Civic Intelligence

Telco Plus Credit Union

990 • Fiscal year 2016 • EIN 75-0853180

Jan 01, 2016 to Dec 31, 2016 • Filed on May 12, 2017

Organization Profilewww.telcoplus.org

View Organization Page

423 Gilmer RdLongview, TX 75604

(903) 753-5588

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.87x

Higher debt load relative to assets than 30% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

33rd percentile

16.70x

Higher debt load relative to revenue than 33% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

16th percentile

0.8%

Higher net margin than 16% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

4th percentile

$3,000

Higher top officer pay than 4% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

8th percentile

-2.0%

Faster asset growth than 8% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

20th percentile

-0.1%

Faster revenue growth than 20% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets30th percentile

Assets

Down

$62,878,179

Down $1,312,182 (-2.0%) from 2015

Net Assets

Up

$8,325,566

Up $41,132 (+0.5%) from 2015

Liabilities

Down

$54,552,613

Down $1,353,314 (-2.4%) from 2015

Revenue And Expenses
Liabilities / Revenue33rd percentileNet Margin16th percentile

Revenue

Down

$3,266,177

Down $3,901 (-0.1%) from 2015

Expenses

Down

$3,240,313

Down $13,914 (-0.4%) from 2015

Net Income

Up

$25,864

Up $10,013 (+63%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $57,862,513Liabilities 2010: $49,359,646Net Assets 2010: $8,502,8672010Assets 2011: $59,963,408Liabilities 2011: $51,613,917Net Assets 2011: $8,349,4912011Assets 2012: $62,317,882Liabilities 2012: $53,909,974Net Assets 2012: $8,407,9082012Assets 2013: $65,080,989Liabilities 2013: $56,933,622Net Assets 2013: $8,147,3672013Assets 2014: $64,986,317Liabilities 2014: $56,684,779Net Assets 2014: $8,301,5382014Assets 2015: $64,190,361Liabilities 2015: $55,905,927Net Assets 2015: $8,284,4342015Assets 2016: $62,878,179Liabilities 2016: $54,552,613Net Assets 2016: $8,325,5662016Assets 2017: $62,585,566Liabilities 2017: $54,021,811Net Assets 2017: $8,563,7552017Assets 2018: $60,813,135Liabilities 2018: $51,648,567Net Assets 2018: $9,164,5682018Assets 2019: $61,865,751Liabilities 2019: $51,850,599Net Assets 2019: $10,015,1522019Assets 2020: $73,610,522Liabilities 2020: $62,590,715Net Assets 2020: $11,019,8072020

Highlighted filing

2016

Assets$62,878,179
Liabilities$54,552,613
Net Assets$8,325,566
Open 2016 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,205,6882010Expenses 2011: $3,170,9042011Expenses 2012: $3,271,4132012Revenue 2013: $3,322,614Expenses 2013: $3,501,654Net Income 2013: -$179,0402013Revenue 2014: $3,444,930Expenses 2014: $3,343,625Net Income 2014: $101,3052014Revenue 2015: $3,270,078Expenses 2015: $3,254,227Net Income 2015: $15,8512015Revenue 2016: $3,266,177Expenses 2016: $3,240,313Net Income 2016: $25,8642016Revenue 2017: $2,801,735Expenses 2017: $2,531,794Net Income 2017: $269,9412017Revenue 2018: $2,970,424Expenses 2018: $2,533,581Net Income 2018: $436,8432018Revenue 2019: $3,595,895Expenses 2019: $2,745,311Net Income 2019: $850,5842019Revenue 2020: $3,664,534Expenses 2020: $2,586,920Net Income 2020: $1,077,6142020

Highlighted filing

2016

Revenue$3,266,177
Expenses$3,240,313
Net Income$25,864
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 12, 2017
Return Version
2016v3.0
Gross Receipts
$3,266,177
Mission and Program Overview

Mission

Not-for-profit cooperative provider of financial services to credit union members/owners.

Telco Plus Credit Union is a not-for-profit cooperative thrift institution, state chartered and regulated by the State of Texas Credit Union Department and the National Credit Union Administration. Telco Plus Credit Union is a member of the National Credit Union Administration Insurance Fund. Telco Plus Credit Union offers consumer products and services in the following primary areas: Share Accounts, Checking Accounts, Consumer Loans, Home Equity Loans and Mortgage Loans.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$34,596,935$32,476,877▼ $2,120,058
Rtn Earn Endowment Incm Other Fnds$8,284,434$8,325,566▲ $41,132
Cash and Non-Interest-Bearing Accounts$3,220,037$3,719,228▲ $499,191
Land, Buildings, and Equipment, Net$3,449,722$3,238,137▼ $211,585
Receivables From Officers Etc$195,793$198,454▲ $2,661
Prepaid Expenses and Deferred Charges$168,841$111,911▼ $56,930
Accounts Receivable$92,070$85,281▼ $6,789
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$64,190,361$62,878,179▼ $1,312,182
Other Assets Total$22,466,963$23,048,291▲ $581,328
Liabilities
Other Liabilities$55,173,529$53,869,874▼ $1,303,655
Accounts Payable and Accrued Expenses$674,602$617,381▼ $57,221
Escrow Account Liability$57,796$65,358▲ $7,562
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$55,905,927$54,552,613▼ $1,353,314
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,284,434$8,325,566▲ $41,132
Total Liabilities and Net Assets / Fund Balance$64,190,361$62,878,179▼ $1,312,182

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,270,847$966,314$3,237,161
Equipment$94,190$1,437,496$1,531,686
Land$873,100-$873,100
Other Land Buildings$0$0$0
Leasehold Improvements$0$0$0
Other Assets Org$1,745--
Compensation and Service Providers
Top Officer Pay4th percentile

Employees

NameTitleBaseTotal
Board Member 3Treasurer$3,000$3,000

Board Members and Trustees

NameTitle
Board Member 1Chairman
Board Member 2Vice Chairman
Board Member 5Director
Board Member 6Director
Board Member 7Director
Board Member 4Secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Data Systems of TexasCore Data ProcessingP O Box 22008, Waco, TX 76702$143,198
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,678,208
Investment Income
$262,687
Other Revenue
$325,282
Change in Net Assets
$25,864
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,021,272
Salaries, Compensation, and Employee Benefits$1,219,041
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$936,919
Office Expenses---$553,829
Information Technology---$239,886
Depreciation Depletion---$215,470
Interest---$197,117
Occupancy---$140,418
Advertising---$115,793
Other Employee Benefits---$111,948
Pension Plan Contributions---$94,520
Payroll Taxes---$72,654
Insurance---$59,618
Conferences and Meetings---$30,141
Payments to Affiliates---$22,375
Fees for Services Accounting---$18,105
Other Expenses---$11,386
Travel---$8,225
All Other Expenses---$5,177
Current Officers, Directors, Trustees, and Key Employees---$3,000
Total Functional Expenses$0$0$0$3,240,313
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$195,793$198,454▲ $2,661
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$34,215,163
Member Shares$19,654,711
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Every primary account holder is a member of the credit union.”

Form 990, Part VI, Section A, Line 7A

“Directors serve rotating terms of 3 years and are elected at the Annual Membership Meeting by the member/owners of the credit union.”

Form 990, Part VI, Section A, Line 7B

“A decision to dissolve the credit union would require a vote of the members.”

Form 990, Part VI, Section B, Line 11B

“Form 90 is prepared by the accounting department and the CEO. It is reviewed by independent auditors and state credit union examiners. A filed copy is provided for review to the board of directors.”

Form 990, Part VI, Section B, Line 12C

“Policy is reviewed annually. If a situation arises it is addressed and resolved.”

Form 990, Part VI, Section B, Line 15

“All Employees are reviewed annually by their supervisors. Salaries are compared to local credit unions and banks, as well as, the annual Cornerstone Credit Union League Salary Survey.”

Form 990, Part VI, Section C, Line 19

“Financial Statements are posted in the lobby of each branch, as well as on the website. Annual Financial Reports are distributed at the Annual Membership Meeting. Governing documents and conflict of interest policy are available upon request.”

Filing and Contact Details

Filer

Filer Name
Telco Plus Credit Union
EIN
75-0853180
Phone
9037535588
Address
423 GILMER RD, LONGVIEW, TX 75604

Signing Officer

Name
Betty DeWeese
Title
President
Phone
9037535588
Signed
2017-05-12

Organization Details

Principal Officer
Joni Bailey
Formed
1951
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
47
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Change represents valuation change in Employee Defined Benefit Pension Plan, Other Comprehensive Income.”

Financial Statement Notes

Schedule D, Part IV, Line 2B

“Escrow balance for property insurance and property taxes on home equity loans.”

Raw XML AppendixShowing 400 of 510 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0Share Accounts: Telco Plus Credit Union offers a variety of share accounts, including savings, CD's, TUTMA, IRA's, special savings, member money fund savings, Christmas and vacation club accounts. Telco Plus Credit Union maintained and paid dividends on over 14,634 accounts in 2016. The credit union provides all members with access via ATM's, Online Banking, Text & Mobile Banking, Audio Response, and in-person financial service representatives. Free financial education fairs are offered to local schools. Our accounts are offered free online access to educational games and activities geared to various age groups. Telco Plus supplies and supports 2 ATMs for member usage. Shares are insured through NCUSIF.
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt0111948
IRS990/OtherExpensesGrp/Desc0Provision for Loan Loss
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Supervisory Fees
IRS990/OtherExpensesGrp/TotalAmt0337400
IRS990/OtherExpensesGrp/TotalAmt166332
IRS990/OtherExpensesGrp/TotalAmt211386
IRS990/OtherLiabilitiesGrp/BOYAmt055173529
IRS990/OtherLiabilitiesGrp/EOYAmt053869874
IRS990/OtherOrganizationDsc0cooperative
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0Other Operating Income
IRS990/OtherRevenueMiscGrp/Desc1Non-Operating Income/Loss
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0179800
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1145482
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0179800
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1145482
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt0325282
IRS990/OtherSalariesAndWagesGrp/TotalAmt0936919
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt034596935
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt032476877
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt022375
IRS990/PayrollTaxesGrp/TotalAmt072654
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt094520
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0168841
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0111911
IRS990/PrincipalOfficerNm0Joni Bailey
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0Income on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees & Charges
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01690765
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1972034
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01690765
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1987443
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt115409
IRS990/ProgSrvcAccomActy2Grp/Desc0Checking accounts: As of December Telco Plus Credit Union maintained over 3,467 active checking accounts. Many accounts earn dividends and most do not require a monthly service charge. Members with checking accounts are offered ATM and Debit card access to their funds. Members over age 60 receive free printed checks, no fee cashier checks and no monthly service charge. Full-time student checking accounts have no monthly service charge and receive a free box of checks. Rewards Checking accounts offer a higher than CD dividend rate, no monthly service charge, ATM fee refunds, ID theft program and free credit report monitoring service.
IRS990/ProgSrvcAccomActy3Grp/Desc0Consumer Loans: All loans are made to individual consumers. Loans offered include: autos, boats, motorcycles, recreational vehicles, personal loans, furniture, line of credit, credit card and home equity. A variety of loan protection products are offered, which include: credit life, credit disability, guaranteed asset protection and mechanical breakdown at rates far less than most dealers. As of December 31, 2016 Telco Plus Credit Union maintained 4,736 loans to members.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0236670
IRS990/PYOtherExpensesAmt02002998
IRS990/PYOtherRevenueAmt0174608
IRS990/PYProgramServiceRevenueAmt02858800
IRS990/PYRevenuesLessExpensesAmt015851
IRS990/PYSalariesCompEmpBnftPaidAmt01251229
IRS990/PYTotalExpensesAmt03254227
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03270078
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0195793
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0198454
IRS990/ReconcilationRevenueExpnssAmt025864
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08284434
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08325566
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02270847
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0966314
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03237161
IRS990ScheduleD/EquipmentGrp/BookValueAmt094190
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01437496
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01531686
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0873100
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0873100
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt018000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt119154000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21400000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt31927106
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt4547440
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt51745
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Dallas Capital Bank - MasterCard Program Reserve
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1Certificates of Deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2Federal Reserve Overnight EBA Sweep Account
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3Investments
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4NCUA Investment Deposit
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5Misc Assets
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019654711
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt134215163
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Member Deposits
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Escrow balance for property insurance and property taxes on home equity loans.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part IV, Line 2b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03238137
IRS990ScheduleD/TotalBookValueOtherAssetsAmt023048291
IRS990ScheduleD/TotalLiabilityAmt053869874
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0108802
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt125919
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt219651
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt325416
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt417973
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt5693
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Home Equity
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1Used Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2New Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3New Vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Director
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Personal & Shares
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0134000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt128395
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt219626
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt326533
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt423044
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt51500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Joni Bailey
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Joni Bailey
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2James Pete
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Betty DeWeese
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4Kerwin Shane Coleman
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5Kerwin Shane Coleman

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$62,878,179
Liabilities
$54,552,613
Net assets
$8,325,566
Revenue
$3,266,177
Expenses
$3,240,313
Net income
$25,864
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.6$62.6$11.0$3.66$2.59$1.08
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.9$51.9$10.0$3.60$2.75$0.85
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$60.8$51.6$9.16$2.97$2.53$0.44
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.6$54.0$8.56$2.80$2.53$0.27
2016Detailed filing. Detailed filing data is available for this year.$62.9$54.6$8.33$3.27$3.24$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$64.2$55.9$8.28$3.27$3.25$0.02
2014Detailed filing. Detailed filing data is available for this year.$65.0$56.7$8.30$3.44$3.34$0.10
2013Detailed filing. Detailed filing data is available for this year.$65.1$56.9$8.15$3.32$3.50$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$62.3$53.9$8.41$3.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.0$51.6$8.35$3.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.9$49.4$8.50$3.21
Peer Organizations

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