Civic Intelligence

Telco Plus Credit Union

990 • Fiscal year 2014 • EIN 75-0853180

Jan 01, 2014 to Dec 31, 2014 • Filed on May 06, 2015

Organization Profilewww.telcoplus.org

View Organization Page

423 Gilmer RdLongview, TX 75604

(903) 753-5588

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

31st percentile

0.87x

Higher debt load relative to assets than 31% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

33rd percentile

16.45x

Higher debt load relative to revenue than 33% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

22nd percentile

2.9%

Higher net margin than 22% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

4th percentile

$3,000

Higher top officer pay than 4% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2014

Asset Growth

23rd percentile

-0.1%

Faster asset growth than 23% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Revenue Growth

73rd percentile

3.7%

Faster revenue growth than 73% of similar nonprofits.

2014 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets31st percentile

Assets

Down

$64,986,317

Down $94,672 (-0.1%) from 2013

Net Assets

Up

$8,301,538

Up $154,171 (+1.9%) from 2013

Liabilities

Down

$56,684,779

Down $248,843 (-0.4%) from 2013

Revenue And Expenses
Liabilities / Revenue33rd percentileNet Margin22nd percentile

Revenue

Up

$3,444,930

Up $122,316 (+3.7%) from 2013

Expenses

Down

$3,343,625

Down $158,029 (-4.5%) from 2013

Net Income

Up

$101,305

Up $280,345 (+157%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth23rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $57,862,513Liabilities 2010: $49,359,646Net Assets 2010: $8,502,8672010Assets 2011: $59,963,408Liabilities 2011: $51,613,917Net Assets 2011: $8,349,4912011Assets 2012: $62,317,882Liabilities 2012: $53,909,974Net Assets 2012: $8,407,9082012Assets 2013: $65,080,989Liabilities 2013: $56,933,622Net Assets 2013: $8,147,3672013Assets 2014: $64,986,317Liabilities 2014: $56,684,779Net Assets 2014: $8,301,5382014Assets 2015: $64,190,361Liabilities 2015: $55,905,927Net Assets 2015: $8,284,4342015Assets 2016: $62,878,179Liabilities 2016: $54,552,613Net Assets 2016: $8,325,5662016Assets 2017: $62,585,566Liabilities 2017: $54,021,811Net Assets 2017: $8,563,7552017Assets 2018: $60,813,135Liabilities 2018: $51,648,567Net Assets 2018: $9,164,5682018Assets 2019: $61,865,751Liabilities 2019: $51,850,599Net Assets 2019: $10,015,1522019Assets 2020: $73,610,522Liabilities 2020: $62,590,715Net Assets 2020: $11,019,8072020

Highlighted filing

2014

Assets$64,986,317
Liabilities$56,684,779
Net Assets$8,301,538
Open 2014 Filing

Operations Trend

Revenue Growth73rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,205,6882010Expenses 2011: $3,170,9042011Expenses 2012: $3,271,4132012Revenue 2013: $3,322,614Expenses 2013: $3,501,654Net Income 2013: -$179,0402013Revenue 2014: $3,444,930Expenses 2014: $3,343,625Net Income 2014: $101,3052014Revenue 2015: $3,270,078Expenses 2015: $3,254,227Net Income 2015: $15,8512015Revenue 2016: $3,266,177Expenses 2016: $3,240,313Net Income 2016: $25,8642016Revenue 2017: $2,801,735Expenses 2017: $2,531,794Net Income 2017: $269,9412017Revenue 2018: $2,970,424Expenses 2018: $2,533,581Net Income 2018: $436,8432018Revenue 2019: $3,595,895Expenses 2019: $2,745,311Net Income 2019: $850,5842019Revenue 2020: $3,664,534Expenses 2020: $2,586,920Net Income 2020: $1,077,6142020

Highlighted filing

2014

Revenue$3,444,930
Expenses$3,343,625
Net Income$101,305
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 6, 2015
Return Version
2014v5.0
Gross Receipts
$3,444,930
Mission and Program Overview

Mission

Not-for-profit cooperative provider of financial services to credit union members/owners.

Telco Plus Credit Union is a not-for-profit cooperative thrift institution, state chartered and regulated by the State of Texas Credit Union Department and the National Credit Union Administration. Telco Plus Credit Union is a member of the National Credit Union Administration Insurance Fund. Telco Plus Credit Union offers consumer products and services in the following primary areas: Share Accounts, Checking Accounts, Consumer Loans, Home Equity Loans and Mortgage Loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$31,485,478$32,498,070▲ $1,012,592
Rtn Earn Endowment Incm Other Fnds$8,147,367$8,301,538▲ $154,171
Land, Buildings, and Equipment, Net$3,907,277$3,640,351▼ $266,926
Cash and Non-Interest-Bearing Accounts$2,088,295$2,026,510▼ $61,785
Receivables From Officers Etc$331,504$250,610▼ $80,894
Prepaid Expenses and Deferred Charges$88,543$224,146▲ $135,603
Accounts Receivable$125,983$1,917▼ $124,066
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$65,080,989$64,986,317▼ $94,672
Other Assets Total$27,053,909$26,344,713▼ $709,196
Liabilities
Other Liabilities$56,284,918$56,079,398▼ $205,520
Accounts Payable and Accrued Expenses$599,417$561,736▼ $37,681
Escrow Account Liability$49,287$43,645▼ $5,642
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$56,933,622$56,684,779▼ $248,843
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,147,367$8,301,538▲ $154,171
Total Liabilities and Net Assets / Fund Balance$65,080,989$64,986,317▼ $94,672

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,503,653$719,544$3,223,197
Equipment$263,598$1,211,959$1,475,557
Land$873,100-$873,100
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Other Assets Org$486--
Compensation and Service Providers
Top Officer Pay4th percentile

Employees

NameTitleBaseTotal
Board Member 3Treasurer$3,000$3,000

Board Members and Trustees

NameTitle
Board Member 1Chairman
Board Member 2Vice Chairman
Board Member 5Director
Board Member 6Director
Board Member 7Director
Board Member 4Secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Data Systems of TexasCore Data ProcessingP O Box 22008, Waco, TX 76702$104,372
CUNA Mutual GroupCredit Union Business Related InsuranceP O Box 2964, Milwaukee, WI 53201$100,774
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,027,366
Investment Income
$232,135
Other Revenue
$185,429
Change in Net Assets
$101,305
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,017,905
Salaries, Compensation, and Employee Benefits$1,325,720
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,001,019
Office Expenses---$624,640
Interest---$252,730
Information Technology---$235,031
Depreciation Depletion---$210,743
Occupancy---$157,031
Other Employee Benefits---$143,877
Advertising---$120,221
Pension Plan Contributions---$102,500
Payroll Taxes---$75,324
Conferences and Meetings---$58,435
Insurance---$49,706
Payments to Affiliates---$20,108
Travel---$11,214
Other Expenses---$10,922
Fees for Services Accounting---$8,794
All Other Expenses---$8,662
Current Officers, Directors, Trustees, and Key Employees---$3,000
Fees for Services Other---$-4,046
Total Functional Expenses$0$0$0$3,343,625
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$331,504$250,610▼ $80,894
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$37,944,473
Member Shares$18,134,925
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Every Primary account holder is a member of the credit union.”

Form 990, Part VI, Section A, Line 7A

“Directors serve rotating terms of 3 years and are elected at the Annual Membership Meeting by the member/owners of the credit union.”

Form 990, Part VI, Section A, Line 7B

“A decision to dissolve the credit union would require a vote of the members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is prepared by the account department and the CEO and reviewed by independent auditors and state credit union examiners. A filed copy is provided to the board of directors for review.”

Form 990, Part VI, Section B, Line 12C

“Policy is reviewed annually. If a situation arises it is addressed and resolved.”

Form 990, Part VI, Section B, Line 15

“All employees are reviewed annually by their supervisors. Salaries are compared to local credit unions and banks, as well as, the annual Cornerstone Credit Union League Salary Survey.”

Form 990, Part VI, Section C, Line 19

“Financial Statements are posted in the lobby of each branch, as well as, on the website. Annual financial reports are distributed at the Annual Membership Meeting. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Telco Plus Credit Union
EIN
75-0853180
Phone
9037535588
Address
423 GILMER RD, LONGVIEW, TX 75604

Signing Officer

Name
Betty DeWeese
Title
President
Phone
9037535588
Signed
2015-05-06

Organization Details

Principal Officer
Betty DeWeese
Formed
1951
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
43
Volunteers
12
Supplemental Narrative

Additional Explanations

Form 990, Part IV, Line 11B

“Form 990 is prepared by the account department and the CEO and reviewed by independent auditors and state credit union examiners. A filed copy is provided to the board of directors for review.”

Form 990, Part XI, Line 9

“Change represents valuation change in Employee Defined Benefit Pension Plan, Other Comprehensive Income.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Escrow balances for property insurance and property taxes on home equity loans.”

Raw XML AppendixShowing 400 of 579 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0Share Accounts: Telco Plus Credit Union offers a variety of share accounts, including savings, CD's, TUTMA, IRA's, special savings, member money fund savings, Christmas and vacation club accounts. Telco Plus Credit Union maintained and paid dividends on over 15,646 accounts in 2014. The credit union provides all members with access via ATM's, Online Banking, Text & Mobile Banking, Audio Response, and in-person financial service representatives. Free financial education fairs are offered to local schools. Our accounts are offered free online access to educational games and activities geared to various age groups. Telco Plus supplies and supports 2 ATMs for member usage. Shares are insured through NCUSIF.
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IRS990/LandBldgEquipCostOrOtherBssAmt05571854
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Not-for-profit cooperative provider of financial services to credit union members/owners.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt08147367
IRS990/NetAssetsOrFundBalancesEOYAmt08301538
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0157031
IRS990/OfficeExpensesGrp/TotalAmt0624640
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt027053909
IRS990/OtherAssetsTotalGrp/EOYAmt026344713
IRS990/OtherChangesInNetAssetsAmt052866
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0143877
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Supervisory Fees
IRS990/OtherExpensesGrp/TotalAmt0210450
IRS990/OtherExpensesGrp/TotalAmt143264
IRS990/OtherExpensesGrp/TotalAmt210922
IRS990/OtherLiabilitiesGrp/BOYAmt056284918
IRS990/OtherLiabilitiesGrp/EOYAmt056079398
IRS990/OtherOrganizationDsc0cooperative
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0Other Operating Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0185429
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0185429
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0185429
IRS990/OtherSalariesAndWagesGrp/TotalAmt01001019
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt031485478
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt032498070
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt020108
IRS990/PayrollTaxesGrp/TotalAmt075324
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0102500
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt088543
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0224146
IRS990/PrincipalOfficerNm0Betty DeWeese
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0Income on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees & Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01914220
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11112056
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01914220
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11113146
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11090
IRS990/ProgSrvcAccomActy2Grp/Desc0Checking accounts: As of December Telco Plus Credit Union maintained over 3,467 active checking accounts. Many accounts earn dividends and most do not require a monthly service charge. Members with checking accounts are offered ATM and Debit card access to their funds. Members over age 55 receive free printed checks, no fee cashier checks and no monthly service charge. Full-time student checking accounts have no monthly service charge and receive a free box of checks. Rewards Checking accounts offer a higher than CD dividend rate, no monthly service charge, ATM fee refunds, ID theft program and free credit report monitoring service.
IRS990/ProgSrvcAccomActy3Grp/Desc0Consumer Loans: All loans are made to individual consumers. Loans offered include: autos, boats, motorcycles, recreational vehicles, personal loans, furniture, line of credit, credit card and home equity. A variety of loan protection products are offered, which include: credit life, credit disability, guaranteed asset protection and mechanical breakdown at rates far less than most dealers.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0230852
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt02152813
IRS990/PYOtherRevenueAmt0173482
IRS990/PYProgramServiceRevenueAmt02918280
IRS990/PYRevenuesLessExpensesAmt0-179040
IRS990/PYSalariesCompEmpBnftPaidAmt01348841
IRS990/PYTotalExpensesAmt03501654
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03322614
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0331504
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0250610
IRS990/ReconcilationRevenueExpnssAmt0101305
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08147367
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08301538
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02503653
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0719544
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03223197
IRS990ScheduleD/EquipmentGrp/BookValueAmt0263598
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01211959
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01475557
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0873100
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0873100
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt02218485
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt122271000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21083876
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt381552
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4562138
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt5127176
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt6486
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Catalyst Corporate FCU, Cash Management
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Certificates of Deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Federal Reserve Overnight Sweep
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3Accrued Income on Investments & Loans
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4NCUA Investment Deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5Net Pension Asset
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6Misc. Assets
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt018134925
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt137944473
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Deposits
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Escrow balances for property insurance and property taxes on home equity loans.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part IV, Line 2b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03640351
IRS990ScheduleD/TotalBookValueOtherAssetsAmt026344713
IRS990ScheduleD/TotalLiabilityAmt056079398
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0123062
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11348
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt27046
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt37
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt44616
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt531331
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt67363
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt76279
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt82072
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt93101
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1064385
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$64,986,317
Liabilities
$56,684,779
Net assets
$8,301,538
Revenue
$3,444,930
Expenses
$3,343,625
Net income
$101,305
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.6$62.6$11.0$3.66$2.59$1.08
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.9$51.9$10.0$3.60$2.75$0.85
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.8$51.6$9.16$2.97$2.53$0.44
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.6$54.0$8.56$2.80$2.53$0.27
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.9$54.6$8.33$3.27$3.24$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.2$55.9$8.28$3.27$3.25$0.02
2014Detailed filing. Detailed filing data is available for this year.$65.0$56.7$8.30$3.44$3.34$0.10
2013Detailed filing. Detailed filing data is available for this year.$65.1$56.9$8.15$3.32$3.50$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.3$53.9$8.41$3.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$51.6$8.35$3.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$49.4$8.50$3.21
Peer Organizations

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