Civic Intelligence

Telcomm Credit Union

990 • Fiscal year 2019 • EIN 44-0538278

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 04, 2020

2155 E SunshineSpringfield, MO 65804

(417) 886-5355

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.85x

Higher debt load relative to assets than 19% of similar nonprofits.

2019 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2019

Liabilities / Revenue

42nd percentile

15.61x

Higher debt load relative to revenue than 42% of similar nonprofits.

2019 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2019

Net Margin

96th percentile

31%

Higher net margin than 96% of similar nonprofits.

2019 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2019

Top Officer Pay

67th percentile

$244,631

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2019 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2019

Asset Growth

93rd percentile

13%

Faster asset growth than 93% of similar nonprofits.

2019 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2018 to 2019

Revenue Growth

86th percentile

15%

Faster revenue growth than 86% of similar nonprofits.

2019 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2018 to 2019

Assets

Up

$178,949,811

Up $27,774,777 (+18%) from 2017

Net Assets

Up

$27,578,352

Up $6,754,316 (+32%) from 2017

Liabilities

Up

$151,371,459

Up $21,020,461 (+16%) from 2017

Revenue

Up

$9,697,193

Up $2,876,822 (+42%) from 2017

Expenses

Up

$6,693,451

Up $1,564,869 (+31%) from 2017

Net Income

Up

$3,003,742

Up $1,311,953 (+78%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2012: $115,129,764Liabilities 2012: $99,402,636Net Assets 2012: $15,727,1282012Assets 2013: $123,123,841Liabilities 2013: $106,529,091Net Assets 2013: $16,594,7502013Assets 2014: $129,041,823Liabilities 2014: $111,348,251Net Assets 2014: $17,693,5722014Assets 2015: $136,148,516Liabilities 2015: $117,512,742Net Assets 2015: $18,635,7742015Assets 2016: $143,508,635Liabilities 2016: $124,484,891Net Assets 2016: $19,023,7442016Assets 2017: $151,175,034Liabilities 2017: $130,350,998Net Assets 2017: $20,824,0362017Assets 2019: $178,949,811Liabilities 2019: $151,371,459Net Assets 2019: $27,578,3522019Assets 2020: $220,804,918Liabilities 2020: $189,054,866Net Assets 2020: $31,750,0522020Assets 2021: $246,500,693Liabilities 2021: $211,828,186Net Assets 2021: $34,672,5072021Assets 2022: $273,963,242Liabilities 2022: $241,577,741Net Assets 2022: $32,385,5012022Assets 2024: $308,222,357Liabilities 2024: $270,236,605Net Assets 2024: $37,985,7522024

Highlighted filing

2019

Assets$178,949,811
Liabilities$151,371,459
Net Assets$27,578,352

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2012: $4,521,6312012Revenue 2013: $5,459,242Expenses 2013: $4,591,620Net Income 2013: $867,6222013Revenue 2014: $5,451,406Expenses 2014: $4,352,584Net Income 2014: $1,098,8222014Revenue 2015: $5,655,440Expenses 2015: $4,643,634Net Income 2015: $1,011,8062015Revenue 2016: $6,174,221Expenses 2016: $4,790,373Net Income 2016: $1,383,8482016Revenue 2017: $6,820,371Expenses 2017: $5,128,582Net Income 2017: $1,691,7892017Revenue 2019: $9,697,193Expenses 2019: $6,693,451Net Income 2019: $3,003,7422019Revenue 2020: $10,586,724Expenses 2020: $7,405,624Net Income 2020: $3,181,1002020Revenue 2021: $11,784,630Expenses 2021: $8,000,578Net Income 2021: $3,784,0522021Revenue 2022: $13,563,264Expenses 2022: $10,356,566Net Income 2022: $3,206,6982022Revenue 2024: $20,898,720Expenses 2024: $18,898,035Net Income 2024: $2,000,6852024

Highlighted filing

2019

Revenue$9,697,193
Expenses$6,693,451
Net Income$3,003,742
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 4, 2020
Return Version
2019v5.0
Gross Receipts
$9,697,193
Mission and Program Overview

Mission

As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.

Member owned cooperative dedicated to providing high quality financial services to its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$78,755,230$106,532,375▲ $27,777,145
Investments in Publicly Traded Securities$49,155,773$38,303,802▼ $10,851,971
Rtn Earn Endowment Incm Other Fnds$23,170,337$27,578,352▲ $4,408,015
Investments Other Securities$15,274,682$10,691,000▼ $4,583,682
Savings and Temporary Cash Investments$997,774$9,145,176▲ $8,147,402
Land, Buildings, and Equipment, Net$4,440,969$4,436,203▼ $4,766
Cash and Non-Interest-Bearing Accounts$2,184,996$1,810,306▼ $374,690
Investments Program Related$1,323,699$1,429,192▲ $105,493
Prepaid Expenses and Deferred Charges$188,162$301,417▲ $113,255
Total Assets$158,672,940$178,949,811▲ $20,276,871
Other Assets Total$6,351,655$6,300,340▼ $51,315
Liabilities
Other Liabilities$134,987,065$150,859,239▲ $15,872,174
Accounts Payable and Accrued Expenses$515,538$512,220▼ $3,318
Total Liabilities$135,502,603$151,371,459▲ $15,868,856
Net Assets / Fund Balance
Total Net Assets Fund Balance$23,170,337$27,578,352▲ $4,408,015
Total Liabilities and Net Assets / Fund Balance$158,672,940$178,949,811▲ $20,276,871

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,735,168$2,362,270$5,097,438
Equipment$509,911$1,866,586$2,376,497
Land$1,186,181-$1,186,181
Other Land Buildings$4,943-$4,943
Other Securities$10,691,000--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Don AckermanPresidentFT$228,196$16,435$244,631
Jessica ShorneyCFOFT$76,762$11,201$87,963
Tim HarrisVP of It & BFT$62,753$8,627$71,380

Board Members and Trustees

NameTitle
Gregory EckChairman
Ron BarberVice Chairma
Bob NetzerBoard Member
Chris GeorgeBoard Member
John HalsteadBoard Member
Julius B MeltonBoard Member
Steve LoshBoard Member
Steve WoodallBoard Member
David RoperSec/treasure
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,095,460
Investment Income
$1,581,133
Other Revenue
$20,600
Change in Net Assets
$3,003,742
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,352,354
Salaries, Compensation, and Employee Benefits$2,339,438
Grants and Similar Amounts Paid$1,659
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,510,864
Office Expenses---$967,562
Interest---$859,373
Current Officers, Directors, Trustees, and Key Employees---$403,973
Occupancy---$314,537
Other Expenses---$286,559
Depreciation Depletion---$274,065
All Other Expenses---$233,562
Other Employee Benefits---$183,562
Advertising---$171,665
Payroll Taxes---$161,798
Pension Plan Contributions---$79,241
Information Technology---$68,799
Insurance---$40,331
Fees for Services Accounting---$24,515
Conferences and Meetings---$22,616
Fees for Services Other---$20,893
Travel---$4,699
Grants to Domestic Orgs---$1,659
Fees for Services Legal---$764
Total Functional Expenses$0$0$0$6,693,451
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' DEPOSITS$150,859,239
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The members of the credit union are considered to be the owners of the organization.

Form 990, Page 6, Part VI, Line 7A

The members of the credit union elect the board of directors and supervisory committee members for three year terms.

Form 990, Page 6, Part VI, Line 11B

The return is given to the president, don ackerman and the board for review. After reviewing the return, don signs the e-file authorization form, and it is e-filed with the irs. A copy of the final return is included at the next monthly board meeting.

Form 990, Page 6, Part VI, Line 15A

The president performance and compensation review committee is selected from the members of the board. This committee uses the cuna compensation survey, other demographic compensation reports and the credit union's past performance to evaluate the appropriate amount of executive compensation. The amount of executive compensation is proposed to the board in a closed door meeting and after a discussion among the board members an amount is approved.

Form 990, Page 6, Part VI, Line 19

Copies of the credit union governing documents, financial statements and conflict of interest policy are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Telcomm Credit Union
EIN
44-0538278
Phone
4178865355
Address
2155 E SUNSHINE, SPRINGFIELD, MO 65804

Signing Officer

Name
Don Ackerman
Title
President
Phone
4178865355
Signed
2020-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Don Ackerman
Formed
1940
Legal Domicile
Mo
Voting Board Members
9
Independent Board Members
9
Employees
56
Volunteers
11

Preparer

Firm
Kpm Cpas Pc
Address
1445 E REPUBLIC RD, SPRINGFIELD, MO 65804
Preparer
Andrew C Clemens CPA
Phone
4178824300
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.

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IRS990/OtherLiabilitiesGrp/BOYAmt0134987065
IRS990/OtherLiabilitiesGrp/EOYAmt0150859239
IRS990/OtherSalariesAndWagesGrp/TotalAmt01510864
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt078755230
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0106532375
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0161798
IRS990/PensionPlanContributionsGrp/TotalAmt079241
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0188162
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0301417
IRS990/PrincipalOfficerNm0DON ACKERMAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2522210
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/BusinessCd4524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1CREDIT CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc3OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc4INSURANCE COMMISSIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05472475
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11202213
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21080674
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3220559
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt483353
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05472475
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11202213
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21080674
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3220559
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt483353
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0456255
IRS990/PYGrantsAndSimilarPaidAmt02250
IRS990/PYInvestmentIncomeAmt01569154
IRS990/PYOtherExpensesAmt03273262
IRS990/PYOtherRevenueAmt021600
IRS990/PYProgramServiceRevenueAmt06388458
IRS990/PYRevenuesLessExpensesAmt02871183
IRS990/PYSalariesCompEmpBnftPaidAmt02288772
IRS990/PYTotalExpensesAmt05564284
IRS990/PYTotalRevenueAmt08435467
IRS990/ReconcilationRevenueExpnssAmt03003742
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt020600
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt023170337
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt027578352
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0997774
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09145176
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02735168
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02362270
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05097438
IRS990ScheduleD/EquipmentGrp/BookValueAmt0509911
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01866586
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02376497
IRS990ScheduleD/LandGrp/BookValueAmt01186181
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01186181
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt04943
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt04943
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0150859239
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt010691000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT IN BANKS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04436203
IRS990ScheduleD/TotalBookValueSecuritiesAmt010691000
IRS990ScheduleD/TotalLiabilityAmt0150859239
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0228196
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt016435
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DON ACKERMAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0244631
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS FOR THREE YEAR TERMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE RETURN IS GIVEN TO THE PRESIDENT, DON ACKERMAN AND THE BOARD FOR REVIEW. AFTER REVIEWING THE RETURN, DON SIGNS THE E-FILE AUTHORIZATION FORM, AND IT IS E-FILED WITH THE IRS. A COPY OF THE FINAL RETURN IS INCLUDED AT THE NEXT MONTHLY BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PRESIDENT PERFORMANCE AND COMPENSATION REVIEW COMMITTEE IS SELECTED FROM THE MEMBERS OF THE BOARD. THIS COMMITTEE USES THE CUNA COMPENSATION SURVEY, OTHER DEMOGRAPHIC COMPENSATION REPORTS AND THE CREDIT UNION'S PAST PERFORMANCE TO EVALUATE THE APPROPRIATE AMOUNT OF EXECUTIVE COMPENSATION. THE AMOUNT OF EXECUTIVE COMPENSATION IS PROPOSED TO THE BOARD IN A CLOSED DOOR MEETING AND AFTER A DISCUSSION AMONG THE BOARD MEMBERS AN AMOUNT IS APPROVED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COPIES OF THE CREDIT UNION GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0158672940
IRS990/TotalAssetsEOYAmt0178949811
IRS990/TotalAssetsGrp/BOYAmt0158672940
IRS990/TotalAssetsGrp/EOYAmt0178949811
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt056
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt06693451
IRS990/TotalGrossUBIAmt036186
IRS990/TotalLiabilitiesBOYAmt0135502603
IRS990/TotalLiabilitiesEOYAmt0151371459
IRS990/TotalLiabilitiesGrp/BOYAmt0135502603
IRS990/TotalLiabilitiesGrp/EOYAmt0151371459
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt023170337
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt027578352
IRS990/TotalOtherCompensationAmt036263
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt036186
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt036186
IRS990/TotalProgramServiceRevenueAmt08095460
IRS990/TotalReportableCompFromOrgAmt0367711
IRS990/TotalRevenueGrp/ExclusionAmt01405729
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt08255278
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt09697193
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt036186
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0158672940
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0178949811
IRS990/TravelGrp/TotalAmt04699
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02155 E SUNSHINE
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065804
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0TELCOMMCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02021-04-22 16:20:28Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DON ACKERMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04178865355
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TELCOMM CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0TELC
ReturnHeader/Filer/EIN0440538278
ReturnHeader/Filer/PhoneNum04178865355
ReturnHeader/Filer/USAddress/AddressLine1Txt02155 E SUNSHINE
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd065804
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0AE0EF5668D5647D0BE252A1A761E365571E056A1

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