line 19

“Financial Statements are posted in the lobby of each branch, as well as on the website. Annual financial reports are distributed at the Annual Membership Meeting. Governing documents and conflict of interest policy are available to view upon request.”

Filing and Contact Details

Filer

Filer Name
Telco Plus Credit Union
EIN
75-0853180
Phone
9037535588
Address
423 GILMER RD, LONGVIEW, TX 75604

Signing Officer

Name
Betty DeWeese
Title
President
Phone
9037535588
Signed
2018-04-30

Organization Details

Principal Officer
Joni Bailey
Formed
1951
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
39
Volunteers
14
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change represents valuation change in Employee Defined Benefit Pension Plan, Other Comprehensive Income.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Escrow Balances for property insurance and property taxes on home equity and mortgage loans.”

Raw XML AppendixShowing 400 of 520 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0Share Accounts: Telco Plus Credit Union offers a variety of share accounts, including savings, CD's, TUTMA, IRA's, special savings, member money fund savings, Christmas and vacation club accounts. Telco Plus Credit Union maintained and paid dividends on over 14,154 accounts in 2017. The credit union provides all members with access via ATM's, Online Banking, Text & Mobile Banking, Audio Response, and in-person financial service representatives. Free financial education fairs are offered to local schools. Our accounts are offered free online access to educational games and activities geared to various age groups. Telco Plus supplies and supports 2 ATMs for member usage. Shares are insured through NCUSIF.
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IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Not-for-profit cooperative provider of financial services to credit union members/owners.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt08325566
IRS990/NetAssetsOrFundBalancesEOYAmt08563755
IRS990/NetUnrelatedBusTxblIncmAmt025984
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0156791
IRS990/OfficeExpensesGrp/TotalAmt0207275
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt023048291
IRS990/OtherAssetsTotalGrp/EOYAmt021297462
IRS990/OtherChangesInNetAssetsAmt0-31752
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0115346
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Supervisory Fees
IRS990/OtherExpensesGrp/TotalAmt0-8992
IRS990/OtherExpensesGrp/TotalAmt199979
IRS990/OtherExpensesGrp/TotalAmt211138
IRS990/OtherLiabilitiesGrp/BOYAmt053869874
IRS990/OtherLiabilitiesGrp/EOYAmt053078534
IRS990/OtherOrganizationDsc0cooperative
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0Other Operating Income
IRS990/OtherRevenueMiscGrp/Desc1Non Operating Gain/Loss
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0170225
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1-157
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0170225
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1-157
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt0170068
IRS990/OtherSalariesAndWagesGrp/TotalAmt0922516
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt032476877
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt033156541
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt018441
IRS990/PayrollTaxesGrp/TotalAmt073270
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0124736
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0111911
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0128531
IRS990/PrincipalOfficerNm0Joni Bailey
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0Income on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees & Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01577544
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1667015
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01577544
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1692999
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt125984
IRS990/ProgSrvcAccomActy2Grp/Desc0Checking accounts: As of December Telco Plus Credit Union maintained over 3,534 active checking accounts. Many accounts earn dividends and most do not require a monthly service charge. Members with checking accounts are offered ATM and Debit card access to their funds. Members over age 60 receive free printed checks, no fee cashier checks and no monthly service charge. Full-time student checking accounts have no monthly service charge and receive a free box of checks. Rewards Checking accounts offer a higher than CD dividend rate, no monthly service charge, ATM fee refunds, ID theft program and free credit report monitoring service.
IRS990/ProgSrvcAccomActy3Grp/Desc0Consumer Loans: All loans are made to individual consumers. Loans offered include: autos, boats, motorcycles, recreational vehicles, personal loans, furniture, line of credit, credit card, home equity and home mortgage loans. A variety of loan protection products are offered, which include: credit life, credit disability, guaranteed asset protection and mechanical breakdown at rates far less than most dealers. As of December 31, 2017 Telco Plus Credit Union maintained 4,812 loans to members.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0262687
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02021272
IRS990/PYOtherRevenueAmt0325282
IRS990/PYProgramServiceRevenueAmt02678208
IRS990/PYRevenuesLessExpensesAmt025864
IRS990/PYSalariesCompEmpBnftPaidAmt01219041
IRS990/PYTotalExpensesAmt03240313
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03266177
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0198454
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0195679
IRS990/ReconcilationRevenueExpnssAmt0269941
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08325566
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08563755
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02182157
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01061693
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03243850
IRS990ScheduleD/EquipmentGrp/BookValueAmt057892
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01494930
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01552822
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0873100
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0873100
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt018000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt116771000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt23974000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3543550
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4-10401
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt51313
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Dallas Capital- MasterCard Funding Account
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Certificates of Deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Federal Reserve EBA-Sweep Account
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3NCUA Investment Deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4Net Pension Asset
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5Misc Assets
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt020597211
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt132481323
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Deposits
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Escrow Balances for property insurance and property taxes on home equity and mortgage loans.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part IV, Line 2b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03113149
IRS990ScheduleD/TotalBookValueOtherAssetsAmt021297462
IRS990ScheduleD/TotalLiabilityAmt053078534
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0132300
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt120258
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt216335
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt312541
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt414245
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Home Equity
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Used Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2New Vehicle

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$62,585,566
Liabilities
$54,021,811
Net assets
$8,563,755
Revenue
$2,801,735
Expenses
$2,531,794
Net income
$269,941
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.6$62.6$11.0$3.66$2.59$1.08
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.9$51.9$10.0$3.60$2.75$0.85
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.8$51.6$9.16$2.97$2.53$0.44
2017Detailed filing. Detailed filing data is available for this year.$62.6$54.0$8.56$2.80$2.53$0.27
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.9$54.6$8.33$3.27$3.24$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.2$55.9$8.28$3.27$3.25$0.02
2014Detailed filing. Detailed filing data is available for this year.$65.0$56.7$8.30$3.44$3.34$0.10
2013Detailed filing. Detailed filing data is available for this year.$65.1$56.9$8.15$3.32$3.50$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.3$53.9$8.41$3.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$51.6$8.35$3.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$49.4$8.50$3.21
Peer Organizations

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