Liabilities / Assets
43rd percentile
Higher debt load relative to assets than 43% of similar nonprofits.
Lancaster Red Rose Credit Union
EIN 23-1343877 • 501(c)14 • Leola, PA
Profile
The credit union is organized and operated to promote thrift among its members and to create a source of low cost credit.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.88x
Liabilities / Revenue
45th percentile
Higher debt load relative to revenue than 45% of similar nonprofits.
Net Margin
98th percentile
Higher net margin than 98% of similar nonprofits.
Top Officer Pay
54th percentile
Higher top officer pay than 54% of similar nonprofits.
Top officer pay equals 6.8% of source-year revenue.
Asset Growth
6th percentile
Faster asset growth than 6% of similar nonprofits.
Revenue Growth
91st percentile
Faster revenue growth than 91% of similar nonprofits.
Balance Sheet
Assets
Down$52,212,531
Down $2,903,743 (-5.3%) from 2023
Liabilities
Down$45,797,597
Down $3,937,166 (-7.9%) from 2023
Net Assets
Up$6,414,934
Up $1,033,423 (+19%) from 2023
Revenue
Up$2,858,751
Up $197,533 (+7.4%) from 2023
Expenses
Up$1,803,344
Up $233,360 (+15%) from 2023
Net Income
Down$1,055,407
Down $35,827 (-3.3%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
- Assets
- $52,212,531
- Liabilities
- $45,797,597
- Net assets
- $6,414,934
- Revenue
- $2,858,751
- Expenses
- $1,803,344
- Net income
- $1,055,407
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Nov 13, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $2,858,751
Mission and Program Overview
Mission
The credit union is organized and operated to promote thrift among its members and create a source of low cost credit.
Organized and operated to promote thrift among its members and a source of low cost credit
Balance Sheet Detail
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $17,080,705 | $17,232,235 | ▲ $151,530 |
| Other Notes and Loans Receivable, Net | $14,058,549 | $16,618,846 | ▲ $2,560,297 |
| Investments Other Securities | $20,145,622 | $14,985,622 | ▼ $5,160,000 |
| Rtn Earn Endowment Incm Other Fnds | $5,381,511 | $6,414,934 | ▲ $1,033,423 |
| Land, Buildings, and Equipment, Net | $1,365,318 | $1,305,790 | ▼ $59,528 |
| Investments in Publicly Traded Securities | $1,200,316 | $923,633 | ▼ $276,683 |
| Cash and Non-Interest-Bearing Accounts | $417,022 | $374,977 | ▼ $42,045 |
| Accounts Receivable | $169,134 | $157,947 | ▼ $11,187 |
| Prepaid Expenses and Deferred Charges | $82,767 | $63,231 | ▼ $19,536 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $55,116,274 | $52,212,531 | ▼ $2,903,743 |
| Other Assets Total | $596,841 | $550,250 | ▼ $46,591 |
| Liabilities | |||
| Other Liabilities | $49,450,303 | $45,706,346 | ▼ $3,743,957 |
| Accounts Payable and Accrued Expenses | $284,460 | $91,251 | ▼ $193,209 |
| Total Liabilities | $49,734,763 | $45,797,597 | ▼ $3,937,166 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,381,511 | $6,414,934 | ▲ $1,033,423 |
| Total Liabilities and Net Assets / Fund Balance | $55,116,274 | $52,212,531 | ▼ $2,903,743 |
Asset Categories
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $935,602 | $163,778 | $1,099,380 |
| Equipment | $178,454 | $149,398 | $327,852 |
| Land | $191,734 | - | $191,734 |
| Other Securities | $303,622 | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kara E Vincent | CEO | FT | $123,539 | $20,761 | $144,300 |
Board Members and Trustees
| Name | Title |
|---|---|
| C Michael Wetzel | Chairman |
| JAMES T O'BRIEN | Vice-chairman |
| Lois M Murse | Director |
| Ernest Doerschuk Iii | Secretary & Tresurer |
Highest Paid Contractors
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv | Atm/debit/credit Card Services | 255 FISERV DRIVE, Brookfield, WI 53045 | $345,786 |
| Bradford-scott | Data Processing | 9465 COUNSELORS ROW, Indianapolis, IN 46240 | $130,515 |
| Omega Systems | It Network Support | 1121 SNYDER ROAD, Reading, PA 19609 | $124,396 |
Revenue and Support
Revenue Composition
- Contributions and Grants
- $0
- Program Service Revenue
- $1,355,083
- Investment Income
- $1,503,668
- Other Revenue
- $0
- Change in Net Assets
- $1,055,407
Expenses and Functional Allocation
Major Expense Lines
| Line Item | Amount |
|---|---|
| Other Expenses | $1,342,702 |
| Salaries, Compensation, and Employee Benefits | $460,642 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
Functional Expense Allocation
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $432,449 |
| Information Technology | - | - | - | $292,022 |
| Interest | - | - | - | $259,787 |
| Other Salaries and Wages | - | - | - | $240,224 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $144,300 |
| Depreciation Depletion | - | - | - | $59,528 |
| Insurance | - | - | - | $33,965 |
| Other Employee Benefits | - | - | - | $33,964 |
| Fees for Services Accounting | - | - | - | $32,100 |
| Payroll Taxes | - | - | - | $30,875 |
| Occupancy | - | - | - | $18,751 |
| Advertising | - | - | - | $18,146 |
| Pension Plan Contributions | - | - | - | $11,279 |
| Other Expenses | - | - | - | $8,044 |
| Fees for Services Legal | - | - | - | $208 |
| Conferences and Meetings | - | - | - | $132 |
| Travel | - | - | - | $5 |
| Total Functional Expenses | $0 | $0 | $0 | $1,803,344 |
Fundraising, Events, and Gaming
- Fundraising activities
- No
- Gaming activities
- No
- Professional fundraiser used
- No
Fundraising and Gaming Totals
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
Political and Lobbying Activity
- Political campaign activity
- No
- Subject to proxy tax
- No
Debt and Bond Financing
Other Reported Liabilities
| Liability | Amount |
|---|---|
| Member Share and Savings Accts | $38,453,421 |
| Member Certificates of Deposit | $7,252,925 |
Governance and Compliance
Governance Checklist
- Compiled or reviewed by an accountant
- No
- Annual disclosure for covered persons
- Yes
- Backup withholding compliance
- Yes
- Business relationship with 35% controlled entity
- No
- Business relationship with family members
- No
- Business relationship with organization members
- No
- Material changes to governing documents
- No
- Compensation from other sources disclosed
- No
- CEO compensation reviewed
- Yes
- Other officer compensation reviewed
- No
- Conflict-of-interest policy
- Yes
- Audited financial statements prepared
- No
- Key decisions subject to board approval
- Yes
- Management duties delegated
- No
Governance Explanations
Form 990, Part VI, Section A, Line 6
“The credit union is a cooperative owned by its members.”
Form 990, Part VI, Section A, Line 7A
“Each of the members of the credit union has the right to cast one vote in the election of directors to the board of directors.”
Form 990, Part VI, Section A, Line 7B
“The credit union's voting members have voting interest in the election of board members and the approval of conversion of the credit union to a different charter.”
Form 990, Part VI, Section B, Line 11B
“The credit union's management team reviews the form 990 prior to submission.”
Form 990, Part VI, Section B, Line 12C
“Any credit union employee, director, officer, or spouse who is associated with, or holds or has a financial interest in another financial institution, trade association or related business shall file an annual disclosure statement with the board chairman within 30 days of january 1, the start of employment, or taking office. Any apparent conflict will be resolved by the board and the individual. When matters pertaining to the specific personal interest of a board member are discussed, the affected board member or member shall not engage in the discussion nor shall he/she participate in the vote, and the minutes shall so state. If more than one board member is involved in matters involving a conflict of interest and a vote is called, the number voting must exceed the quorum requirements for the meeting or unanimous action is required of the voting board members.”
Form 990, Part VI, Section B, Line 15A
“The board of directors sets the salary for the ceo. A salary survey is used from cuna. An annual review is completed and raises are given on a merit/goal accomplishment basis. The board sets the salary for senior officers other than the ceo. A salary survey from cuna is used. An annual review is completed and raises are given on a merit/goal accomplishment basis.”
Form 990, Part VI, Section C, Line 19
“Financial statements are posted in the credit union's lobby and call reports containing financial information are posted on ncua.gov. Governing documents and conflict of interest policies are available upon request.”
Filing and Contact Details
Filer
- Filer Name
- Lancaster Red Rose Credit Union
- EIN
- 23-1343877
- Phone
- 7172956685
- Address
- 16 E MAIN STREET PO BOX 629, LEOLA, PA 17540
Signing Officer
- Name
- Kara E Vincent
- Title
- CEO/CFO
- Phone
- 7172956685
- Signed
- 2025-11-13
- Discuss with paid preparer
- Yes
Organization Details
- Principal Officer
- Kara E Vincent
- Formed
- 1948
- Legal Domicile
- Pa
- Voting Board Members
- 5
- Independent Board Members
- 4
- Employees
- 9
- Volunteers
- 4
Preparer
- Firm
- Rkl Llp
- Address
- 1330 BROADCASTING ROAD, WYOMISSING, PA 19610-6008
- Preparer
- Ruthann J Woll CPA
- Phone
- 6103761595
Raw XML Appendix366 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 91251 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 169134 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 157947 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | ORGANIZED AND OPERATED TO PROMOTE THRIFT AMONG ITS MEMBERS AND A SOURCE OF LOW COST CREDIT |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 18146 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
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| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7172956685 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 16 E MAIN STREET PO BOX 629 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LEOLA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 17540 |
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| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
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| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 417022 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 374977 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 144300 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
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| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
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| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 130515 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 124396 |
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| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 1121 SNYDER ROAD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | BROOKFIELD |
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| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | IN |
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| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | OMEGA SYSTEMS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | ATM/DEBIT/CREDIT CARD SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | DATA PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | IT NETWORK SUPPORT |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1503668 |
| IRS990/CYOtherExpensesAmt | 0 | 1342702 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
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| IRS990/CYRevenuesLessExpensesAmt | 0 | 1055407 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 460642 |
| IRS990/CYTotalExpensesAmt | 0 | 1803344 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2858751 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 59528 |
| IRS990/Desc | 0 | PROVIDE LOANS TO MORE THAN 4,943 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 32100 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 208 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
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| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
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| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | C MICHAEL WETZEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAMES T O'BRIEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ERNEST DOERSCHUK III |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LOIS M MURSE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KARA E VINCENT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 123539 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE-CHAIRMAN |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1948 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
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| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
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| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
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| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
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| IRS990/InsuranceGrp/TotalAmt | 0 | 33965 |
| IRS990/InterestGrp/TotalAmt | 0 | 259787 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1503668 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1503668 |
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| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 1200316 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 923633 |
| IRS990/IRPDocumentCnt | 0 | 605 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 313176 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1365318 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1305790 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1618966 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE CREDIT UNION IS ORGANIZED AND OPERATED TO PROMOTE THRIFT AMONG ITS MEMBERS AND TO CREATE A SOURCE OF LOW COST CREDIT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5381511 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6414934 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -21984 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 18751 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 432449 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
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| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 550250 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 33964 |
| IRS990/OtherExpensesGrp/Desc | 0 | LENDING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | DUES |
| IRS990/OtherExpensesGrp/Desc | 2 | STATE EXAMINATION FEE |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 164233 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 12025 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 11307 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8044 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 49450303 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 45706346 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 240224 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 14058549 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 16618846 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 30875 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 11279 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
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| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 63231 |
| IRS990/PrincipalOfficerNm | 0 | KARA E VINCENT |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
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| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522210 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 523000 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522210 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME - MEMBER LOAN |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON-MEMBER ATM INCOME |
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| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 197490 |
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| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 246379 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 197490 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 2551 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2551 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE FINANCIAL STATEMENTS TO MORE THAN 4,943 MEMBERS. |
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| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
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| IRS990/PYOtherExpensesAmt | 0 | 1119595 |
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| IRS990/PYRevenuesLessExpensesAmt | 0 | 1091234 |
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| IRS990/PYTotalRevenueAmt | 0 | 2661218 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1055407 |
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| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
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| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 17232235 |
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| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1099380 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 178454 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 149398 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 327852 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 191734 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 191734 |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE AND SAVINGS ACCTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | MEMBER CERTIFICATES OF DEPOSIT |
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| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 303622 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | CORPORATE CU PAID IN CAPITAL |
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| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
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| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 14985622 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 45706346 |
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| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS A COOPERATIVE OWNED BY ITS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EACH OF THE MEMBERS OF THE CREDIT UNION HAS THE RIGHT TO CAST ONE VOTE IN THE ELECTION OF DIRECTORS TO THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION'S VOTING MEMBERS HAVE VOTING INTEREST IN THE ELECTION OF BOARD MEMBERS AND THE APPROVAL OF CONVERSION OF THE CREDIT UNION TO A DIFFERENT CHARTER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION'S MANAGEMENT TEAM REVIEWS THE FORM 990 PRIOR TO SUBMISSION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ANY CREDIT UNION EMPLOYEE, DIRECTOR, OFFICER, OR SPOUSE WHO IS ASSOCIATED WITH, OR HOLDS OR HAS A FINANCIAL INTEREST IN ANOTHER FINANCIAL INSTITUTION, TRADE ASSOCIATION OR RELATED BUSINESS SHALL FILE AN ANNUAL DISCLOSURE STATEMENT WITH THE BOARD CHAIRMAN WITHIN 30 DAYS OF JANUARY 1, THE START OF EMPLOYMENT, OR TAKING OFFICE. ANY APPARENT CONFLICT WILL BE RESOLVED BY THE BOARD AND THE INDIVIDUAL. WHEN MATTERS PERTAINING TO THE SPECIFIC PERSONAL INTEREST OF A BOARD MEMBER ARE DISCUSSED, THE AFFECTED BOARD MEMBER OR MEMBER SHALL NOT ENGAGE IN THE DISCUSSION NOR SHALL HE/SHE PARTICIPATE IN THE VOTE, AND THE MINUTES SHALL SO STATE. IF MORE THAN ONE BOARD MEMBER IS INVOLVED IN MATTERS INVOLVING A CONFLICT OF INTEREST AND A VOTE IS CALLED, THE NUMBER VOTING MUST EXCEED THE QUORUM REQUIREMENTS FOR THE MEETING OR UNANIMOUS ACTION IS REQUIRED OF THE VOTING BOARD MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS SETS THE SALARY FOR THE CEO. A SALARY SURVEY IS USED FROM CUNA. AN ANNUAL REVIEW IS COMPLETED AND RAISES ARE GIVEN ON A MERIT/GOAL ACCOMPLISHMENT BASIS. THE BOARD SETS THE SALARY FOR SENIOR OFFICERS OTHER THAN THE CEO. A SALARY SURVEY FROM CUNA IS USED. AN ANNUAL REVIEW IS COMPLETED AND RAISES ARE GIVEN ON A MERIT/GOAL ACCOMPLISHMENT BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION'S LOBBY AND CALL REPORTS CONTAINING FINANCIAL INFORMATION ARE POSTED ON NCUA.GOV. GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
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| IRS990/SubjectToProxyTaxInd | 0 | 0 |
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| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
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| IRS990/TotalAssetsEOYAmt | 0 | 52212531 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 52212531 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 9 |
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| IRS990/TotalGrossUBIAmt | 0 | 2551 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 49734763 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 45797597 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 49734763 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 45797597 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6414934 |
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| IRS990/TotalVolunteersCnt | 0 | 4 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 52212531 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 5 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 16 E MAIN STREET PO BOX 629 |
| IRS990/USAddress/CityNm | 0 | LEOLA |
| IRS990/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/USAddress/ZIPCd | 0 | 17540 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 4 |
| IRS990/WebsiteAddressTxt | 0 | WWW.LRRCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KARA E VINCENT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO/CFO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7172956685 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LANCASTER RED ROSE CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LANC |
| ReturnHeader/Filer/EIN | 0 | 231343877 |
| ReturnHeader/Filer/PhoneNum | 0 | 7172956685 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 16 E MAIN STREET PO BOX 629 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | LEOLA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 17540 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 0 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 232108173 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | RKL LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1330 BROADCASTING ROAD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WYOMISSING |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 196106008 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6103761595 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-13 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | RUTHANN J WOLL CPA |
| ReturnHeader/ReturnTs | 0 | 2025-11-17T00:00:49-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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