Liabilities / Assets
18th percentile
Higher debt load relative to assets than 18% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
18th percentile
Higher debt load relative to assets than 18% of similar nonprofits.
Liabilities / Revenue
33rd percentile
Higher debt load relative to revenue than 33% of similar nonprofits.
Net Margin
96th percentile
Higher net margin than 96% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 2.6% of source-year revenue.
Asset Growth
86th percentile
Faster asset growth than 86% of similar nonprofits.
Revenue Growth
91st percentile
Faster revenue growth than 91% of similar nonprofits.
Assets
Up$220,804,918
Up $41,855,107 (+23%) from 2019
Net Assets
Up$31,750,052
Up $4,171,700 (+15%) from 2019
Liabilities
Up$189,054,866
Up $37,683,407 (+25%) from 2019
Revenue
Up$10,586,724
Up $889,531 (+9.2%) from 2019
Expenses
Up$7,405,624
Up $712,173 (+11%) from 2019
Net Income
Up$3,181,100
Up $177,358 (+5.9%) from 2019
As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.
Member owned cooperative dedicated to providing high quality financial services to its members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $106,532,375 | $136,480,118 | ▲ $29,947,743 |
| Investments in Publicly Traded Securities | $38,303,802 | $47,374,142 | ▲ $9,070,340 |
| Rtn Earn Endowment Incm Other Fnds | $27,578,352 | $31,750,052 | ▲ $4,171,700 |
| Savings and Temporary Cash Investments | $9,145,176 | $9,942,897 | ▲ $797,721 |
| Investments Other Securities | $10,691,000 | $8,611,000 | ▼ $2,080,000 |
| Land, Buildings, and Equipment, Net | $4,436,203 | $5,905,969 | ▲ $1,469,766 |
| Cash and Non-Interest-Bearing Accounts | $1,810,306 | $2,080,460 | ▲ $270,154 |
| Investments Program Related | $1,429,192 | $1,694,849 | ▲ $265,657 |
| Prepaid Expenses and Deferred Charges | $301,417 | $147,594 | ▼ $153,823 |
| Total Assets | $178,949,811 | $220,804,918 | ▲ $41,855,107 |
| Other Assets Total | $6,300,340 | $8,567,889 | ▲ $2,267,549 |
| Liabilities | |||
| Other Liabilities | $150,859,239 | $185,620,725 | ▲ $34,761,486 |
| Accounts Payable and Accrued Expenses | $512,220 | $3,434,141 | ▲ $2,921,921 |
| Total Liabilities | $151,371,459 | $189,054,866 | ▲ $37,683,407 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $27,578,352 | $31,750,052 | ▲ $4,171,700 |
| Total Liabilities and Net Assets / Fund Balance | $178,949,811 | $220,804,918 | ▲ $41,855,107 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,042,691 | $2,516,418 | $5,559,109 |
| Equipment | $653,886 | $1,994,485 | $2,648,371 |
| Land | $1,846,773 | - | $1,846,773 |
| Other Land Buildings | $362,619 | - | $362,619 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Don Ackerman | President | FT | $236,791 | $43,490 | $280,281 |
| Jessica Shorney | CFO | FT | $95,019 | $11,658 | $106,677 |
| Tim Harris | VP of It & B | FT | $74,246 | $9,391 | $83,637 |
| Name | Title |
|---|---|
| Gregory Eck | Chairman |
| Ron Barber | Vice Chairma |
| Bob Netzer | Board Member |
| Chris George | Board Member |
| John Halstead | Board Member |
| Julius B Melton | Board Member |
| Steve Losh | Board Member |
| Steve Woodall | Board Member |
| David Roper | Sec/treasure |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Nesbitt Construction | Construction | 1400 E SAINT LOUIS ST, Springfield, MO 65802 | $627,894 |
| Line Item | Amount |
|---|---|
| Other Expenses | $4,729,136 |
| Salaries, Compensation, and Employee Benefits | $2,675,618 |
| Grants and Similar Amounts Paid | $870 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,708,946 |
| Office Expenses | - | - | - | $1,042,646 |
| Interest | - | - | - | $886,425 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $470,595 |
| Other Expenses | - | - | - | $461,712 |
| Depreciation Depletion | - | - | - | $282,048 |
| Occupancy | - | - | - | $278,316 |
| All Other Expenses | - | - | - | $235,302 |
| Other Employee Benefits | - | - | - | $222,607 |
| Advertising | - | - | - | $181,763 |
| Payroll Taxes | - | - | - | $152,152 |
| Pension Plan Contributions | - | - | - | $121,318 |
| Information Technology | - | - | - | $74,708 |
| Insurance | - | - | - | $48,575 |
| Fees for Services Accounting | - | - | - | $23,683 |
| Fees for Services Other | - | - | - | $20,624 |
| Conferences and Meetings | - | - | - | $9,608 |
| Fees for Services Legal | - | - | - | $6,173 |
| Travel | - | - | - | $1,364 |
| Grants to Domestic Orgs | - | - | - | $870 |
| Total Functional Expenses | $0 | $0 | $0 | $7,405,624 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' DEPOSITS | $185,620,725 |
“The members of the credit union are considered to be the owners of the organization.”
“The members of the credit union elect the board of directors and supervisory committee members for three year terms.”
“The return is given to the president, don ackerman and the board for review. After reviewing the return, don signs the e-file authorization form, and it is e-filed with the irs. A copy of the final return is included at the next monthly board meeting.”
“The president performance and compensation review committee is selected from the members of the board. This committee uses the cuna compensation survey, other demographic compensation reports and the credit union's past performance to evaluate the appropriate amount of executive compensation. The amount of executive compensation is proposed to the board in a closed door meeting and after a discussion among the board members an amount is approved.”
“Copies of the credit union governing documents, financial statements and conflict of interest policy are available to the public upon request.”
“As a member owned cooperative, this credit union is dedicated to providing high quality financial services to the members, remaining responsive to member needs and goals, and pursuing the philosophy of "people helping people" within the constraints of sound business practices.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 512220 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 3434141 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | MEMBER OWNED COOPERATIVE DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO ITS MEMBERS |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 181763 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 235302 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DON ACKERMAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4178865355 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2155 E SUNSHINE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 65804 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1810306 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2080460 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 470595 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 9608 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 627894 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 1400 E SAINT LOUIS ST |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | SPRINGFIELD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 65802 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | NESBITT CONSTRUCTION |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | CONSTRUCTION |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 870 |
| IRS990/CYInvestmentIncomeAmt | 0 | 322150 |
| IRS990/CYOtherExpensesAmt | 0 | 4729136 |
| IRS990/CYOtherRevenueAmt | 0 | 18600 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 10245974 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 3181100 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2675618 |
| IRS990/CYTotalExpensesAmt | 0 | 7405624 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 10586724 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 282048 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES SAVINGS AND LOAN SERVICES AS WELL AS OTHER FINANCIAL SERVICES TO APPROXIMATELY 20,921 MEMBERS AT COMPETITIVE RATES TO IMPROVE THEIR ECONOMIC CONDITION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 58 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 23683 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6173 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 20624 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 14990 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 11658 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 9391 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DON ACKERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JESSICA SHORNEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TIM HARRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | GREGORY ECK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RON BARBER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DAVID ROPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | STEVE WOODALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | STEVE LOSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CHRIS GEORGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JOHN HALSTEAD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JULIUS B MELTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | BOB NETZER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 265291 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 95019 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 74246 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VP OF IT & B |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SEC/TREASURE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1940 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 27998 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 870 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 27998 |
| IRS990/GrossReceiptsAmt | 0 | 10586724 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 18600 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 74708 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 48575 |
| IRS990/InterestGrp/TotalAmt | 0 | 886425 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 294152 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 294152 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 10691000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 8611000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 1429192 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 1694849 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 38303802 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 47374142 |
| IRS990/IRPDocumentCnt | 0 | 2777 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 4510903 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 4436203 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5905969 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 10416872 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 27578352 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 31750052 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 27998 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 27998 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 18600 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 18600 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 990600 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 278316 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1042646 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 6300340 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 8567889 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 222607 |
| IRS990/OtherExpensesGrp/Desc | 0 | ALLOCATED ATM OVERHEAD |
| IRS990/OtherExpensesGrp/Desc | 1 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | ATM/CC PROCESSING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 43990 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 635812 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 496387 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 461712 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 150859239 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 185620725 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1708946 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 106532375 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 136480118 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 152152 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 121318 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 301417 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 147594 |
| IRS990/PrincipalOfficerNm | 0 | JESSICA SHORNEY |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522210 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | CREDIT CARD INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEES AND CHARGES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | INSURANCE COMMISSIONS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 7641661 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1267268 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 989472 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 239895 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 68990 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 7641661 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1267268 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 989472 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 239895 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 68990 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 1659 |
| IRS990/PYInvestmentIncomeAmt | 0 | 1581133 |
| IRS990/PYOtherExpensesAmt | 0 | 4352354 |
| IRS990/PYOtherRevenueAmt | 0 | 20600 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 8095460 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 3003742 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2339438 |
| IRS990/PYTotalExpensesAmt | 0 | 6693451 |
| IRS990/PYTotalRevenueAmt | 0 | 9697193 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 3181100 |
| IRS990/RegularMonitoringEnfrcInd | 0 | false |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 18600 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 27578352 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 31750052 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 9145176 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 9942897 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3042691 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2516418 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5559109 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 653886 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1994485 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2648371 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1846773 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1846773 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 362619 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 362619 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 185620725 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 5905969 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 185620725 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 236791 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 28500 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 6973 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 8017 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | DON ACKERMAN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 280281 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | AS A MEMBER OWNED COOPERATIVE, THIS CREDIT UNION IS DEDICATED TO PROVIDING HIGH QUALITY FINANCIAL SERVICES TO THE MEMBERS, REMAINING RESPONSIVE TO MEMBER NEEDS AND GOALS, AND PURSUING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE" WITHIN THE CONSTRAINTS OF SOUND BUSINESS PRACTICES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS FOR THREE YEAR TERMS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE RETURN IS GIVEN TO THE PRESIDENT, DON ACKERMAN AND THE BOARD FOR REVIEW. AFTER REVIEWING THE RETURN, DON SIGNS THE E-FILE AUTHORIZATION FORM, AND IT IS E-FILED WITH THE IRS. A COPY OF THE FINAL RETURN IS INCLUDED AT THE NEXT MONTHLY BOARD MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE PRESIDENT PERFORMANCE AND COMPENSATION REVIEW COMMITTEE IS SELECTED FROM THE MEMBERS OF THE BOARD. THIS COMMITTEE USES THE CUNA COMPENSATION SURVEY, OTHER DEMOGRAPHIC COMPENSATION REPORTS AND THE CREDIT UNION'S PAST PERFORMANCE TO EVALUATE THE APPROPRIATE AMOUNT OF EXECUTIVE COMPENSATION. THE AMOUNT OF EXECUTIVE COMPENSATION IS PROPOSED TO THE BOARD IN A CLOSED DOOR MEETING AND AFTER A DISCUSSION AMONG THE BOARD MEMBERS AN AMOUNT IS APPROVED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COPIES OF THE CREDIT UNION GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 178949811 |
| IRS990/TotalAssetsEOYAmt | 0 | 220804918 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 178949811 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 220804918 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 58 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 7405624 |
| IRS990/TotalGrossUBIAmt | 0 | 38688 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 151371459 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 189054866 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 151371459 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 189054866 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 27578352 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 31750052 |
| IRS990/TotalOtherCompensationAmt | 0 | 36039 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 38688 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 38688 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 10245974 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 434556 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 312752 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 10235284 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 10586724 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 38688 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 178949811 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 220804918 |
| IRS990/TravelGrp/TotalAmt | 0 | 1364 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | TELCOMMCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JESSICA SHORNEY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CFO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4178865355 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2021-11-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TELCOMM CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TELC |
| ReturnHeader/Filer/EIN | 0 | 440538278 |
| ReturnHeader/Filer/PhoneNum | 0 | 4178865355 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2155 E SUNSHINE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SPRINGFIELD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 65804 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 431109768 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | KPM CPAS PC |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.