Civic Intelligence

Riverview Credit Union Inc

EIN 31-0741021 • 501(c)14 • Belpre, OH

View Organization Page

Profile

Riverview credit union, inc. Is a financially sound member owned financial institution designed to deliver high quality personal service to meet the ongoing financial needs of its member owners.

403 Main StreetBelpre, OH 45714

www.riverviewcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

28th percentile

0.86x

Higher debt load relative to assets than 28% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

73rd percentile

19.85x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

24th percentile

3.9%

Higher net margin than 24% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

90th percentile

8.8%

Faster asset growth than 90% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

78th percentile

21%

Faster revenue growth than 78% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets28th percentile

Assets

Up

$62,324,586

Up $5,019,263 (+8.8%) from 2016

Liabilities

Up

$53,411,613

Up $4,915,243 (+10%) from 2016

Net Assets

Up

$8,912,973

Up $104,020 (+1.2%) from 2016

Operations
Liabilities / Revenue73rd percentileNet Margin24th percentile

Revenue

Up

$2,691,291

Up $469,803 (+21%) from 2016

Expenses

Up

$2,587,271

Up $320,313 (+14%) from 2016

Net Income

Up

$104,020

Up $149,490 (+329%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $44,734,564Liabilities 2010: $36,486,014Net Assets 2010: $8,248,5502010Assets 2011: $48,279,359Liabilities 2011: $39,914,088Net Assets 2011: $8,365,2712011Assets 2012: $52,783,066Liabilities 2012: $44,340,204Net Assets 2012: $8,442,8622012Assets 2013: $52,557,880Liabilities 2013: $44,049,688Net Assets 2013: $8,508,1922013Assets 2014: $52,940,005Liabilities 2014: $44,159,564Net Assets 2014: $8,780,4412014Assets 2015: $50,264,790Liabilities 2015: $41,410,367Net Assets 2015: $8,854,4232015Assets 2016: $57,305,323Liabilities 2016: $48,496,370Net Assets 2016: $8,808,9532016Assets 2017: $62,324,586Liabilities 2017: $53,411,613Net Assets 2017: $8,912,9732017

Highlighted filing

2017

Assets$62,324,586
Liabilities$53,411,613
Net Assets$8,912,973
Open 2017 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,304,9092010Expenses 2011: $2,260,9352011Expenses 2012: $2,230,6472012Revenue 2013: $2,108,478Expenses 2013: $2,043,148Net Income 2013: $65,3302013Revenue 2014: $2,096,047Expenses 2014: $1,823,798Net Income 2014: $272,2492014Revenue 2015: $2,126,286Expenses 2015: $2,052,304Net Income 2015: $73,9822015Revenue 2016: $2,221,488Expenses 2016: $2,266,958Net Income 2016: -$45,4702016Revenue 2017: $2,691,291Expenses 2017: $2,587,271Net Income 2017: $104,0202017

Highlighted filing

2017

Revenue$2,691,291
Expenses$2,587,271
Net Income$104,020
Open 2017 Filing

Filings

Most recent year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$62,324,586
Liabilities
$53,411,613
Net assets
$8,912,973
Revenue
$2,691,291
Expenses
$2,587,271
Net income
$104,020
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$62.3$53.4$8.91$2.69$2.59$0.10
2016Detailed filing. Detailed filing data is available for this year.$57.3$48.5$8.81$2.22$2.27$0.05
2015Detailed filing. Detailed filing data is available for this year.$50.3$41.4$8.85$2.13$2.05$0.07
2014Detailed filing. Detailed filing data is available for this year.$52.9$44.2$8.78$2.10$1.82$0.27
2013Detailed filing. Detailed filing data is available for this year.$52.6$44.0$8.51$2.11$2.04$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$52.8$44.3$8.44$2.23
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$48.3$39.9$8.37$2.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.7$36.5$8.25$2.30
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 2, 2018
Return Version
2017v2.2
Gross Receipts
$2,691,291
Mission and Program Overview

Mission

Riverview credit union, inc. Is a financially sound member owned financial institution designed to deliver high quality personal service to meet the ongoing financial needs of its member owners.

Riverview credit union, inc. Is a financial institution cooperative credit union organized to provide loan and deposit products and services for its member owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$30,996,286$28,735,119▼ $2,261,167
Other Notes and Loans Receivable, Net$20,355,557$25,627,972▲ $5,272,415
Rtn Earn Endowment Incm Other Fnds$8,808,953$8,912,973▲ $104,020
Savings and Temporary Cash Investments$2,928,038$4,857,796▲ $1,929,758
Land, Buildings, and Equipment, Net$1,269,151$1,248,516▼ $20,635
Cash and Non-Interest-Bearing Accounts$1,125,015$1,183,795▲ $58,780
Prepaid Expenses and Deferred Charges$82,821$55,665▼ $27,156
Accounts Receivable$41$15,362▲ $15,321
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$57,305,323$62,324,586▲ $5,019,263
Other Assets Total$548,414$600,361▲ $51,947
Liabilities
Other Liabilities$47,845,342$52,508,246▲ $4,662,904
Accounts Payable and Accrued Expenses$651,028$903,367▲ $252,339
Total Liabilities$48,496,370$53,411,613▲ $4,915,243
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,808,953$8,912,973▲ $104,020
Total Liabilities and Net Assets / Fund Balance$57,305,323$62,324,586▲ $5,019,263

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$793,248$731,492$1,524,740
Equipment$128,605$703,965$832,570
Land$326,663-$326,663
Investment Program Related Org$358,423--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael IaderosaChief Executive OfficerFT$80,777$116,080$196,857
Douglas AnkromChief Financial OfficerFT$68,630$34,701$103,331

Board Members and Trustees

NameTitle
Mark MinerdChairman of Board
John MatthewsVice Chairman of Board
Cecil BrownDirector
John BartenschlagDirector
W Layne MarksDirector
Keith HoySecretary
Steve TompkinsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,995,965
Investment Income
$695,326
Other Revenue
$0
Change in Net Assets
$104,020
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,542,035
Salaries, Compensation, and Employee Benefits$1,045,236
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$323,162$261,548-$584,710
Interest$281,782--$281,782
Other Employee Benefits$171,361$63,352-$234,713
Information Technology$209,364--$209,364
Current Officers, Directors, Trustees, and Key Employees-$149,407-$149,407
Depreciation Depletion$115,936$8,731-$124,667
Advertising$65,274--$65,274
Office Expenses$63,810--$63,810
Occupancy$53,437$5,938-$59,375
Payroll Taxes$42,306$15,643-$57,949
Other Expenses$57,470--$57,470
Fees for Services Accounting-$34,500-$34,500
Conferences and Meetings$21,629$10,907-$32,536
Insurance$25,067--$25,067
Pension Plan Contributions$14,886$3,571-$18,457
Fees for Services Management-$17,816-$17,816
All Other Expenses$11,273--$11,273
Total Functional Expenses$2,015,858$571,413$0$2,587,271
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Share Savings$17,156,420
Members Money Market Savings$13,779,893
Member Share Certificates$7,680,359
Member Draft Checking$6,411,070
Fhlb Advances - Long Term$5,511,804
Members Ira Certificates$1,527,885
Member Ira Savings$419,946
Member Health Savings Accounts$20,869
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All credit unions by charter are member owned.”

Form 990, Part VI, Section A, Line 7A

“All of the governing body is elected by the membership.”

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by management and the board of directors prior to submission.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is reviewed by the employees and the board of directors annually.”

Form 990, Part VI, Section B, Line 15

“Compensation of key employees is approved by the board of directors, independent compensation surveys are utilized as a tool in setting compensation levels.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy and financial statements are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Riverview Credit Union Inc
EIN
31-0741021
Phone
7404234260
Address
403 MAIN STREET, BELPRE, OH 45714

Signing Officer

Name
Douglas Ankrom
Title
Chief Financial Officer
Phone
7404234260
Signed
2018-05-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Douglas Ankrom
Formed
1968
Legal Domicile
Oh
Voting Board Members
7
Independent Board Members
7
Employees
26
Volunteers
7

Preparer

Firm
Bober Markey Fedorovich & Company
Address
3421 RIDGEWOOD ROAD SUITE 300, AKRON, OH 44333
Preparer
James Bowen
Phone
3307629785
Raw XML AppendixShowing 400 of 507 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PayrollTaxesGrp/ProgramServicesAmt042306
IRS990/PayrollTaxesGrp/TotalAmt057949
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt03571
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt014886
IRS990/PensionPlanContributionsGrp/TotalAmt018457
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt082821
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt055665
IRS990/PrincipalOfficerNm0DOUGLAS ANKROM
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1FEES TO MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc2ATM SURCHARGES NONMEMB
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01087144
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1902639
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01087144
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1902639
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt26182
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt06182
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0477916
IRS990/PYOtherExpensesAmt01326514
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01743572
IRS990/PYRevenuesLessExpensesAmt0-45470
IRS990/PYSalariesCompEmpBnftPaidAmt0940444
IRS990/PYTotalExpensesAmt02266958
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02221488
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0104020
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt02685109
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08808953
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08912973
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02928038
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04857796
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0793248
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0731492
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01524740
IRS990ScheduleD/EquipmentGrp/BookValueAmt0128605
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0703965
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0832570
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt01988000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt13230650
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt222922361
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3235685
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt4358423
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0INSURED CERTIFICATES OF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CREDIT UNION OWNED LIFE INSURANCE
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2MORTGAGE BACKED SECURITIES
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4OWNERSHIP CAPITAL IN CORPORATE CREDIT UNION
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd4C
IRS990ScheduleD/LandGrp/BookValueAmt0326663
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0326663
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt017156420
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt16411070
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2419946
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt313779893
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41527885
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt57680359
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt65511804
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt720869
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARE SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER DRAFT CHECKING
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MEMBER IRA SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3MEMBERS MONEY MARKET SAVINGS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MEMBERS IRA CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MEMBER SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6FHLB ADVANCES - LONG TERM
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7MEMBER HEALTH SAVINGS ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01248516
IRS990ScheduleD/TotalBookValueProgramRltdAmt028735119
IRS990ScheduleD/TotalLiabilityAmt052508246
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt080777
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt0116080
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MICHAEL IADEROSA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CHIEF EXECUTIVE OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0196857
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt018110
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt13891
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt235445
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt44455
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt520528
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt621728
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5RV
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt045145
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt115000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt256857
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt320000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt427558
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt523326
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt624683
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0DOUGLAS ANKROM
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1KEITH HOY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2MICHAEL IADEROSA
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3W LAYNE MARKS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4MARK MINERD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5CECIL BROWN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6W LAYNE MARKS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0OFFICER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2OFFICER

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