Civic Intelligence

Telco Plus Credit Union

990 • Fiscal year 2019 • EIN 75-0853180

Jan 01, 2019 to Dec 31, 2019 • Filed on Jul 15, 2020

Organization Profilewww.telcoplus.org

View Organization Page

423 Gilmer RdLongview, TX 75604

(903) 753-5588

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

21st percentile

0.84x

Higher debt load relative to assets than 21% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

26th percentile

14.42x

Higher debt load relative to revenue than 26% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

89th percentile

24%

Higher net margin than 89% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

6th percentile

$3,000

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

34th percentile

1.7%

Faster asset growth than 34% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

95th percentile

21%

Faster revenue growth than 95% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets21st percentile

Assets

Up

$61,865,751

Up $1,052,616 (+1.7%) from 2018

Net Assets

Up

$10,015,152

Up $850,584 (+9.3%) from 2018

Liabilities

Up

$51,850,599

Up $202,032 (+0.4%) from 2018

Revenue And Expenses
Liabilities / Revenue26th percentileNet Margin89th percentile

Revenue

Up

$3,595,895

Up $625,471 (+21%) from 2018

Expenses

Up

$2,745,311

Up $211,730 (+8.4%) from 2018

Net Income

Up

$850,584

Up $413,741 (+95%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth34th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $57,862,513Liabilities 2010: $49,359,646Net Assets 2010: $8,502,8672010Assets 2011: $59,963,408Liabilities 2011: $51,613,917Net Assets 2011: $8,349,4912011Assets 2012: $62,317,882Liabilities 2012: $53,909,974Net Assets 2012: $8,407,9082012Assets 2013: $65,080,989Liabilities 2013: $56,933,622Net Assets 2013: $8,147,3672013Assets 2014: $64,986,317Liabilities 2014: $56,684,779Net Assets 2014: $8,301,5382014Assets 2015: $64,190,361Liabilities 2015: $55,905,927Net Assets 2015: $8,284,4342015Assets 2016: $62,878,179Liabilities 2016: $54,552,613Net Assets 2016: $8,325,5662016Assets 2017: $62,585,566Liabilities 2017: $54,021,811Net Assets 2017: $8,563,7552017Assets 2018: $60,813,135Liabilities 2018: $51,648,567Net Assets 2018: $9,164,5682018Assets 2019: $61,865,751Liabilities 2019: $51,850,599Net Assets 2019: $10,015,1522019Assets 2020: $73,610,522Liabilities 2020: $62,590,715Net Assets 2020: $11,019,8072020

Highlighted filing

2019

Assets$61,865,751
Liabilities$51,850,599
Net Assets$10,015,152
Open 2019 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,205,6882010Expenses 2011: $3,170,9042011Expenses 2012: $3,271,4132012Revenue 2013: $3,322,614Expenses 2013: $3,501,654Net Income 2013: -$179,0402013Revenue 2014: $3,444,930Expenses 2014: $3,343,625Net Income 2014: $101,3052014Revenue 2015: $3,270,078Expenses 2015: $3,254,227Net Income 2015: $15,8512015Revenue 2016: $3,266,177Expenses 2016: $3,240,313Net Income 2016: $25,8642016Revenue 2017: $2,801,735Expenses 2017: $2,531,794Net Income 2017: $269,9412017Revenue 2018: $2,970,424Expenses 2018: $2,533,581Net Income 2018: $436,8432018Revenue 2019: $3,595,895Expenses 2019: $2,745,311Net Income 2019: $850,5842019Revenue 2020: $3,664,534Expenses 2020: $2,586,920Net Income 2020: $1,077,6142020

Highlighted filing

2019

Revenue$3,595,895
Expenses$2,745,311
Net Income$850,584
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Jul 15, 2020
Return Version
2019v5.0
Gross Receipts
$3,595,895
Mission and Program Overview

Mission

Not-for-profit cooperative provider of financial services to credit union members/owners.

Telco Plus Credit Union is a not-for-profit cooperative thrift institution, state chartered and regulated by the State of Texas Credit Union Department and the National Credit Union Administration. Telco Plus Credit Union is a member of the National Credit Union Administration Insurance Fund. Telco Plus Credit Union offers consumer products and services in the following primary areas: Share Accounts, Checking Accounts, Consumer Loans, Home Equity Loans and Mortgage Loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$38,590,363$44,246,119▲ $5,655,756
Rtn Earn Endowment Incm Other Fnds$9,164,568$10,015,152▲ $850,584
Land, Buildings, and Equipment, Net$3,046,486$2,982,836▼ $63,650
Cash and Non-Interest-Bearing Accounts$1,421,729$2,451,769▲ $1,030,040
Investments in Publicly Traded Securities$1,968,584$1,534,551▼ $434,033
Accounts Receivable$367,661$129,772▼ $237,889
Prepaid Expenses and Deferred Charges$93,114$60,091▼ $33,023
Receivables From Officers Etc$249,963$23,542▼ $226,421
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$60,813,135$61,865,751▲ $1,052,616
Other Assets Total$15,075,235$10,437,071▼ $4,638,164
Liabilities
Other Liabilities$50,813,285$51,071,638▲ $258,353
Accounts Payable and Accrued Expenses$755,228$631,160▼ $124,068
Escrow Account Liability$80,054$147,801▲ $67,747
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$51,648,567$51,850,599▲ $202,032
Net Assets / Fund Balance
Total Net Assets Fund Balance$9,164,568$10,015,152▲ $850,584
Total Liabilities and Net Assets / Fund Balance$60,813,135$61,865,751▲ $1,052,616

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,026,100$1,257,652$3,283,752
Equipment$83,636$1,566,822$1,650,458
Land$873,100-$873,100
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Other Assets Org$-2,543--
Compensation and Service Providers
Top Officer Pay6th percentile

Employees

NameTitleBaseTotal
Board Member 3Treasurer$3,000$3,000

Board Members and Trustees

NameTitle
Board Member 1Chairman
Board Member 2Vice Chairman
Board Member 5Director
Board Member 6Director
Board Member 7Director
Board Member 4Secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Data Systems of TexasCore Data ProcessingP O Box 22008, Waco, TX 76702$140,098
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,877,614
Investment Income
$357,731
Other Revenue
$360,550
Change in Net Assets
$850,584

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,595,895
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$3,595,895
Total Revenue per Form 990
$3,595,895
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,568,332
Salaries, Compensation, and Employee Benefits$1,176,979
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,086,787
Information Technology---$268,415
Interest---$211,125
Other Expenses---$165,309
Advertising---$161,586
Office Expenses---$156,176
Occupancy---$152,461
Depreciation Depletion---$104,310
Payroll Taxes---$82,956
Conferences and Meetings---$77,653
Insurance---$37,371
Fees for Services Legal---$25,403
Payments to Affiliates---$17,994
Fees for Services Other---$8,185
Travel---$6,469
Other Employee Benefits---$3,181
Current Officers, Directors, Trustees, and Key Employees---$3,000
All Other Expenses---$1,238
Pension Plan Contributions---$1,055
Total Functional Expenses$0$0$0$2,745,311

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,745,311
Total Expenses per Audited Statements$2,745,311
Total Expenses per Form 990$2,745,311
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$249,963$23,542▼ $226,421
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$29,276,732
Memeber Shares$21,794,906
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Every primary account holder is a member of the credit union.”

Form 990, Part VI, Section A, Line 7A

“Directors serve rotating terms of 3 years and are elected at the Annual Membership Meeting by the member/owners of the credit union.”

Form 990, Part VI, Section A, Line 7B

“A decision to dissolve the credit union would require a vote of the members.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is prepared by the accounting department and the CEO. It is reviewed by independent auditors and state credit union examiners. A filed copy is provided for review to the board of directors.”

Form 990, Part VI, Section B, Line 12C

“Policy is reviewed annually. If a situation arises it is addressed and resolved.”

Form 990, Part VI, Section B, Line 15

“All employees are reviewed annually by their supervisors. Salaries are compared to local credit unions and banks.”

Form 990, Part VI, Section C, Line 19

“Financial Statements are posted in the lobby of each branch, as well as on the website. Annual financial reports are distributed at the Annual Membership Meeting. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Telco Plus Credit Union
EIN
75-0853180
Phone
9037535588
Address
423 GILMER RD, LONGVIEW, TX 75604

Signing Officer

Name
Janicc' Martinez
Title
Accounting
Phone
9037535588
Signed
2020-07-15

Organization Details

Principal Officer
Janicc' Martinez
Formed
1951
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
41
Volunteers
14
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change represents valuation change in Employee Defined Benefit Pension Plan, Other Comprehensive Income.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Escrow balances for property insurance and property taxes on home equity loans”

Raw XML AppendixShowing 400 of 511 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0Telco Plus Credit Union is a not-for-profit cooperative thrift institution, state chartered and regulated by the State of Texas Credit Union Department and the National Credit Union Administration. Telco Plus Credit Union is a member of the National Credit Union Administration Insurance Fund. Telco Plus Credit Union offers consumer products and services in the following primary areas: Share Accounts, Checking Accounts, Consumer Loans, Home Equity Loans and Mortgage Loans.
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IRS990/Desc0Share Accounts: Telco Plus Credit Union offers a variety of share accounts, including savings, CD's, TUTMA, IRA's, special savings, member money fund savings, Christmas and vacation club accounts. Telco Plus Credit Union maintained and paid dividends on over 14,503 accounts in 2019. The credit union provides all members with access via ATM's, Online Banking, Text & Mobile Banking, Audio Response, and in-person financial service representatives. Free financial education fairs are offered to local schools. Our accounts are offered free online access to educational games and activities geared to various age groups. Telco Plus supplies and supports 2 ATMs for member usage. Shares are insured through NCUSIF.
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IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Not-for-profit cooperative provider of financial services to credit union members/owners.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt09164568
IRS990/NetAssetsOrFundBalancesEOYAmt010015152
IRS990/NetUnrelatedBusTxblIncmAmt029822
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0152461
IRS990/OfficeExpensesGrp/TotalAmt0156176
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt015075235
IRS990/OtherAssetsTotalGrp/EOYAmt010437071
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt03181
IRS990/OtherExpensesGrp/Desc0Prov for loan loss
IRS990/OtherExpensesGrp/Desc1Loan servicing
IRS990/OtherExpensesGrp/Desc2Supervisory Fees
IRS990/OtherExpensesGrp/Desc3All other
IRS990/OtherExpensesGrp/TotalAmt096998
IRS990/OtherExpensesGrp/TotalAmt165407
IRS990/OtherExpensesGrp/TotalAmt212232
IRS990/OtherExpensesGrp/TotalAmt3165309
IRS990/OtherLiabilitiesGrp/BOYAmt050813285
IRS990/OtherLiabilitiesGrp/EOYAmt051071638
IRS990/OtherOrganizationDsc0cooperative
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0Other Operating Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0360550
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0360550
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0360550
IRS990/OtherSalariesAndWagesGrp/TotalAmt01086787
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt038590363
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt044246119
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt017994
IRS990/PayrollTaxesGrp/TotalAmt082956
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt01055
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt093114
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt060091
IRS990/PrincipalOfficerNm0Janicc' Martinez
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0Income on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees & Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02122583
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1725209
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02122583
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1755031
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt129822
IRS990/ProgSrvcAccomActy2Grp/Desc0Checking accounts: As of December Telco Plus Credit Union maintained over 3,376 active checking accounts. Many accounts earn dividends and most do not require a monthly service charge. Members with checking accounts are offered ATM and Debit card access to their funds. Members over age 60 receive free printed checks, no fee cashier checks and no monthly service charge. Full-time student checking accounts have no monthly service charge and receive a free box of checks. Rewards Checking accounts offer a higher than CD dividend rate, no monthly service charge, ATM fee refunds, ID theft program and free credit report monitoring service.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0Consumer Loans: All loans are made to individual consumers. Loans offered include: autos, boats, motorcycles, recreational vehicles, personal loans, furniture, line of credit, credit card, home equity and home mortgage loans. A variety of loan protection products are offered, which include: credit life, credit disability, guaranteed asset protection and mechanical breakdown at rates far less than most dealers. As of December 31, 2019 Telco Plus Credit Union maintained 3,143 loans to members.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0435596
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01198705
IRS990/PYOtherRevenueAmt0182580
IRS990/PYProgramServiceRevenueAmt02352248
IRS990/PYRevenuesLessExpensesAmt0435959
IRS990/PYSalariesCompEmpBnftPaidAmt01335760
IRS990/PYTotalExpensesAmt02534465
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02970424
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0249963
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt023542
IRS990/ReconcilationRevenueExpnssAmt0850584
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt09164568
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt010015152
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02026100
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01257652
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03283752
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt083636
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01566822
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01650458
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02745311
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0873100
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0873100
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt07589000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt12300000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2515
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt3550099
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4-2543
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0certifcates of deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1federal reserve eba-sweep
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2longview Water Deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3NCUA investment deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4Net Pension Asset
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt021794906
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt129276732
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Memeber Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Deposits
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt03595895
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Escrow balances for property insurance and property taxes on home equity loans
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part IV, Line 2b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02982836
IRS990ScheduleD/TotalBookValueOtherAssetsAmt010437071
IRS990ScheduleD/TotalExpensesPerForm990Amt02745311
IRS990ScheduleD/TotalLiabilityAmt051071638
IRS990ScheduleD/TotalRevenuePerForm990Amt03595895
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03595895
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02745311
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt09821
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt113722
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$61,865,751
Liabilities
$51,850,599
Net assets
$10,015,152
Revenue
$3,595,895
Expenses
$2,745,311
Net income
$850,584
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.6$62.6$11.0$3.66$2.59$1.08
2019Detailed filing. Detailed filing data is available for this year.$61.9$51.9$10.0$3.60$2.75$0.85
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.8$51.6$9.16$2.97$2.53$0.44
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.6$54.0$8.56$2.80$2.53$0.27
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.9$54.6$8.33$3.27$3.24$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.2$55.9$8.28$3.27$3.25$0.02
2014Detailed filing. Detailed filing data is available for this year.$65.0$56.7$8.30$3.44$3.34$0.10
2013Detailed filing. Detailed filing data is available for this year.$65.1$56.9$8.15$3.32$3.50$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.3$53.9$8.41$3.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$51.6$8.35$3.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$49.4$8.50$3.21
Peer Organizations

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