Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
25th percentile
Higher debt load relative to assets than 25% of similar nonprofits.
Liabilities / Revenue
59th percentile
Higher debt load relative to revenue than 59% of similar nonprofits.
Net Margin
92nd percentile
Higher net margin than 92% of similar nonprofits.
Top Officer Pay
61st percentile
Higher top officer pay than 61% of similar nonprofits.
Top officer pay equals 3.4% of source-year revenue.
Asset Growth
68th percentile
Faster asset growth than 68% of similar nonprofits.
Revenue Growth
76th percentile
Faster revenue growth than 76% of similar nonprofits.
Assets
Up$151,175,034
Up $7,666,399 (+5.3%) from 2016
Net Assets
Up$20,824,036
Up $1,800,292 (+9.5%) from 2016
Liabilities
Up$130,350,998
Up $5,866,107 (+4.7%) from 2016
Revenue
Up$6,820,371
Up $646,150 (+10%) from 2016
Expenses
Up$5,128,582
Up $338,209 (+7.1%) from 2016
Net Income
Up$1,691,789
Up $307,941 (+22%) from 2016
As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.
Member owned cooperative dedicated to providing high quality financial services to its members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $57,428,561 | $62,966,693 | ▲ $5,538,132 |
| Investments in Publicly Traded Securities | $43,887,781 | $50,722,351 | ▲ $6,834,570 |
| Rtn Earn Endowment Incm Other Fnds | $19,023,744 | $20,824,036 | ▲ $1,800,292 |
| Investments Other Securities | $25,419,000 | $20,151,618 | ▼ $5,267,382 |
| Land, Buildings, and Equipment, Net | $4,610,832 | $4,403,884 | ▼ $206,948 |
| Savings and Temporary Cash Investments | $2,887,467 | $3,317,965 | ▲ $430,498 |
| Cash and Non-Interest-Bearing Accounts | $1,703,732 | $1,796,044 | ▲ $92,312 |
| Investments Program Related | $1,190,009 | $1,279,230 | ▲ $89,221 |
| Prepaid Expenses and Deferred Charges | $247,887 | $226,447 | ▼ $21,440 |
| Total Assets | $143,508,635 | $151,175,034 | ▲ $7,666,399 |
| Other Assets Total | $6,133,366 | $6,310,802 | ▲ $177,436 |
| Liabilities | |||
| Other Liabilities | $123,767,625 | $129,792,355 | ▲ $6,024,730 |
| Accounts Payable and Accrued Expenses | $717,266 | $558,643 | ▼ $158,623 |
| Total Liabilities | $124,484,891 | $130,350,998 | ▲ $5,866,107 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $19,023,744 | $20,824,036 | ▲ $1,800,292 |
| Total Liabilities and Net Assets / Fund Balance | $143,508,635 | $151,175,034 | ▲ $7,666,399 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $2,865,176 | $2,075,073 | $4,940,249 |
| Equipment | $351,427 | $1,712,115 | $2,063,542 |
| Land | $1,186,181 | - | $1,186,181 |
| Other Land Buildings | $1,100 | - | $1,100 |
| Other Securities | $20,151,618 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Don Ackerman | President | FT | $204,671 | $24,877 | $229,548 |
| Steve Butler | VP of It & B | FT | $86,341 | $5,439 | $91,780 |
| Jessica Shorney | CFO | FT | $68,837 | $4,943 | $73,780 |
| Name | Title |
|---|---|
| Gregory Eck | Chairman |
| Ron Barber | Vice Chairma |
| Chris George | Board Member |
| John Halstead | Board Member |
| Julius B Melton | Board Member |
| Rick Wilson | Board Member |
| Steve Losh | Board Member |
| Steve Woodall | Board Member |
| David Roper | Sec/treasure |
| Line Item | Amount |
|---|---|
| Other Expenses | $3,005,843 |
| Salaries, Compensation, and Employee Benefits | $2,120,989 |
| Grants and Similar Amounts Paid | $1,750 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,315,845 |
| Office Expenses | - | - | - | $466,681 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $395,108 |
| Interest | - | - | - | $373,996 |
| Depreciation Depletion | - | - | - | $284,229 |
| Occupancy | - | - | - | $277,585 |
| Other Employee Benefits | - | - | - | $204,477 |
| Advertising | - | - | - | $168,378 |
| Payroll Taxes | - | - | - | $118,387 |
| Other Expenses | - | - | - | $93,424 |
| Pension Plan Contributions | - | - | - | $87,172 |
| Information Technology | - | - | - | $71,186 |
| Insurance | - | - | - | $44,807 |
| All Other Expenses | - | - | - | $41,032 |
| Fees for Services Accounting | - | - | - | $25,732 |
| Conferences and Meetings | - | - | - | $20,428 |
| Travel | - | - | - | $4,542 |
| Grants to Domestic Orgs | - | - | - | $1,750 |
| Total Functional Expenses | $0 | $0 | $0 | $5,128,582 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' DEPOSITS | $129,792,355 |
“The members of the credit union are considered to be the owners of the organization.”
“The members of the credit union elect the board of directors and supervisory committee members for three year terms.”
“The return is given to the president, don ackerman and the board for review. After reviewing the return, don signs the e-file authorization form, and it is e-filed with the irs. A copy of the final return is included at the next monthly board meeting.”
“The president performance and compensation review committee is selected from the members of the board. This committee uses the cuna compensation survey, other demographic compensation reports and the credit union's past performance to evaluate the appropriate amount of executive compensation. The amount of executive compensation is proposed to the board in a closed door meeting and after a discussion among the board members an amount is approved.”
“Copies of the credit union governing documents, financial statements and conflict of interest policy are available to the public upon request.”
“As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 717266 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 558643 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | MEMBER OWNED COOPERATIVE DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO ITS MEMBERS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 168378 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 41032 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DON ACKERMAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4178865355 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2155 E SUNSHINE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 65804 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1703732 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1796044 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 395108 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 20428 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 1750 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1301446 |
| IRS990/CYOtherExpensesAmt | 0 | 3005843 |
| IRS990/CYOtherRevenueAmt | 0 | 24000 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5494925 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1691789 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2120989 |
| IRS990/CYTotalExpensesAmt | 0 | 5128582 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6820371 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 284229 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES SAVINGS AND LOAN SERVICES AS WELL AS OTHER FINANCIAL SERVICES TO APPROXIMATELY 17,595 MEMBERS AT COMPETITIVE RATES TO IMPROVE THEIR ECONOMIC CONDITION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 49 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 25732 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 24877 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 5439 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 4943 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | GREGORY ECK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | RON BARBER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DAVID ROPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | STEVE WOODALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CHRIS GEORGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JULIUS B MELTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RICK WILSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | STEVE LOSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JOHN HALSTEAD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DON ACKERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | STEVE BUTLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | JESSICA SHORNEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 204671 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 86341 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 68837 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SEC/TREASURE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | VP OF IT & B |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CFO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 1750 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 6820371 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 24000 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 71186 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 44807 |
| IRS990/InterestGrp/TotalAmt | 0 | 373996 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1301446 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1301446 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 25419000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 20151618 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1190009 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1279230 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 43887781 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 50722351 |
| IRS990/IRPDocumentCnt | 0 | 2136 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3787188 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 4610832 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 4403884 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 8191072 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 19023744 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 20824036 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 24000 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 24000 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 108503 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 277585 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 466681 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6133366 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 6310802 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 204477 |
| IRS990/OtherExpensesGrp/Desc | 0 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM/CC PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | FRANCHISE TAX |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 471013 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 358037 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 304773 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 93424 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 123767625 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 129792355 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1315845 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 57428561 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 62966693 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 118387 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 87172 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 247887 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 226447 |
| IRS990/PrincipalOfficerNm | 0 | DON ACKERMAN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522210 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | CREDIT CARD INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | INSURANCE COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3202817 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1060947 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 990044 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 185665 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 55452 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3202817 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1060947 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 990044 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 185665 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 55452 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 1360 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1050559 |
| IRS990/PYOtherExpensesAmt | 0 | 2775245 |
| IRS990/PYOtherRevenueAmt | 0 | 24964 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 5098698 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1383848 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2013768 |
| IRS990/PYTotalExpensesAmt | 0 | 4790373 |
| IRS990/PYTotalRevenueAmt | 0 | 6174221 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1691789 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 24000 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 19023744 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 20824036 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2887467 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3317965 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 2865176 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2075073 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 4940249 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 351427 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1712115 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2063542 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1186181 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1186181 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 1100 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1100 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 129792355 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' DEPOSITS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 20151618 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES OF DEPOSIT IN BANKS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 4403884 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 20151618 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 129792355 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 204671 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 5549 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 19328 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | DON ACKERMAN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 229548 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS FOR THREE YEAR TERMS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE RETURN IS GIVEN TO THE PRESIDENT, DON ACKERMAN AND THE BOARD FOR REVIEW. AFTER REVIEWING THE RETURN, DON SIGNS THE E-FILE AUTHORIZATION FORM, AND IT IS E-FILED WITH THE IRS. A COPY OF THE FINAL RETURN IS INCLUDED AT THE NEXT MONTHLY BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE PRESIDENT PERFORMANCE AND COMPENSATION REVIEW COMMITTEE IS SELECTED FROM THE MEMBERS OF THE BOARD. THIS COMMITTEE USES THE CUNA COMPENSATION SURVEY, OTHER DEMOGRAPHIC COMPENSATION REPORTS AND THE CREDIT UNION'S PAST PERFORMANCE TO EVALUATE THE APPROPRIATE AMOUNT OF EXECUTIVE COMPENSATION. THE AMOUNT OF EXECUTIVE COMPENSATION IS PROPOSED TO THE BOARD IN A CLOSED DOOR MEETING AND AFTER A DISCUSSION AMONG THE BOARD MEMBERS AN AMOUNT IS APPROVED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COPIES OF THE CREDIT UNION GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 143508635 |
| IRS990/TotalAssetsEOYAmt | 0 | 151175034 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 143508635 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 151175034 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 49 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 5128582 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 124484891 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 130350998 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 124484891 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 130350998 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 19023744 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 20824036 |
| IRS990/TotalOtherCompensationAmt | 0 | 35259 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 5494925 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 359849 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 1325446 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5494925 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 6820371 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 143508635 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 151175034 |
| IRS990/TravelGrp/TotalAmt | 0 | 4542 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2155 E SUNSHINE |
| IRS990/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 65804 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | TELCOMMCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DON ACKERMAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4178865355 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-08-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TELCOMM CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TELC |
| ReturnHeader/Filer/EIN | 0 | 440538278 |
| ReturnHeader/Filer/PhoneNum | 0 | 4178865355 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2155 E SUNSHINE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 65804 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 94D2F4D87A8F832633CF054BCB4A33CBE83B25A9 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 424685E8296D6529A439059C3F672E6AAAF3704B |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 64.88.174.3 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-09-17 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 14:15:14 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431109768 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | KPM CPAS PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1445 E REPUBLIC RD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 65804 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4178824300 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-08-30 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.